Wealth Strategies Unleashed

Retirement is a series of stages. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider cover what separates each of the 4 levels, and what you can do to level up no matter where you're starting from.

From the survival stage of living Social Security check to Social Security check, to the abundance stage where your portfolio grows while funding your dreams, this episode walks through the four “leve...

Retirement comes with its fair share of misconceptions, and believing them can delay your plans or lead to unnecessary anxiety. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider tackle 3 of the biggest retirement myths, and share 5 practical steps you can take to retire when you want to, with the confidence that you’re financially ready.

From the false idea of a “magic number,” to the “just one more...

Bad investments get a lot of attention. But the truth is, it’s usually the smaller, everyday financial mistakes that quietly cost people far more over time. In this episode of Wealth Strategies Unleashed, Robert Gilliland is joined by Concenture Wealth Management’s Chief Investment Officer, Mike Alexander, to talk about how misinformation, myths, and simple inaction can quietly erode your wealth and how to stop it.

From the false be...

Your time and your money are two of your most valuable and limited resources. In this episode of Wealth Strategies Unleashed, Robert Gilliland is joined by Concenture Wealth Management’s Chief Investment Officer, Mike Alexander, to explore two powerful concepts: the time value of money and the money value of time—and how mastering both can help you buy back more of your life.

From understanding how a dollar invested today can multip...

What would your 70-year-old self tell you today? In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider share lessons drawn from client conversations about the 3-legged stool of life (time, health, and wealth) and why you rarely have all at once. They explore how to make the most of each stage of life, protect your time, and ensure you’re building both meaningful experiences and lasting security.

From re...

The best time to retire is personal, but choosing your date with intention can have a major impact on your finances, healthcare, and emotional well-being. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider unpack the often-overlooked ways that timing your retirement can help you make the most of your first year and beyond.

From maximizing tax strategies like Roth conversions, to bridging the Medicare...

Cryptocurrency isn’t just about Bitcoin anymore, and it’s not going away. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Sanctuary Wealth's Chief Investment Strategist Mary-Ann Bartels break down the differences between Bitcoin, Ethereum, Solana, XRP, and other major players in the digital asset space. They explore why Bitcoin is the only true “currency” in the group, how the rest function more like tec...

From luxury luggage and dream cars to home upgrades and fitness routines, this episode of Wealth Strategies Unleashed is all about enhancing your retirement lifestyle beyond the spreadsheets. While most retirement conversations focus on numbers, Robert Gilliland and Karen Heider dive into the often-overlooked choices that make life richer, healthier, and more fun once you’ve stopped working.

They share practical ideas to help you:

In this episode of Wealth Strategies Unleashed, Robert Gilliland and Karen Heider unpack the 5 biggest non-financial retirement regrets, from losing social connections to making lifestyle changes that limit freedom. They explore how to avoid these pitfalls by planning for the “what’s next” well before your last day at work.

They share actionable ways to:

• Maintain social connections through friendships, family bonds, and community...

Robert Gilliland, CRPC™ and Mike Alexander, CIMA® explain what you need to know about the differences between growth and value stocks and investing. Understand how they perform in various economic cycles and how to balance your portfolio with them according to your risk tolerance. Learn the significance, the risks, and gain insights into when and how you should consider either option. 

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Robert Gilliland, CRPC™ & Wall Street Legend Mary Ann Bartels dive into the future of cryptocurrency and blockchain in 2025. They explore the evolving landscape of digital finance, the security and functionality of blockchain, and the generational divide in crypto adoption. Plus, get insights into the future potential of digital currencies and what it means for investors.

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Join Robert Gilliland, CRPC™ & Adam Malamed, CEO of Sanctuary Wealth, as they explore the shifts and advancements in the wealth management industry. Adam shares his 30-year experience in wealth management, emphasizing the importance of the independent space & discusses the impact of AI on client interactions, the democratization of the family office, and the growing role of alternative investments in portfolios. Discover fu...

Robert Gilliland & Adam Malamed, CEO of Sanctuary Wealth, explore the future of modern wealth management. They discuss how AI is reshaping the industry, the democratization of family office services, and the increasing importance of client-centric strategies. Discover how these innovations are transforming the way wealth is managed — and what it means for investors and advisors alike.

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Robert Gilliland and Mike Alexander tackle the question: Can you save too much for retirement? Hear crucial discussions about balancing your nest egg, the impact of inflation and healthcare costs has on you, and the importance of continuous financial planning. Learn about managing discretionary spending, understanding longevity risk, and stress-testing your retirement strategy.

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Discover how to enjoy a luxurious lifestyle without overspending through smart planning, budgeting strategies, and leveraging technology with Robert Gilliland, CRPC™, and Karen Heider, CRPC™, CDFA®. Get practical tips on avoiding impulse spending and share insights on building the emotional discipline needed to stay on track. 

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This week, we’re joined once again by Mary Ann Bartels, Chief Investment Strategist at Sanctuary Wealth and Wall Street legend. Mary Ann & Robert Gilliland dive into the key risks and challenges facing the markets in 2025, including inflation pressures, tariff impacts, and national deficit concerns. She'll also offer practical long-term investment strategies, expert advice on staying invested, and insights into market cond...

This week we welcome Mary Ann Bartels, Chief Investment Strategist at Sanctuary Wealth & recipient of the 2024 Wealth Management Industry Award for RIA Thought Leader of the Year. She'll discuss her economic outlook for 2025, emphasizing the impacts of Fed rate cuts, strong earnings, and advances in technology. She'll provide insights into the secular bull market, sector opportunities, and potential challenges ahead.<...

Join Senior Advisors Robert Gilliland and Karen Heider on the limitations of the traditional 4% rule for retirement planning. Learn why it may not be sufficient in today's financial landscape due to factors like inflation and market volatility. Hear alternative strategies, including dynamic withdrawals, the bucket strategy, and more which satisfy the A.G.E. approach.

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Our senior advisors Robert Gilliland and Karen Heider cover essential financial planning tips to kickstart 2025. Learn how to review and adjust your financial goals, manage retirement contributions, and organize your tax situation. Get insights for evaluating your investment portfolio, assessing risks, and updating estate plans. Whether you're preparing for retirement or optimizing your investments, we'll give you the ste...