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March 21, 2025 34 mins

For the 51st episode of What the M, Kent and Steve have a "fireside chat" about the economy, current regulatory conditions… and whether you should use ChatGPT for your March Madness bracket! Listen on for up-to-the-moment updates about the default servicing industry. 

Steve Hladik is a Partner at Hladik, Onorato, and Federman, LLP. He received his undergraduate degree from Penn State University (Let’s Go State!), before going on to Widener University for law school, where he graduated with honors. Upon graduation, Steve went to work for the Pennsylvania Attorney General’s Bureau of Consumer Protection, handling UDAP, FDCPA, RESPA, and TILA cases. Steve is licensed to practice law in Pennsylvania, New Jersey, Colorado, New Mexico, and Michigan. 

Kent McPhail is the Founder and Senior Partner of McPhail Sanchez, LLC. He received his undergraduate degree from the University of Southern Mississippi (To the Top!) and his JD from the University of Mississippi School of Law. Upon graduation, Kent worked as in-house counsel with Blue Cross and Blue Shield of Mississippi. After settling in Mobile, Alabama, Kent practiced with a private creditor law firm for three years. This led him to open his own default servicing firm in 1994, which has been thriving ever since. Kent is licensed to practice law in Alabama, Mississippi, Florida, and Tennessee.   

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A huge thank you to our Season 3 sponsor, Black Dome Services. Black Dome Services is a next-generation property services provider, offering a comprehensive range of services tailored to the unique needs of their clients. From property inspections, preservation, maintenance, renovations and various other interior and exterior property related services, you have a trusted leader dedicated to delivering exceptional results and maximizing the value of your properties. For more information, please visit their website at www.blackdomeservices.com or email Vic Draper at Victor.Draper@blackdomeservices.com

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