FICO credit scores are very very important and sometimes it's hard to know exactly. In this episode, we are going to discuss ways that you can raise your credit score! Also, on the flip side, it's just as important to know what will lower your credit score as well!
What accounts for your Credit history:
Payment History: 35%
Credit Utilization: 30%
Length of Credit History: 15%
Credit Mix: 10%
New Credit: 10%
What credit scores do you currently need to qualify for mortgage loans?
Conventional: 620-640
FHA Loans: 580-620
VA Loans: No min credit score requirement, but they typically like to see 620+
USDA Loans: 640
#realestate #whiskeyshow #podcast #realestateagent #ilovewhiskey #creditscore #creditrepair #creditscoretips #creditreport #creditbuilding #creditrestoration #goodcredit #badcredit #crediteducation #creditmanagement #creditscorematters #credithelp #creditscores #creditfix #creditimprovement #creditgoals #creditsolutions #credittips #improveyourcreditscore #creditawareness #creditworthiness #creditrebuild #creditscoreboost #financialhealth #personalfinance
Popular Podcasts
United States of Kennedy
United States of Kennedy is a podcast about our cultural fascination with the Kennedy dynasty. Every week, hosts Lyra Smith and George Civeris go into one aspect of the Kennedy story.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com