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March 25, 2025 20 mins

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Welcome to Season 5, Episode 10 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Conditions That Might Be Subject to Term Limitations or Exclusions – Understanding Them, and Why."

Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on medical conditions that may be subject to term limitations or exclusions. Many prospective disability applicants believe that if they have a medical condition and a doctor confirms they are disabled, they have an open-and-shut case. Unfortunately, this is often not the case - particularly when the disability is mental in nature, or when a physical disability is partially linked to a mental health condition. In today’s session, Nancy L. Cavey will explore a range of medical conditions that could be subject to these limitations or exclusions and explain why.

In this episode, we'll cover the following topics:

One - Drug Addiction / Substance Abuse and Your ERISA Disability Claim

Two - Alzheimer’s Disease and Your ERISA Disability Insurance Claim

Three - Gender Dysphoria and Your ERISA Disability Insurance Claim

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

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