Yes! You Can Buy a Home with Keith Goeringer

Most homeowners don’t realize they’re making the most expensive upgrade mistake until it’s too late. After 24 years in lending and thousands of buyer walkthroughs, Keith breaks down the upgrades that increase home value, the ones that shrink your equity, and the one thing you must fix before touching anything else. If you want clear, simple guidance for smart home improvements, this episode gives you the playbook.

What You’ll L...

After 23 years in the mortgage business, Keith reveals the brutal truth about real estate agents — and how to tell the pros from the pretenders before you waste your time.
You'll Discover:
• Why 48% of real estate inquiries get completely ignored (and what this means for your home search)
• The shocking response time stats that explain why good houses disappear so fast
• Six traits that separate real profession...

A THDA loan can be a great tool for first-time buyers — until it suddenly isn’t.
In this episode, Keith shares a real story of a loan that died just two days before closing when an unexpected Verizon collection dropped a buyer’s credit score from 640 to 621. You’ll learn why THDA re-pulls credit at the last minute, how that can derail even strong borrowers, and why lender-backed down payment programs may soon replace local gove...

1. “Don’t Panic — That Mortgage Letter Might Be Fake”
2. “Paper Phishing: The New Mortgage Scam Flooding Mailboxes”
3. “Fake Refunds, Fake Escrow Issues, Real Scams”

Homeowners across the country are getting hit with a new wave of fake mortgage mail — letters that look official, use your lender’s name, and say things like “urgent escrow issue” or “refund available.”
In this episode, Keith breaks down exactly how these scams w...

Buying a home doesn’t have to feel like navigating a maze blindfolded. Hosted by Keith Goeringer, a 23-year mortgage veteran, The Smart Homebuyer Podcast reveals the insider strategies, hidden pitfalls, and practical steps that save buyers money and stress. Each episode blends storytelling, market insight, and simple takeaways you can use right now—whether you’re a first-time buyer or planning your next move-up home.
Keith and ...

Most people think the new Big Beautiful Bill is just politics. But for families and business owners, it’s a game-changer: four years of stable tax rules.
In this episode, Keith breaks down what the bill really means — and how clients are using it to protect wealth, save on taxes, and plan confidently. You’ll hear how:

• A family earning $180k is using stability to plan Roth conversions without fear
• A contractor wiped out $100k ...

Think FHA loans are only for broke buyers? That myth is costing families thousands of dollars when they move to Middle Tennessee.
In this episode, I break down why FHA often beats conventional if you’re under a 720 credit score and putting less than 10% down. You’ll learn how FHA’s lower rates usually cancel out the upfront funding fee, why a 3.5% down payment is often all you need, and how to use FHA to house-hack your way int...

Most mortgage files don’t collapse because of rates or credit scores—they die because of hidden landmines and a broken 30-year-old process. In this episode, Keith pulls back the curtain on the biggest flaw in the mortgage industry, reveals an experiment that merged the roles of LOA and processor, and shows how AI is completely reshaping the way loans are done.
If you’ve ever wondered why deals blow up at the 11th hour—and how t...

Every time you search for a home online, your data is being tracked and sold—unless you know how to stop it. In this episode, Keith pulls back the curtain on how home search platforms really work, why you're getting spammed, and what to do instead. From incognito mode to AI-powered search systems, you'll learn exactly how to protect your privacy and still find your dream home. Show Notes (for blog, YouTube description, or...

Everyone's hyping up AI like it's the answer to everything—including how to buy a home. But here's the truth: ChatGPT is handing out outdated, generic advice with total confidence—and it's leading homebuyers straight into financial landmines.

In this episode, I break down the real risks of using AI during the mortgage process—from bad rate lock timing to totally made-up lender recommendations. I’ll share a real c...

Feeling lost in the homebuying process? You’re not alone.
In this episode, Keith breaks down the exact 10-step roadmap every smart homebuyer should follow — from pre-approval to closing day.
Whether you’re a first-time buyer or haven’t purchased in years, this episode will show you how to avoid the biggest mistakes buyers make (and how to close like a pro).
Plus, you’ll get access to the free downloadable...

In this episode of Yes, You Can Buy a Home, I share the true story of how my first home purchase nearly fell apart — and the 7 steps I now teach every buyer to make sure it never happens to them.
If you’re feeling overwhelmed, unsure where to start, or don’t know who to trust in this process… this episode is your roadmap.
What you’ll learn:
– What really matters in a pre-approval
– Why picking the rig...

Are you planning to buy a home in 2025 or beyond? In this episode of Yes! You Can Buy a Home, mortgage and real estate expert Keith Goeringer reveals the three biggest credit score changes coming in 2025 that could make or break your homebuying journey. From the impact of "buy now, pay later" loans to the removal of medical debt from credit reports, Keith breaks down how these changes could affect your mortgage approval a...

"Yes, You Can Buy a Home" Podcast – Episode-9
Ready to finally lock in your dream home at a price you can afford? In this episode, host Keith Goeringer – a mortgage and real estate expert with 23 years of experience – reveals the game-changing strategies you need to secure the lowest mortgage rates we've seen in four years.

But there’s a catch: As rates continue to improve, a buying frenzy is likely to h...

In this eye-opening episode of Yes, You Can Buy a Home, Keith Goeringer is joined by JT Thomas from Solutions Group Accounting Firm. Together, they break down the essential differences between CPAs and tax preparers—and why relying on the wrong professional could cost you tens of thousands of dollars. Whether you’re a first-time homebuyer, a seasoned property investor, or a business owner, this episode will teach you how the right ...

Buying land and building a custom home sounds like a dream, but let’s be honest—it’s usually a logistical and financial nightmare. In this episode, I sit down with Vanessa, a powerhouse in the world of custom home building, who’s completely redefined the process.

Forget construction loans, endless due diligence, and the stress of managing contractors. Vanessa shares how her team at Dalamar Homes does all the heavy lifting—...

In this inspiring episode of Building Dreams, One Home at a Time, Keith Goeringer sits down with Jessica Webster, a passionate real estate agent and educator who is transforming lives through homeownership. Jessica shares her heartfelt journey into real estate, the challenges she overcame, and her mission to empower first-time homebuyers. From the generational wealth her father built to her unique approach of blending authenticity ...

In this episode, mortgage industry veteran Keith Goeringer sits down with Mark Leusner from Change Wholesale to explore innovative non-QM lending solutions. 

Mark shares insights into Change Wholesale's unique programs that can help qualify borrowers who fall outside of traditional mortgage guidelines. Learn about alternative documentation methods using bank statements, one-year tax returns, and even no-income-require...

Buying a home? Don’t let online mortgage platforms derail your dreams. In today’s episode, we’re exposing the 3 biggest mistakes buyers make with online lenders—and how working with a trusted local broker can save you time, money, and stress

In this episode, Keith Goeringer pulls back the curtain on the hidden pitfalls of online mortgage companies. From bait-and-switch rates to endless spam calls and rigid loan systems, Ke...