Money Without Guilt: Why Earning, Saving & Investing Matters | YKMS

Episode Overview

Most of us left school with little to no financial education. We learned about trigonometry and algebra, but no one taught us how to budget, manage debt, or invest. In this episode, we’re diving into the financial lessons we wish we’d learned earlier, why money isn’t something to fear or avoid, and how we can better prepare the next generation for financial independence.

It’s never too late to get on top of your finances. Let’s break the silence around money and start making it work for us.

Key Discussion Points

• Why weren’t we taught about money at school? The financial gaps in our education and why it’s changing.
• How subconscious beliefs shape our financial mindset—and why so many of us feel guilt or shame about wanting money.
• Debt, credit cards, and financial mistakes we made—and what we wish we’d known earlier.
• Women and financial independence—why it’s essential and how financial autonomy can change lives.
• The power of compound interest and long-term investing—why starting early makes a massive difference.
• How we can teach kids financial literacy—simple, practical ways to make money part of everyday learning.
• Building healthy financial habits—small, manageable steps to create financial stability and security.

Listener Takeaways

• Money isn’t evil—it’s a tool that can provide freedom, security, and choice.
• Teaching kids financial literacy early gives them a huge advantage in life.
• You don’t have to be a financial expert—just start by tracking what comes in and goes out.
• Small, consistent savings can grow into significant financial security over time.
• Talking openly about money helps break the cycle of financial stress and misinformation.

We’d love to hear your experiences!

• Do you struggle with a subconscious belief that money is bad or greedy?
• Have you started teaching your kids about money? What’s worked well for y

BetterHelp Paid Partnership - Get 10% off your first month

If you’re struggling, consider therapy with our paid partner BetterHelp. Visit https://betterhelp.com/youkeepmesane for a 10% discount on your first month of therapy.

BetterHelp makes it easy to find a therapist who suits your needs. Their online platform connects you with credentialed therapists, and if your first match isn’t the right fit, you can switch.

Links:

• Join our YKMS WhatsApp Group: https://chat.whatsapp.com/Jcjq9gzY26G1f1iSV65auZ
• Follow YKMS Podcast on IG @youkeepmesane.pod
• Follow YKMS on FB https://www.facebook.com/YouKeepMeSanePod
• Email us at [e-mail]

Subscribe to our Newsletter: https://www.youkeepmesane.com/subscribe/

Download our FREE e-book: ENOUGH - Just As You Are https://www.youkeepmesane.com/shop/

Hosts: Aileen Harvey & Julie Fahy

Editor: Allia Lenit Galos

See https://www.buzzsprout.com/privacy for privacy information

Disclaimer:

Remember, we’re two friends sharing our personal experiences and discussing everyday challenges. We’re not qualified coaches or therapists, and our content is for general information and supportive conversation only. If you need professional help, please seek advice from a licensed therapis