Your Life and Money

Welcome to Your Life and Money—where financial planning is all about designing a life you love. In this episode, Brad Smith and Tim Borody talk about their Retirement Coaching Program. More than just numbers, this program helps clients explore what retirement really means—personally, emotionally, and practically.

It’s not just about saving enough—it’s about answering the bigger question: What’s next?

In this episode, we dive into thr...

Welcome back to Your Life and Money—where financial planning is about more than just numbers; it’s about designing a life you love. In this episode, Brad Smith and Tim Borody explore a growing trend: the do-it-yourself (DIY) movement in personal finance. With the rise of AI tools and online platforms, it’s easier than ever to manage your own money—but does that mean you should?

This episode dives into the essential conversation arou...

Welcome back to Your Life and Money — the podcast that goes beyond the numbers to help you live your best financial life. In this solo episode, host Brad Smith dives into a crucial yet often overlooked topic: the role of alternative investments in building a more resilient and aligned financial strategy.

While life-centered planning is always the foundation, Brad explores how evolving markets and investor needs are driving a shift a...

Uncertainty may dominate the headlines—but it doesn’t have to dominate your financial decisions. In this insightful episode of Your Life and Money, hosts Brad Smith and Tim Borody dig into the real-world lessons learned from decades of market ups and downs, including recent volatility, and why life-centered planning remains the most effective tool in your financial toolkit.

Drawing from real client stories and historical market shoc...

Planning for retirement isn’t just about numbers—it’s about building a life you love. In this episode, hosts Brad Smith and Tim Borody explore how financial scorecards can help you gain clarity and confidence in your future.

They break down two key tools:

• The Retirement & Investment Scorecard – A powerful tool to measure financial confidence and identify gaps in understanding.
• Uses a 1-10 scale to asses...

Welcome to Your Life and Money, where financial planning goes beyond numbers to help you reach your Financial Finish Line—the point where your money serves your life, not the other way around. Join hosts Brad Smith and Tim Borody as they dive into powerful stories of people who have achieved true financial fulfillment by defining their goals and aligning their finances with their values.

In this episode, Brad and Tim discuss how fin...

It’s that time of year again—tax season! But instead of just scrambling to file your return, what if you could take a proactive approach and use tax planning to your advantage? In this episode of Your Life and Money, host Tim Borody dives into the importance of tax planning as a key pillar of financial success.

We’ll cover:

• The difference between tax season and tax planning—and why it matters
• How to align your tax strategy with yo...

What if generosity isn’t just about giving—but about gaining something even greater? In this episode of Your Life and Money, Brad Smith explores how generosity can transform your financial outlook and your life. With co-host Tim Brody under the weather, Brad takes the opportunity for a one-on-one conversation about how aligning your money with your values leads to true financial contentment.

Here’s what you’ll learn in this episode:

Welcome to another episode of Your Life and Money! This week, we’re diving into the practical side of financial planning—where your money meets your goals. Are you making the most of your savings options? We’ll break it down with expert insights and real-life strategies to help you make informed decisions.

In this episode, we explore:

• The Five Uses of Money: A tool to align your financial actions with your life values.
• RSP vs. TFS...

Welcome to "Your Life and Money," where we believe financial planning isn’t just about numbers—it’s about living a life aligned with your values.

In this kickoff episode for 2025, Brad Smith and Tim Borody reflect on key financial lessons and look ahead to trends, opportunities, and challenges that might shape your year.

In this episode, we’ll cover:

• Why the start of a new year is a great time to reevaluate your financial goals.
• In...

As another year comes to a close, join hosts Bradley Smith and Tim Borody in a thought-provoking episode of Your Life and Money. In this special end-of-year conversation, Brad and Tim reflect on 2024’s surprises, lessons, and successes, while setting the stage for an optimistic 2025.

Financial planning is not just about numbers—it’s about aligning your money with your values. This year-end wrap-up explores how individuals and famili...

In this episode of Your Life and Money, Brad Smith steps into the studio solo to share a valuable learning experience:

• How even seasoned financial professionals can be targeted by sophisticated scams.
• The subtle tactics scammers use to build trust and create urgency.
• Red flags to watch for when transacting online or in your community.
• Practical tips to protect your finances and avoid falling victim to fraud.

With his personal s...

In this episode of Your Life and Money, we're diving into an often-overlooked but incredibly important topic in financial planning: contentment. As we approach the end of the year and reflect on what truly matters, Tim Borody takes the reins to explore how aligning your finances with your values can lead to a life filled with more meaning and satisfaction—no matter what stage of life you're in.

This episode is all about shifting the...

Retirement planning is more than just crunching numbers—it’s about aligning your money with your dreams and building a life that feels rich beyond the finances. In this episode of Your Life and Money, hosts Brad Smith and Tim Borody dive into how true financial planning encompasses emotional, social, and physical preparation for retirement. Together, they unpack the latest Fidelity report on Canadians' views on retirement, revealin...

Retirement planning has evolved beyond numbers—it’s about aligning money with your life and values. In this episode of Your Life and Money, Brad Smith and Tim Borody explore the changing landscape of retirement, sharing insights from a new report that uncovers Canadians’ shifting attitudes and priorities as they approach this major life transition.

Join us as we dive into:

• The latest findings on Canadians’ retirement outlook and ...

Welcome to Your Life and Money! In this episode, we’re diving into the intricate world of mortgages and financial planning with our guest, Julia Bernier, a seasoned mortgage broker. We’ll explore how to align your financial choices with your life goals, helping you make informed decisions in a fluctuating market.

Join hosts Brad Smith and Tim Borody as they uncover practical insights from Julia’s journey in the mortgage industry ove...

Are you ready to embark on one of the most important transitions of your life? Welcome to Your Life and Money, where financial planning goes beyond numbers—it's about aligning your money with your life, values, and priorities. In this episode, Brad Smith and Tim Borody dive deep into the emotional and financial complexities of exiting a business and what comes next.

Whether you're a business owner preparing for retirement, a company...

Ever wondered how to align your money with your values while planning for life’s biggest transitions? Welcome to Your Life and Money, where we believe financial planning isn’t just about numbers—it’s about your life. Join Brad Smith and Tim Borody as they dive into real stories of people using life-centered financial planning to achieve their goals and live out their dreams.

In this episode, we explore the emotional and strategic si...

Welcome to "Your Life and Money," where financial planning isn't just about numbers—it's about your life. I'm Brad Smith, joined by Tim Borody, and each episode, we share inspiring stories from real people who have achieved their dreams through life-centered planning. In today's episode, we're excited to welcome a special guest, Anneline Breetzke, a successful business owner and a longtime client.

In this episode, you'll discover: