13: How I Invest: A Simple Portfolio for Long-Term Wealth

Want to build wealth without constantly watching the stock market? You don’t need to be the next Warren Buffett to succeed as an investor. In this episode, I break down my personal investing strategy—the simple and powerful 3-Fund Portfolio. No stock-picking, no market timing, just diversification, low fees, and steady growth.

You’ll learn why most professional stock pickers fail, how index funds eliminate unnecessary risk, and why bonds play an essential role in smoothing out market swings. Plus, I reveal exactly which funds I invest in (VTI, VXUS, and BND) and how you can build a stress-free, low-cost portfolio that grows over time. Whether you're a beginner or looking to simplify your investments, this episode gives you a clear roadmap to financial freedom.

Chapters

00:00 Introduction to Wealth Building

01:32 The Importance of Diversification

03:08 Diversify with Index Funds

05:13 Control Your Costs

09:00 The Role of Bonds

11:15 The Three-Fund Portfolio

12:45 VTI in Detail

15:26 VXUS in Detail

17:33 BND in Detail

19:04 Conclusion