Ever seen those “Get $300 for opening a checking account!” offers and wondered if they’re legit? Spoiler: they are, and they can add up to serious cash. In this episode, we unpack the surprisingly lucrative world of bank account bonus churning, where savvy consumers earn hundreds (even thousands) just by opening new accounts, meeting simple requirements, and moving on. Whether you're side hustle curious or just want to put your idle money to better use, this might be the easiest money move you’re not making.
You’ll learn exactly how bank bonuses work, why banks are so eager to hand out free cash, and what you need to do to qualify without getting hit with hidden fees. We walk through real-world examples—including how some churners have earned $2,000–$13,000 in a single year—and break down the step-by-step playbook to get your first bonus safely. From picking the right offer and avoiding rookie mistakes, to advanced strategies like stacking bonuses and leveraging household accounts, this episode gives you everything you need to start earning.
If you like your money moves simple, strategic, and rewarding, this one’s for you. Tune in to learn how to turn everyday banking into a part-time income stream, no special skills required. Let’s make your money work a little harder (without you having to).
Chapters
00:00 Introduction to Bank Bonus Churning
01:25 Understanding the Mechanics of Bank Bonuses
03:45 Potential Earnings from Bank Bonus Churning
08:32 Current Bank Offers and Promotions
09:57 How to Successfully Churn Bank Bonuses
11:43 Step-by-Step Guide to Earning Bonuses
21:31 Final Thoughts and Key Takeaways
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.