Your Money Your Retirement Podcast

Every woman needs have her own Financial Plan – no matter whether she’s single, married, or in a committed relationship! Unfortunately, most women don’t have a written plan.

With the nation's debt climbing to unprecedented levels, higher taxes may be inevitable. Have you prepared your financial and retirement plans? Learn what you can do to safeguard your future. Joining us in this discussion is Financial Advisor Zach Roberts.

We always encourage saving as much as you can throughout your working years. The money you save today is what you’ll live on tomorrow. Listen to learn what we’ve seen retirees do without really thinking about how their retirement may be impacted.

If you love a good game of trivia, you’ll want to listen. We’ll explore 10 questions about Social Security that many Americans get wrong! You can test your knowledge, too!

Fraud is rampant – especially against Seniors! Will you know the warning signs to protect yourself?

Birthdays – Love them or hate them. 
Either way there are some that are really important!

Is there a difference between a Roth 401(k) and a Roth IRA? You bet there is! We’ll cover 6 ways they differ, as well as why you should take advantage of this option if it’s offered to you.

Starting in 2024 more than 11,000 Americans will be turning 65 every day – and that’s expected to last through 2027 when the last of the youngest Baby Boomers reach that magic age!  Some are calling it the Silver Tsunami while others call it the ‘Peak 65.’  So, if you’re one of those lucky individuals turning 65 what do you need to know about planning for your next stage?

We’ll explore 4 steps that are often misunderstood, but can help you create a more secure and confident retirement. Joining us in this discussion is Blue Heron Capital Financial Advisor Zach Roberts!

It seems like every dollar you receive these days is taxable income. And with our country’s sky rocketing debt, chances are tax rates will be going up sometime in your future! That creates some real concerns! The good news is that the IRS doesn’t tax everything! We'll disclose things the IRS doesn’t currently tax.

After decades of paying those Social Security taxes, you may now be shocked to learn that up to 85 percent of your Social Security benefits could be subject to income taxes throughout your retirement years!  So, is there anything you can do to help reduce or eliminate taxes on those benefits?

When creating your retirement plan, are you approaching it like a space engineer designs a rocket? Or are you swinging wildly from strategy to strategy unsure what to do next? What you do, and how you do it, really matters! 

Your Money Your Retirement!  It’s not just the name of our radio show! It’s the driving force in our practice!  Today, we’ll review one of the most important chapters in Linda’s book, Your Money Your Retirement, as we focus on the number one question the BHC team is asked so often – Will your money last as long as you do?

When you think about retiring are you excited about your next chapter…or are you thinking that’s just what comes next in the cycle of life. Or, maybe you’re just happy to leave your job behind without any thought of what comes next.  Whatever you’ve been thinking, maybe it’s time to re-fire! And make the rest of your life the best it can possibly be!

It’s 7:00 on a Friday evening and you just met with the doctor who told you she’s releasing your mom from the hospital first thing Saturday morning. Mom still needs a lot of care and she can’t go back to her home. Where do you start? What do you do next? Who are you going to call this late on a Friday evening? This can happen to anyone! 

Does your advisor ever ask to look at your tax return? Does your advisor ask you about your potential for longevity, your health and your retirement goals? And, does your advisor explain things like sequence of returns and how that could impact your retirement future?  If not… why not?

Will your money last...how will inflation, future taxes and healthcare expenses impact your retirement? Will your loved ones be financially ok when you’re gone? Do you know where your retirement income is actually coming from? If questions like these are keeping you awake at night, you’re not alone! The good news is that there are some great strategies to help you relax!

You might think you work well under pressure, but just-in-time estate planning is the last thing you’ll want to do! It’s critically important and, you want to get it right! We'll disclose 6 key mistakes to avoid.