102 | 3 Questions That Helped Me Break Free From My Money Blocks, Shift My Money Mindset & Budget

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Our relationship with money is fundamentally about belief systems, not bank account balances as the financial industry would have us believe.  In this episode, I share 3 powerful questions that helped me transform my own scarcity mindset to one of sufficiency and abundance.

You'll learn to identify the money messages from your past, recognize emotional triggers, and adopt new beliefs that align with an abundant life. I also explore viewing money as a neutral tool and simple practices to stay grounded during overwhelming financial moments. 

This work not only brings personal financial freedom, it also creates a positive legacy for our future generations.  Imagine who you would be with an easeful relationship with money?

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Episode Transcript

Erin Gray (00:00):
Have you ever felt like, no matter how much money
you make, how much you'veinvested, doesn't feel like
enough?
Maybe you feel guilty forspending or fear that you're
going to run out at some point?
I've been there and the truthis it wasn't about my bank
account.
It was about my belief systems.
So today I'm going to sharethree powerful questions that I
asked myself to uncover my ownmoney blocks and shift into a

(00:21):
healthier, more sufficient andabundant relationship with money
.
Do you want to create a systemto stop avoiding your money?
Maybe you're feeling guilt andshame when it comes to finances.
Welcome to your Money, yourRules.
I'm Erin, a former certifiedfinancial planner and CFO, and
yet I used to avoid my money andhad fear, no matter how much we
had.
I can't wait to teach you how Iovercame my money avoidance and

(00:45):
started consistently managingmy finances in a really simple
way.
It's time to get comfortablewith money.
Before we dive into this week'sepisode, I want to invite you
to join me for a one-on-onemaster your money coaching
session.
During this hour.
We'll work together to create atailored plan that helps you
align your finances with yourunique goals, energy and mindset

(01:06):
.
If you're ready to transformyour relationship with money and
create the freedom andabundance you deserve.
Head over to my websitegeneratealifewelllivedcom and
schedule your session.
I know I've talked in previousepisodes that for years probably
from 20 to 40, you know myworking life I was so focused on

(01:27):
making more money, investingmore money, and even though when
I hit those financial goals Istill felt stressed guilty and
outsourcing some of my power toour advisors, and then that's
when, you know, I realized thatit wasn't just about earning and
investing more.
I think, really, when it hithome to me is when I decided to

(01:48):
take time off.
It was really getting down anduncovering those beliefs that
were running in the background.
You know my financial decisionsand I started asking myself
deep, uncomfortable questionsand also taking action, because
I believe it's when we takeaction that it brings up our

(02:10):
belief systems and that's whenthings actually started to
change.
I think a lot of times, maybewith self-development, we want
to sit and journal about stuff,which I think does have its
place, but sometimes we can getso heady with our journaling or
trying to change beliefs versusjust going and taking action,
and then it's going to, it'sgoing to bring up those things

(02:32):
and then that gives us thosethat opportunity to work through
that.
So the first question that Iasked is what stories about
money did I inherit from myfamily?
You know we all grew up withhearing different messages about
money, right, whether it mightbe.
Money doesn't grow on trees, oryou have to work hard for money

(02:53):
, or that's expensive.
I was just talking to a clientthis week about she was making a
comment about it's oh, that'sreally expensive.
Oh, that's really expensive.
She was making a comment aboutit's oh, that's really expensive
.
Oh, that's really expensive.
Oh, that's really expensive.
And I'm like is it reallyexpensive or is it more so that
you don't value the amount thatis being charged for what you're

(03:20):
going to receive in return?
So if you can flip the switchon some of those things because
expensive to me feels very, onsome of those things because
expensive to me feels very, Ican't have energy.
Versus I'm choosing not to buythis because I don't see the
value in the price that they'recharging.
You know these beliefs that wehave from childhood.
They shape everything, how weearn our money, right?
If you believe that you have towork hard for money which is

(03:41):
what I grew up believing thenyou will right.
I worked a lot of hours, I wasstressed a lot because that's
the way I thought money wascreated.
So it affects or it shapesright how we earn, how we spend
or invest our money, how we saveit right, without, if we're not
aware, without even realizingit.

(04:03):
So ask yourself and it could begood for you to take some of
these questions and just sit injournal and get really clear on
a piece of paper what did I hearabout money growing up?
Or for some of you it might bewhat did I not hear?
Maybe your parents didn't talkabout money at all and that was
hush hush, like that was a badthing to discuss money.

(04:23):
So were you left to figure itout and how is that still
showing up in your life today?
Number two is what emotions comeup when I think about money.
So money isn't just aboutnumbers.
In the beginning, right when weare doing this work, it is so

(04:44):
deeply emotional and so oftenthe financial advisor that you
have or the CPA wants to talknumbers with us, right, and in a
way it's like money is justnumbers and money isn't just
numbers, right, money is justliterally numbers on a piece of
paper, and also it is soemotional.
So if we haven't gotten to thespace where our body feels

(05:07):
neutral about it, it's not justnumbers, right.
They're highly emotional andsometimes it's deeply triggering
.
So do you feel stressed aboutmoney, or guilty or ashamed when
you think about your financesor how you interact with your
finances?
Those emotions are really goodclues to those deeper money

(05:27):
blocks that you might be having.
You know, I always say ouremotions are an invitation for
us to go inward and to have morecompassion for ourselves.
So what do you need in thismoment when you're feeling
stressed or ashamed, or you'refeeling guilty?
Do you need to put your hand onyour heart?
Do you want to speak kindly toyourself?
Do you need to make yourselfyour favorite beverage and sit

(05:50):
for a bit?
Maybe you just need to focus onyour breathing.
You know you could do boxbreathing.
You could just notice is yourbreast shallow?
Is it really deep in your belly?
Like what are you feeling inyour body?
Just being aware of that andasking yourself you know, when I
check my bank account or make afinancial decision, what are
the emotions that are coming up?

(06:11):
Where do those feelings comefrom?
And then I think, I mean, Ithink it's all powerful, but
really we have to focus onwhat's the story that we want to
believe about money?
I think sometimes we can getinto continuing to talk about
what we grew up with and all ofthat which has its place, and
also focusing and spending equal, if not more, amount of time of

(06:34):
what do I want to believe aboutmoney.
Right, Once you identify yourold money beliefs, you get to
rewrite your financial story.
I think the greatest thing wecan do for ourselves and our
children is to change thetrajectory of where we are going
.
Many of us came from familieswith scarcity mindset.
Right, our parents, our parents, parents like it's generational

(06:55):
, it's in the DNA.
We get to help our childrenhave a different childhood and
different belief systems andemotions around money.
And if your kids are grown, Iwant to say it's not too late.
When you change your beliefsand your state of being around
money, it trickles down to yourkids.
You know conversations withyour adult children can change

(07:18):
because of how you change yourrelationship with money.
So, instead of believing thatmoney is stressful, what if you
started believing that money isa tool?
What if we just got toneutrality?
Can we agree that money is justa tool, like if you were to use
I mean, I'm not so great in theyard but my husband is and he
has all these different toolsand if he wanted me to use a

(07:42):
rake, but I showed up with ashovel, the shovel isn't bad,
it's just not the best tool forthe job, right?
So if money can be like a rakeand we can think of it just as a
tool, then you get to have morechoice and freedom because of
the money that you have.

(08:03):
You get to decide how do youwant to use this tool and ask
yourself you know, if I fullytrusted myself with money, how
would I think and how would Ifeel and how would I act
differently?
Who is that woman that has amore easeful relationship with
money?
Who is that woman that feelsease when she spends her money?

(08:27):
Who is that woman that valuesherself enough to buy things
that she loves and that bringher joy?
So, to recap, first andforemost, what stories about
money did you inherit from yourfamily?
Get a journal, write thesebelief systems down, see them on

(08:49):
paper for what they areThoughts, right?
Beliefs are just thoughts thatyou think over and over and over
again.
So they're thoughts.
They're not facts, because youcan find evidence for the
opposite, correct.
So they are thoughts, they'renot facts.
Number two what emotions come upwhen I think about money?
And this I don't think.

(09:11):
Yes, you can put it on yourjournal, but this is more of a
felt sense in your body.
What are the physicalsensations that I feel in my
body when I look at my money,when I invest our money, or
don't invest our money becauseI'm afraid?
What do I feel when I ask formoney for my services?
Do I get all squirrely about itand get in my head, or am I

(09:31):
just like?
This is the price.
If this is, you want to workwith me.
This is the price.
Where in your body is it comingup?
Get curious about this and payattention to this.
And the last one and I think,like I mentioned, it probably is
the most powerful in practicingis what is the story I want to
believe about money?
You have to decide ahead oftime how you want to be with

(09:55):
your money.
This is a skill set, right?
We're going to plan and do andthen notice when we drop out of
this state of being right.
You can get back, you can lowerthe refractory period and it's
okay, right, we're learning.
This is a skill set.
That's what I have for you,ladies, today the way that you
think about your money.

(10:15):
It shapes your financialreality.
Okay, my friends, I'll see youin the next episode.
I want to invite you to join mefor a one-on-one master your
money coaching session.
During this hour, we'll worktogether to create a tailored
plan that helps you align yourfinances with your unique goals,
energy and mindset.
If you're ready to transformyour relationship with money and

(10:37):
create the freedom andabundance you deserve, head over
to my websitegeneratealifewelllivedcom and
schedule your session.
Did you learn something today?
Do you know another femaleentrepreneur who might be
avoiding her money?
Will you send this episode overto her for me and, if you have
it in you, please leave me areview for this podcast?

(10:57):
It helps the show grow and Ilove hearing from you.
See you next week.