Your Retirement Elevated Podcast with Scott Dougan

Your Retirement Elevated Podcast with Scott Dougan

Financial and retirement planning guidance from Kansas City‘s Scott Dougan of Elevated Retirement Group. Scott Dougan founded Elevated Retirement Group in 2003 in order to fill a niche he felt was not being addressed properly in the retirement planning environment – helping retirees and pre-retirees in the Kansas City metro area find answers to issues that may affect the quality of life during their retirement. Scott is a Registered Financial Consultant (RFC) and holds a Series 65 Investment Adviser Representative license, which holds him to the fiduciary standard. He also holds insurance licenses in Kansas, Missouri and other states.

Episodes

July 18, 2024 68 mins

In today’s digital age, cybersecurity has become a critical concern for everyone, especially those planning for retirement. In this special edition of Your Retirement Elevated we’re sharing a video replay of our recent cybersecurity event with expert Ryan Fickel. Ryan is the Chief Technology Officer and Chief Information Security Officer at Advisors Excel and will be working closely with our team moving forward.

This presentation c...

Mark as Played

The truth about retirement planning is that many people need a reality check when it comes to taxes and the impact they will have on their retirement money. Today we’re going to turn our attention to tax planning and how to keep most of your money from going to the IRS instead of the things you want to spend it on in retirement.

 

Here’s what we cover in this episode:

0:00 – Intro

2:40 – Taking money out prior to 59.5

3:58 – Enhan...

Mark as Played

What does a complete financial plan really look like? You’ve spent decades working hard, saving diligently, and now the golden years are on the horizon. But have you covered all of your bases? Listen in as Scott walks us through the 5 key areas of a complete financial plan in today’s episode- income planning, investment planning, tax planning, healthcare planning, and legacy/estate planning.

 

Here’s what we cover in this episode:

...

Mark as Played

Today we’re going to cut through some of the fear by identifying the most common financial scams so you know what to be on the lookout for. We’ll also give you some tangible actions to take today to help safeguard your accounts.

Are you at risk of having your identity stolen or becoming of fraud? We’ll break it all down with Scott in this video.

 

Here’s what we cover in this episode:

0:00 – Intro

1:44 – Big interest in this topic

...

Mark as Played

Most people think retirement planning is all about the numbers. Will the assets I have accumulated – 401k/IRA, Social Security, real estate, pension, etc. – provide enough income in retirement to fund my lifestyle? Once you reach retirement, you’ll quickly realize there’s much more to preparing for the next chapter of life. Today we’re going to share seven habits that studies show can improve your satisfaction in retirement.

 

Here...

Mark as Played
June 13, 2024 21 mins

Retirement is a journey, and like any journey, it has its phases. Understanding these phases is crucial to ensure that you can enjoy your golden years without financial stress. In this episode, we’ll take you through the the essential stages of retirement planning: the go-go, slow-go, and no-go years.

Understanding these three stages will help you effectively manage your finances as you determine how much income you’re going to nee...

Mark as Played

The long process of writing a book has finally wrapped up for Scott and we’re excited to be rolling it out very soon. In anticipation of the launch of Exceptional Retirement: Tools and Strategies for Retiring On Your Own Terms, we wanted to share some background on the book, the chapters that we think you’ll like most, and the personal stories that influenced our approach.

Our approach is all about personalizing your retirement, wh...

Mark as Played

Each generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement and the early half of Generation Z taking their initial steps into the career field, these major life events come with a handful of financial planning questions.

In today’s episode, we’ll share insights into the unique concerns that echo across different age groups. These a...

Mark as Played

Are you prepared for the unexpected turns your retirement might take? In this episode of Your Retirement Elevated Podcast with Scott Dougan, we explore the surprising findings from a study by the Transamerica Center for Retirement Studies. The study reveals a stark contrast between pre-retiree expectations and retiree realities, and we're here to explore the nine most common retirement surprises that await.

One of the most comforti...

Mark as Played

Ever found yourself endlessly scrolling through options, unable to make a choice? You might be falling into the trap of FOBO: Fear of Better Options. It’s ​a ​psychological ​phenomenon ​where ​someone ​avoids ​making ​a ​decision ​out ​of ​the ​fear ​that ​there ​may ​be ​a ​better ​option ​out ​there. ​How ​can ​we ​identify ​it ​and ​work ​with ​it ​and ​make ​better ​decisions ​and ​actually ​get ​to ​the ​decision ​point? That’...

Mark as Played
March 21, 2024 22 mins

Are you ready to flip the switch from saving to spending as you approach retirement? Many people struggle with the transition and mindset shift that happens in retirement. In this episode, we’ll explore the delicate balance between money, happiness, and the art of spending wisely in your golden years. It's packed with insights on the psychological shift required to enjoy the fruits of your labor, the impact of past experiences on s...

Mark as Played

On today's episode, we're going talk about scams and how they are more prevalent than you might think. In fact, just in 2022, there were more than 88,000 complaints of fraud that resulted in more than $3 billion in losses from people age 60+.

 

Here are some of the questions we’ll tackle in this episode:

  • Why are people aged 60 and over common targets?
  • The top five scams that constitute 65% of the complaints.
  • The ‘Can You Hear ...
Mark as Played

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments.

 

Here's what we discuss in this episode:

  • What are we talking about when we say, “lazy money?”
  • The current interest rate landscape + why people end up with too much lazy money in thei...
Mark as Played

Today's magic number is 65. You know, unlike older retired Baby Boomers, the majority of peak 65ers don't have pensions, which used to help fill that gap left by Social Security. Well, our current retirement system is obsolete. It's time for a new retirement security framework. These were the words of Jason Fitchner, an executive director at the ALI Retirement Income Institute, and it highlights a great conversation that we're goin...

Mark as Played
January 18, 2024 20 mins

With inflation adjustments and the phased implementation of the SECURE Act 2.0, there are some important retirement planning changes to pay attention to this year. From potential tax implications on Social Security benefits to alterations in retirement account rules, higher Medicare expenses, increased IRA contribution limits, and shifts in required minimum distributions (RMDs), this episode offers a comprehensive overview of what ...

Mark as Played

Happy New Year! Today we’re tossing the old hat of resolutions out the window, opting for something with a little more staying power: systems. Say goodbye to the fleeting motivation of New Year's resolutions and embrace the profound impact of incremental habits for long-term success in health, wealth, and personal growth. This episode draws on the life-changing principles of Atomic Habits by James Clear and is filled with personal ...

Mark as Played

What would you pay to have the freedom to do what you want, when you want, how you want? On today's episode, we're going to talk about the five types of wealth and why people chase only one at the cost of the others.

 

Here are some of the questions we’ll tackle in this episode:

  • Why being a time billionaire might be better than being a dollar billionaire.
  • The importance of protecting your time and what Scott has done to protec...
Mark as Played
December 7, 2023 26 mins

Get ready to rock to the rhythms of retirement wisdom in this week’s episode! We've put together the ultimate retirement planning playlist, featuring timeless lyrics that reflect various stages of the planning journey.

 

Here’s how we’ll craft the perfect mixtape in this episode:  

  • Songs for the early stages of retirement planning, where having a dream is a good place to start.
  • In retirement planning, having a financial profess...
Mark as Played

Ready for an adventure? Think of retirement planning as climbing a mountain. It's not just about the climb up; it's about preparing wisely, tackling the ups and downs, and even planning your way back down.

 

Here’s some of what we’ll discuss in this episode:

  • How to prepare for the climb with careful planning.
  • The climb represents the accumulation phase where you’re actively saving and investing.
  • The goals and milestones that yo...
Mark as Played

We’re bringing you a special edition of the podcast today as we welcome Cortney Dale, CEO of Sunflower Insurance Solutions, to lead us through the latest updates on Medicare! She’ll discuss what's crucial for you to know as we approach 2024 and answer common questions that will help you make informed decisions about your Medicare elections in the months and years ahead. Listen in as she breaks down its four parts (A,B,C,D) and how ...

Mark as Played

Popular Podcasts

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.

    2. Amy and T.J. Podcast

    "Amy and T.J." is hosted by renowned television news anchors Amy Robach and T. J. Holmes. Hosts and executive producers Robach and Holmes are a formidable broadcasting team with decades of experience delivering headline news and captivating viewers nationwide. Now, the duo will get behind the microphone to explore meaningful conversations about current events, pop culture and everything in between. Nothing is off limits. “Amy & T.J.” is guaranteed to be informative, entertaining and above all, authentic. It marks the first time Robach and Holmes speak publicly since their own names became a part of the headlines. Follow @ajrobach, and @officialtjholmes on Instagram for updates.

    3. The Dan Bongino Show

    He’s a former Secret Service Agent, former NYPD officer, and New York Times best-selling author. Join Dan Bongino each weekday as he tackles the hottest political issues, debunking both liberal and Republican establishment rhetoric.

    4. The Bobby Bones Show

    Listen to 'The Bobby Bones Show' by downloading the daily full replay.

    5. Stuff You Should Know

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2024 iHeartMedia, Inc.