๐ผ Want expert help in planning for your financial future?
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Youโve worked hard to build up your Roth IRA, but one small mistake could turn โtax-freeโ income into a tax surprise. In this episode, Scott walks through the five essential steps to make sure your Roth IRA withdrawals remain completely tax and penalty-free. Follow the rules, track your timelines, and your Roth can become one of the most powerful tax-free tools in retirement.
Hereโs what we cover in this episode:
๐ก Tax-Free Roth Rules: understanding how Roth IRA withdrawals really work
๐ Aggregation Rule: how the IRS treats all Roth accounts as one
๐ฐ Withdrawals & Penalties: what you can access penalty-free and when conversions get tricky
โณ The Five-Year Rule: why timing determines whether earnings stay tax-free
๐งพ Tax Planning Tips: coordinating Roth withdrawals with your overall strategy
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๐ Call us: 913-393-4724
๐ Visit our podcast website:ย https://listentoscott.com/
๐๐ ๏ธ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit
Download here ๐ https://keap.page/bu413/exceptional-retirement-youtube.html
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๐ฐ Read our latest articles on Kiplinger:
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Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.