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October 16, 2025 โ€ข 10 mins

๐Ÿ’ผ Want expert help in planning for your financial future?

Apply for a consultation here ๐Ÿ‘‰ https://calendly.com/erg-kc/introductory-phone-call-with-ergย 

A groundbreaking JP Morgan study just revealed something that could completely change the way we plan for retirement. Scott breaks down three of the biggest surprises revealed by new data from 280,000 households, showing that retirement spending doesnโ€™t rise in a straight line, but bends, dips, and shifts over time. Planning for real life and ditching the outdated assumptions will help you create more freedom and confidence in retirement.

Three New Spending Surprises, JP Morgan 2025 Study: https://listentoscott.com/wp-content/uploads/2025/10/Retirement-Spending-Suprises-JP-Morgan-2025.pdfย 

Hereโ€™s what we cover in this episode:

๐Ÿ“Š New Data Drop: JP Morganโ€™s study on 280,000 households

๐Ÿ’ธ Spending Curve: Why expenses rise, fall, and shift with age

โš–๏ธ Inflation Myth: Real spending grows slower than expected

๐Ÿ” Partial Retirement: How working longer affects spending

๐Ÿ’ฐ Smart Strategy: Buckets, cash reserves, and liquidity for curveballs

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๐Ÿ“ž Call us: 913-393-4724

๐ŸŒ Visit our podcast website:ย  https://listentoscott.com/

๐Ÿ“š๐Ÿ› ๏ธ Check out Scott's book, Exceptional Retirement, and Retirement Toolkit

Download here ๐Ÿ‘‰ https://keap.page/bu413/exceptional-retirement-youtube.html

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๐ŸŽฅ Subscribe to our YouTube channel for more retirement insights!

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๐Ÿ“ฐ Read our latest articles on Kiplinger:

https://www.kiplinger.com/author/scott-m-dougan-rfc-investment-adviserย 

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#retirement #retirementplanning

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