November 2, 2025 • 47 mins
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شركة الرائدة في مجال الاستثمار العقاري، والتي تتمتع بخبرة تزيد عن 15 عامًا في الاستثمار المتخصص في الأصول التجارية و الإدارية. زوروا موقعنا https://bonyanegypt.com
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
SPEAKER_02 (00:00):
Ananakida Bamel Investment Ba T Asanatawar
Mohara, Ashan Mohara di HagibliFluster Mustabbal, Ivanakida on
the first Aw ala owl SelimaManhet el investor mindset our
wealth creation mindset.
(00:37):
Some people towing off Nasbitathe wealth of Titan fake wealth
than a fit for being rich andbeing welt.
SPEAKER_01 (01:42):
Well Kremda Sahel Haladi Min Kerembolo Sul Maya
Ahmed Murshid Wanikelim FossasEl Balwaddi Upmane Sah Wel Zeka
Zeka Borki Kamdul Kamula Shadow.
SPEAKER_02 (02:30):
Taid Hatiti, Ashana Nord Concept of Talistathmor
Fahad Dezetwah Shaizinavakidini.
Yani eyes a had for Galina orGisman Arifeno Heisma Maluma
Mshafe Bosit.
Elstefmorfu and Lazeman BTehsibo Ninth Hot Flusek
(02:50):
Fahasham Tikbur, Elstithmor whoare Nintothot the Flusak a
Wattak Aw Maghudak Fahege,Ashen, Kumit had Zitfel
Mustabbel.
Wal Mustabbel Feloto LehnKalamalihadi Mishlezimb Hagabid.
Mustabel the munkani kuncomense, la fekramunken
bookrosopani kun comemen is boa,fenta, but hot the flusak fagash
and keda ult flusak a watak awMaghudak, Mishorteb Ahega
(03:15):
Felusbus, Wofilmukabel, KumataHatakbur.
Ashen Age Balaguz eteni inNusuel, and Nanahotan ord the
waqti and nana tawa mohora,mauda investment alafik.
Anakeda Bamal investment, AshanaTawa mohora, Ashan Mahradih
Hagibli Flusal Mustabbel,Ivanakeda on the first, and hep
(03:37):
it el investor mindset, ourwealth creation mindset.
SPEAKER_01 (03:50):
Mukir, Fakkar Aisha Bakul Washrab wa Wasrafala Swet
Mosalifi, investment eukalamday.
Alda Sahih.
La alkalamda mussah.
SPEAKER_02 (04:03):
La in Bukulla Basota intela u Khatan the Horda badal
investors in Al MustaAlamwaranbaft Masan, for
example, man efga almost fimamany, and nintem mishmehtegin
nil income levi gilek de badamatasfmin no chufhu wa mitbe ii
(04:24):
ashen tuul anhamelo savingwa lainvestment l and ta'at hot el
nafsaq brackets for nafulintoptubad taman telefginibd, bad
khamas telefgnip tbadashartelefgini and you can shrink ew
te ta tasur nafsaqswayewitstahmelik kalamda unta
zhaiya, ashentam shat'shmelunta'kbar shuye, we to ul w allahi
(04:44):
anam nalashar telefgini lanababadhundul an a hotele telefgini
stefmur, waish bet sebatelefgini baitorium naturu, hach
le begu wehum Zaymahnabin ul, anhajjb Saba telefgini and hajjb
set telefgini.
Lawabukhamas telefgini w Allahian Hashil Kullashar
Khomsumigini, an Hashil Kulasharelfigni, wahara Faishbil be,
lekin mishalaks, echna kullenabnamelaks, wana kuntubamalaks,
(05:07):
anakuntuwawad nasaran nasam, forexample khamas telefgini, aul
iyan hasruf washuf nafamshiz zetula shah, wul hajd bemaya at
ashilo alagam.
Uma kansha asla handi fikrit andnana had amal investment.
SPEAKER_01 (05:19):
Makushwami anni investment one and sato shar
sana al makadita shtagal, fishilmafishal fikre deflus ketir
vitigi, up tatsuraf kuleshi Besbyta imu hadat alamia investment
we an e is tethmer il flus witamta wouldn buffit usan likas
latifa album and kamel kiremhuusan teda hua sway kantabach sen
(05:39):
ehansha sana hagiza kabia groid,canbi waza groid, fil maken
vitawa, ni marufagev pamrikenkul shin bewazal groid alal
monte lomafia.
Yos.
Il Harakal Amalavikadam noa liItal investment of chef in Waldu
can beamalhaget fulbursa o kida,Bedal Mo can Bishel Wahdu Geb
Sahabu, Ufted Wazau L MakenOgbor.
(06:03):
Fapteda Shachal Suainhawali, Ucan beer of groid kiran sheri
ket of Heth Sot Fatal Hagia AniBursa, Yanim Sharp E, Fap Teda
Yek Lu Sia the Lamal, MinerRoutes, Bita Il Goridgoi, no
Sasmer.
U canandum Shkinovil Awakenuswire, no can sus my book.
SPEAKER_02 (06:21):
Yes, exactly.
SPEAKER_01 (06:22):
Awale can what Iraqmoru Sheriket Weeral Asum
Minal Goroid Lowa can be waszaha ubtedabadikida is tesb.
SPEAKER_02 (06:31):
Warren Buffet Amal uh Maddain fell stuffmore
Hanakalamalhumba Madrasa.
Oh uh uh Taba M Shamal Hua Taba,Madras Tinfelismor, Madras Asma
incremental injection, oh LahowaAlistafmor at Tasaodi nana
bahota haga b shaklidawri, uhZayman ulna Lohanamish Hasrif wa
Hasibl Elid Baaba Shufan Hamelbi, uh fahowa can be amal haga
(06:55):
frequent bishaklidawri and nanahavdala hot ashtiel ashum di,
ude bordumishdawa al shira asumBishakla amalmat kuna erafan
naha, Beshawa amal dawl conceptu concepteni law amal
compounding interest ow al fadalmuraqab.
Allehna bin samiha ehdal yani daseh it'samagik, and ninta
stuffmer bishakla tasa audiuptamel dufaed dawreya ubitfa
(07:18):
premiums ab shakle dawriphilostmar beta, ku bitsibuidbar
ananasu, obiyamil fedal murakabtatwasan khalik kalem alal
mawudu uh for later on.
SPEAKER_01 (07:27):
Tob e anta bit tamel mashwab ktiri uchukness
elektier.
A oktal ochto fi il moneymanagement ow uhil mail, o
personal finance lail uh, badirmaliyeti ana mshwa kemara shirka
nahena, yanyi prekelem alalmalyata sha seal had the shab e
oktal akto elint a bit lay shabktierbi abhi.
SPEAKER_02 (07:46):
Toi fil zen zil ana ana latli ba bigili uh uhtir e
ala l social media o bay hadbikalin ni only uhna uh
listamathorog, where man ablamuthorrag wanabasha freelancing,
uh bigili income and borrabuller, where uh famal bi.
Uh awulmasihaulha lal lsenaswaya daw la janzi, erkin
(08:11):
wana Sfala Lana Haul.
Kifan machha will buba tishuiLawa Allah se Aul Haga Dilhaga
Wahidal Haulla Fiha MadZmashakalam Bobaumam.
Tabam Ehna Ahalina Ken BashMadwal Falu Sagan Modal Falus
Wallah Talakal Kukul Dana Halla.
(08:32):
Lila and Nahna Ahalina canconservative giddin, uh zin
gidden mafia him it bana yanifai tarifatama.
Makanshi technology uhmacanshifi uh investment
vehicles can at mauguda fanas macanat shotara vri ema dahabzub
Yani Dahab Aw Hat orShahadafelbank, Aw Dahab Awusha
(08:56):
uh Shadafel Bank, Makan ShifiMafish vehicles Tanya, Fashhan
Kida Diaman baul Awul Hagga,Matasmashikalam had the Oslamful
investment, yeah Didi Awl Hag,Mat Smashikalam had the full
financial behavior.
Oh, uh mategrish wara el Sorob Duh Di Aulnosih.
Then you nosih, uh uh AshenTodor Tamil Filus, Awel Hagahna
(09:19):
Ul Neha Lezant Stasmer Fenafsak,Lesant Tastasmer Fedmerak, Uf
Sahetak, the L conceptRachamwehad, W Stasmer Wetek
Giddan, l' an wentaz hoyer,hybandakil affordability
owandakal khodra en ninta uhtoday ya wet tektier fenanta
tawa min nafsak, di en notattanya, eptidi bedri al ebda mata
udr, tamem, di muhimma giddan,hatala ba mabela sway madgishtu
(09:43):
uli aslana yanhi elmiggini dihatamel e, wal la el khumsumig
gini hayamil we, antal-technology masabetlaksha hagam
tonharda ba'andak fractionalinvestment fekul l-usul ilmawuda
u kalanda l' nasal tsmanhosr andnaslitzmana borra mosr, enta
ba'andak moteh delwatill-technology ħalit anak
(10:03):
accessibility al-hagat kitir.
Raba nasihha ha ulak af kwayisewi il-ferr mabin il listehlek
l-consuming we l-safmor, lezantaferra mabilit nin, la enl l
listehlek il-mubelak fi,uhidorar kibir giddan ala gibek,
wa ala l flusilithulla kuntashoyer, ma shatarf tmiheg.
W ekhar nasihiha ulhelak,f'l-hetadi, la wenta lista
(10:28):
shabba z ghoyer, bigilak income,mahiren masihha lehna ulla
tatwaran buffet n ninta lezenthotl el-mabla
glentat'statmer'ulba de kidachufasrif e l-not
al-ahamfalkusadikullaha, andnintem mishlamma muratabak izid,
a wa ta me' el income bitakizid, trohmuasa al-consuming
(10:49):
ratio b'taq biza ta'murat tabak.
SPEAKER_01 (10:51):
Yani konsuming ratio low medals thilak bitak.
SPEAKER_02 (10:54):
Oh, Yani masran anababad khamas talovgini, uh
etra eight uwa eight babad tamantalevgini.
Famarra wahda anazawitamasarifia ashenni ebel iliskale
bitaal income libi gili, ew ilmurattabil libigili, an Izat
bisat wa izat nahnah, fa hamel ehazawa de surfet tai la howil in
ninta timsi buffer time, taeriban sit tushhur, lisenat,
(11:16):
ma'a bad zjad murat tabak,awuzjadal hasalet murat tabak,
benefs el listehlek lenta kuntameshibi muratabak hamas
telefgini, abla mebata levgini.
Wuchodil portion di awul guzedeh, de kheluf investment.
Wa echher nasiha, uh lawintannahord morat tabak ex u
muratabak zed, matwasash el elel hadl enfok beteak, aw
(11:41):
matwasash el consuming ratiotatak.
Tamam, waashana dik example, anabehodan nahordda, kamas
talavgini.
Watra eight u bechod tamanttelefgini.
Awul machulat tam telefginihoppa, yalla, uhodli haga
consumer finance gdida wa la ruhuh uh asrafal filuzba ana
haptidih gib aklaman barra ukalamda kulula.
La umuratarag zed, wudino sihamuhem magiddan wu gase tokun
(12:04):
ahem wahda fel khamas nuatalnaulnehum, and la umuratarag zed,
khalli mshi buffer time andsepti shwarlisana,
benafsalistihlaq bata murataraqladim, wwad gehiziadikullah, fil
investment bathagat long term.
SPEAKER_01 (12:17):
Swiad muk nyo daywalefamin tab sha'iz
nafsiani.
Matsin nan wasan yes.
SPEAKER_02 (12:21):
Mahawa mahu adim shaklitil investor.
Ma'wadim shakhle, bunal fluseloa, uhdiala fikra every now
and then wdim nan masaya demalfconsultancy andi, uh, every now
and then lam t kafet nafsac.
Fanta m shitala chul, uhil bilskilil adim, bil shakl adim al
murta bel adim alalomnintaptahul muratab akbar,
besatalafishore tilet, kafe enafsak.
(12:43):
Zal nessel tamal dieaninta intamalton nafsi fumal free, and
nana ha gib one large pizza lealwah diabo z lamaltofilizboko
samobba zo shou.
Lil eninta lilas m t kafeenafsak.
L enninta loma kafe tsh nafsakmshab antakil motiven ninta kama
l kilmelinta ulta mawasala nafsima abbus atyan.
(13:04):
Why not?
SPEAKER_01 (13:05):
Tab il ya indukulit technology dilwati fi ailam in
eata wasat o yu eta sira a laislam of the sasmor, wze il
fintech ul technology to kunsabeb fi uh ta' ali m lustasmor
wistefedal shabem.
Yaana na wana shab dilwati isyes the fed mil technology mguda
dilwati in nana abbiraqle dilbait asal min walgi abuya w
(13:27):
giddi u kidayushabi kwa.
SPEAKER_02 (13:28):
Swal dali two aspects.
Uh fi aspect awale ny anam shazakallem fip soroha uh yani akit
fi fi uh gust uh anda gawbalhetadi alohowa and nana ba
invest sweet fellus to build afintech tamem, le en resources
ba et moteha delwatifahnahanaskipel heta di we
hansibar hadimerwadal amalet ta'il yi gawbalal al-khusadi, uhuz
(13:52):
et teni l-fintek w technology,sehilit tameeman modwal
investment.
Anal regat uhmastohar sana war,ult anaiza stasmerfil asumasan,
for example.
Andana wana andit sa tosharsana, mm kontabaru haiza afta
hesat fisher kata do remalaya, udi kosah, mishaira family
(14:12):
kalanda uhet regulationsmoshovdalhagana diwa tandi
tamaya ota tin sana.
Regulations that tawark, bafifintech, ubafi uh technology
apps, mafishoktor minha, and uhif we can mention some of them
uh uh uh tender, and khelen, anddak e invest, andak uh mentum
(14:33):
kuledi applications betmarketplace for investment.
Well process betat al-fathabta'etha el awul ken it adeya,
mshaul saba zem abttif tahsaffil ban kuptum di wara ukram da
kulamin wunta andaktoshar sana,you can buy equities, you can
buy funds ta dot shiri asum utadot shiri sanadis tafmor, tata
tenzit shiri dahab aydihollasman ablama sana di dab
(14:54):
batotla.
Dilwaati process bat asalliktier giddan andatamil digital
onboarding, winta atfabitku,winta adal bachr, winta atf
sehla, anta lwati mwa wutfesehil uhta wunt ad, andta fataht
l application amal to scan laptok, uh verification lwishak,
it's done.
Wtamel feeding hata l walletbetatak, badan mabatruh albank
(15:15):
tamel idea, u makal flus cash,et tahwuled deluati mabinal
mobile wallets u mabinal l-huwal online banking, bitaal binuk
wa uh wa wa u ku u inistape ilsah kul process di l-digital
payments bishak layem, uh,sahilitl l-modwada, fantamandek
shahegga nordhan intimat tidish.
(15:35):
Yani ayan kensin la kantanda ktamantosha sana, bgrabdu allay
anaba ko, intamandak shahegga inintimate tidish ibda,
mendelwati.
Hadalaw amalt il-tizim, awdisciplin, memabla ħtef, suer
intamunk tukun shayfu tefh, basil-miginilin ta munken t hotan
hardabil sehil lehna kun na unnaalil compounding interest.
Munkan tosal lashar tafgini,kamen na sabasini, kamen taman
(15:58):
sineen, bas, bas mahtaga econsistency, swayat il-tizim,
wtib efehim il esu meshiz zeetala mwra wa social media
machalitch wal internet,machalech hagal hetta tatan
knowledge, u youukan echarhagaha uula, you can taste, tar
tatawa k mean, illibihawli wagehak na hit haga ba inha, we
(16:18):
ulla kin nelbe da wehesh, umeen, illibieddi knowledge
ubiara rafak demuneseb imta, wdemuneseb imta, wemunesebb imta.
SPEAKER_01 (16:26):
Hello, anda lil ey zakalak no no bordu fina'tikl
bin hevesen mel walis to smor.
Whatad nesti ale anda ba laivideo head, nes bit kallim ala
elis to smor with stas of fusakfi we kalim kula ala hevzemel.
Mun get noza elfar beanhevzenmel, or is the smor.
SPEAKER_02 (16:42):
Toi, an a han hanachod el el su elf direction
tenishway.
Fifa mabin and nana ml savingmel hai kind of hezel mel while
I savit uh bithaush.
Oh, bahawish haga fai dan haktirakant a saving in nana bahodel
fellus hotov durg, ahotafsebgeri filbank, ahota ala wallet
(17:03):
zero interest.
Sheel fellus saving, it dokhorhaga sende kedalagam Eladhhur,
hawa elstepal awalanialstathmor, enta mani, menal echer
kide andta mahtak taraf andtatarf chil at di, tat dehir at
di, t'hfos felus at di ewalaisakimita, uhmountyani, wen
(17:24):
tathmur.
Fa listethmor and tanda kawamilkitir giddan bit osaralik,
wwaqbaru mu lehna hasinabikulena, l inflation
al-todahum, and nel buying powerbatat flusak bit il and l ko
srayabal makuntwashrihababelfegnira et shriabdelat
televgni ukamas telefgine.
L'ona hotatil flus betatinnordha in a saving vehicle,
hatata saving bestakida, uhmaptamil sh maptak borshib
(17:47):
nafsal ko abta l- Todohum awlzieeda al nchfatbatahum, Aomri
Maharfa Kabbar flus, Bes ElStefmor and Nanananhordha
Bamshi, Bes al Nefsil Telet Asilalana ba'ulum daiman mud
dezimane, objective, risktolerance.
Aham Haganaful kussadikulla.
Ye will hadewa kidash n less eatwahma.
(18:09):
Narda uh Rashod uh gai eyes yulanolaya ashar talov gini
eyesasmerhu.
Fa Ashen ta of te geob a mahotlflus difi, and tatisam nafsawal
haga who alflus dinamtaga imta.
Walla mahatita l investment longterm walala wa lahambiha ibzot
di awul soil.
So elit teni uh uh will timehorizon hila mt asam taleta, uh
(18:33):
short to medium long, wa ashmanul shek kalam la bekani el
hagatil el fool madha u sh uhshort low kasil.
Oh, kasir al madal had the sema,we l medium term mmansana masal
al talatsinin, we al long termabove l three years uh uh l low
at term talatsine.
Mafish hagasman nanam sikfuttime horizon lwaht.
(18:56):
Ya ni mafish hagasman nanakullistat morate ba short term.
Wa ma emfashitab abordu kul hagalong term, li le na hagata long
term and hataf long term, tactifloose out zanaf haga alal short
term diluet hamli uh ba halbs bafish hagate halbs.
Fa and nana awazza mabina timehorizons in muht telefin.
(19:18):
Ta yp teni hagel lechna kalim nalia le objective.
E had a few minutes moral ashorttelefgini, roshathaudis and
nafsu eda wanizasmerum li aneyza hofazala kimitum, tamem, aw
koshra epithum, wal uh eyesmenhum passive income, eyes
menhun dehhl shari,faharuhmasalana arbutum shaw
hatum f ede buttalali dehlshagri, wal uh an eyes hum uh
(19:40):
yasalong capital appreciation,uh the rasmele yani
igbarumanafso.
Tamem the objectives okulobjectives moshuamatan.
SPEAKER_01 (19:47):
Ta wechher haga risk tolerance, moshkinit a show bel
Arabi kul leha bilastisnip andhe betref m and he risk
tolerance so medatakabulakilmugas risk angaspa risk
tolerance so e anitakabulmugasal hotla showba and then a
(20:10):
visal hat of mos uh besum riskaverse how mes betref milgas
bethef eyes yeah like an eyestestmer, tlali can kulushore.
But hot shad of banquet a lacusha like an is the small
mucanians and mucinyatla we be atawil in med uh within adida,
mish bit is bit mistan you hadcolo show.
SPEAKER_02 (20:35):
And to ulti know to kill him laudana kill meetin
alay shab sway and data montoshawith satosha sena you only haigi
come kullushoh.
Yeah yeah uh smallity uh listsubti high takwinta you have the
the the the health, you have thetime, macal what to make tamal
passive income lenf sack,mishmahtag and nintem nil owl
(20:57):
tadafgini how wish to home, homehaigebulli come kullasha how one
eyeshadow telefgini do camelater on.
SPEAKER_01 (21:04):
And a balay, with passive income uh interrogal,
the kill filmk tier, faith biggrec as electrwe, how is they
have passive income?
I passive intercome deh?
SPEAKER_02 (21:35):
Toi.
Khalina, l active income, howincome, l bigilak, bune an ala,
m wog nozzariana uh effort atour fluuse.
(22:18):
And to the other to of a regularbit innovate, uh bitub dea, bit
uh ttighla of kargidida, wepttamel hagat bit bitim shima
tataur, tul Madisha went asena,you can generate kullishwey a
fluus, but the worshal passiveincome delwetower and then
(22:39):
tatamel wealth.
SPEAKER_01 (22:41):
Anashevinal passive income beep marhalamuta kod dema
yeah and tastaral talanfsakechretful income beta and he
goes income, each yeah thatgilak but hush the sasmeraf
haget once the mishmuttor inninta ul kilmet why the khalikan
(23:02):
kulushor.
The fush much.
SPEAKER_02 (23:08):
Yes.
(24:28):
Begabd mshabsoer, wafikra yaniilbis mauna, uh uhwbi shofuna
dwato marfina na bakalaman min,sharab soer, begabda magabush
talata washinsana, uh If yiisteril skill betatu, f coding,
f graphic designing, f talim l'agene bel loral arabeya masalan
for exact.
Guldihaget, betgib luk uh filusdelwe ti, battori aseh lagitan
(24:54):
basi bandakl skil.
Eptadu erdul units di realestate properties di ubi a gorho
bitamelu passive income.
Fahowa mennahia uhapitalappreciation, uh l ziada
rasamalaya fil osl lumu waptanaslana nafsulal property, w
kalla productive.
Hata maamal shif di zahalinaalafekra lawa can be sheri sha
owit nin we filum we sana oh,wudal halfamaso kolata even.
SPEAKER_01 (25:17):
Well, khina only haga in tamba winter in nowa
beta be in nowa is test mefenopsu, ubana hagasma high
income skills ow mahara bedifafia m dehlaik.
Uh fahya deal sa aditunnibandhagasma disposable income o uh
uh da zia da analtiag el sharigakisari, atiagi shari dam and
(25:40):
shots.
Exactly.
Faho either and zyeda di up tomaradam is the smirum for one
mushmu tor and a law.
We did my ow and kill me, howdiet allah can kull shore
showing me I smar.
So il bring the sismore orsusmoral.
Tired.
I will think I will muk inulkidaill ill ill ill hagalia
(26:03):
masaloya.
SPEAKER_02 (26:04):
Tired Ashen Shamsum Kirsaraha, yeah, very uh very
sensitive giddum.
Waelem El Mutare Fibe et Kitirawi, usaria awi, wana mandition
(26:25):
knowledge il kefeya and akashabuzar masan anditomantoshar
san andi samatoshar sana andiashtin sana hatal andi talato
ashtin sana uhledge al-kife aw lexposure til Haget Diwaraf ilfer
emabindawda.
Alistafmor il-emen, hawa ayistafmor, fahege, tangibil,
melmusa, filmukam alistafmorfilhaget al-murachhas.
(26:48):
Wal Hagat al Murachosa, MafishAsalman and Nana Agib el
Hagabtait, Wudayman and WaindulMenal Investment, Mishhatlef you
mwaud bawa ed dohma muraht.
Lekin al-stafmoris sabbubaustafmoran na saboya nanaga
ullak e ba ullakirosod wdienabašov abgabdul ana nafsi bid
batlin msaj jeddi.
(27:08):
La wa haw teli dwwaati khamsinalfignih hawulhomla khamsain
al-fignihlal arbaashtin sa.
Ew il hadiligi ullak aala arkom,auratius, ew, awed, beida ew ya
anesu.
Hadigi ulaka nawadak buhumsumefilmefsen.
SPEAKER_01 (27:23):
Aw hadila shot khamas telev gine mukun
salastelev gine meleon gini setru.
Oh, al hagata leh too good to betrue dee.
Afika da shafqa muhimma gid themgidden fil business, orfil
sasmor, wafel Mohamed, uhtergim.
If it's too good to be true,it's too good to be true.
Yeah, law he lint up the smallerhag.
(27:53):
Yes, I intake, shab, soy ornifsu ygbarbusurafgine, of
terrachur how salom uh meetelfum meet elf alta chur how
salom it shabbi how nifsunifsubi ad ayal we shall khush
of adin uh winter as a hamelaktreating the manur shad eyah to
(28:16):
terminate with homish with ail adail maudosa.
SPEAKER_02 (28:19):
El Muskelaf Hagar uh uh the lot if it may have head
uh and el Shabeb Shafin uhAlamazara Kitir Gidden al social
media, some people showing offNazbeta starred, Belwealth
subtitle tamanin to say a fakewealth.
Yani at at forums, yes, fordocumentaries kiti.
SPEAKER_01 (29:00):
Yes, we know lose business.
SPEAKER_02 (29:32):
Temem Yani Yani and Horda Masan had arbitrage masan.
Ezas the Maya, Ellehnam MshawhaSawyer, Adintamagiman Ay
Kushkipsepegni.
Tamam Hayakulla must a sourcehere, Hannafta Nahnam
Nkalamalaband ex masem.
Fa Maya ex deep the Bafakushkedupsipegni, opted baffle mata
milekushkebazoptePhamasoshargini, opted beaf a
(29:53):
restaurant lmagutfe Zamelik,Begamsa Shringini, Uptidaf Sahel
Bameo Kamsingini.
Finasis Tagelit.
Fisha websayora conceptarbitrage da Babem Mefahmuhum
Makamush Arfin Noadal Osl, andNoah Biachod Silla bi
Khraghabara Su Betahabi BahSuotani.
Taman, Faba Fisha Babn Hurda,Talabid Bia, Masalan, Masalan,
(30:14):
Shamsyat F seh.
Hawasheril Shamsia Khamsa arebeing bi behav to suit seh
albemokhan thinking Hamel AliaMagudu and Waslatu kalamda
kullu, beso arafiela ab el laabtat el markets di.
Khudba kalamda f accessories,khodek kalamda f t shirts, so
hagedzaik, anawal source you ahageblak uh very good t-shirt, u
(30:35):
al khamathelua gidden, wahamilakali printing latif awikide, we
uh hawabidbah handi wallahihenna uh b X, youra y hotov
makent any high end ala swayeibi double X.
Fa fa fa karu diaman feta diwada edu an fikrit uhlema thora
is sariaal and no mazam alhadratkuchufwa social media, uh
(30:56):
sawe an anamishba alalman had duallohi, saw an canet babble
influencers they are showing offaw bi hawu is heru in the homma
ahne giddan uh uh dam sach thanfifar egg dirgiddan madin being
rich and being wealthy.
SPEAKER_01 (31:10):
Hal, Yani Lani or Sari Bzop tilfar ng sah.
SPEAKER_02 (31:14):
A ragal il ghani dam mumkin uh you kun biamal flus
kitirgidan masamab shidh.
Ow man dusha lachleya il dirilfluz.
Doragal gani, wal flusalema'eh,sooner or later, la hekan
aegelin m egelin, el flusalmadia tbah.
Wahnna ulna mselalikalamda.
A ragal al mustafmer, ellibiarof, uh menel echer keda bi
(31:35):
shuf waha ulhabil beladi ewi, bishuf the kul lignema afforsa.
E kilmadib geddul muhemma giddaner Rugal el el theri, bi shuf
kul legnima afforsa, bi shuf kullid i abitwa addi min wa to
forsa.
Meshal fluz bassu allah.
El ragal il theri, elbiarf youmanage time, elbiarafi manage
(31:56):
effort, yi weyarof you managefluus, bearof you manage awiaraf
idir wa tu, yaraf idir maghudu,wearaf idir fluus.
SPEAKER_01 (32:03):
Half, uh, thilena kuchwet selohita tactical lawana
elfigni.
Al muka tesmerba elfigni.
SPEAKER_02 (32:10):
Y mfata tidit stu elfingni.
Mafish option od demakrehaktien.
Launtanda kwatu hibraw marifahushaal al esum, laun tahnab
nekalan naslisim nazha.
Analysis, wutarfyan e trading,beged, fa aswa mura chasab gad,
yan matroshit ulliola na hashtaralfelforex.
(32:32):
Lforxna ul na kalanda miljonmorra ablikide, mishmukandan
famos, matulli shashtraf kriptu,iref and the fina skitir famosid
dan btel fil kriptu, bes sowahagalisemushmukandan.
Fe eptidi mal haget, diamaniptidiha, betoriatil snowbowl,
Aref kurta telg, munkantab azrayara at dikido tivdal badem
matlifet tethawil legabel.
(32:53):
Fa en tamunk and ttidibilhagatil basik hollis.
Tididib haget short term, tamem,uhaz alakimet flusak, uwe f
nafsilwet uh b mafashrisk.
Zhai ima salan, zay hasabyawifilbank, o uh sandu naqdi.
Sandu is tathmor nadi.
U sandu is tafmor naqdi mishmananoafirisk.
(33:15):
Sandul ist ofmor nadi, oaluriskze hasabit ta'firwa zobt
eptidi howwish fi, u shofiltethir betea elfadel mu rak
keba, betat tahwij bitak fi andabahoutti fi kul la shah elfigni
masalan, we shofum haiboru zeibadat nosar shah.
Uba de keda ttidi wasa fil fil finvestment concepts batata k
(33:36):
alma badalistasmar batatak,abtidi ba hothet of dhab, abtidi
hot tahet of ako, nordom hanaolna technology msabucha haga,
andtaba nordak fractionalownership a la kulil u sulil
mele.
SPEAKER_01 (33:48):
Wula siltinta in into elf it wasolar elfin wa
tela teref mato kot krug homshwith sebum kolosy borro with
teletul if we're such the cafemath uh bess of nafselwa at the
sebum i yag borumab toi lawanamuratabi min masaran minarba
telef la sha teref gini andnosal elfigni.
Ilimuk hamelu.
SPEAKER_02 (34:09):
Uh atedi and nentatamel allocation awul
hagga, awul hagga, wo dihagamuhimmae.
SPEAKER_01 (34:20):
Noshar elfig me masadan, kashab, wise uhli,
eyetalum money skills, whamal ewdalem kamilus.
SPEAKER_02 (34:28):
Awal hagan olahbel bela dial abdelhafak medik.
Tamem, Yani, Mishman andNanachod Arbatalov Gini Mashan
Ehna Heyafiya examples ArbatalovGini Dibin to uh uh mastrufman
Bawa munkani uh shabbaadiu uhbigilu devidence, uh home
allowance, bigilu mastroofbordum nelaila, uh landum
(34:49):
businesses kiti ew.
Bess lau Halekal Haggawa in MetTobakalust.
Uh Hagafel common, uhul HagalAdal Hafak Medrik, shoofil
megele lentafifil owl, mehtag eharaf how show it fillus ashama
strefum ala course, ourcertificate, ow uh ala workshop,
aw seminar, aw summit, ourforum, aw ey hagan al hagadi, ou
(35:11):
fifium hagat kitir giddan free,best se btidi aamel wealth, aw
ptidi how wish iq ta'a mablahghosbu todor discipline, zaima
atomic habits el tamem, uhaktabmuhimagidden, discipline, anha
ta'a meblah mwayan, hawadifhagat long term, mishhahsibi
hazei e zay samadis tasmoradab,uh el fractional ownership al
(35:33):
fraq.
SPEAKER_01 (35:34):
Kalina ul anam shi tal al mawdwah uba rift the
Ahmad mushid arift anan astohtakumsumi gine kulushoh, defatom
salifi will hagat yunhegamosalot y shelfiba maya kumsumi
gini kul shah, mukunis tesmer.
SPEAKER_02 (35:46):
Tay, amili.
Mabda n lezam l objective bitak,tulmantaswerf similzam l
objective bitak termil longterm, termil tawilil agar.
Li le nlentemishov dal shagaltulamrak de mebandak se tin
sanafel ekhmatle shandakhega.
Tabem, febdidihabadri.
Hunmel khomsumik gini, awun ulhum nisab, velhetal
conservative.
Hopt uh min ashra la shrinfilmeem nil mabela lintat tamil
(36:09):
saving fedah.
Aw, fesanadi dah, illetnin kedawehad bin nezbeli, wana aw l go,
ma hetet sanadi id dab, lannehem djener hetal
fractionalheta tatal safmaralguzi swa erawi.
Tamem, lenda khumsumik ginifilhai elonzeltilgohirgo, tulazas
shiri dabu kumsu bigini hatakale, li gromdelu a tip
kamasterafushwaye.
Tamem, dahnan mekalamalbawaashtin.
(36:31):
Fas sanadi sabitl heti, fadullaashrin filmeh, wahawaddi, ashrin
filmeya tanyin masalan, aalahega, uh short term vehicle,
tenfani filstufmorl tenfani alalmedadal usawyer, famunkan khatum
f daili account, fahsebiawmi,ow, fsandu nedi.
Dil flu salana munkanahtaga kaemergencyaw ayyeh hege, fel
(36:52):
medal usaya, ruf nasil wet,astah dimhal la u ħasal u demi
forsa latifa, del fluz di, lanastahlik halatul medal maharak
flusman stathmarati masanalfiddahb.
Wilbe i, munkin asimu mabin uhsandu asum, awlawana hashteri
asum wamal fiya accumulation zaiwarren buffet, uh ba ba bashteri
(37:14):
bishaqli dawri u halos, fshrikam na sharikat al kawael
listat ful Borsal Musreya, awfulborsal linta fiha f'andina
masalan lawana hansah baaccumulation f Mishhaul Asum
Akid, Basl Asum el Mawuda filmuAshar Usip tal Borsal Msre, Asum
tal M washr IGX thirty, disharikat heavy gid them.
We il ba ilna lihna unna shrinfilmeya dahab, uh uh aw
(37:35):
Sanadhab, a shrin filmeyeh shortterm mi bsend du nadi, uh
nakedahadna, are bain filmeye,is tetinfil meadul hastim hum ma
bein sanadis tatmar asum awasum, o uh uh uh mahom sanadis
tmarele atabakal.
SPEAKER_01 (37:50):
Hali aksena hamalt high income skill, wu bait shot
or amel t shwean sate a lot ofshirka l income batay asan sweel
who a bamil masalan kamsain elfuh skilltifteri baashin com sain
elfel w ba wish alagan meetelfigni.
(38:10):
Hel.
L meet elfni do how wish to mand eyesh pushem shai samal
bottom.
Matrosha tum fi head hell.
Ah, lmaya meet elf Igni Isa.
SPEAKER_02 (38:20):
Halostil khalust shaif and nanafelwa ttil heli,
mafish investment munkan amilufnafsi awful knowledge tati o
whatever, u halos ana satisfiedb-hedadi, aptideruhba anahitil
haget, bordu, l l munkin tamilita productive assets, yani e yani
lawana, maya khlausel meet elfignedilwat.
(38:41):
Munkan asumum benefsit ta asimalehna ulnali habasa emal shuye
okhtar lawl akwelbeta tisuanabor muttola, sawem bashtakal
bisakla active, aw passive, yanibestafmur shakla active
filashom, aw bishakla passive,uh el muazum l-afriat fila'lam,
u muazam al investors fila'alam,banu l'wel subtitwum, uh common
lee minhagam al hakteen, yim uhshares, bishtiri equities
(39:05):
awashum, yim mahet a real estateu kalamda kullu, zay masalan
Robert Yusaki aw nazdi.
Baidan an and nasalentrepreneurs, l amalu
businesses u kalamda kullu.
You can start a business withmeet alfing ni alfik.
Yani u di kasas ba aktiir awmunkin netholfi.
Basilawanta satisfied, usaturated, mkhalas muktafi,
menalhetta self investment,mumkin yet asemum benafsin
(39:29):
nasabalhna ul na liha, yiimmalawin tahata, uhin item.
Alheya ashrin filmeya fedahab,tamem, dashan da haga long
termfazal kima, ashrin filmeyaliquid, cash, ma good fasab
yaomi, biid di ay ed diaomi, ausand du stafmarna diba keda dul
are bain filmeya, we asitinfilmeye elemedba'in, minal
(39:52):
meya filmeya lehnabin ulaalihum, ha asimhum ma bin uhsum
we real estate.
We zemabaul, mafish haga sabaldwa ima u dwal fractional.
Ba akulumute.
SPEAKER_01 (40:02):
Fraction alwa m thefmoral usulan.
Aylo baas bakfisa radi is thesmall fi m real estate
linuhbukama meet elf.
Hashir la khemel ayamal legay.
A shin basel kilma di muhimmelin haddure kama masal ma meet
elfing arahash ad meet elfingimsha'.
Bzobasatar of tsheri sahemshirkafias and do stmall flaqov.
SPEAKER_02 (40:22):
Aw tnaandina um filak tir and the munk and t
sheri saham bi reflect of moraakori masalan, for example, wdi
barguteni mjdao al biawa shirabasimta al model dakan almorenzil
masam fulbursal masra shrikitbunyan tamem we al hai'a akharit
l sharaat lemagmua min alshharkatul osulwa sharkatlafmara
(40:43):
la khari, and theyatar tabia elshares di wa'atla kanunwana, I
think in the kalam dayasal bayhalmel lachwal ablin heta shnin
khamsahtin.
Fa and tamken Malhamas talv ginitishteri milkeyafar, munkan min
mi gini tishtiri milkeyev dahabuminham sing gineu min mabela
swahera giddin, u munkan bardumin awal asharagniu ashring gini
(41:05):
to other tshiri milkef asum.
SPEAKER_01 (41:06):
Haltai Isa elikag e aktor il akto el intashuftah m
shab who and a mabibdeaflistasmal.
SPEAKER_02 (41:13):
El Tasarra, Tamem, da el Kilma alaniyya, uh El
Mashiwar al Khatiah, AlhuwaArashufit trend defin waruhro,
Mengidma Arifa, da Al Khatta isShe'a Teni, Al Khatta is She'a'a
telit il impulsive buying, uh AlSharal Atif uh Shawab delti shuf
eda Allah Amri Dyab Levis shoesAmiri au uh ka'esmah al brandsma
(41:38):
amiri, I think, au haga zainaikiau levis haga ayan can brand
very, very uh expensive, yolakan Iza Shrizeya.
Ow Iza upgraded telephone ilmaayan poppy gabli iPhone fifteen
Prumax and Isa gable iPhonesixteen.
Al impulsive boying the dihaganhaget il mudamir lil lil young
(41:58):
generation will gil soyer, lhagal khat illebadu uh el self
kitir.
And ninta betruh lebad dats awkurud seya marra wahda.
Wanta sina soyer, fahin nintamainfash and ninta
truhfelhetari.
Wofifar ebirgidan mabinel gooddats sul bad dats.
Ash mbardun y neba ayinil mufitkulloyan.
El good dats, hey l-datsl'awalan betreflect munkin tukun
(42:24):
and nana hat to kordashanashteri assets u appreciating
assets, asteri aslam l usul.
Aw uh tokardashan ashteri uhalha masalan masalam, for
example defina samalitha lammakanatal interest rates
ulayele, khadu khordashan u ahawul flusum kulun daap.
Fal dahabamal gross lotif ewi.
Mattibashil fawe dali ali.
(42:45):
Lekin el bad that's hea elbatsawalan el interest rates ali awi
aula daliha ali awi uhihatestehlakeya giddan, a rohasteri
mobile, arohashteri uhes,awasteri lipsit, damasach, amal
kalam dalam fee offers a fihagat stehel fallam.
(43:09):
Uh umishlezem teni ekhalikfakilmet al abdelhafak med
direct.
SPEAKER_01 (43:13):
Anafi hit uh shendi hossama famoso marufali, when a
hatalanaya kumsmik ginikulushabadra hot investment,
munkan marash tibswini masalandab, Basara Fa Khosh Gamaya,
uh Khamas Telef Gri, Badikaza,Famastelev Gini Dul Misharoh
Tribium Gazma Gdida RashbiHasto, Inibafakarf Hagakin and
(43:36):
Nana Amal Gamait Dahab.
SPEAKER_02 (43:40):
Ian can khudbach Maho enough concept mawal
incremental injection, allincremental investing alist of
Maratasaudi lowal frequentinvestment, how nafsa concept
gamaya, basebadambahotef LucifHassal had Masal and Masel and
Kulla Shah Elfignial Mudda TashaSurah Ashart Telafgini flee.
SPEAKER_01 (43:58):
Faeba Mahakba Asha Sul Asha Telefgni, Vlash
Telfgini Mukat Hot Shwait HotShtibium Shweet stock, with hot
to be um shweet.
SPEAKER_02 (44:15):
The head at the septlet, our little compounding
interest, stuff more dawry watersaw.
SPEAKER_01 (44:29):
Fam psychological melt, and so hami big tab
course.
SPEAKER_02 (44:33):
Fihad kitir away.
SPEAKER_01 (44:34):
Viagat kitir away.
Soro myek masra.
SPEAKER_02 (44:36):
Uh my na kun nakalem of kussadi ablikera yani.
Uhudbelak fihagat kotub kitirgiddin.
Mishnafahatat masr YaniShufanayani.
Masa reached upurdad Masan alKedabel Usher from zero to uh
from zero to one.
Ow uh uh the monk who sold thehistory, our psychology of
(44:59):
money.
El Kutub dikul laha uhsthatmasr.
Different environments.
Likin anashay if nozari uhwealth creation mindset uh
betatalachas fem kil mazrayarin,a will omit discipline
aliltizim.
(45:20):
Tamem Di awl notya uhget filwealth creation mindset al
timing.
Ya ni fi had in l- millionairesal-masreen, mashurin awi uh ken
bi ulak el gimadah, hu akan biulhabil bil concept dah, bas
(45:40):
satargema ba di kida o alamalwaqap nazar alak el faradhaz
uh l-hostil mawit alo wi ulluiani ihaz allu nintama'akan
nohaw felwaq til muneseb u ulmakenel muneseb daiman en te kul
l-lahza u demak fiya forza.
Tdar ta stafmer kembal foras andta' munkant vastar l'forasil ma
(46:02):
wood.
Wal foras daiman wallahhi mjbelfilus.
Eyani, msh mjba ulak istarelmasalan masalan in nisahmal
fulani fulbursal masreya underevaluation betea ewi fasterel al
forsa dila and tamkin l-forsanaharda tib f network in Tamal
ta' mahab.
Anatar often naharda alameen.
Tamem, uh that's that's veryimportant.
(46:30):
You will make D D aham points,uh two points when this belly
discipline and timing fullwealth creation mindset.
SPEAKER_01 (46:35):
Murshidan uh, of kalemble usul, uh stafet,
stefedu, unshallah yani kedabmabad fakekti.
SPEAKER_02 (46:46):
Anna Mustam ta giddan on adud, thank you very
muchul, l concept of sarahagidnigiddan will targeting giddan l
and dihet.
Fiagab kibira awifil market,kull financial institutions,
banking u non-banking, kullil muasasatil maleablast, bethawl t
shtagal aliha, bas ehna sua anddina kbira awi, will gab kibira
(47:10):
awi, faataman na lehna na kunguz eml uhl l uh l'hetta
lbudhotil gab di awl l'hettalehna fokdinha fesu uh knowledge
l investment literacy walfinancial literacy, muhimma
giddan u allohi makalem.
SPEAKER_01 (47:26):
Anabhatina uldaiman inta aul osl inta aul os yes.
SPEAKER_02 (47:32):
Aham minuto fallan aham osl inta Stephana fiho wa
nafak usa heta, would nahak wNessalantara u sec.
SPEAKER_01 (47:41):
Ned halagma sh kufi halagdida me kalamrusul mut
intaul osl.
Ananakida Bamel Investment Ba T Asanatawar
Mohara, Ashan Mohara di HagibliFluster Mustabbal, Ivanakida on
the first Aw ala owl SelimaManhet el investor mindset our
wealth creation mindset.
(00:37):
Some people towing off Nasbitathe wealth of Titan fake wealth
than a fit for being rich andbeing welt.
SPEAKER_01 (01:42):
Well Kremda Sahel Haladi Min Kerembolo Sul Maya
Ahmed Murshid Wanikelim FossasEl Balwaddi Upmane Sah Wel Zeka
Zeka Borki Kamdul Kamula Shadow.
SPEAKER_02 (02:30):
Taid Hatiti, Ashana Nord Concept of Talistathmor
Fahad Dezetwah Shaizinavakidini.
Yani eyes a had for Galina orGisman Arifeno Heisma Maluma
Mshafe Bosit.
Elstefmorfu and Lazeman BTehsibo Ninth Hot Flusek
(02:50):
Fahasham Tikbur, Elstithmor whoare Nintothot the Flusak a
Wattak Aw Maghudak Fahege,Ashen, Kumit had Zitfel
Mustabbel.
Wal Mustabbel Feloto LehnKalamalihadi Mishlezimb Hagabid.
Mustabel the munkani kuncomense, la fekramunken
bookrosopani kun comemen is boa,fenta, but hot the flusak fagash
and keda ult flusak a watak awMaghudak, Mishorteb Ahega
(03:15):
Felusbus, Wofilmukabel, KumataHatakbur.
Ashen Age Balaguz eteni inNusuel, and Nanahotan ord the
waqti and nana tawa mohora,mauda investment alafik.
Anakeda Bamal investment, AshanaTawa mohora, Ashan Mahradih
Hagibli Flusal Mustabbel,Ivanakeda on the first, and hep
(03:37):
it el investor mindset, ourwealth creation mindset.
SPEAKER_01 (03:50):
Mukir, Fakkar Aisha Bakul Washrab wa Wasrafala Swet
Mosalifi, investment eukalamday.
Alda Sahih.
La alkalamda mussah.
SPEAKER_02 (04:03):
La in Bukulla Basota intela u Khatan the Horda badal
investors in Al MustaAlamwaranbaft Masan, for
example, man efga almost fimamany, and nintem mishmehtegin
nil income levi gilek de badamatasfmin no chufhu wa mitbe ii
(04:24):
ashen tuul anhamelo savingwa lainvestment l and ta'at hot el
nafsaq brackets for nafulintoptubad taman telefginibd, bad
khamas telefgnip tbadashartelefgini and you can shrink ew
te ta tasur nafsaqswayewitstahmelik kalamda unta
zhaiya, ashentam shat'shmelunta'kbar shuye, we to ul w allahi
(04:44):
anam nalashar telefgini lanababadhundul an a hotele telefgini
stefmur, waish bet sebatelefgini baitorium naturu, hach
le begu wehum Zaymahnabin ul, anhajjb Saba telefgini and hajjb
set telefgini.
Lawabukhamas telefgini w Allahian Hashil Kullashar
Khomsumigini, an Hashil Kulasharelfigni, wahara Faishbil be,
lekin mishalaks, echna kullenabnamelaks, wana kuntubamalaks,
(05:07):
anakuntuwawad nasaran nasam, forexample khamas telefgini, aul
iyan hasruf washuf nafamshiz zetula shah, wul hajd bemaya at
ashilo alagam.
Uma kansha asla handi fikrit andnana had amal investment.
SPEAKER_01 (05:19):
Makushwami anni investment one and sato shar
sana al makadita shtagal, fishilmafishal fikre deflus ketir
vitigi, up tatsuraf kuleshi Besbyta imu hadat alamia investment
we an e is tethmer il flus witamta wouldn buffit usan likas
latifa album and kamel kiremhuusan teda hua sway kantabach sen
(05:39):
ehansha sana hagiza kabia groid,canbi waza groid, fil maken
vitawa, ni marufagev pamrikenkul shin bewazal groid alal
monte lomafia.
Yos.
Il Harakal Amalavikadam noa liItal investment of chef in Waldu
can beamalhaget fulbursa o kida,Bedal Mo can Bishel Wahdu Geb
Sahabu, Ufted Wazau L MakenOgbor.
(06:03):
Fapteda Shachal Suainhawali, Ucan beer of groid kiran sheri
ket of Heth Sot Fatal Hagia AniBursa, Yanim Sharp E, Fap Teda
Yek Lu Sia the Lamal, MinerRoutes, Bita Il Goridgoi, no
Sasmer.
U canandum Shkinovil Awakenuswire, no can sus my book.
SPEAKER_02 (06:21):
Yes, exactly.
SPEAKER_01 (06:22):
Awale can what Iraqmoru Sheriket Weeral Asum
Minal Goroid Lowa can be waszaha ubtedabadikida is tesb.
SPEAKER_02 (06:31):
Warren Buffet Amal uh Maddain fell stuffmore
Hanakalamalhumba Madrasa.
Oh uh uh Taba M Shamal Hua Taba,Madras Tinfelismor, Madras Asma
incremental injection, oh LahowaAlistafmor at Tasaodi nana
bahota haga b shaklidawri, uhZayman ulna Lohanamish Hasrif wa
Hasibl Elid Baaba Shufan Hamelbi, uh fahowa can be amal haga
(06:55):
frequent bishaklidawri and nanahavdala hot ashtiel ashum di,
ude bordumishdawa al shira asumBishakla amalmat kuna erafan
naha, Beshawa amal dawl conceptu concepteni law amal
compounding interest ow al fadalmuraqab.
Allehna bin samiha ehdal yani daseh it'samagik, and ninta
stuffmer bishakla tasa audiuptamel dufaed dawreya ubitfa
(07:18):
premiums ab shakle dawriphilostmar beta, ku bitsibuidbar
ananasu, obiyamil fedal murakabtatwasan khalik kalem alal
mawudu uh for later on.
SPEAKER_01 (07:27):
Tob e anta bit tamel mashwab ktiri uchukness
elektier.
A oktal ochto fi il moneymanagement ow uhil mail, o
personal finance lail uh, badirmaliyeti ana mshwa kemara shirka
nahena, yanyi prekelem alalmalyata sha seal had the shab e
oktal akto elint a bit lay shabktierbi abhi.
SPEAKER_02 (07:46):
Toi fil zen zil ana ana latli ba bigili uh uhtir e
ala l social media o bay hadbikalin ni only uhna uh
listamathorog, where man ablamuthorrag wanabasha freelancing,
uh bigili income and borrabuller, where uh famal bi.
Uh awulmasihaulha lal lsenaswaya daw la janzi, erkin
(08:11):
wana Sfala Lana Haul.
Kifan machha will buba tishuiLawa Allah se Aul Haga Dilhaga
Wahidal Haulla Fiha MadZmashakalam Bobaumam.
Tabam Ehna Ahalina Ken BashMadwal Falu Sagan Modal Falus
Wallah Talakal Kukul Dana Halla.
(08:32):
Lila and Nahna Ahalina canconservative giddin, uh zin
gidden mafia him it bana yanifai tarifatama.
Makanshi technology uhmacanshifi uh investment
vehicles can at mauguda fanas macanat shotara vri ema dahabzub
Yani Dahab Aw Hat orShahadafelbank, Aw Dahab Awusha
(08:56):
uh Shadafel Bank, Makan ShifiMafish vehicles Tanya, Fashhan
Kida Diaman baul Awul Hagga,Matasmashikalam had the Oslamful
investment, yeah Didi Awl Hag,Mat Smashikalam had the full
financial behavior.
Oh, uh mategrish wara el Sorob Duh Di Aulnosih.
Then you nosih, uh uh AshenTodor Tamil Filus, Awel Hagahna
(09:19):
Ul Neha Lezant Stasmer Fenafsak,Lesant Tastasmer Fedmerak, Uf
Sahetak, the L conceptRachamwehad, W Stasmer Wetek
Giddan, l' an wentaz hoyer,hybandakil affordability
owandakal khodra en ninta uhtoday ya wet tektier fenanta
tawa min nafsak, di en notattanya, eptidi bedri al ebda mata
udr, tamem, di muhimma giddan,hatala ba mabela sway madgishtu
(09:43):
uli aslana yanhi elmiggini dihatamel e, wal la el khumsumig
gini hayamil we, antal-technology masabetlaksha hagam
tonharda ba'andak fractionalinvestment fekul l-usul ilmawuda
u kalanda l' nasal tsmanhosr andnaslitzmana borra mosr, enta
ba'andak moteh delwatill-technology ħalit anak
(10:03):
accessibility al-hagat kitir.
Raba nasihha ha ulak af kwayisewi il-ferr mabin il listehlek
l-consuming we l-safmor, lezantaferra mabilit nin, la enl l
listehlek il-mubelak fi,uhidorar kibir giddan ala gibek,
wa ala l flusilithulla kuntashoyer, ma shatarf tmiheg.
W ekhar nasihiha ulhelak,f'l-hetadi, la wenta lista
(10:28):
shabba z ghoyer, bigilak income,mahiren masihha lehna ulla
tatwaran buffet n ninta lezenthotl el-mabla
glentat'statmer'ulba de kidachufasrif e l-not
al-ahamfalkusadikullaha, andnintem mishlamma muratabak izid,
a wa ta me' el income bitakizid, trohmuasa al-consuming
(10:49):
ratio b'taq biza ta'murat tabak.
SPEAKER_01 (10:51):
Yani konsuming ratio low medals thilak bitak.
SPEAKER_02 (10:54):
Oh, Yani masran anababad khamas talovgini, uh
etra eight uwa eight babad tamantalevgini.
Famarra wahda anazawitamasarifia ashenni ebel iliskale
bitaal income libi gili, ew ilmurattabil libigili, an Izat
bisat wa izat nahnah, fa hamel ehazawa de surfet tai la howil in
ninta timsi buffer time, taeriban sit tushhur, lisenat,
(11:16):
ma'a bad zjad murat tabak,awuzjadal hasalet murat tabak,
benefs el listehlek lenta kuntameshibi muratabak hamas
telefgini, abla mebata levgini.
Wuchodil portion di awul guzedeh, de kheluf investment.
Wa echher nasiha, uh lawintannahord morat tabak ex u
muratabak zed, matwasash el elel hadl enfok beteak, aw
(11:41):
matwasash el consuming ratiotatak.
Tamam, waashana dik example, anabehodan nahordda, kamas
talavgini.
Watra eight u bechod tamanttelefgini.
Awul machulat tam telefginihoppa, yalla, uhodli haga
consumer finance gdida wa la ruhuh uh asrafal filuzba ana
haptidih gib aklaman barra ukalamda kulula.
La umuratarag zed, wudino sihamuhem magiddan wu gase tokun
(12:04):
ahem wahda fel khamas nuatalnaulnehum, and la umuratarag zed,
khalli mshi buffer time andsepti shwarlisana,
benafsalistihlaq bata murataraqladim, wwad gehiziadikullah, fil
investment bathagat long term.
SPEAKER_01 (12:17):
Swiad muk nyo daywalefamin tab sha'iz
nafsiani.
Matsin nan wasan yes.
SPEAKER_02 (12:21):
Mahawa mahu adim shaklitil investor.
Ma'wadim shakhle, bunal fluseloa, uhdiala fikra every now
and then wdim nan masaya demalfconsultancy andi, uh, every now
and then lam t kafet nafsac.
Fanta m shitala chul, uhil bilskilil adim, bil shakl adim al
murta bel adim alalomnintaptahul muratab akbar,
besatalafishore tilet, kafe enafsak.
(12:43):
Zal nessel tamal dieaninta intamalton nafsi fumal free, and
nana ha gib one large pizza lealwah diabo z lamaltofilizboko
samobba zo shou.
Lil eninta lilas m t kafeenafsak.
L enninta loma kafe tsh nafsakmshab antakil motiven ninta kama
l kilmelinta ulta mawasala nafsima abbus atyan.
(13:04):
Why not?
SPEAKER_01 (13:05):
Tab il ya indukulit technology dilwati fi ailam in
eata wasat o yu eta sira a laislam of the sasmor, wze il
fintech ul technology to kunsabeb fi uh ta' ali m lustasmor
wistefedal shabem.
Yaana na wana shab dilwati isyes the fed mil technology mguda
dilwati in nana abbiraqle dilbait asal min walgi abuya w
(13:27):
giddi u kidayushabi kwa.
SPEAKER_02 (13:28):
Swal dali two aspects.
Uh fi aspect awale ny anam shazakallem fip soroha uh yani akit
fi fi uh gust uh anda gawbalhetadi alohowa and nana ba
invest sweet fellus to build afintech tamem, le en resources
ba et moteha delwatifahnahanaskipel heta di we
hansibar hadimerwadal amalet ta'il yi gawbalal al-khusadi, uhuz
(13:52):
et teni l-fintek w technology,sehilit tameeman modwal
investment.
Anal regat uhmastohar sana war,ult anaiza stasmerfil asumasan,
for example.
Andana wana andit sa tosharsana, mm kontabaru haiza afta
hesat fisher kata do remalaya, udi kosah, mishaira family
(14:12):
kalanda uhet regulationsmoshovdalhagana diwa tandi
tamaya ota tin sana.
Regulations that tawark, bafifintech, ubafi uh technology
apps, mafishoktor minha, and uhif we can mention some of them
uh uh uh tender, and khelen, anddak e invest, andak uh mentum
(14:33):
kuledi applications betmarketplace for investment.
Well process betat al-fathabta'etha el awul ken it adeya,
mshaul saba zem abttif tahsaffil ban kuptum di wara ukram da
kulamin wunta andaktoshar sana,you can buy equities, you can
buy funds ta dot shiri asum utadot shiri sanadis tafmor, tata
tenzit shiri dahab aydihollasman ablama sana di dab
(14:54):
batotla.
Dilwaati process bat asalliktier giddan andatamil digital
onboarding, winta atfabitku,winta adal bachr, winta atf
sehla, anta lwati mwa wutfesehil uhta wunt ad, andta fataht
l application amal to scan laptok, uh verification lwishak,
it's done.
Wtamel feeding hata l walletbetatak, badan mabatruh albank
(15:15):
tamel idea, u makal flus cash,et tahwuled deluati mabinal
mobile wallets u mabinal l-huwal online banking, bitaal binuk
wa uh wa wa u ku u inistape ilsah kul process di l-digital
payments bishak layem, uh,sahilitl l-modwada, fantamandek
shahegga nordhan intimat tidish.
(15:35):
Yani ayan kensin la kantanda ktamantosha sana, bgrabdu allay
anaba ko, intamandak shahegga inintimate tidish ibda,
mendelwati.
Hadalaw amalt il-tizim, awdisciplin, memabla ħtef, suer
intamunk tukun shayfu tefh, basil-miginilin ta munken t hotan
hardabil sehil lehna kun na unnaalil compounding interest.
Munkan tosal lashar tafgini,kamen na sabasini, kamen taman
(15:58):
sineen, bas, bas mahtaga econsistency, swayat il-tizim,
wtib efehim il esu meshiz zeetala mwra wa social media
machalitch wal internet,machalech hagal hetta tatan
knowledge, u youukan echarhagaha uula, you can taste, tar
tatawa k mean, illibihawli wagehak na hit haga ba inha, we
(16:18):
ulla kin nelbe da wehesh, umeen, illibieddi knowledge
ubiara rafak demuneseb imta, wdemuneseb imta, wemunesebb imta.
SPEAKER_01 (16:26):
Hello, anda lil ey zakalak no no bordu fina'tikl
bin hevesen mel walis to smor.
Whatad nesti ale anda ba laivideo head, nes bit kallim ala
elis to smor with stas of fusakfi we kalim kula ala hevzemel.
Mun get noza elfar beanhevzenmel, or is the smor.
SPEAKER_02 (16:42):
Toi, an a han hanachod el el su elf direction
tenishway.
Fifa mabin and nana ml savingmel hai kind of hezel mel while
I savit uh bithaush.
Oh, bahawish haga fai dan haktirakant a saving in nana bahodel
fellus hotov durg, ahotafsebgeri filbank, ahota ala wallet
(17:03):
zero interest.
Sheel fellus saving, it dokhorhaga sende kedalagam Eladhhur,
hawa elstepal awalanialstathmor, enta mani, menal echer
kide andta mahtak taraf andtatarf chil at di, tat dehir at
di, t'hfos felus at di ewalaisakimita, uhmountyani, wen
(17:24):
tathmur.
Fa listethmor and tanda kawamilkitir giddan bit osaralik,
wwaqbaru mu lehna hasinabikulena, l inflation
al-todahum, and nel buying powerbatat flusak bit il and l ko
srayabal makuntwashrihababelfegnira et shriabdelat
televgni ukamas telefgine.
L'ona hotatil flus betatinnordha in a saving vehicle,
hatata saving bestakida, uhmaptamil sh maptak borshib
(17:47):
nafsal ko abta l- Todohum awlzieeda al nchfatbatahum, Aomri
Maharfa Kabbar flus, Bes ElStefmor and Nanananhordha
Bamshi, Bes al Nefsil Telet Asilalana ba'ulum daiman mud
dezimane, objective, risktolerance.
Aham Haganaful kussadikulla.
Ye will hadewa kidash n less eatwahma.
(18:09):
Narda uh Rashod uh gai eyes yulanolaya ashar talov gini
eyesasmerhu.
Fa Ashen ta of te geob a mahotlflus difi, and tatisam nafsawal
haga who alflus dinamtaga imta.
Walla mahatita l investment longterm walala wa lahambiha ibzot
di awul soil.
So elit teni uh uh will timehorizon hila mt asam taleta, uh
(18:33):
short to medium long, wa ashmanul shek kalam la bekani el
hagatil el fool madha u sh uhshort low kasil.
Oh, kasir al madal had the sema,we l medium term mmansana masal
al talatsinin, we al long termabove l three years uh uh l low
at term talatsine.
Mafish hagasman nanam sikfuttime horizon lwaht.
(18:56):
Ya ni mafish hagasman nanakullistat morate ba short term.
Wa ma emfashitab abordu kul hagalong term, li le na hagata long
term and hataf long term, tactifloose out zanaf haga alal short
term diluet hamli uh ba halbs bafish hagate halbs.
Fa and nana awazza mabina timehorizons in muht telefin.
(19:18):
Ta yp teni hagel lechna kalim nalia le objective.
E had a few minutes moral ashorttelefgini, roshathaudis and
nafsu eda wanizasmerum li aneyza hofazala kimitum, tamem, aw
koshra epithum, wal uh eyesmenhum passive income, eyes
menhun dehhl shari,faharuhmasalana arbutum shaw
hatum f ede buttalali dehlshagri, wal uh an eyes hum uh
(19:40):
yasalong capital appreciation,uh the rasmele yani
igbarumanafso.
Tamem the objectives okulobjectives moshuamatan.
SPEAKER_01 (19:47):
Ta wechher haga risk tolerance, moshkinit a show bel
Arabi kul leha bilastisnip andhe betref m and he risk
tolerance so medatakabulakilmugas risk angaspa risk
tolerance so e anitakabulmugasal hotla showba and then a
(20:10):
visal hat of mos uh besum riskaverse how mes betref milgas
bethef eyes yeah like an eyestestmer, tlali can kulushore.
But hot shad of banquet a lacusha like an is the small
mucanians and mucinyatla we be atawil in med uh within adida,
mish bit is bit mistan you hadcolo show.
SPEAKER_02 (20:35):
And to ulti know to kill him laudana kill meetin
alay shab sway and data montoshawith satosha sena you only haigi
come kullushoh.
Yeah yeah uh smallity uh listsubti high takwinta you have the
the the the health, you have thetime, macal what to make tamal
passive income lenf sack,mishmahtag and nintem nil owl
(20:57):
tadafgini how wish to home, homehaigebulli come kullasha how one
eyeshadow telefgini do camelater on.
SPEAKER_01 (21:04):
And a balay, with passive income uh interrogal,
the kill filmk tier, faith biggrec as electrwe, how is they
have passive income?
I passive intercome deh?
SPEAKER_02 (21:35):
Toi.
Khalina, l active income, howincome, l bigilak, bune an ala,
m wog nozzariana uh effort atour fluuse.
(22:18):
And to the other to of a regularbit innovate, uh bitub dea, bit
uh ttighla of kargidida, wepttamel hagat bit bitim shima
tataur, tul Madisha went asena,you can generate kullishwey a
fluus, but the worshal passiveincome delwetower and then
(22:39):
tatamel wealth.
SPEAKER_01 (22:41):
Anashevinal passive income beep marhalamuta kod dema
yeah and tastaral talanfsakechretful income beta and he
goes income, each yeah thatgilak but hush the sasmeraf
haget once the mishmuttor inninta ul kilmet why the khalikan
(23:02):
kulushor.
The fush much.
SPEAKER_02 (23:08):
Yes.
(24:28):
Begabd mshabsoer, wafikra yaniilbis mauna, uh uhwbi shofuna
dwato marfina na bakalaman min,sharab soer, begabda magabush
talata washinsana, uh If yiisteril skill betatu, f coding,
f graphic designing, f talim l'agene bel loral arabeya masalan
for exact.
Guldihaget, betgib luk uh filusdelwe ti, battori aseh lagitan
(24:54):
basi bandakl skil.
Eptadu erdul units di realestate properties di ubi a gorho
bitamelu passive income.
Fahowa mennahia uhapitalappreciation, uh l ziada
rasamalaya fil osl lumu waptanaslana nafsulal property, w
kalla productive.
Hata maamal shif di zahalinaalafekra lawa can be sheri sha
owit nin we filum we sana oh,wudal halfamaso kolata even.
SPEAKER_01 (25:17):
Well, khina only haga in tamba winter in nowa
beta be in nowa is test mefenopsu, ubana hagasma high
income skills ow mahara bedifafia m dehlaik.
Uh fahya deal sa aditunnibandhagasma disposable income o uh
uh da zia da analtiag el sharigakisari, atiagi shari dam and
(25:40):
shots.
Exactly.
Faho either and zyeda di up tomaradam is the smirum for one
mushmu tor and a law.
We did my ow and kill me, howdiet allah can kull shore
showing me I smar.
So il bring the sismore orsusmoral.
Tired.
I will think I will muk inulkidaill ill ill ill hagalia
(26:03):
masaloya.
SPEAKER_02 (26:04):
Tired Ashen Shamsum Kirsaraha, yeah, very uh very
sensitive giddum.
Waelem El Mutare Fibe et Kitirawi, usaria awi, wana mandition
(26:25):
knowledge il kefeya and akashabuzar masan anditomantoshar
san andi samatoshar sana andiashtin sana hatal andi talato
ashtin sana uhledge al-kife aw lexposure til Haget Diwaraf ilfer
emabindawda.
Alistafmor il-emen, hawa ayistafmor, fahege, tangibil,
melmusa, filmukam alistafmorfilhaget al-murachhas.
(26:48):
Wal Hagat al Murachosa, MafishAsalman and Nana Agib el
Hagabtait, Wudayman and WaindulMenal Investment, Mishhatlef you
mwaud bawa ed dohma muraht.
Lekin al-stafmoris sabbubaustafmoran na saboya nanaga
ullak e ba ullakirosod wdienabašov abgabdul ana nafsi bid
batlin msaj jeddi.
(27:08):
La wa haw teli dwwaati khamsinalfignih hawulhomla khamsain
al-fignihlal arbaashtin sa.
Ew il hadiligi ullak aala arkom,auratius, ew, awed, beida ew ya
anesu.
Hadigi ulaka nawadak buhumsumefilmefsen.
SPEAKER_01 (27:23):
Aw hadila shot khamas telev gine mukun
salastelev gine meleon gini setru.
Oh, al hagata leh too good to betrue dee.
Afika da shafqa muhimma gid themgidden fil business, orfil
sasmor, wafel Mohamed, uhtergim.
If it's too good to be true,it's too good to be true.
Yeah, law he lint up the smallerhag.
(27:53):
Yes, I intake, shab, soy ornifsu ygbarbusurafgine, of
terrachur how salom uh meetelfum meet elf alta chur how
salom it shabbi how nifsunifsubi ad ayal we shall khush
of adin uh winter as a hamelaktreating the manur shad eyah to
(28:16):
terminate with homish with ail adail maudosa.
SPEAKER_02 (28:19):
El Muskelaf Hagar uh uh the lot if it may have head
uh and el Shabeb Shafin uhAlamazara Kitir Gidden al social
media, some people showing offNazbeta starred, Belwealth
subtitle tamanin to say a fakewealth.
Yani at at forums, yes, fordocumentaries kiti.
SPEAKER_01 (29:00):
Yes, we know lose business.
SPEAKER_02 (29:32):
Temem Yani Yani and Horda Masan had arbitrage masan.
Ezas the Maya, Ellehnam MshawhaSawyer, Adintamagiman Ay
Kushkipsepegni.
Tamam Hayakulla must a sourcehere, Hannafta Nahnam
Nkalamalaband ex masem.
Fa Maya ex deep the Bafakushkedupsipegni, opted baffle mata
milekushkebazoptePhamasoshargini, opted beaf a
(29:53):
restaurant lmagutfe Zamelik,Begamsa Shringini, Uptidaf Sahel
Bameo Kamsingini.
Finasis Tagelit.
Fisha websayora conceptarbitrage da Babem Mefahmuhum
Makamush Arfin Noadal Osl, andNoah Biachod Silla bi
Khraghabara Su Betahabi BahSuotani.
Taman, Faba Fisha Babn Hurda,Talabid Bia, Masalan, Masalan,
(30:14):
Shamsyat F seh.
Hawasheril Shamsia Khamsa arebeing bi behav to suit seh
albemokhan thinking Hamel AliaMagudu and Waslatu kalamda
kullu, beso arafiela ab el laabtat el markets di.
Khudba kalamda f accessories,khodek kalamda f t shirts, so
hagedzaik, anawal source you ahageblak uh very good t-shirt, u
(30:35):
al khamathelua gidden, wahamilakali printing latif awikide, we
uh hawabidbah handi wallahihenna uh b X, youra y hotov
makent any high end ala swayeibi double X.
Fa fa fa karu diaman feta diwada edu an fikrit uhlema thora
is sariaal and no mazam alhadratkuchufwa social media, uh
(30:56):
sawe an anamishba alalman had duallohi, saw an canet babble
influencers they are showing offaw bi hawu is heru in the homma
ahne giddan uh uh dam sach thanfifar egg dirgiddan madin being
rich and being wealthy.
SPEAKER_01 (31:10):
Hal, Yani Lani or Sari Bzop tilfar ng sah.
SPEAKER_02 (31:14):
A ragal il ghani dam mumkin uh you kun biamal flus
kitirgidan masamab shidh.
Ow man dusha lachleya il dirilfluz.
Doragal gani, wal flusalema'eh,sooner or later, la hekan
aegelin m egelin, el flusalmadia tbah.
Wahnna ulna mselalikalamda.
A ragal al mustafmer, ellibiarof, uh menel echer keda bi
(31:35):
shuf waha ulhabil beladi ewi, bishuf the kul lignema afforsa.
E kilmadib geddul muhemma giddaner Rugal el el theri, bi shuf
kul legnima afforsa, bi shuf kullid i abitwa addi min wa to
forsa.
Meshal fluz bassu allah.
El ragal il theri, elbiarf youmanage time, elbiarafi manage
(31:56):
effort, yi weyarof you managefluus, bearof you manage awiaraf
idir wa tu, yaraf idir maghudu,wearaf idir fluus.
SPEAKER_01 (32:03):
Half, uh, thilena kuchwet selohita tactical lawana
elfigni.
Al muka tesmerba elfigni.
SPEAKER_02 (32:10):
Y mfata tidit stu elfingni.
Mafish option od demakrehaktien.
Launtanda kwatu hibraw marifahushaal al esum, laun tahnab
nekalan naslisim nazha.
Analysis, wutarfyan e trading,beged, fa aswa mura chasab gad,
yan matroshit ulliola na hashtaralfelforex.
(32:32):
Lforxna ul na kalanda miljonmorra ablikide, mishmukandan
famos, matulli shashtraf kriptu,iref and the fina skitir famosid
dan btel fil kriptu, bes sowahagalisemushmukandan.
Fe eptidi mal haget, diamaniptidiha, betoriatil snowbowl,
Aref kurta telg, munkantab azrayara at dikido tivdal badem
matlifet tethawil legabel.
(32:53):
Fa en tamunk and ttidibilhagatil basik hollis.
Tididib haget short term, tamem,uhaz alakimet flusak, uwe f
nafsilwet uh b mafashrisk.
Zhai ima salan, zay hasabyawifilbank, o uh sandu naqdi.
Sandu is tathmor nadi.
U sandu is tafmor naqdi mishmananoafirisk.
(33:15):
Sandul ist ofmor nadi, oaluriskze hasabit ta'firwa zobt
eptidi howwish fi, u shofiltethir betea elfadel mu rak
keba, betat tahwij bitak fi andabahoutti fi kul la shah elfigni
masalan, we shofum haiboru zeibadat nosar shah.
Uba de keda ttidi wasa fil fil finvestment concepts batata k
(33:36):
alma badalistasmar batatak,abtidi ba hothet of dhab, abtidi
hot tahet of ako, nordom hanaolna technology msabucha haga,
andtaba nordak fractionalownership a la kulil u sulil
mele.
SPEAKER_01 (33:48):
Wula siltinta in into elf it wasolar elfin wa
tela teref mato kot krug homshwith sebum kolosy borro with
teletul if we're such the cafemath uh bess of nafselwa at the
sebum i yag borumab toi lawanamuratabi min masaran minarba
telef la sha teref gini andnosal elfigni.
Ilimuk hamelu.
SPEAKER_02 (34:09):
Uh atedi and nentatamel allocation awul
hagga, awul hagga, wo dihagamuhimmae.
SPEAKER_01 (34:20):
Noshar elfig me masadan, kashab, wise uhli,
eyetalum money skills, whamal ewdalem kamilus.
SPEAKER_02 (34:28):
Awal hagan olahbel bela dial abdelhafak medik.
Tamem, Yani, Mishman andNanachod Arbatalov Gini Mashan
Ehna Heyafiya examples ArbatalovGini Dibin to uh uh mastrufman
Bawa munkani uh shabbaadiu uhbigilu devidence, uh home
allowance, bigilu mastroofbordum nelaila, uh landum
(34:49):
businesses kiti ew.
Bess lau Halekal Haggawa in MetTobakalust.
Uh Hagafel common, uhul HagalAdal Hafak Medrik, shoofil
megele lentafifil owl, mehtag eharaf how show it fillus ashama
strefum ala course, ourcertificate, ow uh ala workshop,
aw seminar, aw summit, ourforum, aw ey hagan al hagadi, ou
(35:11):
fifium hagat kitir giddan free,best se btidi aamel wealth, aw
ptidi how wish iq ta'a mablahghosbu todor discipline, zaima
atomic habits el tamem, uhaktabmuhimagidden, discipline, anha
ta'a meblah mwayan, hawadifhagat long term, mishhahsibi
hazei e zay samadis tasmoradab,uh el fractional ownership al
(35:33):
fraq.
SPEAKER_01 (35:34):
Kalina ul anam shi tal al mawdwah uba rift the
Ahmad mushid arift anan astohtakumsumi gine kulushoh, defatom
salifi will hagat yunhegamosalot y shelfiba maya kumsumi
gini kul shah, mukunis tesmer.
SPEAKER_02 (35:46):
Tay, amili.
Mabda n lezam l objective bitak,tulmantaswerf similzam l
objective bitak termil longterm, termil tawilil agar.
Li le nlentemishov dal shagaltulamrak de mebandak se tin
sanafel ekhmatle shandakhega.
Tabem, febdidihabadri.
Hunmel khomsumik gini, awun ulhum nisab, velhetal
conservative.
Hopt uh min ashra la shrinfilmeem nil mabela lintat tamil
(36:09):
saving fedah.
Aw, fesanadi dah, illetnin kedawehad bin nezbeli, wana aw l go,
ma hetet sanadi id dab, lannehem djener hetal
fractionalheta tatal safmaralguzi swa erawi.
Tamem, lenda khumsumik ginifilhai elonzeltilgohirgo, tulazas
shiri dabu kumsu bigini hatakale, li gromdelu a tip
kamasterafushwaye.
Tamem, dahnan mekalamalbawaashtin.
(36:31):
Fas sanadi sabitl heti, fadullaashrin filmeh, wahawaddi, ashrin
filmeya tanyin masalan, aalahega, uh short term vehicle,
tenfani filstufmorl tenfani alalmedadal usawyer, famunkan khatum
f daili account, fahsebiawmi,ow, fsandu nedi.
Dil flu salana munkanahtaga kaemergencyaw ayyeh hege, fel
(36:52):
medal usaya, ruf nasil wet,astah dimhal la u ħasal u demi
forsa latifa, del fluz di, lanastahlik halatul medal maharak
flusman stathmarati masanalfiddahb.
Wilbe i, munkin asimu mabin uhsandu asum, awlawana hashteri
asum wamal fiya accumulation zaiwarren buffet, uh ba ba bashteri
(37:14):
bishaqli dawri u halos, fshrikam na sharikat al kawael
listat ful Borsal Musreya, awfulborsal linta fiha f'andina
masalan lawana hansah baaccumulation f Mishhaul Asum
Akid, Basl Asum el Mawuda filmuAshar Usip tal Borsal Msre, Asum
tal M washr IGX thirty, disharikat heavy gid them.
We il ba ilna lihna unna shrinfilmeya dahab, uh uh aw
(37:35):
Sanadhab, a shrin filmeyeh shortterm mi bsend du nadi, uh
nakedahadna, are bain filmeye,is tetinfil meadul hastim hum ma
bein sanadis tatmar asum awasum, o uh uh uh mahom sanadis
tmarele atabakal.
SPEAKER_01 (37:50):
Hali aksena hamalt high income skill, wu bait shot
or amel t shwean sate a lot ofshirka l income batay asan sweel
who a bamil masalan kamsain elfuh skilltifteri baashin com sain
elfel w ba wish alagan meetelfigni.
(38:10):
Hel.
L meet elfni do how wish to mand eyesh pushem shai samal
bottom.
Matrosha tum fi head hell.
Ah, lmaya meet elf Igni Isa.
SPEAKER_02 (38:20):
Halostil khalust shaif and nanafelwa ttil heli,
mafish investment munkan amilufnafsi awful knowledge tati o
whatever, u halos ana satisfiedb-hedadi, aptideruhba anahitil
haget, bordu, l l munkin tamilita productive assets, yani e yani
lawana, maya khlausel meet elfignedilwat.
(38:41):
Munkan asumum benefsit ta asimalehna ulnali habasa emal shuye
okhtar lawl akwelbeta tisuanabor muttola, sawem bashtakal
bisakla active, aw passive, yanibestafmur shakla active
filashom, aw bishakla passive,uh el muazum l-afriat fila'lam,
u muazam al investors fila'alam,banu l'wel subtitwum, uh common
lee minhagam al hakteen, yim uhshares, bishtiri equities
(39:05):
awashum, yim mahet a real estateu kalamda kullu, zay masalan
Robert Yusaki aw nazdi.
Baidan an and nasalentrepreneurs, l amalu
businesses u kalamda kullu.
You can start a business withmeet alfing ni alfik.
Yani u di kasas ba aktiir awmunkin netholfi.
Basilawanta satisfied, usaturated, mkhalas muktafi,
menalhetta self investment,mumkin yet asemum benafsin
(39:29):
nasabalhna ul na liha, yiimmalawin tahata, uhin item.
Alheya ashrin filmeya fedahab,tamem, dashan da haga long
termfazal kima, ashrin filmeyaliquid, cash, ma good fasab
yaomi, biid di ay ed diaomi, ausand du stafmarna diba keda dul
are bain filmeya, we asitinfilmeye elemedba'in, minal
(39:52):
meya filmeya lehnabin ulaalihum, ha asimhum ma bin uhsum
we real estate.
We zemabaul, mafish haga sabaldwa ima u dwal fractional.
Ba akulumute.
SPEAKER_01 (40:02):
Fraction alwa m thefmoral usulan.
Aylo baas bakfisa radi is thesmall fi m real estate
linuhbukama meet elf.
Hashir la khemel ayamal legay.
A shin basel kilma di muhimmelin haddure kama masal ma meet
elfing arahash ad meet elfingimsha'.
Bzobasatar of tsheri sahemshirkafias and do stmall flaqov.
SPEAKER_02 (40:22):
Aw tnaandina um filak tir and the munk and t
sheri saham bi reflect of moraakori masalan, for example, wdi
barguteni mjdao al biawa shirabasimta al model dakan almorenzil
masam fulbursal masra shrikitbunyan tamem we al hai'a akharit
l sharaat lemagmua min alshharkatul osulwa sharkatlafmara
(40:43):
la khari, and theyatar tabia elshares di wa'atla kanunwana, I
think in the kalam dayasal bayhalmel lachwal ablin heta shnin
khamsahtin.
Fa and tamken Malhamas talv ginitishteri milkeyafar, munkan min
mi gini tishtiri milkeyev dahabuminham sing gineu min mabela
swahera giddin, u munkan bardumin awal asharagniu ashring gini
(41:05):
to other tshiri milkef asum.
SPEAKER_01 (41:06):
Haltai Isa elikag e aktor il akto el intashuftah m
shab who and a mabibdeaflistasmal.
SPEAKER_02 (41:13):
El Tasarra, Tamem, da el Kilma alaniyya, uh El
Mashiwar al Khatiah, AlhuwaArashufit trend defin waruhro,
Mengidma Arifa, da Al Khatta isShe'a Teni, Al Khatta is She'a'a
telit il impulsive buying, uh AlSharal Atif uh Shawab delti shuf
eda Allah Amri Dyab Levis shoesAmiri au uh ka'esmah al brandsma
(41:38):
amiri, I think, au haga zainaikiau levis haga ayan can brand
very, very uh expensive, yolakan Iza Shrizeya.
Ow Iza upgraded telephone ilmaayan poppy gabli iPhone fifteen
Prumax and Isa gable iPhonesixteen.
Al impulsive boying the dihaganhaget il mudamir lil lil young
(41:58):
generation will gil soyer, lhagal khat illebadu uh el self
kitir.
And ninta betruh lebad dats awkurud seya marra wahda.
Wanta sina soyer, fahin nintamainfash and ninta
truhfelhetari.
Wofifar ebirgidan mabinel gooddats sul bad dats.
Ash mbardun y neba ayinil mufitkulloyan.
El good dats, hey l-datsl'awalan betreflect munkin tukun
(42:24):
and nana hat to kordashanashteri assets u appreciating
assets, asteri aslam l usul.
Aw uh tokardashan ashteri uhalha masalan masalam, for
example defina samalitha lammakanatal interest rates
ulayele, khadu khordashan u ahawul flusum kulun daap.
Fal dahabamal gross lotif ewi.
Mattibashil fawe dali ali.
(42:45):
Lekin el bad that's hea elbatsawalan el interest rates ali awi
aula daliha ali awi uhihatestehlakeya giddan, a rohasteri
mobile, arohashteri uhes,awasteri lipsit, damasach, amal
kalam dalam fee offers a fihagat stehel fallam.
(43:09):
Uh umishlezem teni ekhalikfakilmet al abdelhafak med
direct.
SPEAKER_01 (43:13):
Anafi hit uh shendi hossama famoso marufali, when a
hatalanaya kumsmik ginikulushabadra hot investment,
munkan marash tibswini masalandab, Basara Fa Khosh Gamaya,
uh Khamas Telef Gri, Badikaza,Famastelev Gini Dul Misharoh
Tribium Gazma Gdida RashbiHasto, Inibafakarf Hagakin and
(43:36):
Nana Amal Gamait Dahab.
SPEAKER_02 (43:40):
Ian can khudbach Maho enough concept mawal
incremental injection, allincremental investing alist of
Maratasaudi lowal frequentinvestment, how nafsa concept
gamaya, basebadambahotef LucifHassal had Masal and Masel and
Kulla Shah Elfignial Mudda TashaSurah Ashart Telafgini flee.
SPEAKER_01 (43:58):
Faeba Mahakba Asha Sul Asha Telefgni, Vlash
Telfgini Mukat Hot Shwait HotShtibium Shweet stock, with hot
to be um shweet.
SPEAKER_02 (44:15):
The head at the septlet, our little compounding
interest, stuff more dawry watersaw.
SPEAKER_01 (44:29):
Fam psychological melt, and so hami big tab
course.
SPEAKER_02 (44:33):
Fihad kitir away.
SPEAKER_01 (44:34):
Viagat kitir away.
Soro myek masra.
SPEAKER_02 (44:36):
Uh my na kun nakalem of kussadi ablikera yani.
Uhudbelak fihagat kotub kitirgiddin.
Mishnafahatat masr YaniShufanayani.
Masa reached upurdad Masan alKedabel Usher from zero to uh
from zero to one.
Ow uh uh the monk who sold thehistory, our psychology of
(44:59):
money.
El Kutub dikul laha uhsthatmasr.
Different environments.
Likin anashay if nozari uhwealth creation mindset uh
betatalachas fem kil mazrayarin,a will omit discipline
aliltizim.
(45:20):
Tamem Di awl notya uhget filwealth creation mindset al
timing.
Ya ni fi had in l- millionairesal-masreen, mashurin awi uh ken
bi ulak el gimadah, hu akan biulhabil bil concept dah, bas
(45:40):
satargema ba di kida o alamalwaqap nazar alak el faradhaz
uh l-hostil mawit alo wi ulluiani ihaz allu nintama'akan
nohaw felwaq til muneseb u ulmakenel muneseb daiman en te kul
l-lahza u demak fiya forza.
Tdar ta stafmer kembal foras andta' munkant vastar l'forasil ma
(46:02):
wood.
Wal foras daiman wallahhi mjbelfilus.
Eyani, msh mjba ulak istarelmasalan masalan in nisahmal
fulani fulbursal masreya underevaluation betea ewi fasterel al
forsa dila and tamkin l-forsanaharda tib f network in Tamal
ta' mahab.
Anatar often naharda alameen.
Tamem, uh that's that's veryimportant.
(46:30):
You will make D D aham points,uh two points when this belly
discipline and timing fullwealth creation mindset.
SPEAKER_01 (46:35):
Murshidan uh, of kalemble usul, uh stafet,
stefedu, unshallah yani kedabmabad fakekti.
SPEAKER_02 (46:46):
Anna Mustam ta giddan on adud, thank you very
muchul, l concept of sarahagidnigiddan will targeting giddan l
and dihet.
Fiagab kibira awifil market,kull financial institutions,
banking u non-banking, kullil muasasatil maleablast, bethawl t
shtagal aliha, bas ehna sua anddina kbira awi, will gab kibira
(47:10):
awi, faataman na lehna na kunguz eml uhl l uh l'hetta
lbudhotil gab di awl l'hettalehna fokdinha fesu uh knowledge
l investment literacy walfinancial literacy, muhimma
giddan u allohi makalem.
SPEAKER_01 (47:26):
Anabhatina uldaiman inta aul osl inta aul os yes.
SPEAKER_02 (47:32):
Aham minuto fallan aham osl inta Stephana fiho wa
nafak usa heta, would nahak wNessalantara u sec.
SPEAKER_01 (47:41):
Ned halagma sh kufi halagdida me kalamrusul mut
intaul osl.
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