The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Episodes
December 10, 2025 • 139 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and George Kamel answer your questions and discuss:
"My fiancé still has his ex on the lease for his home, I feel gross about moving in before he fixes this"
"How do we start the Baby Steps when we are behind on our bills and have $120,000 of debt?"
"I'm worried ab...
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December 9, 2025 • 140 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"My husband keeps digging us into a deeper financial hole and I am terrified"
"I have $115,000 of consumer debt but I'd rather pay off my house first because I'm terrified of being homeless"
"The IRS says I owe them $...
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December 8, 2025 • 140 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and Jade Warshaw answer your questions and discuss:
"How intense should I be with paying off $156,000 of debt?"
"We're $180,000 in debt. How can we start the Baby Steps?"
"How do we teach our 15-year-old how to manage money?"
"Should I give up on my trade and switch car...
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December 5, 2025 • 139 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"Should I open a secret bank account?"
"We feel unsafe in our home but moving seems like it will be impossible. How do we get ourselves out of this situation?"
"How do you know when it's time to leave your full-time job and make ...
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December 4, 2025 • 139 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and George Kamel answer your questions and discuss:
"I'm $35,000 in debt and I'm behind on my bills. How do I get ahead while in this situation?"
"My son is getting into using sports gambling apps. How do I get him to stop gambling and short-term trade instead?"
"Should I use my s...
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December 3, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Ken Coleman answer your questions and discuss:
"My father is trying to bribe me into signing a document that alters the trust my grandfather left"
"I got laid off and I have $100,000 of debt. Can I lose my house if I can't pay?"
"How do I negotiate on debt that's in collection...
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December 2, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“How do we guide our daughter to make better choices?”
“My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”
“I made a mistake transferring my 401(k) into an annuity. What should we d...
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December 1, 2025 • 137 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"When is a person financially secure enough to quit a job they hate?"
"Can we buy a house and a car while we are in Baby Step 2?"
"Am I being unfair to my wife by leaving only one of my insurance policies in her name?"
"How do I get m...
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November 28, 2025 • 137 mins
🤔 Think you’re good with money? Take our Money in America quiz!
While we are out for Thanksgiving weekend, we've compiled some of our favorite George and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!
George Kamel & Jade Warshaw answer your questions and discuss:
How do I tell my girlfriend that I lied abou...
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November 27, 2025 • 136 mins
🤔 Think you’re good with money? Take our Money in America quiz!
While we are out for Thanksgiving weekend, we've compiled some of our favorite Ken and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!
Ken Coleman & Jade Warshaw answer your questions and discuss:
We're $200k in debt, should we file for bankrupt...
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November 26, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Jade Warshaw answer your questions and discuss:
"How do we get out of $1,500,000 of debt?"
"Can I take out a car loan?"
"Can I take out a small car loan and pay it down aggressively instead of draining my savings?"
"I make $120,000 but my bills are so high I can't afford groceries"
...
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November 25, 2025 • 139 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Rachel Cruze and Dr. John Delony answer your questions and discuss:
"Should I leave my husband who cheats on me and won't contribute to our family's finances?"
"We keep blowing through our emergency fund and now we're back in debt. How do we stop this?"
"Should we stop tithing in Baby Step 2?"
"Should I p...
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November 24, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
George Kamel and Jade Warshaw answer your questions and discuss:
"Was I right to break off my engagement because of bad money habits?"
"My wife and I keep fighting about how much I spend"
"How should I split bills with my parents?"
"Should I build a buffer in my account to not have to borrow and payback...
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November 21, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and Rachel Cruze answer your questions and discuss:
"My financial advisor is telling me to take out a HELOC"
"My kids keep breaking things and it's getting expensive, should I start making them pay for it?"
"How do we navigate our family going from 2 to 7 people while juggling debt?"
"My parents d...
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November 20, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Rachel Cruze and Jade Warshaw answer your questions and discuss:
"I'm in $147,000 of debt, should I sell my business to clear it?"
"My wife has no interest in paying off our debt and it's putting a strain on our marriage"
"I'm 17 and I am paying $1,100 for my car payment and insurance"
"Should I take a semest...
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November 19, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
George Kamel and Dr. John Delony answer your questions and discuss:
"How do I set a realistic budget around Christmas when I want to give everything to my kids?"
"I'm house poor and my debt is overwhelming me. How do I get out of this situation?"
"We are $100,000 in consumer debt and we have been spending more t...
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November 18, 2025 • 140 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and Jade Warshaw answer your questions and discuss:
"My mom took student loans out in my name that I didn't know about. Should I let those loans go into default?"
"How do we stay financially secure after we were in a car accident?"
"My brother backed into my car and wrecked it. Now he is avoiding my h...
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November 17, 2025 • 138 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and George Kamel answer your questions and discuss:
"My boyfriend doesn’t want to marry me until I pay off my son's Parent PLUS Loan"
"How can I get out of debt on a low income?"
"Are rent-to-own plans a good way to grow my business?"
"Our house burned down in the LA fires and insurance didn’t co...
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November 14, 2025 • 139 mins
🤔 Think you’re good with money? Take our Money in America quiz!
Ken Coleman and George Kamel answer your questions and discuss:
"I don't have anything saved for retirement. Is it too late for me to start investing?"
"I keep having to dip into my investments to pay my taxes. How do I stop this cycle?"
"When I turn 18 I will gain access to a $100,000 stock portfolio. How do I bes...
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November 13, 2025 • 137 mins
🤔 Think you’re good with money? Take our Money in America quiz!
George Kamel and Jade Warshaw answer your questions and discuss:
"We are $30,000 in debt and we're behind on our bills. Should we file bankruptcy?"
"How can I pay off debt when I have nothing left over after paying all of my bills?"
"My wife's friends told her that I am being financially controlling. Are they r...
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