Money Mechanics
Money Mechanics: Engineer Your Financial Future Join Sarah Poynton-Ryan, entrepreneur and financial strategist, as she breaks down the essentials of personal finance, debt recovery, and building a stable income in bite-sized 10-15 minute episodes. Based on the core teachings from her acclaimed book Money Mechanics, this podcast reveals the low-risk debt strategies and investment insights used by the wealthy to achieve financial independence. From stabilising your income and overcoming debt to preparing for and starting your investment journey, Money Mechanics equips beginners with actionable steps to take control of their financial future. Perfect for anyone ready to engineer their money and live a life of true freedom.
Episodes
October 2, 2024 • 27 secs
Welcome to Money Mechanics, the podcast where we demystify money and empower you to take control of your financial future! Hosted by Sarah Poynton-Ryan, investor, entrepreneur, and money educator, this show is designed to break down everything from personal finance fundamentals to advanced investing strategies. Whether you're recovering from debt, looking to stabilise your income, or just starting to invest, Money Mechanics wi...
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October 8, 2024 • 10 mins
Welcome to the Money Mechanics Podcast with your host, Sarah Poynton-Ryan! In this very first episode, Sarah shares her personal journey from being £60,000 in debt to mastering money and investing. She opens up about the lessons she learned the hard way and how understanding money can radically transform your life. This podcast is all about normalising the conversation around money—covering the fundamentals of personal finance...
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October 8, 2024 • 19 mins
In this episode of Money Mechanics, host Sarah Poynton-Ryan shares the Money Momentum Method — a powerful, step-by-step approach to taking control of your finances. Learn how to prioritise building an emergency fund, tackle high-interest debt, and start investing with confidence, even if you're just starting out. Sarah offers practical, actionable advice for those wanting to achieve financial freedom, starting with small steps...
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October 15, 2024 • 20 mins
In this episode of Money Mechanics, Sarah Poynton-Ryan shares practical, actionable tips on how to build your emergency fund by saving just £10 a day. Learn how small daily savings can add up to big results over time and set you on the path toward financial stability. Sarah explains how you can get started even if money is tight, offering ideas for generating extra income without needing to start a full-time business.
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October 22, 2024 • 17 mins
Podcast Episode 4: Demystifying Debt
Host: Sarah Poynton-Ryan, Investor, Business Owner, and Money Educator
Episode Summary: In this episode of Money Mechanics, Sarah dives deep into the often misunderstood world of debt. Drawing from her personal experience of clearing £60,000 of debt in 2015, Sarah shares practical strategies to tackle both "good" and "bad" debt. She debunks the myths surrounding debt, exp...
Host: Sarah Poynton-Ryan, Investor, Business Owner, and Money Educator
Episode Summary: In this episode of Money Mechanics, Sarah dives deep into the often misunderstood world of debt. Drawing from her personal experience of clearing £60,000 of debt in 2015, Sarah shares practical strategies to tackle both "good" and "bad" debt. She debunks the myths surrounding debt, exp...
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October 31, 2024 • 33 mins
Welcome to Episode 5 of the Money Mechanics Podcast! In this episode, host Sarah Poynton delves deep into the concept of money mindset, discussing how our financial beliefs and behaviours are shaped by our experiences and upbringing.
Key Topics Discussed:
Key Topics Discussed:
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Introduction to Money Mindset:
- The importance of understanding your relationship with money.
- How financial decisions compound o...
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November 5, 2024 • 14 mins
Welcome to Episode 6 of the Money Mechanics Podcast! In this enlightening episode, host Sarah Poynton dives into the essential yet often overlooked concept of compound interest, famously dubbed the "eighth wonder of the world" by Albert Einstein. Learn how understanding and leveraging compound interest can dramatically enhance your financial future.
Key Topics Covered:
Key Topics Covered:
- What is Compound Interest...
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November 12, 2024 • 14 mins
Episode 7 - Unlocking the Power of Dividend Stocks
Welcome to Episode 7 of the Money Mechanics Podcast! In this engaging episode, host Sarah Poynton explores the world of dividend stocks—a powerful tool for generating passive income. If you've ever dreamed of earning money while you sleep, this episode is a must-listen!
Key Topics Covered:
Welcome to Episode 7 of the Money Mechanics Podcast! In this engaging episode, host Sarah Poynton explores the world of dividend stocks—a powerful tool for generating passive income. If you've ever dreamed of earning money while you sleep, this episode is a must-listen!
Key Topics Covered:
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What Are Dividend Stocks?
- Underst...
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November 19, 2024 • 16 mins
Episode 8 - Stocks, Shares, and Investment Funds Explained
Welcome to Episode 8 of the Money Mechanics Podcast! In this informative episode, host Sarah Poynton explores the critical distinctions between stocks, shares, and investment funds. If you’ve ever been confused by these terms or wondered which investment path to take, this episode is your guide to understanding the differences and finding the right strategy fo...
Welcome to Episode 8 of the Money Mechanics Podcast! In this informative episode, host Sarah Poynton explores the critical distinctions between stocks, shares, and investment funds. If you’ve ever been confused by these terms or wondered which investment path to take, this episode is your guide to understanding the differences and finding the right strategy fo...
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November 26, 2024 • 15 mins
Episode 9 - Diversification in Investing
In Episode 9 of the Money Mechanics Podcast, host Sarah Poynton delves into the concept of diversification in investing, using the analogy of a "garden of growth." Sarah explains how to create a diversified investment portfolio that can grow steadily and withstand market volatility.
Key Topics Covered:
In Episode 9 of the Money Mechanics Podcast, host Sarah Poynton delves into the concept of diversification in investing, using the analogy of a "garden of growth." Sarah explains how to create a diversified investment portfolio that can grow steadily and withstand market volatility.
Key Topics Covered:
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The Garden of Growth Analogy:
- ...
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December 3, 2024 • 13 mins
Episode 10 - Interest Rates
In Episode 10 of the Money Mechanics Podcast, Sarah Poynton explains the importance of interest rates and how they impact our daily lives. Drawing from a real-life listener's question, Sarah breaks down the basics of interest rates, how the Bank of England base rate affects both personal finances and businesses, and why everyone—whether renting, saving, or borrowing—should pay attention to ...
In Episode 10 of the Money Mechanics Podcast, Sarah Poynton explains the importance of interest rates and how they impact our daily lives. Drawing from a real-life listener's question, Sarah breaks down the basics of interest rates, how the Bank of England base rate affects both personal finances and businesses, and why everyone—whether renting, saving, or borrowing—should pay attention to ...
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December 10, 2024 • 14 mins
Episode 11 - Mortgages
In Episode 11 of the Money Mechanics Podcast, Sarah Poynton delves into the crucial topic of mortgages, specifically focusing on the differences between interest-only and repayment mortgages. This episode is packed with practical insights for first-time homebuyers and anyone interested in understanding the financial implications of their mortgage choices.
Key Topics Covered:
<...
In Episode 11 of the Money Mechanics Podcast, Sarah Poynton delves into the crucial topic of mortgages, specifically focusing on the differences between interest-only and repayment mortgages. This episode is packed with practical insights for first-time homebuyers and anyone interested in understanding the financial implications of their mortgage choices.
Key Topics Covered:
<...
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December 17, 2024 • 18 mins
Episode 12 - Debunk The Top 10 Money Myths
In Episode 12 of the Money Mechanics Podcast, Sarah Poynton debunks the top 10 money myths that have been circulating and causing confusion for many. This episode is the perfect wrap-up for the series, offering clarity on common misconceptions about investing, debt, saving, and financial freedom. Whether you're just starting your financial journey or looking to refine your ap...
In Episode 12 of the Money Mechanics Podcast, Sarah Poynton debunks the top 10 money myths that have been circulating and causing confusion for many. This episode is the perfect wrap-up for the series, offering clarity on common misconceptions about investing, debt, saving, and financial freedom. Whether you're just starting your financial journey or looking to refine your ap...
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