More Than Commas

More Than Commas

Join Sound Financial Group CEO Paul Adams and President Cory Shepherd every week, as they help you Design and Build a Good Life™. Through the information provided on this podcast, we give you the ability to do this yourself. Why do we need to do this? Because every other media you're going to engage in has a vested interest in capturing your mindshare, and in having you spend your surplus, rather than you caring for your financial future. Your financial future is inevitable and uncertain. The only question is, will you have a Good Life? No one has one by default, only by design. Most of the financial podcasts out there can be valuable, though you will notice that many of them are from someone who is unlicensed. This podcast is unique in that it is led and hosted by licensed financial advisors who have been in the industry for nearly 2 decades, hence the disclosure below and in the description attached to each our episode. This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Episodes

August 17, 2026 • 33 mins

What does it actually take to build a career and a life you don't want to escape from?
 
In this episode of More Than Commas, Paul sits down with Jamie Moraga, founder of a woman-owned military and defense engineering business, author of Revered: The Power of Female Leadership, and a CEO who successfully exited her company via M&A, to talk about what it really looks like running a household with two CEOs, raising a...

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What does it actually take to hire the right people -- and build a team that makes you better?
 
In this episode of More Than Commas, Paul sits down with Jaidin McCann -- President of PeopleConnect Staffing, HR executive, and founder who has built six companies and led three successful exits -- to talk about the real game of talent acquisition, executive hiring, and what separates great leaders from those who get stuck...

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June 19, 2026 • 11 mins

We skipped the 3-hour line. And it cost us more than our mortgage payment.

Paul Adams just got back from Disneyland with his family - and he's not sorry about what he spent. In this video, he breaks down the one upgrade that turned a chaotic, line-standing, schedule-juggling Disney trip into something his family will talk about for years.

But this isn't just a Disney hack video.

Because halfway through th...

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What does it take to beat the odds, reach the NFL, and successfully reinvent yourself when one chapter ends?

In this episode of More Than Commas, Paul sits down with former NFL player Jordan Babineaux to discuss resilience, leadership, and navigating life's biggest transitions. Jordan shares his journey from a challenging childhood in Texas to a nine-year NFL career, and the lessons he learned about overcoming adversity, e...

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Is MicroStrategy's new preferred stock STRC really the next big financial product — or just a shiny object designed to harvest your savings?
 
In this episode of More Than Commas, Paul breaks down STRC, MicroStrategy's preferred stock promising 11% annual returns paid monthly — and why those numbers deserve a much closer look. Using a Coffeezilla analysis as a jumping-off point, Paul unpacks exactly how thi...

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What does it actually take to build a meaningful career inside some of the world's most demanding organizations?
 
In this episode of More Than Commas, Paul sits down with Jesse Rhodes Jr. — executive leadership coach, entrepreneur, and former leader at Amazon, Deloitte, Walmart, and Target — to unpack the mindset, leadership principles, and career decisions that shaped his professional journey.
 <...

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Robert Kiyosaki helped change how millions of people think about money.
But what happens when a voice that once educated and empowered starts leaning into fear-based predictions?
 
In this episode of More Than Commas, Paul takes a closer look at Kiyosaki's evolution—from the impact of Rich Dad, Poor Dad to his repeated market crash warnings—and breaks down what he predicted vs. what actually happened.

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Why do financial influencers keep predicting the next big market crash—and why do people keep listening?

In this episode of More Than Commas, we break down the real incentive behind repeated crash predictions, how attention drives extreme forecasts, and why being "right once" can be more profitable than being consistently accurate.

Then, in a completely unexpected turn, we follow through on a wild real-life experiment involvi...

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April 20, 2026 • 13 mins

Many investors worry about the next stock market crash because financial media constantly predicts one.
 
In this episode of More Than Commas, Paul Adams explains why crash predictions are so common, why most of them never happen, and the real reason investors often underperform the market.
 
More importantly, he breaks down how disciplined, evidence-based investing helps investors stay focused on long-ter...

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In this episode, Cory addresses recent market volatility and encourages investors to stay calm and disciplined. Recorded amid geopolitical uncertainty in the Middle East and fluctuating oil prices, Cory walks through historical market data, including recovery rates after downturns and the cost of missing the market's best days, to reassure listeners that short-term volatility is normal.

His core message: a sound long-term strategy...

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What if the reason you struggle with time management isn't a lack of discipline, but biology?

In this episode, Paul sits down with Dr. Cody Sandzimier, founder and owner of Redmond Spine Center and creator of the Loop Timer, to explore the surprising science behind how humans perceive time. The conversation dives into neuroscience, psychology, productivity, and practical strategies you can use immediately to reduce stress, improve ...

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In this episode of More Than Commas, SFG President Cory Shepherd sits down with CEO of Trail CPA, Trent Trailov, to break down the Qualified Business Income (QBI) deduction and how business owners can strategically use it to reduce taxes.

If you earn non-W2 income, own a business, or operate as a consultant, financial professional, or service-based business owner, this conversation walks through who qualifies, income thresholds to ...

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In this episode, Paul sits down with estate planning attorney Derek Wayne Jensen to demystify what estate planning really involves and why it's far more than drafting a simple will.

Derek explains how planning evolves over a lifetime, beginning with young adults choosing beneficiaries, through major life milestones, to complex multi-generational legacy planning. They explore the biggest misconceptions, including the belief that est...

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Scott Adams Excerpt: I Will Rewire Your Brains to Relieve Anxiety https://youtu.be/nWhKDqwgyv8?si=vhTXfZzLTLKLwbFa

We're excited to share a special throwback edition of this episode, released as a little Christmas gift to you. To set the stage, Paul explains why this conversation still matters and why we felt it was worth revisiting. This episode originally sparked a...

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In this episode of More Than Commas, Cory breaks down one of the biggest questions in investing today: Is AI in a bubble?

Using clarity, and a Three Stooges analogy, Cory explores how companies like OpenAI, Nvidia, Oracle, and others have created a tightly interwoven financial ecosystem, one that looks innovative, but also suspiciously like a closed loop of money, growth assumptions, and circular investments.

He explains how "round...

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In this episode, Paul challenges the traditional approach to planning for the new year, urging listeners to stop setting goals and start setting aims. He explains that most people design their lives backward, focusing on career first and hoping life fits around it. Instead, Paul walks through a practical reframe: define the life you want, then determine the financial aims required to support that life, and only then plan your caree...

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In this episode of More Than Commas, Paul is joined by the SFG team for a lively roundtable on a Wall Street Journal article about an 80-year-old couple debating a multi-million dollar Roth conversion.

The team dives deep into what the article doesn't say, from tax realities to financial leadership within marriages. Paul highlights the importance of both spouses understanding their family finances, while Cory and Lance warn about t...

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In this episode of More Than Commas, the Sound Financial Group team dive into a headline-grabbing article: "I Asked ChatGPT to Plan My Retirement."

The panel unpacks what happens when artificial intelligence is trusted with life-changing financial planning. They discuss missing details like inflation, taxes, and real expenses, and why AI can't yet replace human discernment or accountability. The team explores the dangers of overcon...

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In this episode, Lance and Paul unpack the viral post from Financial Samurai founder Sam Dogen, who recently admitted he's no longer financially independent after more than a decade in early retirement.

Lance and Paul explore what this moment reveals about the FIRE movement, its strengths, blind spots, and the danger of mistaking "passive" for "permanent" income. They discuss the tension between influence and authenticity, the chal...

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October 20, 2025 • 6 mins

In this episode, Elijah explores why beginning your financial planning journey early can transform not just your bank balance, but your entire life. He breaks down the compounding power of time, showing how consistent habits, even with modest amounts, lead to lasting financial freedom and flexibility.

Drawing on real-life stories, Elijah explains how starting early creates margin, reduces stress, and gives you options that money al...

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