Episode Transcript
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Speaker 1 (00:00):
Pet insurance you have, I've had it for my two
dogs have passed away, and my two dogs I have.
Speaker 2 (00:06):
Now, Oh wow, And have you found it to be
a what's the word that I'm looking for? Like a
good purchase, like something that you're glad that you had.
Speaker 1 (00:18):
I am a huge advocate for it. It saved us
roughly fifty thousand dollars so far.
Speaker 3 (00:22):
Are you serious? Fifty I mean dog?
Speaker 2 (00:26):
Yeah, taking care of animals can be expensive. I'm guessing
at fifty grand. We dealt with like cancer treatments, perhaps yep.
Speaker 1 (00:35):
I had a bloodhound that had cancer on his leg,
had it removed, it grew back, had to amputate the leg,
and chemo therapy.
Speaker 3 (00:42):
Yeah, there you go, and that'll run up quick.
Speaker 2 (00:44):
I mean even just and I'm not trying to compare
one to the other, but like even just dealing with
trying to figure out what was wrong with clancy. I mean,
that ain't cheap. That's thousands of dollars. Hey, So let
me ask you this. I never I've never had pet insurance,
and sometimes I feel stupid it is, and maybe it's
changed over the years. Are they very specific as to
(01:06):
what you could put in a claim?
Speaker 1 (01:08):
For if it's not a pre existing condition, Like if
you bought it when your dog's a couple of years
old and he had issues earlier on that the vet
already written down, they won't cover that. So if you
get it when they're a puppy, almost everything.
Speaker 3 (01:24):
Is covered, is it really?
Speaker 4 (01:27):
Yeah?
Speaker 1 (01:28):
I mean it's it's crazy. They covered ninety paid ten percent.
Speaker 3 (01:32):
And how would they know.
Speaker 2 (01:34):
Like let's say, let's say Clancy is nine months old,
right if I if I got pet insurance, how would
they know anything that she already had.
Speaker 1 (01:44):
If you've taken her to the vet and there's it's
been written down in a previous visit.
Speaker 3 (01:50):
Oh well I would just say I've never taken her
to the vet. Yeah why just lie? Probably why sick? Yeah?
Speaker 2 (01:58):
But did it used to be where? Okay, so pre existing?
But did it used to be where? Like if the dog?
Speaker 3 (02:05):
What?
Speaker 2 (02:05):
What would I can't even think of an example like
if the like if the if the dog? Well, I
keep thinking of injuries, which is why you would have
pet insurance.
Speaker 3 (02:14):
But you know what I mean?
Speaker 2 (02:15):
Where it's not like like I'm assuming if your dog
gets hit by a car and it breaks its leg,
you could use pet insurance for that right, Yes.
Speaker 1 (02:25):
It covers everything. I have my current dog, I have
an Irish wool Town. He's like one hundred and seventy
five pounds. If he breaks his leg, if he gets
any kind of sickness that takes antibiotics and emergency pet visit,
all of that is covered nine percent.
Speaker 2 (02:40):
So why did it used to be? And then I'll
get to what I'm getting to. Why did it used
to be? Peoples would say, oh, don't get pet insurance.
You're just throwing your money away. It's a waste.
Speaker 1 (02:53):
Dogs used to not get sick.
Speaker 2 (02:55):
Okay, dogs have gotten sick and died since dogs were born.
Speaker 5 (02:58):
Nah, that's COVID, you know what I mean?
Speaker 3 (03:02):
Like like why but don't you remember?
Speaker 2 (03:05):
Yeah, but that used to be a thing of like, oh,
I mean you're you're a thank you sir.
Speaker 3 (03:09):
You're wasting money.
Speaker 5 (03:10):
You heard nothing was covered And they talk to you
about how expensive it gets as they get older, not
caring for them, but mostly of the plans. Yeah, they
it's it's not that bad when they're young, and it's
because they're healthy. But then when you look at the
way that the price goes up as they get into
their eight nine ten, it's like, oh my god, how
(03:32):
this could be so expensive and if the dog doesn't
get sick, it's probably not worth it. But he also
might just have a great a bit of coverage where
it's like the company that he is.
Speaker 3 (03:43):
Using as a chastic to work with. Yeah, yeah, no,
you're right, you almost want him to get sick young.
Speaker 5 (03:50):
Because you can find it's one of those things. You
can find plenty of articles on it being worth it,
and plenty of articles still on it not being worth it.
Speaker 2 (03:57):
Is it still like that though, where as you're pay
gets older, the policy gets more expensive.
Speaker 5 (04:02):
There we looked at policies for meadow, who's you know,
two years old, so within the last two years. Some
of them are like that, Yeah.
Speaker 3 (04:07):
Are they really? Oh? I just I don't.
Speaker 2 (04:11):
I don't not fully aware how that, Like the like
life insurance and stuff works. Like I know, like if
you once you've had a couple of accidents, like, who's
somebody we know that's a bad driver that's had a
lot of accidents, Randy exactly, not his fault.
Speaker 4 (04:28):
You have.
Speaker 2 (04:30):
You have a lot of accidents, your your insurance goes up.
So I would imagine as your dog gets older and
is more prone to something happening.
Speaker 3 (04:36):
You're you're And by.
Speaker 2 (04:37):
The way, I keep saying dog, that's because that's what
I have. You can get pet insurance on anything that's
a pet, I think, yeah. I mean as long as
it's like a like a sanctioned pet.
Speaker 5 (04:47):
Like a domesticated animal.
Speaker 2 (04:48):
Well, I think if it's illegal for me to have
like a bald eagle as a pet, I probably can't
get it insured.
Speaker 5 (04:56):
So are they pitching you hard on this yesterday?
Speaker 3 (04:58):
No? No, no, no, no, no, no, no, oh, not
at all, not at all. No.
Speaker 2 (05:02):
The only reason I was asking is one of the
big one of the big pet insurance companies released the
finalists for this year's Hambone Award.
Speaker 5 (05:11):
Oh so they make fun of what people like do
for claims.
Speaker 2 (05:14):
Which celebrates the most unusual pet insurance claims of the year.
Speaker 3 (05:18):
Like the time rufus swallowed a hambone.
Speaker 2 (05:20):
That's kind of exactly where it comes from. But one
of the finalists is from Virginia.
Speaker 5 (05:26):
How do we vote?
Speaker 3 (05:27):
I don't look.
Speaker 2 (05:28):
It's online, but they don't say where in Virginia. This
year's finalists include Archie, a New Jersey dog who injured
his pause when he broke through a vintage plate glass
door while trying to alert his family the mail carrier arrived.
Speaker 5 (05:45):
Is it supposed to be funny?
Speaker 3 (05:46):
Yeah, it's the Hambone Awards.
Speaker 5 (05:48):
But that's scary.
Speaker 3 (05:49):
What about.
Speaker 2 (05:52):
A bear of Corgi out of Pennsylvania. He'd been into
a bottle of nail adhesiven a gluta his mouth shut.
Speaker 5 (05:58):
God, hold on read that one again. I have someone
who's laugh I need to cueue up.
Speaker 2 (06:04):
There's bear a Corgie out of Pennsylvania who bit into
a bottle of nail adhesive and glued his mouth shot.
Speaker 5 (06:17):
If this list wasn't custom made tailor made for Craig's laugh,
nothing was.
Speaker 2 (06:23):
And then there's that new Jersey parrot named Clover. Clover
made the list after a growth spurt caused toenails on
her feet to hook together. Irma, a dog out of
Florida suffered from gastro intestinal issues that turned out to
(06:44):
have been the result of eating metal wire pieces. They
were from a barbecue brush, in case anybody was wondering.
Speaker 3 (06:58):
And then there's a dog out.
Speaker 2 (06:59):
Of Virginia named Gordon swallowed two large rocks from the
owner's garden.
Speaker 3 (07:16):
Now rounding out all of your finalists, so how many
are there? Five? Five? Five.
Speaker 2 (07:22):
Rounding out the file list is Lambeau, a dog out
in North Carolina. Lambeau ate more than two hundred and
fifty jigsaw puzzle pieces.
Speaker 5 (07:38):
And just because I wasn't ready to go, Archie the
New Jersey dog that was the one who broke through
the glass door.
Speaker 2 (07:44):
Uh, you know what, let me see if I could
find that for you. Archie, a dog out of New Jersey,
injured his pause when he broke through a vintage plateglass
door while trying to alert his family about the mail carrier.
Speaker 5 (07:57):
Jesus, idiot.
Speaker 3 (08:08):
I want the Virginia person to win.
Speaker 5 (08:10):
I gotta find the actual fodd You remember this more details?
Speaker 2 (08:13):
Right?
Speaker 3 (08:13):
Yeah, that's Gordon.
Speaker 2 (08:14):
Remember Gordon swallowed two large rocks from the owner's garden.
Oh but by the way, that gets me to the
whole thing. I didn't know that. Like, if the dog
eats rocks, you can use pet insurance for them. Yeah, again,
you can use it for anything.
Speaker 5 (08:33):
Yeah, I think about health insurance for.
Speaker 3 (08:37):
Yeah, you put it on one. And what you don't
like when you ate rocks? Hi?
Speaker 2 (08:48):
Elliot in the morning, Hello, Yeah, Hi, who's as Hey?
Speaker 6 (08:55):
Hey, this is Jonathan Richmond.
Speaker 3 (08:57):
Yes, John, what can I do for you?
Speaker 5 (09:00):
Hey?
Speaker 6 (09:00):
I was calling in. I've got pet insurance on my
two rabbits and bird and it has saved our butts?
Speaker 3 (09:07):
Has it? Really?
Speaker 2 (09:08):
By the way, would everybody say would everybody say that
it has saved them? Because at some point your animal
is going to get.
Speaker 5 (09:15):
Said, is it? Is it more beneficial? Because like, specialized
care for.
Speaker 6 (09:19):
Those animals might be more like niche than a dog
or a cat. Yeah, that's why we got it. Yeah,
I like to get the We had to get the
rabbits stayed neutered because I didn't want a hundred rabbits
running around, and without the insurance, I think it was
going to be like fifteen hundred dollars out of just
to get them stayed neutered, and with the insurance entered
(09:39):
up being like one hundred bucks.
Speaker 2 (09:40):
Well, wait a minute, it's fifteen hundred dollars to get
a to get a rabbit spade or neotered.
Speaker 6 (09:47):
With with both of them, Yeah, what is it? I
think it was like eight hundred dollars apiece.
Speaker 3 (09:52):
I don't know what a dog is.
Speaker 2 (09:54):
I mean, I feel like ours have all been done
before we've gotten them.
Speaker 3 (09:56):
But what is a dog like a dog can't do
I mean.
Speaker 6 (09:59):
Dog dogs and cat to like forty bucks.
Speaker 2 (10:01):
Yeah, they're like nothing nothing burgers because they do it
like in mass right. Okay, well, well no they don't
line up five hundred dogs and no.
Speaker 3 (10:11):
But it's a much more common surgery than Oh yeah,
I wouldn't even know where to get a bunny spade. Well,
I mean they got the same parts.
Speaker 6 (10:19):
You have to you have to go to an exotic vet.
Speaker 3 (10:22):
I mean you're talking testes and huh how about that?
Speaker 5 (10:27):
Yeah?
Speaker 3 (10:27):
How about that?
Speaker 6 (10:28):
All right?
Speaker 3 (10:29):
Very good, very good, Thank you, sir, thank you.
Speaker 5 (10:31):
Yes, Tyler slight update to the nominee list. Oh uh,
it's actually a Gordon Setter named Kodiak out of Virginia.
It's a it's a misprinted.
Speaker 3 (10:45):
So tell me tell me what it is again. So
the it's what kind of dog?
Speaker 5 (10:49):
It is a Gordon Setter that Annette f got years
ago as a nod to Homeland Norway and where though
the breed is actually Scottish, they're just very popular in Norway.
Speaker 3 (11:03):
And where do they live? Does it say?
Speaker 5 (11:05):
It just still says Virginia. But we have a name
now of the Guardian and net F The incident started
with no warning. One Sunday morning, Kodiak went into the
bathroom and vomited. It was just bile, so I was
like up acid reflux. But then the next morning she
threw up again then started panting a lot. Isn't this
(11:27):
what you kind of dealt with?
Speaker 3 (11:28):
Yeah?
Speaker 5 (11:30):
She had a sneaking suspicion of what might be going
on because five years prior, Kodiak had four rocks removed
from her stomach. Come on, Craig though, and Net had
cleared out all the rocks in the backyard after that incident.
She was concerned that Kodiak had somehow found a way
to sneak off and snack on some stones.
Speaker 3 (11:51):
They thought. They thought with Clancy initially that there was
some kind.
Speaker 5 (11:54):
Of blockage at the vets office, and Net said to
the veterinarian, please don't tell me she ate rocks, and
she is like, there are two in there. Luckily that
that was able to retrieve one of the rocks without
major surgery and the other one was passed.
Speaker 3 (12:11):
Oh, right on.
Speaker 5 (12:14):
Kodiak made a complete recovery from her with as little
as you go, Diane, you are crapping stones.
Speaker 2 (12:22):
In addition, I'm gonna I'm entering Diane for the Hambone Award.
Speaker 5 (12:29):
So and that received reimbursement for her eligible expenses in
addition to the rock itself, which she gold plated as
a prime marker for posterity.
Speaker 3 (12:43):
I like it. Hi Elliott in the morning. Hey Elliott's
Cody for Richmond. Hey Cody. What's going on? Dude? Yeah? So, uh,
my dog.
Speaker 7 (12:54):
We were out shopping and then went to a bar
real quick, do some karaoke, hang out, check the camera
at home and noticed that one of his pain medications
was on the couch turned over sideways. So we rush
home and he had eaten all ten of his pain
pills that he had for his ear infection. Of the
that gave us.
Speaker 3 (13:16):
Dude, so did it jack your dog up pretty bad?
Speaker 2 (13:19):
Uh?
Speaker 7 (13:20):
We just shot hydrogen peroxide in his mouth and he
saw it all up.
Speaker 3 (13:24):
Oh that that's good. That's good.
Speaker 2 (13:26):
Yeah, hydrogen peroxide will make him puke the But you
know what, don't they always say?
Speaker 3 (13:32):
You know what?
Speaker 2 (13:33):
And now that I think about it, I'm trying to
think do I have any medication out there? Always say,
especially like if you have a big dog like Vezi
could put her head up on the counter. If you
have a big dog, like we had it with all
of our great Danes, you got to be careful.
Speaker 3 (13:45):
Like Clancy ain't getting on a counter, She's the one
who got.
Speaker 2 (13:49):
Sick the but like you have to be careful with medications,
especially if you have a big dog where they can
kind of just go like countersurfing and end up getting
a bunch of stuff.
Speaker 3 (13:59):
I'll do. That's scary, That's really scary. Where am I going?
Speaker 2 (14:02):
Line one?
Speaker 3 (14:02):
Hi, Ellie of the morning.
Speaker 4 (14:05):
Hey, this is Brittany.
Speaker 3 (14:06):
Hey Brittany, how are you? How are you excellent? What
can I do for you?
Speaker 4 (14:12):
So?
Speaker 8 (14:13):
I have two Golden Retrievers. The one I got just
around the beginning of COVID, which I had already was
already planning on getting him. I luckily got pet insurance
on him via Nationwide. I started paying like one hundred
and fifteen dollars a month, but it was going to
cover ninety percent of expenses. Now, what I didn't know
is that dog would end up having allergies so severely
(14:35):
that he had diarrhea for like two full years until
we got his food figured out, and for example last month,
He's now almost five years old, but last month he's
had ear infections and needed blood work, et cetera. I
spent almost one thousand dollars on him in the last month,
but I was able to get like eight hundred and
fifty plus a night, like maybe nine hundred dollars reimburse
(14:57):
because of the insurance.
Speaker 3 (14:59):
Oh wow, see that works out. By the way, Nationwide.
Speaker 2 (15:01):
Is that the big pet insurance coming, because that's who's
doing the handbone awards?
Speaker 3 (15:05):
No, I'm being serious. Nationwide?
Speaker 2 (15:07):
Are they the like if I called if I called Geico,
does Geico offer pet insurance in their bundle? You know?
Speaker 8 (15:14):
No, I don't think they do. I think Nationwide is
the biggest, like Nation the Nation's brand. However, there are
smaller brands that offer like more affordable pet insurance for
like maybe emergencies only, so you can get away with
like I still pay one hundred and twenty dollars a
month for my one dog, but my other dog I haven't.
I only had insurance for his first year because he
(15:35):
doesn't have allergies and he's able to be on less
extensive food and all of that.
Speaker 2 (15:39):
You have to pay every month for the pet insurance. No, Elliott,
how do you think it works, they just give it
to you.
Speaker 5 (15:45):
That makes sense.
Speaker 8 (15:46):
Yeah, I mean you could. You could probably pay like
the six month or like one year like price, and
maybe it's a little less extensive. But yeah, I pay
about one hundred and twenty a month for my dog.
But like I said, I have I have medicine that
I get for him every single months that I'm able
to get reimbursed because of insurance.
Speaker 3 (16:04):
No, that's smart, that's very smart. All right, very good,
very good.
Speaker 2 (16:08):
And listen, tell your dog, listen, I've gone two years
straight with diarrhea.
Speaker 3 (16:12):
That it's no big deal. You're fine, You're good, two decades.
All right, very good, Thank you. Whose dog is that?
Speaker 5 (16:18):
That's Marx and he would like to be a late
entrant into this competition for the Hambon Award.
Speaker 2 (16:23):
If I could, If I could just insert something, I
don't know Mark's dog's name, but oh my god, look
at that kissing spot.
Speaker 3 (16:34):
Look at that kissing spot.
Speaker 5 (16:37):
I'd wait to kiss the dog until you hear the story.
Speaker 3 (16:40):
Oh what did Mark do?
Speaker 4 (16:41):
Now?
Speaker 3 (16:41):
Mark marks dog, Mark's dog.
Speaker 5 (16:44):
Eight three to four tampons that were in the trash.
Oh no, they came out a few days later. Barth
and Now when you look at that photo of the
dog and it is a beautiful.
Speaker 2 (17:04):
That is a gorgeous dawn, but the dogs spot the
look after.
Speaker 5 (17:09):
Because I had read the comment and then saw the picture.
It is an expression of I know I shouldn't have
done that.
Speaker 3 (17:20):
I just pictured that phase with a little anybody string?
Speaker 2 (17:26):
Wait?
Speaker 3 (17:26):
Are you serious?
Speaker 2 (17:29):
Hi?
Speaker 3 (17:30):
JOI in the morning? Hello, Yeah, Hi, who's this? Hi?
Speaker 4 (17:36):
My name's Jen.
Speaker 3 (17:37):
Yes, Jen? What can I do for you?
Speaker 4 (17:39):
So? My sister lives by you. She just messaged me
this morning that you guys are talking about this. My
dog won the Handbone Award in twenty seventeen.
Speaker 5 (17:47):
Oh wow, Win.
Speaker 3 (17:49):
Where do you live, by the way.
Speaker 4 (17:52):
I'm in upstate New York right now. I lived in Scranton,
Pennsylvania when it happened.
Speaker 3 (17:57):
Right are you in Rochester right now?
Speaker 4 (18:00):
Bigham? And it's a it's a couple of hours south.
Speaker 3 (18:03):
Yeah.
Speaker 2 (18:03):
We just finished a whole conversation about sam Patch. Anyway,
what uh? What happened in What happened in Scranton?
Speaker 4 (18:10):
So we were I was hiking with the dog. I
had my dog, Rooster, and we were hiking. I had
my other dog, Goose, and I was fostering a dog
named Lulu at the time, and we were hiking in
a in like nature preserve and we were probably like
a mile and a half two miles from the cars,
and the dogs were off leash, and uh, rooster kind
(18:30):
of I saw them both jump after something, and uh,
then I was, you know, I headphones in and I
look and then now he's in front of me. He's
standing at this trail and he won't He's like frozen,
like he will not move, and I'm like, what's up, buddy.
He's just kind of like moving his eyes as well.
And I look at his side and it looks like
our pictures. It looks like it looks like a rib
(18:51):
was dislocated. Like I'm like, what the heck, I don't
know what's up. But he wouldn't let me move him,
like I couldn't pick him up. He was screaming. He
was just standing there. And then I look, he has
like a wound kind of in his armpit and he
goes dash. I had it dislocated and compound fract I
don't know. So I end up calling nine to one
one because I'm so far from the car. And long story,
(19:14):
of course, the local police chief ended up showing up
and comes down like we're out in the middle of
the where he comes down, we get the dog in
the car.
Speaker 2 (19:22):
Uh.
Speaker 4 (19:23):
So here we are riding in the rooster and I
were in the back seat of the cop car and
Goose and Lulua riding shotgun with the chief room. He
takes us to the local animal hospital and as we're
getting him out of the car onto the gurtney, one
of the textor nurses says, oh, did he get impaled.
Speaker 6 (19:39):
By a stick?
Speaker 4 (19:40):
And I was like, oh, that explains it. He had
a stick that was like eleven and a half inches long.
It entered by his in his armpit and it slid
up the outside of his rib cage. And the vet
said that the surgeon said that if had it, you know,
could have taken two paths and gone on the inside
and tore up like his lungs and heart. But he
(20:01):
but it went to the outside. She just made an
incision on his skin, took the stick out and he
ended up being like perfectly fine from it and recovered
like in just a couple of days. And that was crazy.
Speaker 2 (20:13):
And then we by the way I got Tyler pulled
up the twenty seventeen Handbone finalists.
Speaker 3 (20:19):
I'm looking. I'm looking at Rooster.
Speaker 2 (20:21):
Dude, you could see the outline of that stick under
his skin.
Speaker 4 (20:26):
Yeah, it was nuts.
Speaker 3 (20:28):
That's crazy.
Speaker 6 (20:29):
Oh my god.
Speaker 2 (20:32):
Yeah.
Speaker 4 (20:32):
And then we got so we got like they Then
I was sent all his information into the insurance and
I got notified that he was chosen as the like September.
Speaker 3 (20:46):
Hey, do you still have that great tuke?
Speaker 2 (20:50):
Pardon I'm looking at a picture of you holding the
dog and you got a great Oh it's a headband.
It looked like a tuke from where I was. Yeah,
just a grey headband. Yeah, yeah, good for you. Hey,
so listen, that's awesome though. Oh I'm glad your sister
had you call.
Speaker 4 (21:05):
Yeah, I don'tbelievable. Well yeah, we just got back from
an overseas rip plus and I'm in Joustin and yeah, cool,
that's all funny. Just talk about Rooster.
Speaker 2 (21:13):
I love. There you go, There you go, and you'll
start streaming the show starting tomorrow. Well actually right now,
you'll just stay with us for the rest of the show.
All right, very good, very good. I appreciate it. Thank you, ma'am,
thank you. All right, let's do this. Give me a
oh but so could we go to the site and vote?
(21:34):
Is there a way to vote?
Speaker 3 (21:35):
Hold on?
Speaker 5 (21:36):
So we have to go back. I'm I gotta scroll
at twenty twenty four because I'm in twenty seventeen. Here
we go, and if I click on Kodiak as the
Virginia Dog right for Kodiak, Yeah right there.
Speaker 3 (21:50):
Yeah, okay, good vote away. Yeah, let's get after.
Speaker 5 (21:52):
I just did, and now I can share that I
voted on Facebook.
Speaker 3 (21:55):
There you go.
Speaker 2 (21:56):
No, that's perfect. And remember that's a swallow two large rocks.
Speaker 3 (22:01):
Crick it, sick it
Pet insurance you have, I've had it for my two
dogs have passed away, and my two dogs I have.
Speaker 2 (00:06):
Now, Oh wow, And have you found it to be
a what's the word that I'm looking for? Like a
good purchase, like something that you're glad that you had.
Speaker 1 (00:18):
I am a huge advocate for it. It saved us
roughly fifty thousand dollars so far.
Speaker 3 (00:22):
Are you serious? Fifty I mean dog?
Speaker 2 (00:26):
Yeah, taking care of animals can be expensive. I'm guessing
at fifty grand. We dealt with like cancer treatments, perhaps yep.
Speaker 1 (00:35):
I had a bloodhound that had cancer on his leg,
had it removed, it grew back, had to amputate the leg,
and chemo therapy.
Speaker 3 (00:42):
Yeah, there you go, and that'll run up quick.
Speaker 2 (00:44):
I mean even just and I'm not trying to compare
one to the other, but like even just dealing with
trying to figure out what was wrong with clancy. I mean,
that ain't cheap. That's thousands of dollars. Hey, So let
me ask you this. I never I've never had pet insurance,
and sometimes I feel stupid it is, and maybe it's
changed over the years. Are they very specific as to
(01:06):
what you could put in a claim?
Speaker 1 (01:08):
For if it's not a pre existing condition, Like if
you bought it when your dog's a couple of years
old and he had issues earlier on that the vet
already written down, they won't cover that. So if you
get it when they're a puppy, almost everything.
Speaker 3 (01:24):
Is covered, is it really?
Speaker 4 (01:27):
Yeah?
Speaker 1 (01:28):
I mean it's it's crazy. They covered ninety paid ten percent.
Speaker 3 (01:32):
And how would they know.
Speaker 2 (01:34):
Like let's say, let's say Clancy is nine months old,
right if I if I got pet insurance, how would
they know anything that she already had.
Speaker 1 (01:44):
If you've taken her to the vet and there's it's
been written down in a previous visit.
Speaker 3 (01:50):
Oh well I would just say I've never taken her
to the vet. Yeah why just lie? Probably why sick? Yeah?
Speaker 2 (01:58):
But did it used to be where? Okay, so pre existing?
But did it used to be where? Like if the dog?
Speaker 3 (02:05):
What?
Speaker 2 (02:05):
What would I can't even think of an example like
if the like if the if the dog? Well, I
keep thinking of injuries, which is why you would have
pet insurance.
Speaker 3 (02:14):
But you know what I mean?
Speaker 2 (02:15):
Where it's not like like I'm assuming if your dog
gets hit by a car and it breaks its leg,
you could use pet insurance for that right, Yes.
Speaker 1 (02:25):
It covers everything. I have my current dog, I have
an Irish wool Town. He's like one hundred and seventy
five pounds. If he breaks his leg, if he gets
any kind of sickness that takes antibiotics and emergency pet visit,
all of that is covered nine percent.
Speaker 2 (02:40):
So why did it used to be? And then I'll
get to what I'm getting to. Why did it used
to be? Peoples would say, oh, don't get pet insurance.
You're just throwing your money away. It's a waste.
Speaker 1 (02:53):
Dogs used to not get sick.
Speaker 2 (02:55):
Okay, dogs have gotten sick and died since dogs were born.
Speaker 5 (02:58):
Nah, that's COVID, you know what I mean?
Speaker 3 (03:02):
Like like why but don't you remember?
Speaker 2 (03:05):
Yeah, but that used to be a thing of like, oh,
I mean you're you're a thank you sir.
Speaker 3 (03:09):
You're wasting money.
Speaker 5 (03:10):
You heard nothing was covered And they talk to you
about how expensive it gets as they get older, not
caring for them, but mostly of the plans. Yeah, they
it's it's not that bad when they're young, and it's
because they're healthy. But then when you look at the
way that the price goes up as they get into
their eight nine ten, it's like, oh my god, how
(03:32):
this could be so expensive and if the dog doesn't
get sick, it's probably not worth it. But he also
might just have a great a bit of coverage where
it's like the company that he is.
Speaker 3 (03:43):
Using as a chastic to work with. Yeah, yeah, no,
you're right, you almost want him to get sick young.
Speaker 5 (03:50):
Because you can find it's one of those things. You
can find plenty of articles on it being worth it,
and plenty of articles still on it not being worth it.
Speaker 2 (03:57):
Is it still like that though, where as you're pay
gets older, the policy gets more expensive.
Speaker 5 (04:02):
There we looked at policies for meadow, who's you know,
two years old, so within the last two years. Some
of them are like that, Yeah.
Speaker 3 (04:07):
Are they really? Oh? I just I don't.
Speaker 2 (04:11):
I don't not fully aware how that, Like the like
life insurance and stuff works. Like I know, like if
you once you've had a couple of accidents, like, who's
somebody we know that's a bad driver that's had a
lot of accidents, Randy exactly, not his fault.
Speaker 4 (04:28):
You have.
Speaker 2 (04:30):
You have a lot of accidents, your your insurance goes up.
So I would imagine as your dog gets older and
is more prone to something happening.
Speaker 3 (04:36):
You're you're And by.
Speaker 2 (04:37):
The way, I keep saying dog, that's because that's what
I have. You can get pet insurance on anything that's
a pet, I think, yeah. I mean as long as
it's like a like a sanctioned pet.
Speaker 5 (04:47):
Like a domesticated animal.
Speaker 2 (04:48):
Well, I think if it's illegal for me to have
like a bald eagle as a pet, I probably can't
get it insured.
Speaker 5 (04:56):
So are they pitching you hard on this yesterday?
Speaker 3 (04:58):
No? No, no, no, no, no, no, no, oh, not
at all, not at all. No.
Speaker 2 (05:02):
The only reason I was asking is one of the
big one of the big pet insurance companies released the
finalists for this year's Hambone Award.
Speaker 5 (05:11):
Oh so they make fun of what people like do
for claims.
Speaker 2 (05:14):
Which celebrates the most unusual pet insurance claims of the year.
Speaker 3 (05:18):
Like the time rufus swallowed a hambone.
Speaker 2 (05:20):
That's kind of exactly where it comes from. But one
of the finalists is from Virginia.
Speaker 5 (05:26):
How do we vote?
Speaker 3 (05:27):
I don't look.
Speaker 2 (05:28):
It's online, but they don't say where in Virginia. This
year's finalists include Archie, a New Jersey dog who injured
his pause when he broke through a vintage plate glass
door while trying to alert his family the mail carrier arrived.
Speaker 5 (05:45):
Is it supposed to be funny?
Speaker 3 (05:46):
Yeah, it's the Hambone Awards.
Speaker 5 (05:48):
But that's scary.
Speaker 3 (05:49):
What about.
Speaker 2 (05:52):
A bear of Corgi out of Pennsylvania. He'd been into
a bottle of nail adhesiven a gluta his mouth shut.
Speaker 5 (05:58):
God, hold on read that one again. I have someone
who's laugh I need to cueue up.
Speaker 2 (06:04):
There's bear a Corgie out of Pennsylvania who bit into
a bottle of nail adhesive and glued his mouth shot.
Speaker 5 (06:17):
If this list wasn't custom made tailor made for Craig's laugh,
nothing was.
Speaker 2 (06:23):
And then there's that new Jersey parrot named Clover. Clover
made the list after a growth spurt caused toenails on
her feet to hook together. Irma, a dog out of
Florida suffered from gastro intestinal issues that turned out to
(06:44):
have been the result of eating metal wire pieces. They
were from a barbecue brush, in case anybody was wondering.
Speaker 3 (06:58):
And then there's a dog out.
Speaker 2 (06:59):
Of Virginia named Gordon swallowed two large rocks from the
owner's garden.
Speaker 3 (07:16):
Now rounding out all of your finalists, so how many
are there? Five? Five? Five.
Speaker 2 (07:22):
Rounding out the file list is Lambeau, a dog out
in North Carolina. Lambeau ate more than two hundred and
fifty jigsaw puzzle pieces.
Speaker 5 (07:38):
And just because I wasn't ready to go, Archie the
New Jersey dog that was the one who broke through
the glass door.
Speaker 2 (07:44):
Uh, you know what, let me see if I could
find that for you. Archie, a dog out of New Jersey,
injured his pause when he broke through a vintage plateglass
door while trying to alert his family about the mail carrier.
Speaker 5 (07:57):
Jesus, idiot.
Speaker 3 (08:08):
I want the Virginia person to win.
Speaker 5 (08:10):
I gotta find the actual fodd You remember this more details?
Speaker 2 (08:13):
Right?
Speaker 3 (08:13):
Yeah, that's Gordon.
Speaker 2 (08:14):
Remember Gordon swallowed two large rocks from the owner's garden.
Oh but by the way, that gets me to the
whole thing. I didn't know that. Like, if the dog
eats rocks, you can use pet insurance for them. Yeah, again,
you can use it for anything.
Speaker 5 (08:33):
Yeah, I think about health insurance for.
Speaker 3 (08:37):
Yeah, you put it on one. And what you don't
like when you ate rocks? Hi?
Speaker 2 (08:48):
Elliot in the morning, Hello, Yeah, Hi, who's as Hey?
Speaker 6 (08:55):
Hey, this is Jonathan Richmond.
Speaker 3 (08:57):
Yes, John, what can I do for you?
Speaker 5 (09:00):
Hey?
Speaker 6 (09:00):
I was calling in. I've got pet insurance on my
two rabbits and bird and it has saved our butts?
Speaker 3 (09:07):
Has it? Really?
Speaker 2 (09:08):
By the way, would everybody say would everybody say that
it has saved them? Because at some point your animal
is going to get.
Speaker 5 (09:15):
Said, is it? Is it more beneficial? Because like, specialized
care for.
Speaker 6 (09:19):
Those animals might be more like niche than a dog
or a cat. Yeah, that's why we got it. Yeah,
I like to get the We had to get the
rabbits stayed neutered because I didn't want a hundred rabbits
running around, and without the insurance, I think it was
going to be like fifteen hundred dollars out of just
to get them stayed neutered, and with the insurance entered
(09:39):
up being like one hundred bucks.
Speaker 2 (09:40):
Well, wait a minute, it's fifteen hundred dollars to get
a to get a rabbit spade or neotered.
Speaker 6 (09:47):
With with both of them, Yeah, what is it? I
think it was like eight hundred dollars apiece.
Speaker 3 (09:52):
I don't know what a dog is.
Speaker 2 (09:54):
I mean, I feel like ours have all been done
before we've gotten them.
Speaker 3 (09:56):
But what is a dog like a dog can't do
I mean.
Speaker 6 (09:59):
Dog dogs and cat to like forty bucks.
Speaker 2 (10:01):
Yeah, they're like nothing nothing burgers because they do it
like in mass right. Okay, well, well no they don't
line up five hundred dogs and no.
Speaker 3 (10:11):
But it's a much more common surgery than Oh yeah,
I wouldn't even know where to get a bunny spade. Well,
I mean they got the same parts.
Speaker 6 (10:19):
You have to you have to go to an exotic vet.
Speaker 3 (10:22):
I mean you're talking testes and huh how about that?
Speaker 5 (10:27):
Yeah?
Speaker 3 (10:27):
How about that?
Speaker 6 (10:28):
All right?
Speaker 3 (10:29):
Very good, very good, Thank you, sir, thank you.
Speaker 5 (10:31):
Yes, Tyler slight update to the nominee list. Oh uh,
it's actually a Gordon Setter named Kodiak out of Virginia.
It's a it's a misprinted.
Speaker 3 (10:45):
So tell me tell me what it is again. So
the it's what kind of dog?
Speaker 5 (10:49):
It is a Gordon Setter that Annette f got years
ago as a nod to Homeland Norway and where though
the breed is actually Scottish, they're just very popular in Norway.
Speaker 3 (11:03):
And where do they live? Does it say?
Speaker 5 (11:05):
It just still says Virginia. But we have a name
now of the Guardian and net F The incident started
with no warning. One Sunday morning, Kodiak went into the
bathroom and vomited. It was just bile, so I was
like up acid reflux. But then the next morning she
threw up again then started panting a lot. Isn't this
(11:27):
what you kind of dealt with?
Speaker 3 (11:28):
Yeah?
Speaker 5 (11:30):
She had a sneaking suspicion of what might be going
on because five years prior, Kodiak had four rocks removed
from her stomach. Come on, Craig though, and Net had
cleared out all the rocks in the backyard after that incident.
She was concerned that Kodiak had somehow found a way
to sneak off and snack on some stones.
Speaker 3 (11:51):
They thought. They thought with Clancy initially that there was
some kind.
Speaker 5 (11:54):
Of blockage at the vets office, and Net said to
the veterinarian, please don't tell me she ate rocks, and
she is like, there are two in there. Luckily that
that was able to retrieve one of the rocks without
major surgery and the other one was passed.
Speaker 3 (12:11):
Oh, right on.
Speaker 5 (12:14):
Kodiak made a complete recovery from her with as little
as you go, Diane, you are crapping stones.
Speaker 2 (12:22):
In addition, I'm gonna I'm entering Diane for the Hambone Award.
Speaker 5 (12:29):
So and that received reimbursement for her eligible expenses in
addition to the rock itself, which she gold plated as
a prime marker for posterity.
Speaker 3 (12:43):
I like it. Hi Elliott in the morning. Hey Elliott's
Cody for Richmond. Hey Cody. What's going on? Dude? Yeah? So, uh,
my dog.
Speaker 7 (12:54):
We were out shopping and then went to a bar
real quick, do some karaoke, hang out, check the camera
at home and noticed that one of his pain medications
was on the couch turned over sideways. So we rush
home and he had eaten all ten of his pain
pills that he had for his ear infection. Of the
that gave us.
Speaker 3 (13:16):
Dude, so did it jack your dog up pretty bad?
Speaker 2 (13:19):
Uh?
Speaker 7 (13:20):
We just shot hydrogen peroxide in his mouth and he
saw it all up.
Speaker 3 (13:24):
Oh that that's good. That's good.
Speaker 2 (13:26):
Yeah, hydrogen peroxide will make him puke the But you
know what, don't they always say?
Speaker 3 (13:32):
You know what?
Speaker 2 (13:33):
And now that I think about it, I'm trying to
think do I have any medication out there? Always say,
especially like if you have a big dog like Vezi
could put her head up on the counter. If you
have a big dog, like we had it with all
of our great Danes, you got to be careful.
Speaker 3 (13:45):
Like Clancy ain't getting on a counter, She's the one
who got.
Speaker 2 (13:49):
Sick the but like you have to be careful with medications,
especially if you have a big dog where they can
kind of just go like countersurfing and end up getting
a bunch of stuff.
Speaker 3 (13:59):
I'll do. That's scary, That's really scary. Where am I going?
Speaker 2 (14:02):
Line one?
Speaker 3 (14:02):
Hi, Ellie of the morning.
Speaker 4 (14:05):
Hey, this is Brittany.
Speaker 3 (14:06):
Hey Brittany, how are you? How are you excellent? What
can I do for you?
Speaker 4 (14:12):
So?
Speaker 8 (14:13):
I have two Golden Retrievers. The one I got just
around the beginning of COVID, which I had already was
already planning on getting him. I luckily got pet insurance
on him via Nationwide. I started paying like one hundred
and fifteen dollars a month, but it was going to
cover ninety percent of expenses. Now, what I didn't know
is that dog would end up having allergies so severely
(14:35):
that he had diarrhea for like two full years until
we got his food figured out, and for example last month,
He's now almost five years old, but last month he's
had ear infections and needed blood work, et cetera. I
spent almost one thousand dollars on him in the last month,
but I was able to get like eight hundred and
fifty plus a night, like maybe nine hundred dollars reimburse
(14:57):
because of the insurance.
Speaker 3 (14:59):
Oh wow, see that works out. By the way, Nationwide.
Speaker 2 (15:01):
Is that the big pet insurance coming, because that's who's
doing the handbone awards?
Speaker 3 (15:05):
No, I'm being serious. Nationwide?
Speaker 2 (15:07):
Are they the like if I called if I called Geico,
does Geico offer pet insurance in their bundle? You know?
Speaker 8 (15:14):
No, I don't think they do. I think Nationwide is
the biggest, like Nation the Nation's brand. However, there are
smaller brands that offer like more affordable pet insurance for
like maybe emergencies only, so you can get away with
like I still pay one hundred and twenty dollars a
month for my one dog, but my other dog I haven't.
I only had insurance for his first year because he
(15:35):
doesn't have allergies and he's able to be on less
extensive food and all of that.
Speaker 2 (15:39):
You have to pay every month for the pet insurance. No, Elliott,
how do you think it works, they just give it
to you.
Speaker 5 (15:45):
That makes sense.
Speaker 8 (15:46):
Yeah, I mean you could. You could probably pay like
the six month or like one year like price, and
maybe it's a little less extensive. But yeah, I pay
about one hundred and twenty a month for my dog.
But like I said, I have I have medicine that
I get for him every single months that I'm able
to get reimbursed because of insurance.
Speaker 3 (16:04):
No, that's smart, that's very smart. All right, very good,
very good.
Speaker 2 (16:08):
And listen, tell your dog, listen, I've gone two years
straight with diarrhea.
Speaker 3 (16:12):
That it's no big deal. You're fine, You're good, two decades.
All right, very good, Thank you. Whose dog is that?
Speaker 5 (16:18):
That's Marx and he would like to be a late
entrant into this competition for the Hambon Award.
Speaker 2 (16:23):
If I could, If I could just insert something, I
don't know Mark's dog's name, but oh my god, look
at that kissing spot.
Speaker 3 (16:34):
Look at that kissing spot.
Speaker 5 (16:37):
I'd wait to kiss the dog until you hear the story.
Speaker 3 (16:40):
Oh what did Mark do?
Speaker 4 (16:41):
Now?
Speaker 3 (16:41):
Mark marks dog, Mark's dog.
Speaker 5 (16:44):
Eight three to four tampons that were in the trash.
Oh no, they came out a few days later. Barth
and Now when you look at that photo of the
dog and it is a beautiful.
Speaker 2 (17:04):
That is a gorgeous dawn, but the dogs spot the
look after.
Speaker 5 (17:09):
Because I had read the comment and then saw the picture.
It is an expression of I know I shouldn't have
done that.
Speaker 3 (17:20):
I just pictured that phase with a little anybody string?
Speaker 2 (17:26):
Wait?
Speaker 3 (17:26):
Are you serious?
Speaker 2 (17:29):
Hi?
Speaker 3 (17:30):
JOI in the morning? Hello, Yeah, Hi, who's this? Hi?
Speaker 4 (17:36):
My name's Jen.
Speaker 3 (17:37):
Yes, Jen? What can I do for you?
Speaker 4 (17:39):
So? My sister lives by you. She just messaged me
this morning that you guys are talking about this. My
dog won the Handbone Award in twenty seventeen.
Speaker 5 (17:47):
Oh wow, Win.
Speaker 3 (17:49):
Where do you live, by the way.
Speaker 4 (17:52):
I'm in upstate New York right now. I lived in Scranton,
Pennsylvania when it happened.
Speaker 3 (17:57):
Right are you in Rochester right now?
Speaker 4 (18:00):
Bigham? And it's a it's a couple of hours south.
Speaker 3 (18:03):
Yeah.
Speaker 2 (18:03):
We just finished a whole conversation about sam Patch. Anyway,
what uh? What happened in What happened in Scranton?
Speaker 4 (18:10):
So we were I was hiking with the dog. I
had my dog, Rooster, and we were hiking. I had
my other dog, Goose, and I was fostering a dog
named Lulu at the time, and we were hiking in
a in like nature preserve and we were probably like
a mile and a half two miles from the cars,
and the dogs were off leash, and uh, rooster kind
(18:30):
of I saw them both jump after something, and uh,
then I was, you know, I headphones in and I
look and then now he's in front of me. He's
standing at this trail and he won't He's like frozen,
like he will not move, and I'm like, what's up, buddy.
He's just kind of like moving his eyes as well.
And I look at his side and it looks like
our pictures. It looks like it looks like a rib
(18:51):
was dislocated. Like I'm like, what the heck, I don't
know what's up. But he wouldn't let me move him,
like I couldn't pick him up. He was screaming. He
was just standing there. And then I look, he has
like a wound kind of in his armpit and he
goes dash. I had it dislocated and compound fract I
don't know. So I end up calling nine to one
one because I'm so far from the car. And long story,
(19:14):
of course, the local police chief ended up showing up
and comes down like we're out in the middle of
the where he comes down, we get the dog in
the car.
Speaker 2 (19:22):
Uh.
Speaker 4 (19:23):
So here we are riding in the rooster and I
were in the back seat of the cop car and
Goose and Lulua riding shotgun with the chief room. He
takes us to the local animal hospital and as we're
getting him out of the car onto the gurtney, one
of the textor nurses says, oh, did he get impaled.
Speaker 6 (19:39):
By a stick?
Speaker 4 (19:40):
And I was like, oh, that explains it. He had
a stick that was like eleven and a half inches long.
It entered by his in his armpit and it slid
up the outside of his rib cage. And the vet
said that the surgeon said that if had it, you know,
could have taken two paths and gone on the inside
and tore up like his lungs and heart. But he
(20:01):
but it went to the outside. She just made an
incision on his skin, took the stick out and he
ended up being like perfectly fine from it and recovered
like in just a couple of days. And that was crazy.
Speaker 2 (20:13):
And then we by the way I got Tyler pulled
up the twenty seventeen Handbone finalists.
Speaker 3 (20:19):
I'm looking. I'm looking at Rooster.
Speaker 2 (20:21):
Dude, you could see the outline of that stick under
his skin.
Speaker 4 (20:26):
Yeah, it was nuts.
Speaker 3 (20:28):
That's crazy.
Speaker 6 (20:29):
Oh my god.
Speaker 2 (20:32):
Yeah.
Speaker 4 (20:32):
And then we got so we got like they Then
I was sent all his information into the insurance and
I got notified that he was chosen as the like September.
Speaker 3 (20:46):
Hey, do you still have that great tuke?
Speaker 2 (20:50):
Pardon I'm looking at a picture of you holding the
dog and you got a great Oh it's a headband.
It looked like a tuke from where I was. Yeah,
just a grey headband. Yeah, yeah, good for you. Hey,
so listen, that's awesome though. Oh I'm glad your sister
had you call.
Speaker 4 (21:05):
Yeah, I don'tbelievable. Well yeah, we just got back from
an overseas rip plus and I'm in Joustin and yeah, cool,
that's all funny. Just talk about Rooster.
Speaker 2 (21:13):
I love. There you go, There you go, and you'll
start streaming the show starting tomorrow. Well actually right now,
you'll just stay with us for the rest of the show.
All right, very good, very good. I appreciate it. Thank you, ma'am,
thank you. All right, let's do this. Give me a
oh but so could we go to the site and vote?
(21:34):
Is there a way to vote?
Speaker 3 (21:35):
Hold on?
Speaker 5 (21:36):
So we have to go back. I'm I gotta scroll
at twenty twenty four because I'm in twenty seventeen. Here
we go, and if I click on Kodiak as the
Virginia Dog right for Kodiak, Yeah right there.
Speaker 3 (21:50):
Yeah, okay, good vote away. Yeah, let's get after.
Speaker 5 (21:52):
I just did, and now I can share that I
voted on Facebook.
Speaker 3 (21:55):
There you go.
Speaker 2 (21:56):
No, that's perfect. And remember that's a swallow two large rocks.
Speaker 3 (22:01):
Crick it, sick it
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