Mortgage Gumbo with Dwayne Stein
Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity.
Episodes
July 19, 2025 • 43 mins
This week your Chef Dwayne Stein takes a deep dive into FHA Loans. How can an FHA loan help you? Years ago Dwayne didn't have much good to say about FHA Loans. But things change, and he brought reciepts! Also Dwayne covers the new CPI & PPI numbers and does his weekly segment "Rate Watch".
All that and more on Mortgage Gumbo w/ Dwayne Stein 7/19/25
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July 12, 2025 • 44 mins
The Queen of Insurance - Collette Biedenkopf is live in studio today! Your Chef Dwayne Stein has rolled out the red carpet for her Royal Higness to talk about all things home insurance. The first thing that the Queen addresses is the Cost of Insurance. Is there any relief on the horizon? Also Dwayne and Collette discuss the importance of photographic evidence of your property, updating your policy when you make a large purchase, an...
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July 12, 2025 • 43 mins
HAPPY FOURTH OF JULY!!!
This week your Chef Dwayne Stein answers a common question for home buyers. I'm under contract to buy a home...so now what? Dwayne goes through a bit of a checklist for you. Go out and get some insurance quotes, schedule inspections, and more. Also Dwayne gives his thoughts on this months new Job Report, and how it can affect mortgage rates.
All that and more on Mortgage Gumbo w/ Dwayne Stein 07-05-25
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June 28, 2025 • 44 mins
This week your Chef Dwayne Stein explains what home affordability means. Why seller paid concessions is better than lower purchase price.Also Dwayne talks about Student Loans and Buy Now Pay Later syndrome that is sweeping the nation.
All that and more on Mortgage Gumbo w/ Dwayne Stein 6/28/25
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June 14, 2025 • 43 mins
What is a Mortgage Payment? What's IN a Mortgage Payment? Never Fear! Your Chef Dwayne Stein is here to explain it all. It's not just a sum of money, there is a lot that goes into it, and Dwayne explains it all. The new CPI reports aka Consumer Price Index are in, and Dwayne has receipts on what Jerome Powell has been saying.
All that and more on Mortgage Gumbo w/ Dwayne Stein 6/14/25
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June 12, 2025 • 42 mins
This week your Chef Dwayne Stein shares some credit tips first time homebuyers. For instance, what's an authorized user? Should I pay down my credit in 10% increments? Then Dwayne goes over the latest data on Pending Home Sales and the Jobs Report. Finally, Dwayne shares his thoughts on where are Rates Going.Up, Down, Around? Find Out.
All that and more on Mortgage Gumbo w/ Dwayne Stein 6-7-25
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June 12, 2025 • 44 mins
The TEN Commandments when buying a home! This week your Chef Dwayne Stein goes over ten things that you should NOT do when applying for a home loan. Dwayne revisits a call we got from last weeks show about a person who wants to move into a new home, but he really likes his current 3% rate. What should he do? Also Dwayne continues to warn against Buy Now Pay Later, and how CostCo is getting in on the trend.
All that and more on Mort...
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June 12, 2025 • 44 mins
This week your Chef Dwayne Stein answers the question, "Do I need a 20% Down Payment?" The short answer. No. Save that money for liquidity and more. Also,what is Federal Debt? Dwayne breaks it down. Finally, Buy Now Pay Later is becoming an epidemic, and Dwayne is one of the few out there fighting on the front lines.
All that and more on Mortgage Gumbo w/ Dwayne Stein 5/24/25
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June 12, 2025 • 43 mins
First Time Home Buyers are taking over! Your Chef Dwayne Stein wants you to know he's proud of you! First timers are no longer chasing a number but looking at the benefits of home ownership! Later Dwayne talks about the latest info on Student Loans. The extensions on student loans are done, and now the Fed is looking to collect. Finally, do you own Section 8 housing? Do you live in Section 8 housing? Well, huge budget cuts may have...
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June 12, 2025 • 44 mins
This week your Chef Dwayne Stein wants to give you some tips for 1st time home buyers. But this isn't the usual stuff, like credit repair, down payments. This is a deep dive on HOW to prepare for buying a home.
Also, Dwayne has seen an alarming trend in buy now pay later among Gen Z. Finally, Dwayne has some good news. You might actually be Middle to Upper Class!
All that and more on Mortgage Gumbo w/ Dwayne Stein 5/3/25
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What is a Construction Loan? Well, your Chef Dwayne Stein has brought in the Expert! Shan Lassig, Executive Vice President of Construction Loans with the Mothership. Shan and Dwayne will guide you through the process, and types, and best practices when looking for a construction loan.
All that and more on Mortgage Gumbo w/ Dwayne Stein 4-26-25
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April 29, 2025 • 42 mins
Happy Easter from your Chef Dwayne Stein! This week Dwayne explains How Mortgage Rates are Calculated and Determined. What goes into deciding the rates. Well, Dwayne has you covered. For instance, what is your lock period, how many days? 15, 30 45?
All that and more on Mortgage Gumbo w/ Dwayne Stein 4-19-25
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April 29, 2025 • 44 mins
This week your Chef Dwayne Stein explains what a recession actually is, and how it affects your rates. Dwayne is also joined by Charles Guinchard. President of the Old Mandeville Business Association. to talk about the Girod Street Stroll.
All that and more on Mortgage Gumbo w/ Dwayne Stein 4-12-25
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April 29, 2025 • 44 mins
The Queen of Insurance Collette Biedenkopf has arrived in her golden chariot! The Queen is in studio with your Chef Dwayne Stein to talk about the state of the Insurance Market. Also they discuss the importance of insurance, and why you need it! All that and more on Mortgage Gumbo w/ Dwayne Stein 4/5/25
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This week your Chef Dwayne Stein has a Spring Special on the menu. Dwayne presents the top home improvement projects with the best returns on your investment. Several small ideas, that can have a huge impact on the value of your home. Also, Dwayne talks about his buddy Jerome Powell, and the latest PCE numbers. All that and more on Mortgage Gumbo w/ Dwayne Stein 3/29/25
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March 22, 2025 • 42 mins
Spring is here and home loan refinancing is in bloom. This week your Chef Dwayne Stein wants to help you find out if a Refinance is right for you. To do that Dwayne goes down the Refinance Checklist. Also, Dwayne suffered through Fed Chair Jerome Powell's press conference so you don't have to!
All that and more on Mortgage Gumbo w/ Dwayne Stein 3/22/25
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March 22, 2025 • 42 mins
On today's menu, your Chef Dwayne Stein goes through a checklist on How to Find the Right Home!. Dwayne will discuss different loan types, and programs that can help narrow your serach.Also, how can a free second look at your home loan help you out? Well...that free second look can save you thousands of dollars! Finally Dwayne talks about DSCR Loans...Debt Services Coverage Ratio, and how it can help you get into the real estate bu...
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March 22, 2025 • 44 mins
Are you ready to become a real estate investor? Well, you Chef Dwayne Stein is here to help. Have you heard about DSCR Loans? Debt Services Coverage Ratio loans can make the dream a reality. Later Dwayne looks at his crystal ball to examine appreciation. Why owning a home is great, now and in the future.
All that and more on Mortgage Gumbo w/ Dwayne Stein 3/8/25
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March 15, 2025 • 43 mins
Credit Awareness Month continues as your Chef Dwayne Stein helps you prepare for the Spring Home Buying Season! To help you prepare Dwayne explains the state of inventory at the moment, as well as tips to prepare. Finally Dwayne explains what a Contingency is when purchasing a home. What you need to know that can help you save money.
All that and more on Mortgage Gumbo w/ Dwayne Stein 02-22-25
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March 15, 2025 • 44 mins
It's Credit Awareness Month, and your Chef Dwayne Stein continues his month long journey to bring you education and options when it comes to Credit Awareness. This week Dwayne is Debunking Credit Myths! Not just that, but answering your questions. Also, Dwayne hopes you had a great Valentines Day...wink wink.
All that and more on Mortgage Gumbo w/ Dwayne Stein 02-15-25
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