Fintech Insider Podcast by 11:FS

Fintech Insider Podcast by 11:FS

Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised six times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Want to get involved in the conversation? Connect with us now on LinkedIn, Instagram and TikTok

Episodes

October 26, 2026 • 56 mins
About this episode: Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Pav Gill - Founder and CEO at Confide Vijay Konduru - Head of Business Innovation & AI Products at Huntington National Bank Maia Bittner - Chief Product Officer at Imprint Stories/timestamps: Confide L...
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About this episode: AI agents are moving beyond helping employees work faster. They're increasingly being connected to company knowledge, internal systems and workflows, allowing them to take action and become part of how organisations operate. But as AI agents become more capable, how much autonomy should we give them? Who decides what they can access, who's accountable when something goes wrong, and how can financial institutio...
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About this episode: Host Ross Gallagher- Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Joe Parkin - Managing Partner, FG Partners Kemi Odusan - Head of Growth, spektr Marit Rødevand - CEO and co-founder, Strise Stories/timestamps: Ramp reportedly hits $60bn valuation in $1.85bn funding round - (04:02) U...
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About this episode: Earning a good salary doesn't necessarily mean building wealth. For a growing group of high earners, often referred to as HENRYs (High Earners, Not Rich Yet), the journey from financial success to long-term wealth can be surprisingly difficult. While traditional banking focuses on everyday financial needs and wealth management often caters to those who have already accumulated significant assets, many high ea...
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Millions of people need support managing their money, but financial services aren't always designed to make that easy, safe or accessible. So what needs to change? Host David M. Brear is joined by Joanne Dewar, Co-Founder of Project Nemo, and Anna Wallace, CEO of the Centre for Finance, Innovation and Technology (CFIT), to explore why supported payments remain a major gap in financial inclusion. They discuss how Project Nemo's wo...
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About this episode: Host Ross Gallagher- Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Alex Marsh - CEO of Salad Group Veronica Glab - Factional consultant Alex Gluchowski - CEO of Matter Labs Stories/timestamps: Community finance and open banking could help the UK's ‘credit invisibles’ - ...
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About this episode: As AI becomes another interface between customers and their money, could banks lose their place at the centre of the financial relationship? Host Kate Moody is joined by Udi Ziv, CEO of Personetics, Megan Caywood, CEO of Caywood, and Ron Shevlin, Chief Research Officer at Cornerstone Advisors, to explore who owns the banking relationship in the AI era. They discuss whether banks’ data and trust still gi...
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Welcome to this week’s Fintech Insider News podcast, where host Benjamin Ensor is joined by expert guests to unpack the biggest fintech and financial services stories of the week - and, for this week only, a little bit of theatre, darlings. This week's guests: Rory O'Neill - Chief Marketing Officer at Checkout.com Sam Maule - Head of Business Development at Moov  Irina Chuchkina - Fintech GTM Advisor Stories/times...
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About this episode: US banking customers have more choice than ever. But does more choice mean better banking? Host Benjamin Ensor is joined by Joe Colchester, Head of Product at 11:FS Pulse, and Oliwia Wasik, Product Manager and Benchmark Lead at 11:FS Pulse, to unpack the findings from Pulse’s latest US benchmarking research. They explore what the leading digital banking experiences are getting right, where customers rem...
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About this episode: Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Sadra Hosseini, CEO at Ryft Oban MacTavish - Co-Founder and CEO at Spade Shareq Husain, COO at Just Move In Plus voice note from: Clare Gambardella, Chief Customer Officer of Zopa Bank Stories/timestamps...
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About this episode: Moving countries has never been easier. But what happens when your financial identity doesn’t move with you? Host Benjamin Ensor is joined by Merusha Naidu, Global Head of Partnerships at Paymentology, Ibrahim Oladele, Founder of Maxim, and Valerie Kontor, Founder of Black in Fintech, to explore why financial lives still stop at national borders, how portable financial identity could change that, and wh...
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About this episode: Our expert host David M. Brear, CEO at 11:FS, and co-host Kate Moody, Customer Strategy Director at 11:FS, present a very special edition of Fintech Insider News live from Village Underground in London. Joined by some fantastic guests and our live audience, we celebrate our 1,100th episode by discussing some of the biggest fintech and financial services stories of the week. Stories covered on the podcast this ...
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About this episode: Subscription banking is growing – but what makes customers willing to pay for something they’ve traditionally expected for free? In this episode of Fintech Insider Insights, host Ross Gallagher is joined by Joe Wilson, Chief Evangelist and Senior Strategist at bunq, and Lukas Hora, Chief Sales Officer at Tapix, to explore the rise of subscription banking and what customers actually value enough to ...
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About this episode: Host Ross Gallagher - Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Nadia Edwards-Dashti - Chief Customer Officer at Harrington Star John Reynolds - Fintech reporter at Tech.eu Jason Mikula - Publisher of Fintech Business Weekly  Stories/timestamps: Revolut backer Molten Ventures...
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About this episode: Money moves around the clock. But can treasury keep up? In this episode of Fintech Insider, in partnership with J.P. Morgan, host Benjamin Ensor is joined by Amy Eckhoff and Ross Webster from J.P. Morgan, alongside Nium’s Heather O'Gorman, to explore what liquidity management looks like in an increasingly real-time financial system. From navigating liquidity across different markets, currencies and acco...
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Host Benjamin Ensor - Director of Research and Strategy at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Valentina Kristensen - Corporate Affairs Director (CAD) at OakNorth Rashmi d'Souza - VP, Product & Design at Plum Todd Phillips - Director at Klaros Advisors Stories/timestamps: Plum selects Upvest as UK investment in...
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About this episode: Gen Z is often told it needs to get better with money. But with younger people facing a very different economic reality, does Gen Z really have a financial literacy problem — or does financial services have a Gen Z problem? Host Kate Moody is joined by Neil Kadagathur, Co-founder and CEO of Creditspring, Zeynep Guzel, Risk Analyst at DRW, and Diana Kamil-Salmon, Associate Director at Fair4All Finance, t...
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About this episode: Host Kate Moody - Customer Strategy Director at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Clare Black - COO at CFIT Joe Parkin - Managing Partner at FG Partners Blake Hutchison - CEO at PayRewards US  Plus voice note from: Emily Stokes, product delivery manager at NatWest Open Innovation team Sto...
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Starting a fintech has never been easier but has building a successful one ever been harder? Host David M. Brear is joined by Fatbardha Rino, CEO of Jet Bank, and Herbie Wildwood, Founder of Legacy, to explore what it really takes to build a fintech in 2026, from funding and differentiation to AI, infrastructure and the challenges founders don't see coming. This week's guests: Farbardha Rino- CEO of Jet Bank  Herbie Wildwo...
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Host Laura Watkins - Director of Media and Marketing at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: David Sullivan - Data Director of Starling  Stefano Pasquali - Head of Financial Services at Domyn Aditi Subbarao - Financial Services for Snowflake Stories/timestamps: Starling to release weekly ‘Smart tools’...
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