Retirement Planning Pipe-Line

Retirement Planning Pipe-Line

Welcome to the Retirement Planning Pipe-Line! Your go-to resource for smart, strategic retirement planning. Whether you're a few years from retirement or just getting serious about your financial future, Retirement Planning Pipe-Line delivers expert insights, actionable advice, and real-world strategies to help you retire confidently and comfortably. Hosted by Retirement Planning Specialists Charles “David” Pipes, and Steve Zareck, this is the radio show and podcast that breaks down key topics like investment planning, tax strategies, Social Security optimization, estate planning, and more — all with a clear focus on helping you build a secure retirement. With 30 years of Retirement Planning experience, Charles and Steve cut through the noise, simplify the complex, and guide you through the pipeline to a well-prepared retirement. No jargon. No hype. Just clear, practical guidance to help you take control of your future. Subscribe now and start building your retirement game plan — one episode at a time! Call: 850-424-8977

Episodes

November 14, 2025 60 mins

In episode 11 of the Retirement Planning Pipe-Line - As the year draws to a close, it’s crunch time for investors and retirees alike. In episode 11 of the Retirement Planning Pipe-Line, Retirement Planning Specialists David Pipes and Steve Zareck unwrap the financial countdown to year-end, breaking down the key decisions that can impact your retirement strategy and tax outlook. 

Plus:

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In episode 10 of the Retirement Planning Pipe-Line, David and Steve detail the rising healthcare costs that could affect your ENTIRE retirement plan. Plus, the guys, go over how annuities are the safest option against market volatility. 

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In this piece, brought to you by Retirement.Radio's Jim Tarabocchia, we explore the basics steps to take – and break them down – for further clarity on preparing for retirement.
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In episode nine of the Retirement Planning Pipe-Line, David and Steve dive deep into one of the most overlooked links in personal finance: the powerful connection between your health and your wealth. Medicare isn’t just a government program—it’s a cornerstone of retirement planning that can make or break your financial security later in life. The guys uncover how healthcare costs, covera...

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In recognition of RSV Awareness Month, Retirement.Radio’s Matt McClure sits down with Dr. Leonard Friedland, Vice President and Director of Scientific Affairs and Public Health for GSK North America, and Carole
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In episode eight of the Retirement Planning Pipe-Line, David and Steve break down the basics of annuities, generating income from annuities, and why it’s imperative to swap out old annuities with newer annuities.

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Don’t miss this episode if you’re looking to further secure your financial future. M...

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In episode seven of the Retirement Planning Pipe-Line, David and Steve deep into some of the most critical — and often overlooked — aspects of retirement planning: interest rates, healthcare expenses, Medicare, and long-term care.

  • Interest Rates --- As interest rates fluctuate, how does this impact your retirement income and investment strategy? The guys break it down with real-worl...
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Retirement.Radio’s Matt McClure sits down with Tom Kamber, Executive Director of Older Adults Technology Services (OATS) from AARP, to discuss how older Americans are using technology, where the biggest gaps remain, and why digital privacy is more important than ever. From app permissions to password managers, Tom shares AARP’s five-day Digital Housecleaning Challenge to hel...

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If you’re nearing retirement-or already there- you’ve probably heard the word annuity tossed around as an answer to guaranteed income. But what exactly is an annuity?  In episode six of the Retirement Planning Pipe-Line, Retirement Planning Specialists David Pipes and Steve Zareck are breaking down Annuities 101 to help you make smart, informed decisions about your financial future. The ...

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    In episode five of the Retirement Planning Pipe-Line, Retirement Planning Specialist David Pipes dives deep into the hidden tax traps that can derail your retirement—and what you can do now to avoid them. Plus, David talks about how today’s and tomorrow’s interest rates could shape your retirement strategy. 

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    In episode four of the Retirement Planning Pipe-Line, Retirement Planning Specialist David Pipes dives into one of the most pressing concerns for retirees and pre-retirees alike: how to safeguard your retirement against market volatility. With financial uncertainty becoming the new normal, a sound strategy is more important than ever.

    Join us as we explore proven ways to build a resilien...

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    In this powerful episode of Smart Retirement Strategies, we dive into one of the most critical aspects of retirement planning: how to protect your wealth while still generating income.

    Retirement Planning Specialist David Pipes explores what it really means to reduce risk in today’s volatile market—and how the Rule of 100 can help guide your asset allocation decisions. You'll also hear a...

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    Retirement isn’t just the end of a career—it’s the start of a whole new chapter. In episode two of the Retirement Planning Pipe-Line, Retirement Planning Specialists David Pipes and Steve Zareck explore how to make the shift from full-time work to retirement with purpose, clarity, and confidence. Whether you’re months away from retirement or just beginning to plan, we cover the emotional...

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    Welcome to the Retirement Planning Pipe-Line! In the debut episode, Retirement Planning Specialists Charles “David” Pipes, and Steve Zareck dive into the world of annuities and explore how they can play a powerful role in your retirement strategy. Tune in and take the first step toward creating the retirement income you can count on!

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