The Treasury Whisperer’s Talkcast Podcast
Seth Marlowe, "The Treasury Whisperer" launched The Treasury Whisperer’s Talkcast Podcast in late July of 2025. What began as a personal experiment quickly developed into one of the top emerging podcasts serving the treasury, banking, payments, and fintech ecosystem. The show features candid conversations with executives, practitioners, innovators, and industry personalities about their careers, challenges, ideas, and the forces reshaping financial services. The podcast is built around a simple premise: some of the industry’s best insights come directly from the people doing the work.
Episodes
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Aleksandra Teichman, Senior Vice President of Embedded Finance and Banking at MAPP Advisors (www.mappadvisors.com). Seth and Aleks discuss how sponsor banking is evolving, why more fintechs are pursuing their own bank charters, and how both banks and fintechs are rethinking economics, compliance, and control. They also explore what it r...
THIS EPISODE IS SPONSORED BY STABLECORE
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Nick Elledge, Co-Founder and COO of Stablecore (www.stablecore.com), about why bankscan no longer afford to treat stablecoins as something happening on the sidelines. Seth and Nick explore how stablecoins are moving from experimentation toward real banking use cases, what financial institutions ne...
THIS EPISODE IS SPONSORED BY HARBORLINE TECHNOLOGYIn this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Peter Gordon, Founder and CEO of Harborline Technology (www.harborlinetech.com). Peter reflects on a 30+ year career spanning payments, banking, fintech, real-time payments, and wealth management, and explains why he now sees wealth tech asthe next major modernization opportunity. Seth a...
In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Kyle Hatfield, CEO and Co-Founder of Centsless (www.centsless.org). They explore the operational and compliance challenges created by the U.S.penny phase-out, including cash rounding rules, POS configuration, refunds, reconciliation, audit trails, and jurisdictional differences. Kyle also explains how Centsless is building a compliance l...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Lou Kerner, Founder of Crypto Mondays (www.cryptomondays.io) and the Decentralized AI Agent Alliance (www.daiaa.org). Seth and Lou explore Lou’s journey from Goldman Sachs and early social media tocrypto, community building, and decentralized AI. Lou shares why he views Bitcoin as a tool for community, how stablecoins and real-wor...
THIS EPISODE IS SPONSORED BY PROLIFIC BANKING
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Scott Graf, President and Founder of Prolific Banking (www.prolificbanking.com). Theydiscuss Scott’s journey from early internet technology and commercial online banking to founding Prolific Banking in 2020 with the belief that financial institutions should not have to rip and replace c...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Mark Brousseau, President of Brousseau & Associates. Seth and Mark discuss Mark’s unexpected journey from aspiring newspaper reporter to payments, AP, AR, treasury, and automation thought leader, along with his work with IOFM and the Cash Management Leadership Institute. They explore how accounts payableand accounts receivable...
THIS EPISODE IS SPONSORED BY MONKEY
In this episode of The Treasury Whisperer's Talkcast Podcast,host Seth Marlowe interviews Michel Abranches, Head of Corporate Supply Chain Finance US at Monkey (www.monkeytech.com). As CFOs, treasurers, and procurement leaders navigate tighter liquidity discipline, higher capital costs, supplier pressure, and more complex bank relationships, many companies are discovering that traditional working ...
THIS EPISODE IS SPONSORED BY ALACRITI
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stuart Bain, Senior Vice President of Product Management at Alacriti (www.alacriti.com), and Deepak Kapoor, Senior Vice President and Head of Payments Product at Huntington National Bank(www.huntington.com). Stuart and Deepak share their unique journeys into the payments industry before discussing ho...
In this special First Anniversary episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe celebrates one year behind the microphone with five returning guests who helped shape the show's journey: Wayne Brown, Genevieve Dozier, Stuart Hack, Zoya Lieberman, and Kevin "The Payments Professor" Olsen. Together they reflect on the podcast's first year, share stories from their own careers, discuss the importance of ...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stephanie Prebish, Senior Managing Director of Association Services at Nacha (www.nacha.org). Stephanie shares her career journey from bank teller to payments industry leader, including how a newspaper ad for “electronic banking” eventually led her to Nacha more than two decades ago. Seth and Stephanie discuss Nacha’s ...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Bob Stark, Head of Market Strategy at Kyriba (www.kyriba.com), for a wide-ranging conversation on the evolution of treasury technology andwhere it goes next. Seth and Bob look back at the early days of treasury management systems, dial-up bank connectivity, DOS-based tools, painful upgrades, and the long-running challenges of cash visib...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Eric Schwartz, Operating Partner at Canapi Ventures (www.canapi.com), for a wide-ranging conversation on fintech investing, bank strategy, AI, digital assets, embedded finance, and the evolving relationship between banks and technology providers. Eric shares how Canapi’s bank-backed venture model helps connect financial institutio...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Marcia Klingensmith, banking modernization and ecosystem strategy leader at Candescent (www.candescent.com) and author of The Instant Edge blog (www.substack.com/@instantpaymentsmaven). Marcia, known as the Instant Payments Maven, shares her perspective on why treasury and business banking may drive the next phase of instant payments ad...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Scott Shay, founder of N3XT (www.n3xt.io) and co-founder of Signature Bank, for a wide-ranging conversation on full reserve banking, blockchain-based settlement, programmable money, and the future of financial infrastructure. Scott explains how N3XT’s model differs from traditional fractional reserve banking, why 24/7 real-time mo...
In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Leo Gil, Vice President of Product at Bottomline (www.bottomline.com/us/cash-management). They explore how treasury teams are evolving from manual, back-office processes toward more strategic, data-driven cash and payments operations. Leo discussesBottomline’s role in helping corporates automate payments, improve cash visibility, s...
In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa sha...
THIS EPISODE IS SPONSORED BY DeNOVO TREASURYIn this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Will K. Grace, Founder and CEO of DeNovo Treasury LLC (https://www.denovotreasury.com/). They explore the evolution of treasury management in community banks and credit unions, emphasizing why treasury is no longer optional for financial institutions looking to grow commercial relationships, re...
In this episode of the Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Julia Carreon, former Global Head of Platform and Client Experience for Citi Wealth and co-author of the forthcoming book Walking on Broken Glass. They discuss Julia’s rise through leadership roles at Wells Fargo and Citi, the operational and cultural differences between large financial institutions, and the realities of navigatin...
In this episode of the Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Karen Gilhooly, former banking executive at Citi and HSBC, leadership coach, speaker, and host of the Make Minutes Matter podcast.They explore why so many individuals and teams feel stuck, emphasizing that the issue is often not external circumstances but ingrained patterns of thinking and behavior. Karen discusses the importance of trea...
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