The Banking Scene Director's Cut
We go behind the scenes with industry experts, sharing unfiltered conversations and exclusive insights from the frontlines of the banking industry to help YOU build the bank of tomorrow
Episodes
In this episode, Rik asks Andrew about his approach to the research interviews he is undertaking as input into our Q4 white paper, as it's a bit different from what you might expect!
You can find out the details in our blog here, along with the Visa story which wasn't covered in the conversation.
Open banking was supposed to reshape banking. Instead, it mostly built the rails for what comes next and now AI may be the first thing powerful enough to run on top of them.
Andrew and Rik discuss why the disruption everyone feared never fully arrived, what PSD2 actually changed, and why the biggest legacy of open banking may be the infrastructure, not the market upheaval.
If you work in banking, fintech, payments, or regulation, yo...
AI agents are about to sit between you and your bank, and that changes everything about trust, authorisation, and who is accountable when something goes wrong.
We sat down with Adam Preis, Director of Product Solution Marketing at Ping Identity, to unpack the new chain of trust emerging in financial services and why banks need to prepare for a world where your agent may be negotiating, switching, and transacting on your behalf.
Adam...
The Banking Scene LIVE webinar preview and highlights from our latest white paper, "Open Banking and Embedded Finance in Europe: A Benelux Perspective on Regulation, Sentiment, and the Road Ahead".Rik Coeckelbergs shares an early preview of our research on open banking and embedded finance, drawing on desk research, interviews with industry leaders, and years of conference discussions. He traces the last decade from PSD2 to today, ...
AI is not the hard part in finance. The hard part is human judgment, governance, and knowing where generative AI actually belongs and where it absolutely does not.
Christophe Atten, author of Generative AI for Finance Leaders, shares the grounded playbook finance teams need before they automate the wrong things.
We sat down with Christophe to unpack why he wrote the book now, why he intentionally avoids hype-fueled AGI predictions, ...
PSD2 did not deliver the open banking revolution everyone expected, but it did something more important: it built the infrastructure, ecosystem, and mindset Europe now depends on.
In this episode, Rik Coeckelbergs speaks with Karl Illing, Executive Partner Payments and Open Banking at MSG for Banking, about what PSD2 actually achieved, where open banking fell short, and why the next wave of open finance could be shaped by AI as muc...
Regulation and innovation are not opposing forces so much as two hands on the same steering wheel, occasionally fighting for control, but ultimately needed together if European payments are to remain safe, competitive and sovereign. Rik and Andrew discuss their favourite highlights from the event, along with the key takeaways outlined in the summary article you can find on our website here. There's a bit of bonus content this week ...
In this episode, Rik speaks with Lauren Jones, Open Banking Lead at Paylume, about the past, present, and future of open banking in Europe. They break down what PSD2 achieved, where adoption still lags, and why the next wave of regulation may need stronger standards, better governance, and a clearer commercial model. Lauren also shares why AI and open finance could finally make the user experience more meaningful for consumers.
Rik Coeckelbergs speaks with David Demerie, Chief Marketing and Sales Officer, and Guillaume Boland, Head of Product Management at Isabel, about PSD2’s real impact, the promise of PSR standardisation, and why trust, consent, and security will matter even more as open finance expands.In this conversation, they also discuss why the biggest opportunities may now be in embedded finance, e-invoicing, and premium APIs rather than b...
This conversation with Samet Varlik, Head of Sales at Expleo Group focuses on how banks should test, govern, and monitor AI systems that are probabilistic rather than deterministic.
The key takeaway is simple: once AI can change records, move money, or initiate actions, banks are no longer just testing software output - they are testing behaviour, responsibility, and risk.
We discuss what good testing looks like for AI, why consiste...
In this conversation with Gijs Boudewijn, chairman of the European Payments Council, we explored what PSD2 achieved, where it fell short, and why open banking has been slower to turn regulation into real market momentum. The discussion also covers SPAA, the move from directive to regulation with PSR, the challenges around FiDA, and how AI may reshape consent, fraud, and agentic commerce.
Gijs brings a long view from payments regulat...
Why Open Banking Success Depends on Both Business and Customer Benefits - Bartel Braeckman, KBC Bank
While PSD2 was a game-changer for some organisations, its impact has been varied across the industry. Success isn't just about technology; it's about understanding customer behaviour and finding the sweet spot where business ambitions align with user trust. As this interview with Bratel Braeckman, Head of Department Open Bankinsurance at KBC Bank unfolded, it became clear that both businesses and consumers must benefit for open ban...
In this episode, Rik speaks with Jasper Wolfs, head of product open banking at Rabobank, about the state of open banking 10 years after PSD2, to find out what worked, what didn’t, and where AI may take it next.
They compare business and retail adoption, dig into premium APIs and real-world use cases, and look ahead to PSR, FIDA, and the role AI may play in shaping open finance.
Jasper brings a useful insider-outsider view: two ...
From compliance to financial crime fighting - the shift from ticking boxes to tracking effectiveness
During the first content block of our Fraud and Compliance track at our flagship conference in Brussels this year, we heard from industry experts how AMLA, data and AI are reshaping the compliance function, during a keynote: "The Latest Trends in Compliance: AML and Sanctions and Screenings", delivered by Wendy de Meyer, Deputy Chief Compliance Officer at Belfius.Which was followed by a keynote: AMLA and The Supervisory Shift: What...
Discover how open banking is shaping the future of financial services through the lens of Deutsche Bank's Open Finance Lead, Joris Hensen.
This episode explores the successes, challenges, and opportunities within open finance, with expert insights on regulation, technology, and the role of AI.
You can read the interview summary on our blog here.
Key topics:
- The evolution and success of open banking over the past decade
- Deutsche Ban...
Most banking as a service stories are about quick wins and shiny new APIs. Joe Wilson reveals how Bunq is quietly building a robust infrastructure layer designed for long-term partnerships, not just quick integrations. Unlike traditional banks, Bunq as a Service is about extending their platform into B2B, empowering other fintechs and companies to innovate without the heavy lifting of compliance, licensing, or security. This strate...
A recent panel session at the European Payments Council, moderated by Andrew, explored the impact of agentic commerce from the perspective of issuers, acquirers, merchants and customers.Rik summarised his key takeaways from the session in his blog here and discussed some of the gaps in the debate with Andrew in this episode.For more insights on Agentic AI and The Future of Banking, download our (free) white paper here.
In our first ever book review, we invited guests, Julia Streets and Wasim Mushtaq to join us along with Chris Skinner, for a dive into Chris Skinner's first foray into fiction, "Diary of a Ponzi Scheme".
It's a unique blend of finance and fiction (a completely new genre that Chris calls "Finction"), that challenges conventional thinking about trust and social proof in investments. In it, Chris explores how appearances can deceive a...
The Banking Scene LIVE webinar preview of highlights from our latest white paper, "AI and The Agentic Future of Banking". This session explores the monumental shift in financial services from passive Generative AI assistants to fully autonomous, goal-oriented AI agents.Discover how leading financial institutions like ING, Rabobank and Revolut are scaling agentic architectures in production to revolutionise mortgage processing, frau...
Agentic AI is currently one of the most discussed topics in banking, but the conversation is moving beyond the excitement of new technology. For banks, the real question is no longer whether agentic AI has potential, it is how to deploy it safely, measure it properly, govern it effectively and turn experimentation into enterprise value.This was the central theme of a recent conversation we had with Alok Chaurasia, Associate Vice Pr...
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