Episode Transcript
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Speaker 1 (00:00):
I lost my wallet and I haven't gotten paid. It's
one more thing.
Speaker 2 (00:04):
I'm one more thing, say Rare Michelangelo hosted one more
Thing podcast Before we get to that. Though, Joe knows
this story, so I understand how impactful this was for me.
He knows my backstory. I just walked into the restroom
and there were women in there. Oh, and I had
(00:29):
a flashback. It was amazing, I could see it. So
when I was ten years old Wrigley Field, Chicago Cubs
father son baseball trip with my dad, I tell my
dad I need to go to the bathroom, and I
(00:49):
accidentally walked in the women's room. And it wasn't until
I was quite always in there and saw a bunch
of women before it registered in my head that I
was in the women's room. And I was so horrified
as a ten year old that I had accidentally walked
into the women's room. I mean just horrified to the core.
I can still picture it. I thought sure they were
gonna announce it over the loud speaker. I came and
(01:09):
sat down with my dad rather than say a funny
thing this happened, Dad, I walked in. I was just horrified,
keeping it a secret. I thought they were gonna announce
it would the ten year old boy who just walked
in the women's room, Please report, police are on the way,
you know that sort of thing. I just had that
flashback because I just walked into the bathroom and there
were two women standing there, and I thought, how did
I get that? They were in some sort of inspectors
(01:30):
doing an inspection? Oh?
Speaker 3 (01:32):
Okay, Wow, they put up a sign or should they should?
I could have unleashed right as the door open, because
I was in a real hurry. And the next thing,
you know, I'm exposing myself. And on the news, the
pre pants pulled down exactly and.
Speaker 2 (01:47):
They were Wow, the preemptive pulled down. Good lord. And
they were wearing street clothes, so it made it more
of a what is going on here? They should have
had some sort of inspector uniforms on or something or
was it gender pending madness? Anything goes now, it's sick,
horrifying thing. God, nothing happened, Okay, Michael, what's your story?
Speaker 1 (02:06):
Had a tough time coming to work today? So I
was getting a ride here. Yesterday I got hit on
the highway. So I'm driving and just going along and
all of a sudden, how somebody hits me on the
rear side of my car, and I see a piece
of my cargo flying off, which is just great, I hear.
Speaker 2 (02:24):
Yeah, So how flse do you go?
Speaker 1 (02:25):
I'm going about sixty five miles an hour.
Speaker 2 (02:29):
Yeah, you could get spun.
Speaker 1 (02:32):
Yeah, yeah, I was very lucky I wasn't hurt. So anyway,
what happened was a young kid about twenty years old.
Speaker 2 (02:39):
Well back up just a second. So he hits you
in the like in the bumper or the.
Speaker 1 (02:43):
Side right where the rear tire is, the left rear
tire right above that.
Speaker 2 (02:47):
It's amazing that you didn't get spun out. Yeah, so
what what happened? Did you just end up slowing down
and coming to a stop?
Speaker 1 (02:55):
Yeah I did. I just slowed down, came to a
stop and just went to the you know, right side
of the road. And he went to the right side
of the road, and that's where we you know, comes out. Oh,
I'm sorry, I'm sorry. I was trying to make a lane.
Speaker 2 (03:07):
Change and yeah, you know, I didn't see you.
Speaker 1 (03:10):
Didn't see you. Okay, So this is the first time
he's ever been in an accident. I guess he's really nervous.
He's twenty probably, I would say twenty years old, young,
young kid child.
Speaker 2 (03:20):
Yeah.
Speaker 1 (03:21):
Then he tells me I said, well, I said, I've
been through this before. I said, so, don't worry, you know,
you just get let's just exchange our insurance information. Then
he looks at me wide eyed and goes, I don't
have insurance.
Speaker 2 (03:33):
Oh boy, oh my insurance expired. Woh no, and that's
when you clutch your neck. Of course, it doesn't do
any good if he doesn't have an insurance.
Speaker 1 (03:42):
And I said, well, let's, you know, exchange the information stuff.
He goes, all right, except my wallet was stolen at
the club the other night. Okay, no, no, I thought
the same thing too, Katie. But okay, he gave me
all the information he had me, you know, gave the
cell phone, the email, his home address, everything, said try
the cell phone right now. You know you can see
(04:02):
that's me.
Speaker 2 (04:02):
You know it's a burner. I don't know. I hope not.
Speaker 3 (04:07):
But I his car was bamboozled by his sob story.
She's heard it all far.
Speaker 2 (04:15):
His car is totaled.
Speaker 1 (04:17):
Yeah, his car was like he couldn't drive, he couldn't
drive away?
Speaker 2 (04:20):
What was wow? What was he driving as a guy
with no insurance and no wallet?
Speaker 1 (04:24):
It was a Ford Sedan, m so it wasn't in
a bad car. But it's just the way he hit me.
I mean, he just completely went right in, Like.
Speaker 2 (04:32):
Who uses the term sedan? What are you eighty five
years old?
Speaker 1 (04:34):
Well, I was trying to, you know, leave it a
little generic.
Speaker 3 (04:38):
It's it's a perfectly reasonable term. I don't attack him
for using the term sedan. Told me what kind of
car it is?
Speaker 2 (04:44):
That was a weird attack.
Speaker 4 (04:45):
Yes, that was it?
Speaker 2 (04:46):
A Taurus. That was That was a weird attack. That's bizarre.
Speaker 4 (04:49):
Wow, wow, odd thing to go after, Michael Foarr.
Speaker 2 (04:53):
You know, I can't believe he got hit in the
tie in the tire area at sixty five and didn't
end up yeah, crashing. Yeah, it's quite amazing.
Speaker 1 (05:02):
I'm just glad I didn't hit the fuel tank, you know,
just it was near the fuel tank area, so I thought, oh.
Speaker 2 (05:06):
Boy, and bad enough to total his sedan?
Speaker 4 (05:09):
Yeah, how many likes he got on that post he
was checking when he hit you?
Speaker 2 (05:14):
Yeah, no, kidding, kidding, Yeah, God dang it. If you
if you're living a lifestyle where your wallet gets stolen
at the club and you got no insurance. I would
drive extra careful because just you know, you're living on
the edge of it all falling apart.
Speaker 3 (05:29):
If you were that person, you wouldn't know to drive
extra carefully.
Speaker 2 (05:34):
I guess you're right. That's a great point in this case.
Speaker 1 (05:37):
He was a very nice young man. I think unfortunate, Unfortunately.
I think this is a case of poverty. And he
just he said, I was waiting to get paid. I
was just switch to a different insurance. He's telling me
the sob story. You know, I'm actually starting to feel
bad for him because I can imagine being in this situation.
Speaker 2 (05:52):
I've been down and out before. I know what it.
Speaker 3 (05:54):
Yeah, the only way he learns, Michael, is if you
take what little he has from him. Yeah, I leave
him with nothing.
Speaker 1 (06:02):
So I'm wondering how this is gonna work. I guess,
I mean, am I not gonna Am I gonna have
to pay for this myself?
Speaker 2 (06:08):
Or what do I do?
Speaker 5 (06:09):
You know?
Speaker 2 (06:09):
I because I got rear entedies. Remember right after I
got my my truck, I got rear in it like
two weeks later. But the guy had insurance and it
costs seven thousand dollars to fix my truck, but his
insurance paid for it, and he didn't dispute in any
way that he was his fault. But what happens when
you get hit by somebody who thout insurance? I don't
have the slight hitting.
Speaker 3 (06:26):
A Look at your bill. You have a charge for
uninsured motorist coverage and that so your insurance company will
cover you for that. You will be fine. They will
then check up your right.
Speaker 2 (06:39):
That's what I'm gonna ask though. Yeah, did they treat
it like it was your fault in terms of your
Does it count as a claim? It probably does. No,
they treated it like you slapped their mother with the
in the face, and that really sucks. And if that's true,
and I'll bet it is true, that means the second
time it happened, maybe maybe now you get in a
(06:59):
record is your fault, but you've got too Sorry, we're
gonna have to quadruple your insurance or drop you. I
hope that's not true, but it wouldn't surprise me. Yeah,
that reminded me. I was like roughly that age. I
didn't get into a wreck, but like I was just
my life was going so poorly at this point in
a variety of ways I should do a documentary about
me as like a twenty three year old because it
(07:20):
was sad, sad in so many different ways.
Speaker 3 (07:23):
I've had a long sit down interview with a master interviewer.
Speaker 2 (07:26):
But I was going to one of my temporary jobs.
I had three jobs at the time. In my temporary
job where I worked at AT and T doing data entry,
where I would do all the data entry really fast
and then go sleep in the toilet because I had
to work at UPS late at night and AnyWho, I'm
on the way.
Speaker 3 (07:43):
Just for clarifications sake, since this is the second toilet
related anecdote you've told us during a single podcast segment,
did you literally sleep in a toilet? What was the
other truck in the bathroom?
Speaker 2 (07:58):
What was the other toilet related story you just took
in the bathroom? All right, yeah, yeah, that story was this. Yeah.
Speaker 4 (08:05):
Were you sleeping in the toilet or.
Speaker 2 (08:06):
Were you in the stall? I was in the stall.
I would sit on the stall and I would lay
my arm toilet, sit on the toilet. I put my
arms across my knees. I was more flexible than put
my arms across my knees and lay my head down
on my arms. So you're sleeping on the toilet, right, yeah,
and i'd sleep for us It's like a solid two hours. Wow,
it was a little nap pos. Not a chance you
(08:30):
could if you were as tired as I was, getting
up at like five thirty and going to bed at
three point thirty. So I was sleeping like two hours in
my bed.
Speaker 4 (08:39):
If someone put a gun to my head and said
sleep like that, I'd just say shoot me.
Speaker 2 (08:44):
There's not a chance AnyWho. I'm on my way to
this fabulous job, very tired in my really really crappy
car that like I had to get in the passenger
side door because the driver's side door didn't open, and
I had no air conditioning, and blah blah blah blah blah.
I was going, yes, why are you looking?
Speaker 3 (09:03):
Okay?
Speaker 2 (09:04):
Why did the car was horrible? Joe? Joe knew me
when I had that car.
Speaker 4 (09:08):
Okay, Well, I mean it sounds like a bad car,
but it was so bad that you'd rather sleep on
a toilet.
Speaker 2 (09:13):
I couldn't go out and sleep in my car at
that jet to be there in it was it was working, okay.
Speaker 3 (09:21):
Yeah, I was at work at at and I oh
got it okay.
Speaker 2 (09:25):
I would go and I do my dad entry and
I'd say, well, I'm gonna go use the restroom, and
they caught on to the fact that I wasn't coming
back for two hours. But I'd go sleep in the
toilet for two hours not come back. But I didn't
have any work for me to do. It's not like
it made any difference.
Speaker 3 (09:37):
Well, right, as you've explained in the past, everybody else
there was working as slowly as possible. Yes, yeah, well
the kind of person, the people they were, you would
knock it off quick.
Speaker 2 (09:48):
And then grab some some sleepy time. But I was
on the way to work and I was going to
run out of gas, and I didn't have any money.
I was in a jam here because I was like, really,
paycheck to paycheck, you know, the kind of paycheck to
paycheck where you're like over extended, but you're waiting for
that paycheck and you're gonna try to deposit it and
you need the money the second. It's your account. Sort
of life that I had there for a while, which sucks,
(10:09):
And if you're living that way right now, I feel
bad for you because it's rough. Anyway, I was gonna
run out of gas, and I need some money. So
I stopped to get gas, and I told the clerk
who worked there, look, I need gas to get to work.
I will have money by the end of the day.
I can pay you back. Here's my watch. Can I
fill up my tank or I don't even think I
(10:30):
did that. I got like ten dollars with a gas
which back then was ten gallons of gas. Here's my watch.
I'll come back and get my watch. And then he
was fine with it. So he took my watch. He
let me get ten dollars worth of gas, and then
I brought him ten dollars later in the day and
he gave me my watch back. Beautiful. It was a
beautiful story. It's a beautiful story of a man whose
life was going so freaking crappily at the time of
(10:53):
a minor ray of sunshine. So he used the barter system.
So I used the barter system. But anyway, I rely
to that dude that you that ran into you with
a no insurance lost his wallet in that whole thing,
hands in love, you wanted to pay, okay.
Speaker 5 (11:09):
So I had a similar circumstance, almost identical circumstance to
Michael Angelo's thing a woman hits me didn't have insurance,
except she fought me. She wanted to really tussle over it.
She ends up getting arrested and going to jail. Anyway,
she lost the license yet she no Later police had
to go to her house and she got in all
kinds of trouble. However, my insurance agent they canceled me
(11:33):
over this incident. Yeah, And I went in and I said, hey,
what's going on. Why are they canceled? I'm sorry, Yeah,
you've been in this accident. But I found you another
policy with a different company. Unfortunately, your premium's going way up, like,
but that's the best you can do. And I got
in touch with the insurance commission, our state's insurance commission.
They told me go and meet the guy and say
(11:55):
you talked to the insurance commission and this doesn't seem right.
And I swear to God that I spun around got
my policy back at the same premium. It was amazing.
He's like, oh this, let me go in the other
room for a minute, and he left and came back.
Speaker 2 (12:07):
So I'm sorry.
Speaker 5 (12:08):
There was a mistake. We made a mistake, and I
can't believe we made this mistake. Here's your old policy back.
I remember you telling me that story. There is a
lesson there that if you think you're really being screwed,
you should attack. You should contact the state insurance Commission
because they will fight for that sort of thing and
apparently put the fear of God in him if they're
doing something untoward.
Speaker 1 (12:26):
This is great info for me.
Speaker 2 (12:27):
Good now, Yeah, yeah, yeah, God dang it. That sucks though.
I get hit by somebody else who doesn't have insurance
and so my rates go up. I mean, that's just
I don't know what to do with that. But the
insurance company would say, this is Joe's line. Usually the
insurance company would say, well, we're a for profit business
(12:48):
and you live in a state where there are thousands
of drivers without insurance. We can't just eat all that, right, right,
You signed a contract. Is this your signature? Yeah? Yeah,
contract says we can do this, so bye.
Speaker 1 (13:04):
I gotta get an electric bike. Well, I guess that's it.