Episode Transcript
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Speaker 1 (00:00):
The Hits Drive with Media and p J thanks to
chimis Wee House, The Real House of Fragrances and Hello everyone,
Welcome to the podcast.
Speaker 2 (00:13):
I've hurt my throat, okay, but you could have you
knew we were about to click record. Could you not
have cleared your throat before we clicked record on the podcast?
Speaker 1 (00:21):
Well, Hemia, it was actually to lead me into my story.
My son like knocked me. It's one of the most
awkward things when you're what is that trakheel trackia or something?
Speaker 3 (00:33):
You know? The bone?
Speaker 2 (00:35):
Yeah, I mean I just Adam's apple. But hopefully you
don't have an Adams.
Speaker 1 (00:41):
I don't think I haven't, but like around the Adams
Apple area, Charlie my Toddler likened it.
Speaker 4 (00:46):
You won't have an Adams Some women don't famously not.
Oh really, it's just men really really.
Speaker 3 (00:57):
So it's a big is it a big bump? Yeah? Yeah,
and that's why your voice is jeep, yeah? Is it?
Is it?
Speaker 5 (01:05):
What?
Speaker 1 (01:05):
Oh my gosh, yeah, tell me that's apple, Adam's apple.
Speaker 2 (01:11):
I find the bump or protrusion on the front of
many people's throats. It's the cartilage that covers the front
of your larynx.
Speaker 3 (01:18):
Can females get Adam's apple?
Speaker 1 (01:20):
Everyone has an apple for commuty, so here's a girl
can have one. However, that Adam's apple is more prominent invisibly,
That's what I thought. And those with high levels of
testrum uh, and apple is the notch and the thyroid
cartilage that looks a little like a funnel that protect
your vocal cards.
Speaker 3 (01:39):
I knew it so weird. I was sure that it
was only.
Speaker 1 (01:43):
Mean that no, no, don't be six mate. We can
have them. Yes, So I feel like I've like wounded it.
It's like something BIG's just my throats anyway.
Speaker 2 (01:56):
And it would be hard because your first instant would
be to like I would just be a little shit.
But it's obviously not as fine, you.
Speaker 1 (02:05):
Know, I know, honestly toddlers certainly tassue my friends. I
got two friends that are genuinely afraid of wrist. Do
you have any body parts that you just can't deal with?
Speaker 2 (02:15):
What do you mean afraid of?
Speaker 3 (02:16):
Or just like touching rests, putting your hands over rest?
They just freak cars?
Speaker 2 (02:21):
You have wait, you know not one, but two people
that are afraid of rest. Really good friends Gina and
Maxwell both of them. Yeah, they hate wrist.
Speaker 1 (02:29):
That's almost like a pre rick because it's like a
pre riot, because it's a friendship.
Speaker 3 (02:32):
For me, that's so weird.
Speaker 2 (02:34):
Don't you think that? Is it?
Speaker 6 (02:36):
No?
Speaker 3 (02:36):
I get it. I get why wrists freak people out.
Speaker 1 (02:38):
They're just quite delicate, and I just think the veins
are so prominent that they just feels exposed.
Speaker 3 (02:45):
I think it's really odd. I think he's also thought
that women can't have Adam's apples.
Speaker 2 (02:50):
I think it's odd enough that one person, one of you.
I think it's odd enough that anyone would think wrists
are weird. So I think that's right off the bed.
I think that's odd.
Speaker 3 (03:01):
Again.
Speaker 2 (03:02):
I think it's so odd that you would have two
people really close to you in your life, both who
think wrists are creepy.
Speaker 3 (03:11):
Maybe we're just hanging out with really different crowds.
Speaker 2 (03:14):
Well, now I feel like I need to know if
anyone else out there finds risk creepy.
Speaker 3 (03:18):
Yeah, I feel like.
Speaker 1 (03:19):
It's a common phobia. Leads to me a look, wrist phobia,
I beat you. There's even a name for it. There
will there's a carpaphobia, Yeah, a car paphobia. It's the
fear of risk reversion towards the wrists jeez characterized by
an intense and irrational fear of touching or saying wrists weird.
Speaker 3 (03:35):
It's my friends, we.
Speaker 2 (03:36):
Are so we are weird. We are weird like humans humans.
Speaker 1 (03:40):
Oh, absolutely cooked, We're so cooked. And if you think
you're normal, you're not. No, absolutely not.
Speaker 3 (03:46):
Do you have an irrational fobia of anything?
Speaker 2 (03:50):
I hate rodents so like mice and rats just freak
me out. Yeah, it's the unpredictability for me.
Speaker 3 (03:59):
Yeah.
Speaker 1 (03:59):
I remember my grandmother was lying in bed and we
lived by a river in Fendleton, christ Church, and she
was greeted by a water in the middle of the night.
Speaker 3 (04:07):
It just ran across her beard. See that. That's what
freaks me out, the idea of there.
Speaker 1 (04:13):
I saw a ferret when I drove home the other night.
Have you ever seen a ferret?
Speaker 6 (04:17):
Not?
Speaker 3 (04:17):
Really weird? Do we have flors? Yes? We do. I
am teaching you so much on this podcast episode. God
we do.
Speaker 1 (04:25):
We've got beirits and it was standing up. God, it
freaked me out. They are like a real piece.
Speaker 2 (04:30):
Are they like a feirits stoats?
Speaker 3 (04:34):
Possibly ferret?
Speaker 1 (04:35):
New Zealand beiritsos and the largest mustelid.
Speaker 3 (04:40):
Have you ever heard of that word? No, we're getting
into the weeds a little bit, aren't we.
Speaker 1 (04:45):
Fearts are considerably larger and of stockier builds than stoats.
Speaker 2 (04:49):
Would we say this, well, if we look at it,
would we say this our best podcast?
Speaker 3 (04:54):
And tros, I think it's actually.
Speaker 1 (04:58):
It's been informative, right, that's true. It's actually been like
good content instead of us being like, this is what's
we actually learned?
Speaker 3 (05:06):
But look at that fucking face of a ferret? Look
at it? Gross? They are gross?
Speaker 1 (05:10):
Anyway, coming up in today's a podcast, I reveal my
regrets over introducing something to my son Charlie. It's backfired massively,
but also you might get hopped on what it is
that I introduced to. Yeah.
Speaker 2 (05:25):
Plus we talked about when your parents match made We
got a little lost. Yeah, it wasn't exactly the way
I thought the calls were going to go.
Speaker 3 (05:40):
But I think just at school holidays at the moment.
Speaker 2 (05:44):
Plus, we trialed a new game which I think is leaks.
Speaker 3 (05:49):
Do you finely?
Speaker 7 (05:49):
Got like?
Speaker 1 (05:49):
We went way too easy on you this week, though,
we put many's TV knowledge to the test with the
game called whose line is it?
Speaker 3 (05:55):
Anyway? And you get to go up against him. I
can't wait till someone takes you down. Bring it on, bitch.
So all of that and more coming up in today's podcast.
Speaker 5 (06:05):
Enjoy the podcast.
Speaker 1 (06:11):
Can I get some intense mention of possible music? Please produce, Sarah?
Speaker 3 (06:15):
Thank you.
Speaker 1 (06:16):
Okay, I need to paint the picture. I was surveying
surveillance cameras.
Speaker 3 (06:23):
How many times a day do you reckon?
Speaker 2 (06:25):
You check those camera No?
Speaker 1 (06:27):
I only check them when it comes up with ho
I okay, So let me just explain. We've got one
of those cameras that you hook up to your phone
and it notifies you when someone's in the driveway.
Speaker 2 (06:40):
And let me just paint a picture for you. Because
there's someone who sits next to PJ for multiple hours
a day, five.
Speaker 3 (06:47):
Days a week.
Speaker 2 (06:49):
The amount of times I see her checking her phone
to look at those cameras, you are just like you're
like a little like a little we FBI agent or something.
Speaker 3 (07:00):
It's a detective, okay.
Speaker 1 (07:00):
And so today I had left home and I'd gotten
into work, and I see someone's being spotted in our driveway.
So I was like, oh, BJ might be BJ my
husband might be home from work. So I click and
to see what's going on.
Speaker 3 (07:14):
It's not a BJ. What do you want to see?
Speaker 5 (07:16):
Them?
Speaker 2 (07:16):
When you click into it? What are you expecting to see?
Speaker 1 (07:19):
It's like, okay, why do you watch reality TV? It's
exactly the same thing. It's like a weird sense of entertainment.
And also I just want to check my house is okay.
But I look in the driveway and it's not BJ
on his four wheeler. It's an SUV that I've never
seen before, and I'm like, oh, maybe it's Maybe it's
because like BJ's a farmer, there's always different people coming
(07:39):
and going. I'm like, maybe maybe he knows these people. No, No,
two elderly people get out of the car and I'm like,
where are they going? And so I'm watching them in
real time. One of them, she's got like a backpack
on and almost resembles Gandalf, Like you know, not Gandalf, sorry,
(08:00):
a Dumbledore.
Speaker 3 (08:01):
So I Dumbledore from Harry Potter with the hat and
a long hair, simple doore yes.
Speaker 1 (08:05):
But she was a woman, but like she had that
kind of sort of wizard vibe even though she was
a woman, Like that's what she was wearing. It was
almost like a long cloak, right, And I'm like, what
are these people doing in our property? And so they
walk around and all I could see it looked like
they'd kind of gone for a wander. But I realized,
(08:26):
I think what that actually done is they'd gone to
the door, and they'd walked up, and they'd gone to
our main entrance, and then within a few minutes they'd
walked back to the car and she had a backpack
on and she took it to peck off her shoulders
and put it back in the car. So here's my question,
what were these two lovely, elderly humans doing in our driveway? A?
Speaker 3 (08:50):
Were they sussing out the place for a potential robber.
Speaker 2 (08:52):
Raising the joint? B?
Speaker 1 (08:54):
Were they here to promote their religion possibly.
Speaker 3 (08:57):
See were they lost?
Speaker 1 (08:59):
And because we do live quite rural and we're kind
of in the middle of nowhere, maybe this.
Speaker 3 (09:03):
Was the closest place.
Speaker 1 (09:05):
But it didn't seem like that. It seemed like they
had quite a nice car and they were kind of
on a mission.
Speaker 2 (09:10):
There is a bush because there is a bushwalk near you.
Were you sure they weren't trying to go? And that
was the backpack like a bush.
Speaker 1 (09:17):
No, it was just backpack with maybe pamphlets on it.
So now actually the worry I think about it. Maybe
they were here to promote something. I think it's possibly.
I think it's would you like to would you like
to talk to me about our Lord? And say to
Jesus Christ?
Speaker 3 (09:29):
I think this possibly. But if you've got any thoughts,
maybe you've had a similar experience with two lovely utterly
people rocked up to your house with the backpack.
Speaker 1 (09:38):
Love to know what happened to you in four four eight? Honestly,
get a camera dangerous, you'll ditch the streaming services. Watch
the camera all day.
Speaker 5 (09:52):
Mary and PJ Mady and PJ the podcast.
Speaker 2 (09:57):
We are always on the hunt for a good new
TV show to watch. I know you've been. You recommended
The Rookie to me.
Speaker 1 (10:04):
Yes, I came out the gates thinking The Rookie was new,
but it's not. It actually came out in like twenty eighteen,
I think. But it's really good. It's a police TV
show and it's I'm hooked.
Speaker 3 (10:16):
Well.
Speaker 2 (10:16):
We are currently hooked on a TVNZ Plus show called
Mary and George.
Speaker 3 (10:22):
It's quite explicit from what I've heard it's very it's
very explicit.
Speaker 2 (10:29):
There's a lot of a lot of predominantly male nudity
of it.
Speaker 3 (10:34):
Okay, it's all making sense now.
Speaker 4 (10:37):
I definitely have a type No, no, I know.
Speaker 2 (10:41):
I thought it was a historical drama and I was
the history peach. No, I love history, you know me, Right,
It just so happens that there's a lot of male nudity,
and it just so happens that we're now because of that.
Speaker 3 (10:56):
Binged a lot of episodes.
Speaker 2 (10:57):
In one go. But anyway, anyway, I digrees it. Actually
it is based on a historical event. A duke called
George Villiers apparently had a very well known affear with
King James the sixth Wow. Yeah, a little gay love
story in the middle of this the sixteen hundred's very
(11:20):
very scandalous. But anyway, so this is the storyline, and
the one of the key plots in the first couple
of episodes is that George's mum is the one kind
of orchestrating this whole affair between her son and the
King of England. It's what wild and so she's kind
of pimping him out a bit, like pushing him into
(11:42):
these social circuit situations where he'll run into the king
and then.
Speaker 3 (11:47):
She just go on, darling, get it now, and.
Speaker 2 (11:49):
Like making sure he's looking very well and dressing nicely
and all of these kind of things. Basically wing woman
ing his her own son.
Speaker 1 (11:59):
That would have mean would that have been common back there?
Would that have been more common back then than nowadays?
Speaker 3 (12:04):
Do you think that's a very common?
Speaker 2 (12:05):
I mean arranged marriages and all the rest of it,
especially in those circles because you're constantly trying a social climb,
so your parents would be desperately trying to make sure
that you had a great match so that more money
could come into the family and everything like that, and
so yeah, you can understand it, right, if you have
a chance to sit your son up with the King
of England, you're going to do it, right.
Speaker 1 (12:23):
I feel like it's particularly prevalent nowadays, maybe more so
when your kids are really little and your friends have kids.
Oh yeah, so you like really, oh well, Sophie and
George one day going to date and then like it
becomes a joke and then often they don't. But I'm
sure that they actually do in some circumstances. Maybe this
has happened to you Did your parents play wing woman
(12:45):
or wing man? Did they help set you up with
your partner?
Speaker 3 (12:48):
And how did it go?
Speaker 2 (12:50):
Maybe they tried sitting you up and it was just
an abject failure, but maybe it actually worked out all right?
Speaker 1 (12:57):
Takes four four eight seven or you can get it
touch oh Waite, hundred the hats? Do mom or dad
play wing woman? Did they play Cupid? And how did
it go?
Speaker 3 (13:06):
We want to hear.
Speaker 5 (13:09):
The podcast.
Speaker 1 (13:12):
Talking parents that play cuopers? Did you hear a story yourself, midie?
Speaker 2 (13:17):
I do remember in my single days. I mean, mum
was just desperate to for us to ship any of
us off. And I do remember her at a medical
conference and she saw what she thought was quite a
cute doctor, but somehow she had figured out was of
my persuasion.
Speaker 3 (13:36):
And yes, yes, and I got her.
Speaker 2 (13:38):
I got a sneaky like she'd sneakily taken a photo
from the audience of him on stage.
Speaker 3 (13:44):
And was like, oh my god, no she did.
Speaker 2 (13:46):
This is the guy and this is his name, and
if you want to look him up on Instagram you should.
Speaker 4 (13:50):
I didn't how old were you would probably in my
late twenties where Mum was like, it's time Harry up.
Speaker 1 (13:59):
Time is to King Darley. Oh eight hundred, let's go
to Stevie and Rolliston. Hi Stevie, what's your story?
Speaker 7 (14:08):
So I was I'd say teenager years, won't go to
young but teenager years. And I was at my mom's
friend's house having a coffee and with her and her
son's best friend was there obviously hanging out with her,
(14:29):
and yeah, we meet, we started talking, and then nine
years later we've got a wee boy together. We're friends
and we get on. So now I've got a best
friend innner see me best friend cope hearing things all
because going on.
Speaker 2 (14:46):
Sorry, I'm just trying to piece I'm trying to get
the pieces together. So your mom had a best friend,
you had a.
Speaker 3 (14:54):
Son, yeah, and her the son's best friend.
Speaker 1 (15:00):
Right, So you didn't a hot cup with the mum's
beast friend's son. It was best friend's son's fringe puzzles.
Speaker 3 (15:09):
But I think we got there in the statement we're
going to keep us your house brides coming away.
Speaker 7 (15:15):
Awesome, Thank you very much.
Speaker 2 (15:18):
It was so still a little confused. I think we'll
piece it together the podcast.
Speaker 1 (15:26):
In the meantime, it's time to play a new game.
It's called whose line is it?
Speaker 3 (15:32):
Anyway?
Speaker 1 (15:34):
And the way the game works is that Maddy McClain,
our good friend here, has told me many a time
that he knows pop culture inside out. When it comes
to TV shows. There is not a show that he
wouldn't know. So I thought we can have some fun.
Speaker 2 (15:48):
I'm just I feel so confidently about my knowledge of
pop culture, especially television. Okay, it's the round and a
pub quiz that I always name.
Speaker 1 (15:59):
Okay, so you get to versus Meddie on eight hundred
the hats if you win, and it's going to be
best of three. Today, Virginia, we're going to hook you
up with the whole peaks about Jerry Kay, okay, okay.
So how it works is it's simple.
Speaker 3 (16:12):
There's just going to be.
Speaker 1 (16:12):
Three clips of three well known TV shows. Your name
is your buzzer. So Virginia, you say Virginia, Meddy you
say Meddy, and then you tell us the name and
then it's best of three.
Speaker 3 (16:22):
As we know it, we can yell as soon as
you know it.
Speaker 1 (16:24):
Yeah, yep, okay, Virginia, are you ready to play now?
Speaker 3 (16:28):
It just heads up. Meddi is very competitive, so good luck.
Speaker 2 (16:31):
No, I'm chill I'm chill, I'm easy. I'm easy, bree.
Speaker 3 (16:35):
All right, TV show number one. You see what just
happened here?
Speaker 5 (16:39):
What she treated Maddy to the Arabian?
Speaker 2 (16:44):
Okay, sir that Seinfeld.
Speaker 3 (16:46):
Hey, he's got it.
Speaker 1 (16:47):
Okay, one from one. Come on, Virginia, did you have that?
Did you think you knew?
Speaker 2 (16:53):
No? Okay, all right, okay, this might be you, Virginia,
this could be you.
Speaker 3 (16:57):
Okay, second TV show, Here we go, my Hi.
Speaker 5 (17:01):
Gorgeous candy.
Speaker 2 (17:04):
At Shortland Street.
Speaker 3 (17:06):
Oh, we've made it so easy, guys. This was a
teasing ground and we've gone too easy on the speak
of my thank Virginia, did you have any idea there?
Speaker 5 (17:13):
I did.
Speaker 7 (17:14):
I was gonna say short Street, but I was too slow.
Speaker 6 (17:16):
I was just gonna yell out.
Speaker 1 (17:20):
Okay, okay, one more many currently two out of three?
Speaker 2 (17:26):
Here we go, And I suppose as your husband, you
will never.
Speaker 5 (17:29):
Be my husband. I will never marry you. My brother,
he made a mistake. Do you think yourself better than me?
Speaker 3 (17:39):
Maddy? Do you know Virginia?
Speaker 2 (17:43):
Mm?
Speaker 5 (17:43):
Hm, no?
Speaker 3 (17:45):
Is it Bridgington? Oh he's got three out of three?
Week No, Virginia, I'm so sorry. That means you don't
want to do anything today.
Speaker 8 (17:56):
It's okay, thank.
Speaker 1 (17:59):
You because now you put Medy in a good mode
for the rest of the show. So I was coffess,
will you know continue throughout the afternoon, which is a
great thing for every.
Speaker 3 (18:08):
Do we like it? Do we like the game? I
like I like the game? What do you think that are? You?
Should we play this again?
Speaker 6 (18:14):
Oh?
Speaker 3 (18:15):
This year is Virginia again? Play a game? Okay, I
think we went too easy. Next week we're going to
take it up a level with whose line is it?
Speaker 6 (18:24):
Anyway?
Speaker 3 (18:24):
Bring it on?
Speaker 5 (18:28):
Maddy and PJ. Mady and PJ the podcast The Heads.
Speaker 3 (18:34):
So Charlie is my son. He is turning to in August.
Oh my god, I've got a plan a second birthday.
I'm so excited. I think we're gonna have to do
Peter Rabbit.
Speaker 1 (18:42):
He's obsisted, but he's now into a dancing phase.
Speaker 3 (18:47):
He's starting to love dancing and music.
Speaker 1 (18:49):
And we had someone at our house the other Dayho's
got two kids, and he goes, oh my god, have
I got a hot turp for you?
Speaker 3 (18:57):
You guys need to get into the Wiggles sound system.
Rave of Innocence.
Speaker 1 (19:01):
I was like, what he's like, It's like the Wiggles
mixed in with house music. So it's great for you
and it's great for the cat.
Speaker 2 (19:09):
I was like, so is it like a techno version
of Hot Potato?
Speaker 1 (19:14):
Okay, so this is an example of rock a bye.
You'll be a have a listening, wait.
Speaker 3 (19:28):
For a wait for the drop everybody. Oh, I like it, Yeah,
I did it. I liked it at the beginning.
Speaker 1 (19:39):
But since I've started playing the Wiggles sound system rave
of innocence house music, my son is obsessed. We can't,
we cannot get in the car and can I just
also add that I introduced the rave version of the Wiggles.
Speaker 3 (19:51):
Before I'd actually introduced the Wiggles.
Speaker 1 (19:53):
He hadn't even really listened to the Wiggles, So now
this is all he wants.
Speaker 3 (19:56):
And now my son has looked on rave music and
he doesn't even know that origins.
Speaker 2 (20:00):
He doesn't even know the original swords.
Speaker 3 (20:03):
Maybe I kid you not.
Speaker 1 (20:04):
I can't go to work, or I can't because I
always dropped Charlie off at my Mum's on the way
to work.
Speaker 3 (20:09):
As soon as we get in.
Speaker 1 (20:10):
The car, he goes dancing, dancing, And if I don't
play the rave version of the Wiggles.
Speaker 3 (20:16):
Hey Lo says that listen to roll your boat. Have
listened to this, It's my favorite. It pops off really
I Cy the Lover.
Speaker 1 (20:34):
Yeah, okay, so I liked it at the beginning, but
actually starts to like terrorize me now, Like I get
in the car and I just feel drugging every time.
I'm like not again, because oh this just like there's
this other one that he has to It's like the
Monkey Song and I have to play it eveny time
and as soon as it finishes, he's listen to it again.
Speaker 2 (20:50):
I mean like father, like sun right, BJ love.
Speaker 3 (20:54):
So if you are looking to mix it up, can
I just suggesce to you The Wiggles sounds ravene. This
is a good one.
Speaker 2 (21:02):
This is like Clive sixy sex.
Speaker 3 (21:04):
And let's just bring it out. Here we go, everybody
in the club with the kids, Here we go. You're welcome.
I'm parenting Tips with PJ.
Speaker 5 (21:19):
You're welcome, Many and PJ the podcast.
Speaker 1 (21:25):
All right, well, welcome back to another round of Melford
Money Matters. This week, we're interviewing Liam from Melford to
talk keep Me Saber and what it means to be
an advisor Now he's here to answer our questions. But
remember this is only information to help you understand more
and it's not official financial advice.
Speaker 3 (21:45):
So welcome Liam. So nice to have you here.
Speaker 9 (21:48):
Good nice to meet you all, and good to be
here as well.
Speaker 1 (21:51):
So what do you do at Milford? Because rumor has
it that you know how to fly a plane? I'm
assuming that's not what you're doing at Melford now.
Speaker 9 (21:58):
No chance to fire plane at Milford just yet. But
in a past life, yes, I did learn. I'd probably
be a bit rusty now. I trained as a commercial
pilot at Ardmore and completed that back in twenty nineteen,
right before COVID, And then whilst COVID did its thing,
flying took a bit of a back seat and I
(22:19):
went back to finance, which is what I studied at university.
Speaker 2 (22:22):
And fast forward to today.
Speaker 9 (22:24):
I actually really enjoy working in the industry and I've
been a keyisup advisor with Milford for the past two
and a half years, which brings me here today.
Speaker 3 (22:32):
What do you love about it?
Speaker 2 (22:33):
Because when I hear those two things, when I hear
pilot or of finance, I know which one I am
going for. But what do you love about the finance
aspect of things, I love the people aspect.
Speaker 9 (22:44):
It sounds probably quite cliche, but you genuinely do get
to meet a whole bunch of people. The advice that
we provide there's no restrictions on it, so you can
have one dollar or a million dollars, we will help
you and you sort of actually get to tangibly see
the results of the advice in the hard work that
you put in with your clients.
Speaker 1 (23:03):
So what do you actually do as an advisor? And
hard do people track you down? Because like, is there like.
Speaker 3 (23:09):
An Apple or something where I can be like, oh, Liam,
he looks like a good advisor, that's what left on her?
Speaker 9 (23:13):
Or well, yeah, well we could probably get into some
swiping left and right. Tell our digital team you can
find me on the Milford website Milford set dot com
and you can speak to myself or one of my colleagues.
But really, what an advisor does is they're qualified to
provide advice on a specific product that they're an expert in.
(23:35):
So in my case, I can advise people on the
Milford to keep you Saber fund, but I can't, for example,
advise them on life insurance.
Speaker 2 (23:42):
So it's a bit like a trades person.
Speaker 9 (23:44):
Someone that's completed building apprenticeship can come and renovate your home,
build an extension, but they can't rewire the place right.
They might have an idea of what to do, but
they can't do the work or sign it off.
Speaker 2 (23:55):
And so what are you advising them on? What are
you hoping to help them with? First and foremost?
Speaker 9 (24:00):
Yeah, so we're hoping to get someone on track to
achieve their goal, whatever it might be. So, you know,
with KBSA, there's two main goals. There's withdrawing the funds
to buy your first home, or there's using the funds
in retirement. But it kind of gets into a bit
more detail than that. I mean, first home, how long
is a piece of string, how much you're going to
(24:20):
need and when are you going to need it in retirement?
Are you planning on withdrawing all of it at sixty
five to buy that big launch you've always wanted, or
are you thinking maybe you'll use the key saber to
provide yourself with an income for twenty years in retirement.
So there's a few different levels to it, and we
unpack all of that with our clients.
Speaker 2 (24:39):
It must be really rewarding them when you see with
people's success when they come and see you, right, Oh totally.
Speaker 3 (24:46):
Look.
Speaker 9 (24:46):
I think finance is full of jargon and different terminology,
and when you can kind of break that down into
simple language, you can see people actually understand it and
then see people meet their goals. It is very rewarding.
Speaker 1 (24:58):
What's sort of like the age the gen age of
people that do come in and see you.
Speaker 9 (25:02):
It is an older demographic. I think as people to
retirement they perhaps start to get a wee bit more concerned,
but it is something that we're trying to address, I suppose,
and sort of encourage people to get advice from a
young age. The earlier you start, the better off you
will be.
Speaker 1 (25:18):
Amazing. Well, Liam, thank you so much for coming in.
It was so nice to meet you this week. You're
going to be back next week for another chat. If
anyone's got any questions for Liam, feel free to text
them through now four four eight seven. And the website
that people can.
Speaker 3 (25:31):
Find you on not an app week swipe. What was
it website again.
Speaker 2 (25:35):
Lea, It's Milford Asset dot com.
Speaker 1 (25:37):
Amazing, Thanks so much for coming in in the podcast
that got your texts on four four eight seven Best
and Worst Bicky Tackling the big issues Tonight Macaroons number one,
Tim TAM's chocolate thins the best.
Speaker 3 (25:51):
They're not bad. They are probably a little underrated.
Speaker 1 (25:55):
Best Mellowpaths, worst cameo creams, Big Bickie band to best
chocolate hobnob the worst chocolate Hobnobs. We used to get
them at this grosser in christ Church. My English grandmother
would always go get them. They're like a chocolate digestivey
kind of biscuit.
Speaker 3 (26:11):
They go hard. The milk chocolate ones so young.
Speaker 2 (26:14):
Someone said the McVitie's dark chocolate digestives are a geezer
of a biscuit. They are a geezer of a biscuit.
Does that mean they're good? Is there a good?
Speaker 3 (26:22):
I think there's good. I think that's a good thing.
Speaker 8 (26:24):
Yeah.
Speaker 1 (26:24):
That was from as they said, as a palm, a
full English breakfast palm, or so they have it with
their tea.
Speaker 3 (26:29):
I'm assuming maybe dunk it in right anyway, keep you
texting me there it four four eighty seven.
Speaker 2 (26:33):
Hey, we have talked on the show before about mistakes
made in the workplace, and boy, I mean you and
I are making them almost daily at this point.
Speaker 1 (26:43):
Yeah, I turned a radio station off once and we yeah,
we we had to get like all the tech people
and we're like, we don't know what's going on, and
like the whole team came in and I was like, guys,
I think like the satellites down or something blamed on
all this external technology. What I didn't realize was all
I had to do was push a button that like
literally turned everything on, and it was all just off.
(27:05):
And we hadn't even ascertained that, and so it was
absolutely my fault.
Speaker 3 (27:09):
But hey, look, we all live in Land.
Speaker 2 (27:10):
We do live and learn, and I'm sure someone in
the Gore Council has lived and learned.
Speaker 3 (27:15):
After a bit of a mistake.
Speaker 2 (27:17):
They posted warning to motorists this morning saying there's road
surfaces and a particular roundabout were really bare, very icy,
like basically an ice skating rink, and so people that
were driving around there, walking around there on the footpaths
had to be really key. I mean, you would have
almost avoided it.
Speaker 3 (27:34):
Was that could you get ice skates? You'recind it's their
thick it looks like it.
Speaker 2 (27:37):
Yeah, absolutely, It turns out it was kind of the
council's fault in the first place.
Speaker 3 (27:45):
Brilliant.
Speaker 2 (27:45):
They forgot to turn the sprinklers off.
Speaker 3 (27:50):
I mean, why sprinklers on in winter? You don't really
think it. You know, a sprinkler going hard midyear.
Speaker 2 (27:56):
You gotta wonder, right, So the sprinklers were on, and
they were still going at midnight, and the temperatures plummeted
in Gord to minus four point two degrees.
Speaker 3 (28:06):
All that's gold.
Speaker 2 (28:07):
And so when she woke up in the morning it
was icy as all get out, and so the councils
had to apologize. Basically this quite fatal era and a
bit of a lapse in, a lapse in memory.
Speaker 1 (28:24):
Oh, she just literally forgot to do it. It's easy, like, look,
we've all been there.
Speaker 3 (28:29):
Oh my god. Yeah, you know what.
Speaker 2 (28:30):
You know what it's like. You wind up the day
on a Tuesday, and Tuesdays we've talked about this Tuesday suck.
Speaker 3 (28:36):
Everyone just wants Tuesday to be.
Speaker 2 (28:38):
Gone exactly to get out of there.
Speaker 3 (28:40):
You get home and I beat you.
Speaker 2 (28:41):
Someone woke woke up at about one thirty going, oh
my god.
Speaker 1 (28:47):
I.
Speaker 3 (28:52):
Love it.
Speaker 1 (28:52):
Look, we're all human, we've all been there. At least
open up the fillings. This afternoon. I'll wait one hundred
the hits as our number go with when did your
forgetfulness turn disaster?
Speaker 2 (29:03):
I like that, and it doesn't have to be in
the workplace. It can be any sense of the word,
in any aspect of your life, whether it's at home,
on holiday, at work. When did you forget something and
it just turned into an absolute disaster?
Speaker 1 (29:16):
Maybe you forgot to do a pack up and it
was a really important piece O hundred that has text
four four eight six.
Speaker 5 (29:23):
Maddy and PJ. Mady and PJ the podcast.
Speaker 1 (29:28):
And we wanted to know when did your forgetfulness turn
disare stress?
Speaker 3 (29:32):
The light one hundred hats.
Speaker 2 (29:33):
The Gore Council excellentally left the sprinklers on in town.
It got down to minus four point two degrees and
residents woke up this morning to a basic ice rink
in by one of the roundabouts in town.
Speaker 3 (29:46):
Hey, look, we will been there.
Speaker 1 (29:48):
We will you know at that moment where we forgot
something pretty crucial tague and what happened with you?
Speaker 10 (29:53):
Well, I got to take it to a concert and
surprise my ex with them fourth birthday and then and
he went to work on Monday and everyone was talking
about how amazing the concert was and why he came
home and he said to me, he said, oh, are
they playing two weekends in a row? And I said,
I don't think so. And when checked and I'd flaked
(30:15):
on the dates and he got them, it was a
week enough. Yeah, there's plenty of reason for that.
Speaker 3 (30:27):
We've got to help you coming your while so.
Speaker 1 (30:29):
On our eight hundred and hats. We need your forgetfulness
almost turned disamstress.
Speaker 6 (30:34):
Well, it was a real divister. Actually, I was actually
working for Lotto and my children came in to visit
me while I was at work on a Saiday afternoon
and been there only a few minutes. And then next
and the lotto machine went off and no matter what
I tried, it wouldn't come back on. And then I
got call from the Lottery's commission to say why he
(30:57):
was out. Wangamitar was out, Teams was out, hor rule
was out. Oh no, tune out. My little fellow who
was only three at the time, he had seen the
switch and.
Speaker 5 (31:07):
Slicked it on.
Speaker 8 (31:11):
For the whole of the lotteres in the area, and
is a simple He was only little and could just
it was right with his eyesight.
Speaker 3 (31:23):
And they do they see sorry, they see the button,
and they just want.
Speaker 5 (31:29):
Yeah.
Speaker 3 (31:30):
So does a simple sorry work in that situation?
Speaker 6 (31:32):
For now on a Saturday afternoon.
Speaker 3 (31:34):
Oh my god, hey, we've got to help. You're coming away.
Thank you so much for your call.
Speaker 2 (31:41):
Thank you people take you a lot of viewy seriously
as well. Listen to the sticks that came into four
four eight s. Even my son was putting the trolley
away at the more than I just jumped in the
car and said to leave without him. I only realized
when I was already out of the car park. I
looked in the rear view mirror and he was chasing
me down the road. It was about eight or nine.
It was just school holidays, and I wasn't even thinking, Hey.
Speaker 3 (32:02):
Log I'm sure there's probably happened to someone of these holidays.
Speaker 5 (32:07):
Mary and May and PJ the podcast.
Speaker 2 (32:13):
I am a bit of a creature, of a habit
of habit when it comes to certain things. I'm not
an a type personality. I don't like everything to be regimented,
but there are a few things that I do very regularly.
Speaker 3 (32:27):
I'm realizing I'm a bit of human when I'm organized.
Speaker 2 (32:30):
Yes, same so am I. But I'm not very good
at being organized, but there is.
Speaker 1 (32:35):
I need organized chaos, like I need boundaries, and then
I can just be chaotic within those boundaries.
Speaker 3 (32:41):
Is the woman with how many unread emails over nine thousand?
Speaker 2 (32:46):
No, but there is one thing that I will always
come to work with, and in fact I always have
this in my car as well, and there's always a
packet lying around at home. Mints, Eclipse mints, love them.
Speaker 3 (33:01):
I don't get them.
Speaker 1 (33:03):
Nah, I feel like months should stay in the nineties,
five thousands.
Speaker 3 (33:07):
I just I don't do it.
Speaker 2 (33:08):
I pop so many mints in my mouth daily, sometimes
two at a time.
Speaker 1 (33:14):
And all, honestly, do you think that's like a self
conscious thing? So then you just know that you can
go into a conversation confidently because you don't have a
bear Berry.
Speaker 3 (33:23):
Maybe, But I also think, I don't know. You just
enjoy it, you know me.
Speaker 2 (33:27):
I do like putting things.
Speaker 3 (33:32):
You do it to yourself.
Speaker 2 (33:33):
What I mean is like, you know, if there's a
pin on the desk, I'll put the pin in my mind,
you will put it in.
Speaker 8 (33:38):
Yeah.
Speaker 2 (33:38):
I often am like rubbing my fingers around my mouth.
I don't know, it's like a it's like a twitch.
Speaker 3 (33:44):
It's just you. Yeah, it's just your things.
Speaker 2 (33:47):
I feel like in the mints of my mouth is
just something to do right anyway.
Speaker 3 (33:52):
No judgment, not yacking anyone's.
Speaker 2 (33:54):
Yeah, I do it a lot, but today I realized
I've gotten so it's almost like such seeking nature to
me to grab my thing of mints, pop it open
and put one in my mouth.
Speaker 3 (34:06):
To god, what have you put in there? I was hit.
I was at the gym, and before I knew it,
I was like, oh my god, and I grabbed someone else's.
Speaker 2 (34:21):
Put my mouth. I'd like, popped it open, just like
they were on a like on a bench, and I
just grabbed the packet, popped it open, grabbed.
Speaker 3 (34:32):
A mint out and put it in my mouth. Did
they say, no, it's not like one of those things
and you can sort of chase pop it back in. Soniously,
it's a bit. It just pretended like. But I thought,
this is terrible.
Speaker 2 (34:44):
This is like just a short sign that I'm doing
popping too many mints.
Speaker 3 (34:49):
I think you just need to keep your mouth to yourself.
Speaker 5 (34:54):
The podcast.
Speaker 2 (34:57):
The People's People's Ple, Your body comes together, It's.
Speaker 3 (35:01):
The People's Okay. The intro is growing on a stregeous
thing I've ever heard.
Speaker 2 (35:08):
Initially, we recorded that and about what probably about quarter
past seven on a Friday night, the week before we
went on holiday, so we were delivery, were delirious.
Speaker 1 (35:19):
Look, we just want to like record one of our intros.
So it's us going into a segment and that.
Speaker 3 (35:25):
Is what we delivered. You're welcome.
Speaker 1 (35:28):
So anyway, the People's Pole. We do this every day
on the show, and look, it can be trivial, it
can be a big topic. Today I'd say it's definitely
down the trivial end. But yesterday I was snacking on
an apple in the show and I was talking about
her green apples a far superior.
Speaker 3 (35:46):
To the red variets. I got to be kidding me.
Speaker 1 (35:51):
I didn't always feel this way. I always thought the
green apples were just were cooking. But then I don't
know what. I don't know if this is an age
thing and one of those those things where like your
taste buds develop, but there's so much more hydrating.
Speaker 3 (36:03):
I reckon. I feel like they really.
Speaker 2 (36:06):
Fulfill that thirst I got. He just had a really
visceral reaction to just imagining the tartness.
Speaker 3 (36:13):
Why because you think they're too sour? Yeah, and so free.
Speaker 2 (36:17):
And they are to me, they are just for cooking.
Speaker 3 (36:19):
They're cooking the first quenching. No, you got it. You
cannot be a good, crisp, delicious red apple. Okay, well,
let's not miss around Leeds. Get to it.
Speaker 1 (36:29):
Text now to four four eight seven green or red
to put this debate to an end.
Speaker 3 (36:35):
Which is the superior apple? Can you eat a green apple?
Speaker 1 (36:39):
Is it just for cooking? I'm sure it's not. I'm
sure many people. I would say it's probably the most popular.
Maybe it's not the most popular, but people are up there.
Speaker 3 (36:48):
We'll reveal the results next.
Speaker 5 (36:51):
The podcast.
Speaker 2 (36:55):
The People's Pole, the people Pole, everybody comes together, it's
the People's Pole.
Speaker 3 (37:00):
The question today is red or green? What rides supreme
in the apple world? Is it red or green? And
Matty was so convinced that red would be the most popular.
Speaker 2 (37:09):
Here you were munching, you were munching on a green
apple yesterday, and I thought, what a rogue, rogue choice.
Speaker 3 (37:15):
I just thought everyone was on board with red, nice apple.
Speaker 1 (37:20):
With green, it's like guzzling back a later of water,
like I find it's so hydrating.
Speaker 3 (37:26):
Yeah, I really do.
Speaker 1 (37:28):
On the Tex machine, I would say majority has swayed
to the green votes.
Speaker 2 (37:33):
I did the maths, chance take them up by Telly.
They to find the percentage.
Speaker 3 (37:40):
Because I'm not very good. That's a right me. I
still have to do that when I work out of questions.
Speaker 2 (37:43):
Sixty eight percent of people on the text machine say
green is best.
Speaker 3 (37:47):
Yeah, someone said green one hundred percent. Green is goat.
If you want to juicy apple, find yourself a lemonade apple.
I looked those.
Speaker 2 (37:54):
I've never heard of them, but they are more like yellow.
I would say, I think, are the ones really yellow?
Speaker 3 (38:03):
So maybe that might be a vote for the green.
Think you'll take it? Green out on top. Thank you
very much. Another round of the People's Poll.
Speaker 5 (38:10):
Medi and PJ the podcast The Heads