Financial Safari with Coach Pete

What needs to be in place before you leave a paycheck—or a business—behind? Coach Pete, Thomas Lipscomb, Jackie Selby, and Denise Reyes discuss business succession, buy-sell agreements, key-person insurance, and the questions to ask about how a financial advisor is paid.

The conversation connects those decisions with retirement income, market risk, estate planning, and the lifestyle changes that can catch couples by sur...

Coach Pete welcomes retirement-income expert and author Tom Hegna to explore the difference between paychecks for essential expenses and playchecks for the travel, hobbies, and experiences that make retirement rewarding.

The discussion covers the shift from saving to spending, lifetime income annuities, Roth conversions, long-term care, and the role of life insurance in a legacy plan. Coach Pete also explains why the years around r...

In this episode of Financial Safari, Coach Pete and the team discuss why retirement planning should focus on the life you want to live—not simply reaching a certain account balance. The conversation covers market volatility, long-term investing, diversification, inflation, and the importance of creating multiple income streams that can support both essential expenses and the experiences you hope to enjoy.
The team also exp...

In this episode of Financial Safari, Coach Pete and the team discuss why the investment strategy that builds wealth during your working years may not be the same strategy that protects your income in retirement. From concentrated company stock and cryptocurrency swings to the traditional 4% withdrawal rule, the conversation explores how market losses can have a much greater impact once regular withdrawals begin.
The episode brea...

In this episode of Financial Safari, Coach Pete is joined by Mike Milligan, founder of One Oak Financial and host of the One-of-a-Kind Financial Show, for a conversation about why dependable income may be the most valuable asset in retirement. They discuss the importance of giving every dollar a purpose, creating a written income plan, and replacing uncertainty with a reliable monthly paycheck.
The conversation also examines hid...

When was the last time you checked your beneficiary forms or calculated what you pay in investment fees? Coach Pete and Thomas Lipscomb welcome financial strategist Phil Graham to examine the details that can quietly change a family’s retirement and legacy plans.

The discussion covers beneficiary designations, payable-on-death and transfer-on-death accounts, life insurance, and why a will may not control every asset. They als...

A market decline or unexpected job loss can arrive just as you are ready to retire. Coach Pete and the Financial Safari team discuss how to prepare for that transition with a written income plan, a clear understanding of risk, and a strategy for meeting monthly expenses.

The conversation explores market timing, AI-driven changes in the workforce, income annuities, and the value of multiple income streams. Coach Pete also explains h...

What is each part of your retirement savings supposed to do? Coach Pete and the team explain his green, yellow, and red approach to separating lifetime income, protected savings, and money exposed to market risk. They discuss income riders, the difference between safety and income, and why a retirement plan needs more than an account balance.

The episode also explores year-round tax planning, generational wealth, and lessons from f...

In this episode of Financial Safari, Coach Pete and the team reveal how seemingly small investment fees can quietly compound into significant losses over time. They explain why understanding what you are paying—and balancing growth with protection—becomes increasingly important as retirement approaches.
The conversation also explores when it may make sense to lock in market gains, how to turn savings into dependable ...

In this episode of Financial Safari, Coach Pete and the team discuss how a thoughtful retirement plan can help turn savings into dependable income while still allowing room for growth and a future legacy. They explain the “spend and leave” approach, the importance of separating income-producing assets from long-term investments, and how a core-and-explore strategy may help retirees spend with greater confidence.
The ...

In this episode of Financial Safari, Coach Pete is joined by former U.S. Comptroller General David Walker for a wide-ranging conversation about the nation’s growing debt, government spending, rising interest costs, and the difficult decisions facing Congress. They discuss potential reforms to Social Security, Medicare, and the healthcare system, along with why fiscal responsibility and long-term stewardship matter to future g...

How could an annuity fit into a retirement income plan? Coach Pete, Jackie Selby, and Thomas Lipscomb discuss the history of annuities, the differences among retirement accounts and income strategies, and the importance of understanding the terms of any product before committing money.

The conversation explores income for a surviving spouse, the balance between spending and leaving a legacy, and preparing for long-term care costs. ...

In this episode of Financial Safari, Coach Pete is joined by retirement-income expert and bestselling author Tom Hegna for a conversation about building a retirement designed to provide both security and enjoyment. Tom explains the difference between “paychecks” for essential expenses and “playchecks” for travel, hobbies, and other experiences—and why retirement planning requires a different approach t...

In this episode of Financial Safari, Coach Pete discusses how to prepare for retirement with a written plan instead of relying on market performance and guesswork. The conversation explores the dangers of concentrated company stock, excessive risk, hidden fees, non-traded REITs, and other “financial termites” that can quietly weaken a retirement portfolio.
Coach Pete also introduces his 90-day approach to preparing f...

Should you keep trying to time the market, or start planning around the income you need? Coach Pete and the Financial Safari team discuss why life stage, spending needs, and risk tolerance should guide retirement decisions. They explore the cost of waiting, reacting to headlines, and staying loyal to a strategy that may no longer fit.

The conversation covers separating income needs from growth investments, reviewing fees and taxes,...

Many people approaching retirement wonder whether they've saved enough, but the better question may be how to turn those savings into dependable income throughout retirement. In this episode, Coach Pete explains the difference between simply accumulating assets and creating a retirement paycheck designed to support long-term financial confidence.
The discussion covers retirement income planning, common mistakes investors make wh...

What do you want retirement to look like—and will your money support it? Coach Pete and the team discuss why planning around a desired lifestyle can be more useful than chasing a larger account balance. The conversation connects everyday goals with dependable income, inflation, investment risk, and the transition out of work.

Hear questions to ask about multiple income streams, market downturns, healthcare costs, and whether ...

What hidden costs could undermine your retirement spending plan? Coach Pete and the team discuss why the fine print matters before you buy, borrow, invest, or start drawing income.

The conversation explores “financial termites”: fees, taxes, and risks that can quietly erode savings. Topics include market exposure, rollover mistakes, bucket strategies, and the difference between an account balance and the money available...

In this episode, Coach Pete walks through the key questions families should answer before retirement, especially when it comes to protecting a spouse, creating reliable income, planning for the home, managing taxes, and leaving a clear legacy. The conversation focuses on turning uncertainty into a written plan that helps loved ones avoid confusion during difficult seasons.
Listeners will hear practical guidance on life insurance...