Easy Money Podcast with Don Anders

Easy Money Podcast with Don Anders

Easy Money Podcast: Investment Advisor Representative, Don Anders, explains financial concepts in easy to understand ways using real life stories, examples, and experiences. Our goal is to be the antidote to national talking heads that give blanket advice to the masses.

Episodes

January 17, 2022 4 mins

Here is our 2022 DROP Rollover webinar:
https://event.webinarjam.com/register/623/k375of22w

Here is our DROP Exit Course for extensive information in short videos:
https://andersretirement.thinkific.com/courses/florida-retirement-system-drop-guide

Here is a link to our Calendly for a free consultation phone call on any questions you have:
https://andersretirement.com/schedule-a-meeting/

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Financial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in thi...

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Don breaks down the different riders you can have inside of your annuities. Contrary to popular opinion, not all annuities have guaranteed income or death benefits attached to them. Annuity riders are add ons to your annuity contract. The two most popular riders in annuities are Annuity Income Riders and Annuity Death Benefit Riders.

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Financial Advisor, Don Anders, explains how annuitization works and the pros and cons of annuitization vs. withdrawals.

 Does your annuity have to annuitize? Do you lose control over your money in an annuity? Which annuitization option should you pick? Why would you annuitize? Don Anders gets into each one of those annuity questions in this video. 

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Don Anders breaks down one of the top investments today for retirees: Fixed Indexed Annuities. 

Fixed Index Annuities are becoming a very popular investment for conservative investors. Don talks about the fees inside fixed index annuity, earnings inside FIA Annuities, and much more.

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Financial Advisor Don Anders explains what an Annuity Maturity Date is. Most people confuse an Annuity Maturity Date with an Annuity Surrender Date.

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If you have a 457 deferred comp account, you may be wondering how much you're paying in fees inside of your 457 retirement plan. Don breaks down the different fees inside of a 457 deferred comp and how you can uncover hidden fees inside of your plan.

Whether you have a state 457 deferred comp or another government 457 deferred comp -- It's important to understand what fees you are paying and whether or not there...

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Wall Street Bets has recently come into the mainstream media through its meme stock trades like Gamestop Stock and AMC Stock. Financial Advisor, Don Anders, breaks down what the Wall Street Bets subreddit is and whether or not retirees and pre-retirees should be trading based on what they see there.

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Don breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees

Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or ...

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Don Anders breaks down how a 1035 exchange works and how you can use the 1035 exchange to rollover an annuity or life insurance tax-deferred.
#annuity #annuities

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Financial Advisor, Don Anders, breaks down the basic slices that you'll see in the pie charts on your financial statements.

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Don Anders explains what a meme stock is and why people should be especially careful when considering meme stocks as a part of their retirement plan portfolio. 

Whether it's GameStop, AMC, Bitcoin, or some other investment that is popular for popularity sakes, you need to make sure you take precautions before investing.

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Don Anders gives a complete breakdown of how Variable Annuities work, Variable Annuity fees, Variable Annuity Riders, and the pros and cons of variable annuities. 

Don goes over the different types of Variable Annuities and how to uncover the fees, including Hidden fees, that may be inside of your variable annuity.

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Financial Advisor, Don Anders, breaks down Mutual Fund C Share Fees. Usually, there is a one year time commitment and a higher expense ratio that goes along with C Shares.

Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid.

#donanders #mutualfunds #retirementplanning #investments

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Don Anders breaks down Mutual Fund B Share Fees. Usually, there is a time commitment on this type of mutual fund, and if you surrender the account before the time commitment is over you'll have a surrender charge.

Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid.

#donanders #mutualfunds #retirementplanning #investments

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Financial Advisor, Don Anders, breaks down Mutual Fund A Share Fees. Usually, there is an upfront commission on this type of mutual fund with ongoing expense ratios, 12b-1 fees, and more.

Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid.

#donanders #mutualfunds #retirementplanning #investments

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Don breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees

Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or ...

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403b TSA Retirement Plans Fees can be complicated especially since there are a variety of different types of plans you can have. 403b's can be mutual funds, fixed annuities, variable annuities, etc. and Don Anders breaks down each one and how to uncover how much in fees you're paying.

So if you have a Tax Sheltered Annuity 403b, make sure you watch this video to learn how to find out how much you're paying ...

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Financial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in thi...

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One of the biggest questions we get is Will Social Security Last for my lifetime? Don Anders gets into what he thinks about Social Security Running out of money and the Social Security changes he thinks they will make to make sure social security will not run out of money. 

Will Social Security Run Out Of Money? Will Social Security Fail?

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