Henssler Money Talks

It’s that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation among the Henssler Money Talks hosts: Should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We’ll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.

Original Air Date: August 2...

What do Bad Bunny, Patrick Mahomes, and Steph Curry have in common? They’re not just stars in music and sports—they’re also among the top celebrity investors. We’ll dive into the numbers and reveal the surprising ways these names are generating serious returns. From luxury real estate to endorsement deals to intellectual property, their stories highlight an often-overlooked lesson: the power of diversification.

It’s also that time o...

Stock compensation can be a powerful wealth-building tool, but it’s also packed with tricky tax questions. The “Henssler Money Talks” hosts tackle a real-world restricted stock scenario: If taxes are withheld at grant date, but you won’t receive the stock until it vests—and you know you’ll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you’ll never see? We’ll break do...

 We kick off the show with a look at the week’s market action, where a slight uptick in the Consumer Price Index contrasted with a much stronger-than-expected Producer Price Index. With inflation data in focus, markets are now leaning heavily toward the Fed cutting rates at its September meeting. 

Gen Z is redefining romance, ditching pricey dinners for budget-friendly (and often free) date nights, all while prioritizing savings and...

 The “Henssler Money Talks” hosts focus on annuities, providing our take on these investment products. Furthermore, should a retiree put $210,000 of their retirement funds into an annuity to help with Required Minimum Distributions? We’ll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan. 

Original Air Date: August 9, 2025 

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This week on “Henssler Money Talks,” we examine the implications of Donald Trump's firing of Bureau of Labor Statistics Commissioner Erika McEntarfer after the release of weaker-than-expected jobs data. Critics argue the move threatens the credibility of U.S. economic reporting, but are inconsistent readings just a byproduct of the antiquated ways they collect their data and dwindling survey response rates? 

As the cost of livi...

This week, we’re breaking down several key economic reports, including the Conference Board Consumer Confidence Index, the first estimate of second-quarter GDP, and the PCE deflator—the Fed’s preferred measure of inflation. It’s been a data-heavy week, capped by the conclusion of the Federal Reserve’s FOMC meeting on Wednesday, where policymakers held rates steady and signaled a more cautious outlook on future rate moves.

We’re also...

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, the “Henssler Money Talks” hosts unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls and why those moves matter. Plus, if the Fed is supposed to be independent, wh...

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, we unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls (spoiler: it’s not all of them) and why those moves matter. Plus, if the Fed is supposed to be independent, ...

Leasing isn’t just for cars anymore—it’s becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water heaters. While leasing can ease upfront costs, it often comes with long-term financial drawbacks. We explore when it makes financial sense to lease instead of buy, the impact on your cash flow, and why even 0% financing can be a smart move if managed wisely.

Original Air Date: July 19, 2025

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When it comes to money decisions, the numbers don’t always win. This week, we’re diving into how behavioral finance influences the way we approach big purchases—like deciding whether to buy, lease or finance a car or home renovation that stretches the budget. While one option might make the most sense on paper, your lifestyle, habits, and even emotions can steer you in another direction.

If you’ve been with your car insurance compan...

On this episode, K.C. breaks down what it really means to retire with a pension. While guaranteed income sounds great, he highlights the often-overlooked downsides—like inflation risk, limited control, and the danger of not saving enough on your own. The Henssler Money Talks hosts also explain why even pensioned workers should consider saving independently to build flexibility and long-term security.

Original Air Date: July 12, 2025

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 Three weeks ago, we dug into the details of what pet ownership can cost over the lifetime of a pet; however, those totals didn’t include what fines you might get if your pet decides to run wild! We look at some cases of animals on the loose in Atlanta, including pet baboons, buffaloes, and pythons. 

According to the 2025 Retirement Confidence Survey, 67% of American workers feel confident in their ability to have enough money to li...

In this episode, we sit down with Justin Wagner, AIF®, Henssler Financial’s Director of Business Development, to explore the real value of offering—and participating in—a 401(k) plan. 

For employers, we discuss the end of traditional pensions and why the shift toward defined contribution plans like the 401(k) makes sense today. Justin explains how company contributions are tax deductible, how a strong plan can enhance your ability t...

A mid-year review isn’t just about catching up; it’s about getting ahead. The “Henssler Money Talks” experts walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any major life changes. From rebalancing your portfolio to making smart tax moves, small adjustments now can make a big difference by year-end. 

Original Air Date: June 28, 2025 

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This week, we dive into Trump’s “One Big Beautiful Bill,” a sweeping piece of legislation packed with bold promises: historically large tax cuts, rising wages, lower spending, tougher border security, and protections for Medicaid. We unpack what’s actually in the bill—and how it could affect your paycheck, your benefits, and the broader economy.

Over the weekend, the U.S. launched an aerial strike on three major nuclear sites in Ira...

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.5% interest, we explore smarter options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing—and why your idle Venmo balance might be doing more harm than good.

Original Air Date: June 21, 2025

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There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why your idle Venmo balance might be doing more harm than good.

In market news, the Federal Reserve held intere...