Not Your Average Financial Podcast™

In this episode, we ask:

• Does buying stuff feel like a rigged game?
• What about leverage?
• What changes the game entirely?
• Have you heard the previous three episodes?
• What does TGIF stand for?
• Why is your need for financing greater than any other financial need?
• What are you handling?
• Are you in the driver’s seat?
• How do you buy everything?
• What about opportunity cost?
• Do you pay cash?
• Do you pay interest to a third party?
...

In this episode, we ask:

• Can you picture it?
• What about term life insurance?
• What about a 401(k)?
• Who fears running out of money?
• Is it too morbid?
• Is it impolite?
• What happens when the term ends on term life insurance?
• What about rising internal costs?
• What doesn’t pay a death benefit at all?
• What about real estate?
• What about property fights?
• What is the result?
• What will happen in the end?
• Are you protecting the peopl...

In this episode, we ask:

• Have you noticed something?
• Do you know what won’t disappear?
• Will the rules quietly change mid-game?
• What about the guarantees?
• Where are the guarantees in the financial universe?
• What about the stock market?
• What about guaranteed fees?
• Who gets the guarantee?
• What about the government’s guaranteed cut?
• What about conservative allocations?
• What about property taxes and insurance costs?
• Is ...

In this episode, we ask:

• What about stability and sanity?
• What about an insane question?
• Is there someone at the I.R.S. that you’re particularly in love with?
• Who is the largest beneficiary on your IRA upon death?
• Are you going to leave your IRA this way, now that you know the truth?
• How about an example?
• How do you get tax free access?
• What about a tax free legacy?
• How does this directly solve the problems?
• When will yo...

In this episode, we ask:

• What is the 1% net rule?
• Would you like to listen to Episode 316?
• Why does layering on Bank on Yourself® strategies to real estate make a whole lot of sense?
• What is Kirby’s story?
• What is over looked in the short term rental space?
• What is counterintuitive?
• Where can one buy properties for a fraction of the cost of what you can buy in the city centers?
• What can one charge for short-term rental i...

In this episode, we ask:

• Have you heard Episode 462?
• Who is Phil Smith?
• What is a super awesome privilege?
• Why was Mark cautious?
• What helped Phil?
• How did Phil find the right balance with his Bank On Yourself® type whole life insurance policies?
• What is so cool about having friends as clients?
• What were some of Phil’s early concerns about taking policy loans?
• What about paying off debt?
• What about real esta...

In this episode, we ask:

• How can you make your side hustle the main event, without money stress?
• Who is Janet Kuester and how did she grow the Music Connection to hundreds of students?
• What did Janet do with her Bank On Yourself® type whole life insurance policy?
• What is a music activist?
• What did Janet discover on her journey?
• What did Janet learn in the Orchestra?
• Who is looking for a tribe?
• What about communicating without ...

In this episode, we ask:

• What has been marketed as a shiny solution?
• Why is the agent pushing this hard?
• What’s the rub?
• What conclusion has Mark come to after seeing clients who have been burned by this?
• What are the numbers?
• Do you want efficiency?
• Do you want control?
• Do you want safety?
• What is the last thing you need?
• Why does indexed universal life insurance (IUL) get sold so aggressively?
• Do the floors protect you...

In this episode, we ask:

• Why do indexed universal life (IUL) policies so often fail?
• How about a high profile example?
• What about a straight-forward, guaranteed approach?
• Why are IUL policies structured to shift massive risk onto you, the policy holder?
• What is the real culprit here?
• What gets more expensive as you age?
• What are the caps and limits?
• What are the rates?
• What are the spreads?
• What clips the upside on these IUL p...

In this episode, we ask:

• Have you met a Kung Fu Master?
• Who is Phil Smith?
• Who is the big bad banker?
• What were some of  the first lessons on the mat?
• What are the building blocks?
• What about the stances?
• What about versatility?
• What does it take to be “kung fu” at something?
• What is the practice?
• Have you read Atomic Habits by James Clear?
• What happens with 1% improvements?
• What about compounding?
• What happen...

In this episode, we ask:

• Have we gone mad here?
• Should we save more?
• Should we just hope the market cooperates?
• What is the four step process for the black belt?
• What discipline is required to handle large loan balances?
• What is the most important business in the world?
• Should premiums and income match?
• What is the black belt strategy?
• Is it a black belt for a reason?
• Would you like to start with capturing your monthly cashflo...

In this episode, we ask:

• Have you tied on your belt?
• What is happening with the CPI?
• Where is worker confidence listed with ABRI?
• What is the median savings for people in the U.S.?
• What age bracket is buying whole life insurance in droves?
• What is the black belt?
• Are you leaking wealth?
• Is your wealth working for you or someone else?
• Would you like to start with capturing your monthly cashflow with No. 1 The White Belt?
• W...

In this episode, we ask:

• What can span three or more generations?
• Have you considered the family office?
• Would you like to get going with capturing your monthly cashflow with No. 1 The White Belt?
• Would you like to advance to working with the most important people in your life, No. 2 The Yellow Belt?
• Would you like to climb up and out on eliminating debt with No. 3 The Orange Belt?
• Would you like to review strat...

In this episode, we ask:

• Why is the consumer sentiment rating in the basement?
• What is projected to run dry?
• What are people voting with their wallet for?
• Would you like to begin with capturing your monthly cashflow with No. 1 The White Belt?
• Would you like to continue on with the most important people in your life, No. 2 The Yellow Belt?
• Would you like to climb up and out on eliminating debt with No. 3 The Oran...