You Don't Own Your Agency. It Owns You.

You Don't Own Your Agency. It Owns You.

If you own a P&C insurance agency doing $2 million to $5 million in annual premium - and you can't go 90 days without answering a client's email, your team freezes when you're unreachable, or being away makes you anxious - this show was built for you. Here's the truth: If your P&C insurance agency can't run without you, you don't own it. At best, you're a producer with equity. Real ownership isn't book size. It isn't revenue. It's freedom. It's control. It's building something that runs without you - and outlives you. Pete Poggi grew a personal lines P&C insurance agency from $3 million to $180 million in 84 months - without commercial lines, without cold calls, and without becoming a prisoner to his own business. He did it by installing systems that removed owner dependence at every level and created leadership depth that didn't require him in the room. What You'll Discover Each episode features real conversations with P&C insurance agency owners who have scaled to $50 million, $100 million and beyond - plus solo episodes where Pete shares the exact recruiting, training, and management frameworks that took his agency from owner-dependent to owner-optional. This show is for the P&C insurance agency owner who has outgrown being a producer but hasn't yet built the team and systems to step away. If you're ready to stop being owned by your insurance agency and start owning it - this is your show. About Pete Poggi Pete Poggi is the founder of John Galt Insurance and creator of the Million Dollar Producer training program for P&C insurance agents. He is also the author of the bestselling book "P&C Insurance Accelerator: How To Build an 8 Figure Agency Without Relying on Cold Calls, Outrageous Franchise Fees or Outdated Sales Tactics," available on Amazon and Audible. Learn more at www.PetePoggi.com

Episodes

October 20, 2026 • 54 mins
Gerry Rivas opened a captive insurance agency in September 2019. Then COVID hit, the agency did not grow, and he had to sell it.

He walked into his interview at John Galt Insurance and said it straight: "I'm just like an epic failure right now." He told Pete and Kyle he was not there to reinvent the wheel. He just wanted to follow a system that works.

Today he and his wife Kimberly run a $5 million book that has grown...
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    Caleb Harris is 24 years old. He started in door-to-door life insurance, lasted about three months, and then took a job as a captive agent with Indiana Farm Bureau Insurance.His plan there was simple: Find the top agent and copy whatever he does. That agent took him to a car dealership in Ohio and showed him how it's done. A year and a half later, Caleb left to start his own independent agency, Ora Insurance.Today he writes about 5...
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    Chris Cole built a $30 million P&C agency and was the number one agent in his company for a few years. Two and a half to three years into owning that agency, he was broke and foreclosing on his house.His words: "One day I woke up broke, the only way out was for me to start selling $100,000 a week in premium."Chris came to insurance from pharmaceuticals, through State Farm's training program, where a new agent takes over an exis...
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    One of Pete Poggi's top P&C producers was waiting tables, bartending and driving Uber on weekends when Pete hired him. Today that producer writes almost $1.5 million a year in premium, and his book is approaching $10 million.

    Pete has interviewed well over a thousand people and hired hundreds of agents across 20 plus years, and he made just about every hiring mistake there is on the way. What finally fixed it was not a b...
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    Pete Poggi hired his third producer and did the math that changed his life. One producer at $750,000. Himself over a million. A third approaching $500,000. Three people were already producing more than he ever could alone, and they had not hit their ceiling yet.

    That number is where this episode starts. Where it ends is $20 million.

    Here is the arithmetic Pete runs on this one, out loud, in real time: five producers w...
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    September 15, 2026 • 50 mins
    Nathan Brainard runs a $100 million division inside a $4 billion P&C agency. He is also willing to put a real number on the record: the $40 million his company spent on an online quoting platform before deciding to stop.

    His words: "We were already $30, $40 million deep into this adventure. And we ended up cutting bait and saying, it's better to take our losses now."

    Walking away from a number that size takes more...
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    Patrick Mignon built a $2.4M P&C book after a non-compete forced him to walk away from every client he had ever written. Eight months into starting over, his wife looked at him and said "just go get a job." He told her: "I'm the job."

    Today he runs $80,000 to $100,000 a month in production and is chasing a million-dollar year. But the thing that unlocked it was not talent. He already had that. It was finally hiring, and ...
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    September 1, 2026 • 49 mins
    Zane Lefko was 20 years old, sitting on a couch in Orlando, when his roommate's dad walked in and asked if the two of them wanted to get their insurance licenses. He said "sure, I guess." He had no plan. He later dropped out of college to keep going.

    He committed to Pete's system at 21. Between his agencies he has now surpassed the $45 million mark, and he has personally produced a million to a million and a half a year for ...
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    August 25, 2026 • 20 mins
    Pete Poggi grew a P&C insurance agency from $3 million to over $180 million, and most of the producers who built it had never worked in insurance a day in their lives.

    One of his best hires ever was managing a Foot Locker when he walked into Pete's office. He didn't know the carriers, couldn't speak the lingo, and Pete still jokes that he couldn't spell insurance. Pete hired him anyway, then surrounded him with experienc...
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    Greg Brunt built a $20 million P&C insurance agency without hiring a single experienced agent. He pulled his first hires out of restaurants.

    In 2013 Greg walked into a small executive office in South Florida with a childhood friend, two phones, two computers and not a single client. Before that he spent eight years inside a State Farm agency, and he started there at the front desk answering phones and taking out the garb...
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    Gina Prizzi got laid off at 51 with zero insurance experience. Five years later she runs a $15M P&C insurance agency.

    When COVID shut down the medical laboratory she ran, Gina couldn't get hired anywhere. Not for $20 an hour. Not for $15. No college degree, and everyone said she was either overqualified or underqualified.

    A friend introduced her to insurance, and she started over from nothing - no license, no...
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    Sixteen years ago, Kyle Quezada was running a Foot Locker.

    Today he owns three P&C insurance agency offices approaching $40 million in combined premium - and he doesn't produce a penny. 

    Kyle was Pete's first hire. He didn't know what insurance was. He jokes he couldn't even spell it. Pete took a bet on him anyway, and that one hire helped build a personal-lines operation that grew from $3 million to $180 mil...
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    Most P&C agency owners think they have a hiring problem.

    They don't.

    They have an opportunity problem - and it's costing them their next producer.

    You've said it yourself: "I can't find good people."

    But good people are everywhere.

    The reason they're not choosing your agency has nothing to do with your pay, your splits, or your nice office.

    It's that you're pitching a job when you shoul...
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    Jonathan Pinto built a $135 million P&C insurance agency in Miami - with zero bought leads and not one service person on payroll.

    He and his brother started from nothing, selling to eat.

    Today the agency runs on 100% referrals, writes only personal lines, and grows about 30% every single year.

    And Jonathan hasn't personally produced in years. He builds producers instead.

    If you're stuck between $3M a...
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    Most P&C insurance agency owners don't own a business. They own a high-paying job - and the moment they stop, it stops.

    You're putting in 60 to 70 hours a week. You can't step away for even a week without something breaking. On paper it looks like success - the money is good, the business keeps coming in - but everything still runs through you. That's not ownership. That's a glorified producer with a fancy title.

    ...
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    Billy Wagner built a $60 million-plus P&C agency in Ponte Vedra Beach, FL - and developed nine different million-dollar producers along the way. Most agency owners would kill to build one. He built nine.

    He did it by making a decision most owners never make: he stopped trying to be the hero and started building heroes. Billy turned recruiting, hiring, and developing people into his actual specialty - a 21-step hiring pro...
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    Steve Trout was a top producer doing close to a million dollars in premium a year - personally writing 10 to 15 deals a week. His agency was around $8 to $10 million, and it was killing him. He was working 12-hour days, his wife was effectively a single parent, he'd just had his third kid, and he was burning out.

    Then he stopped writing. Cold. Walked in one day, told the team he was done producing, and pushed every relations...
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    Pete Poggi spent three years in BNI with his best friend Chuck Wieland, a mortgage broker writing 15 loans a month. Pete had Chuck's auto and home insurance. He wrote zero of Chuck's loan closings.

    Over a million dollars in premium. Gone. All because Pete never asked the one question that would have changed everything.

    In Episode 2, Pete told this story solo. In Episode 7, Chuck sits down across from Pete and tells it...
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    You've heard the strategy works. Now here's the exact script - the walk-in line, the two-lender ask, the Monday follow-up - that turns a 10-minute open house visit into a multi-year P&C referral partnership.

    In this episode, Pete Poggi gives you the prescriptive open house playbook: the words to say at the door, the question that gets realtors to hand you their two go-to lender contacts, and the team math that turns five...
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    Most P&C insurance agency owners are stuck behind a desk waiting for the phone to ring. Their referral pipeline is one realtor and a prayer. There's a better way - and almost no agent will do it.

    In this episode, Pete sits down with Cristian Hervia, a P&C insurance producer who built a book from zero to nearly $6 million in seven years - and 98% of it came from referral partners, not lead lists. Cristian has done ove...
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