20 Years of Mortgages
“20 Years of Mortgages” is a podcast by Mortgage Direct that explores the defining moments of the Spanish property and mortgage market. Through conversations with industry experts, founders and partners, the series reflects on the experiences, decisions and challenges that have shaped the way international buyers navigate Spain today. Hosted by Kevin Monger and Katherine Walkerdine, this podcast offers expert perspectives beyond data — focusing on the people, risks and lessons behind the journey.
Episodes
By 2011, the conversation around buying property in Spain was beginning to change. International buyers were no longer looking only at price and opportunity — lifestyle was becoming an increasingly important part of the decision.
In Episode 6 of 20 Years of Mortgages, Katherine is joined by Berni Walker, CEO of thinkSPAIN, one of Spain’s leading property portals for international buyers.
Together, they explore what differ...
In 2010, the Spanish property market was beginning to recover, but confidence was still fragile and international buyers were more cautious than ever.In this episode of 20 Years of Mortgages, Katherine is joined by Erwin Hartgring, co-founder of Dream Properties International, to explore the role that trust, strong partnerships and professional networks played in navigating a changing market.They discuss why the right relationships...
How did the 2009 financial crisis reshape the Spanish mortgage industry?
In this episode of 20 Years of Mortgages, Kevin Monger is joined by Virginia de la Cuadra Galera, an experienced Spanish property lawyer, to discuss how the post-crisis market transformed the way international buyers purchase property in Spain.
Together, they explore the challenges of frozen credit, the growing importance of legal advice, and how mortgage advise...
Confidence underpins every property market. But what happens when it is lost? 📉🎙️ Episode 3 of the 20 Years of Mortgages podcast is now live.In this episode, we are joined by Dylan Leworthy from UCI to revisit the aftermath of the 2008 financial crisis and explore one of the biggest challenges the property market has ever faced: restoring buyer confidence.Why did recovery take so long?What brought investors back?And what lessons ...
In 2007, Spain's property market seemed unstoppable. Prices were rising, credit was easy to access and confidence was everywhere.
But beneath the surface, the foundations of one of the biggest property crashes in modern history were already forming.
In this episode, Katherine Walkerdine is joined by Mark Stücklin, founder of Spanish Property Insight, to revisit the final moments before the crash and explore the warning signs many bu...
Every journey has a starting point.
In this first episode of 20 Years of Mortgages, Katherine and Kevin take us back to where it all began — arriving in Spain, falling in love with the lifestyle, and quickly realising how complex the mortgage process was for international buyers.
What started as frustration became an opportunity: to build a mortgage brokerage designed specifically for foreigners navigating the Spanish property ...
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