All Episodes

October 21, 2023 55 mins

I delve into the complex world of commercial credit, joined by expert Matthew Bruggeman. We navigate through the intricate landscape of credit philosophy, mechanics, and the elusive promised land of financial stability for small business owners.

Philosophy: Our discussion kicks off by unraveling the stark contrast between business and personal credit, emphasizing why this differentiation is pivotal. Matthew shares insights into the critical aspects of credit identifiers and risk assessment, and why the system remains far from being fixed. Together, they explore the often-misunderstood notion: "Don't hate the player, hate the game."

Mechanics: We take a deep dive into the mechanics of credit, deciphering the significance of scores and statistics. They discuss innovative approaches to bridge the gaps in credibility, red flags, anti-fraud measures, and the importance of reporting across credit bureaus. The exploration extends to the depth of accounts and uncovers the key aspects of building robust business credit.

Promised Land: The episode wraps up with a tantalizing glimpse into the Promised Land – the ultimate goal for small business owners. Our host also shares their personal story, marked by the cynicism and perplexity of the credit world, recounting their experiences during the Great Recession of 2008 and the unexpected upside of credit during the COVID era, exemplified by the EIDL loan.

Mark as Played

Advertise With Us

Popular Podcasts

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.

The Breakfast Club

The Breakfast Club

The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

Crime Junkie

Crime Junkie

Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.