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August 23, 2025 58 mins

Karen & Janet's latest podcast starts with Alex Ramirez from Valor Home Finance talking rates and ways Vets can get rate reductions on their V.A. Loans.  Alex talks about the many options there are for those who have a V.A. Loan.  Alex is an expert who specializes in loans for Veterans.  Next up, Phil Atwan, who is a specialist in 1031 Exchanges, Janet and Karen have many questions for Phil and he has the answers, with everything you need to know when it comes to a 1031 Exchange loan, listen and learn with this informative discussion.    Their final guest is author Carol Ricks who just had her book published, Rumpled Brown Bag, a narrative about a young woman, life and social injustice with stories that are filled with history, hope & humor.  A great read and conversation with Karen & Janet... Girls On The Air!

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