If you want the blueprint on how to up your credit score, secure funding for your business , and begin to build a CRAZY GOOD relationship with banks this is the episode for you! We sit down in this episode with Herman Dolcine. Herman’s breaking it all down for us – how credit is basically your grown-up report card and why it’s so crucial to know how to handle cash before diving into the world of credit. Trust us, he’s got some killer insights on making the most out of business credit to grab those golden opportunities that might be out of reach otherwise.
He also chats about his journey from being a social worker to a powerhouse in the financial world, dedicated to uplifting his community. Plus, there's some cool talk on how AI could shake things up when it comes to getting funds and why having a plan is a total game-changer.
So grab your notepad, because this episode is loaded with tips, tricks, and real talk on flipping credit into success. Let’s get into it!
00:01 - 04:30 Black People & Credit
04:31 Start Small, Scale with Credit
08:44 Flipping Houses with Free Interest
11:59 Credit Card Game Plan Offer
14:02 Get Big Loans with Smart Moves
16:20 Work-Life Struggles: Finding Freedom
20:11 "Boost Business with Local Credit Unions"
21:49 Business Loan Payback Game
26:25 Mentee's Awesome Funding Story
29:40 Govt Funds Key for Small Biz
32:42 Apple Card Insights & More
34:48 Bella Sloan Academy Rundown
38:44 $20K Surprise from VIP Promo
41:57 Debt Critique on Smartphones
44:53 Credit Card Cash Flow Hack
47:33 Email Issues in Loan Applications
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Dateline NBC
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On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!