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June 26, 2025 40 mins

If you want to know the truth about why Black Americans can get ahead of the curve when investing for retirement, this is the episode for you! We are joined by our guest Ashley Fox! Get ready as we dive into :


  • Retirement Reimagined: How retirement is more about reaching a financial target than a particular age.
  • Misunderstood Financial Concepts: Ashley explains why investing is often misunderstood and how changing the mindset is crucial in the Black community.
  • Ashley’s Journey from Wall Street: Her transition from working with the elite on Wall Street to founding a fintech company focused on the 99%.
  • Building Wealth Through REITs and Dividends: Ashley discusses why she emphasizes REITs and dividend-paying stocks in her educational programs.
  • Empowering Education with Emplify: The idea behind Emplify as a "Netflix of Finance" and Ashley's vision for creating more informed investors.
  • Overcoming Mental Barriers: The need for mental health attention in tackling self-worth issues related to financial empowerment.



Ashley Fox is the founder and CEO of Emplify, a pioneering fintech company focused on providing financial education to everyday people often overlooked by traditional financial institutions. As a former Wall Street analyst and Howard University graduate, Ashley has a rock-solid background in finance, having managed portfolios for high-net-worth individuals. Her transition from serving the wealthy 1% to supporting the financially underserved 99% highlights her passion for empowering individuals with the knowledge to build generational wealth.

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