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October 5, 2025 22 mins

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In today’s discussion, we take a hard look at what it really means to be middle class in Australia — and why it can so easily become a poverty trap. Many households earning solid incomes still find themselves struggling, not because of low pay but because of lifestyle inflation, rising costs, and the illusion of financial comfort. Andrew unpack the difference between being comfortable and being truly free, revealing the silent financial habits that hold people back.

If you’re serious about avoiding the middle class poverty trap and want strategies that can move you closer to genuine financial freedom, this episode is one you can’t miss.

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