My Happy Money Journey: money for mid life women with Phoebe Blamey

You know that money thing you know you should be doing, but somehow you never get around to? Yep today we are building your emergency fund.

In this episode I am going to show you how to save like a squirrel hoarding nuts for winter. This is your money, your financial freedom and possibly you FU fund.  Whatever you call it, it is more than just a pile of cash. It’s peace of mind. It’s freedom. It's the stash that lets you walk awa...

🔥 5 Habits to Build Financial Confidence (That Aren’t Budgeting B.S.)

If you’re done living pay-to-pay, done people-pleasing with your wallet, and absolutely DONE playing small with your money  this episode is your wake-up call.

Phoebe breaks down the five everyday habits that help you rebuild confidence, rewire your money mindset, and create rituals that lead to unapologetic wealth. From building your Bye-Bye Buffer to investin...

Today we’re diving into a different kind of STD… one that spreads through love, trust, and silence: sexually transmitted debt.

This can look like a romance scam, on the other hand it can also look like the thing we just do in a relationship.  Today I want to bust the money myth that we need to go along with what our significant other is doing in their business, that its somehow our responsibility to support our new partner and how ...

We all think we’re supposed to look after everyone our partners, our parents, our kids, our grandkids. But what happens when that “responsibility” becomes a financial trap? This week I’m diving deep into the messy middle of money and relationships when love, obligation, and trust get tangled up with bank balances.

I’ll take you inside real-life stories from workshops and coaching sessions:

• When a partner’s business collapses ...

Australia is on the brink of the largest intergenerational wealth transfer ever. Between $3.8 and $5 trillion will move from boomers to the next generation. Women will inherit 65% of it.

In this episode of My Happy Money Journey, Phoebe dives into the realities of inheritance:

• Why women inherit more, later in life

• How divorce, blended families, and “the eldest daughter effect” complicate things

• The sandwich generation’s s...

When you’re over 50 and suddenly find yourself without a job, it’s more than a career hiccup it’s a seismic life shift. Add menopause, aging parents, adult kids moving home, or divorce, and it’s a perfect storm.

This week, Phoebe dives into the uncomfortable reality: women over 55 in Australia take, on average, 20 months to find new work (seriously) more than double the time of younger candidates. But that “forced pause” can be t...

It could have been the worst week...but my money systems saved me!

This week is all about where the money systems you have really count.  No its not when you look at your bank account, its when life hits the fan and everything falls apart. Because not all rich girl habits are about designer handbags or passive income dreams. Some are about finally having a freezer full of food when you're too sore to cook… or a cash cushion that ...

Over a third of businesses in Australia are started by women over 35 and we’re doing it at almost double the rate of men. But we’re not just chasing profit,we’re chasing freedom, flexibility, and purpose. In this episode, Phoebe shares why so many women are walking away from the corporate treadmill to build something of their own and what it really takes to make your business financially sustainable.

From the untold story behind th...

In this episode, we’re ditching perfection and chasing progress, because financial freedom isn’t about doing everything “right.” It’s about healing your money wounds, learning the basics, and transforming your relationship with money using simple, consistent actions.

I’ll take you through:

• Why it’s time to stop faking it and start faithing it

• How money trauma shows up (even in high earners)

• The three-step formula to creat...

By choice or by chance, our lives change in our 40s and 50s. Kids grow up. Parents age. Relationships fracture. Careers stall. Suddenly, we’re carrying everyone — emotionally, financially, physically — and nobody seems to notice that we’re drowning.

This episode is raw and real.I’m digging into what it really feels like to be a woman in the thick of it: invisible, exhausted, expected to hold it all together… while secretly falling ...

It’s that time again — the ATO wants a date, and you’ve got receipts (somewhere, probably…). But what if we told you tax time isn’t just a necessary evil? It’s actually a chance to get financially fierce and turn your spring clean into a wealth strategy.

In this empowering episode, Phoebe breaks down:

• Why tax time is your secret weapon for building wealth

• How to rethink deductions (it’s not just about work expenses)

• The t...

Buying a home can be overwhelming — especially when life is messy. What if you’re going through a divorce? What if you’ve inherited a property? What if you just don’t know where to start?

Enter Antoinette Sagaria, powerhouse Buyer’s Advocate at Entourage Property. In this episode, she reveals how to make smarter, calmer, and far more strategic property decisions — no matter where you’re at on your journey.

From first‑time buyers fi...

💡 Superannuation might not be glamorous, but it’s one of the most powerful tools in your wealth-building toolbox. In this episode of My Happy Money Journey, Phoebe breaks down everything you need to know about super even if you think it's too late!

We talk about the real cost of ignoring your super, how to match your risk profile with your asset allocation, and why even if you’re within 5–10 years of retirement, it’s not too late ...

Feeling behind on investing? Wondering if it’s too late, too risky, or just too complicated? In this episode of My Happy Money Journey, I walk you through the exact steps to start investing—no jargon, no pressure. We’ll cover how to choose the right investment types for your age and goals, explain what ETFs, shares, managed funds and index funds actually are, and talk about diversification, risk, and returns.

Whether you’re just ge...

Welcome to another episode of My Happy Money Journey with Phoebe Blamey! This week, we're lifting the veil on debt and looking at it in a totally new light. Forget the stories of brown rice and Vegemite as you pay off your mortgage—it's time to rethink the "debt is bad" narrative and use it as a tool for building wealth. 🏡💡

In this episode, Phoebe dives into:

• The Real Cost of Debt: Understanding the difference between good ...

Bruised

💥 Episode Summary: If you’ve ever felt like money just slips through your fingers... or worse, like you’re not meant to be wealthy — this episode is for you.

Phoebe gets real about the emotional side of money — the stuff no spreadsheet can fix. We’re diving deep into the four core money wounds that quietly shape the way women save, spend, and sabotage their finances:

• The Safety Wound: when you save obsessively but ...

In this episode of My Happy Money Journey, we're getting deep into the story behind the story — your money story. This is the internal script that's been quietly dictating how you earn, spend, save, and feel about money. And let’s be honest, most of it isn’t even yours. It’s inherited. It’s outdated. It’s patriarchal as hell.

Phoebe unpacks how these generational money stories are passed down like cursed heirlooms — through grandma...

Ever been hit with an unexpected bill, a broken appliance, or a mini disaster that made you think, “How the hell am I going to afford this?” You are not alone—and you’re not powerless. In this episode, I’m diving into how to build a cash cushion that gives you peace of mind and power when life throws a curveball. We’re also getting into some clever, practical ways to find fast cash right now (no, not selling a kidney).

I’ll tell yo...

Is your grocery bill making you want to cry into your $9 toothpaste? Same. But you don’t have to just accept ridiculous prices as your new normal. In this punchy, practical episode, Phoebe Blamey shares her no-nonsense grocery shopping playbook so you can own your finances, not hand them over every week without thinking.

You'll learn exactly how to:

• Plan before you shop to avoid the accidental "10 tins of tomatoes" situation

...