Life changes as we get older. Kids grow up. Parents need care. Divorce, grief, and career curveballs can hit hard and suddenly, by choice or by chance, you’re in the financial driver’s seat. My Happy Money Journey is the go to money podcast for women over 40 in Australia who are ready to take control of their finances, pay off debt, buy a home, invest build wealth, and live a fabulous life! Phoebe Blamey is a bestselling author, former award winning financial services business owner turned small business coach. The podcast explores real conversations about money, midlife transitions, financial freedom, and difficult topics like sexually transmitted debt, death, inheritance and spending, all while making money simple, manageable and doable. This is real money talk for real people. Super qualified Phoebe has a Graduate Certificate in Financial Planning, a Diploma in Mortgage Broking, an MBA, and a Graduate Certificate in Executive Coaching Phoebe brings 20+ years of expertise to help women heal their money stories, make smart financial choices, and thrive in this powerful life stage. Disclaimer: The information in this podcast is general in nature and does not constitute personal financial advice or recommendations.
This week’s episode is basically a Christmas ornament box full of truth bombs: sparkly, slightly chaotic, and filled with things you forgot you put away years ago… until you open it and go, “Oh damn, there’s my dream.”
Phoebe dives into the messy, magical moment she realised she has stepped into the life she dreamed of five years ago — without even noticing it happening. Hosting the founding round of the Million Dollar Conspiracy, ...
Christmas is not a Hallmark movie.
It’s three family lunches in one day, a group chat on fire, 47 “last chance” sales emails, and somehow you’ve become the caterer, the Uber driver, the therapist and the bank. Again.
In this pre Christmas episode we are talking about the pressure cooker that is the holiday season – and how you can do it differently.
We expolore how old family roles, money wounds and expectations collide in Decembe...
OK so you are not a numbers person - I can show you how to start making some good money decisions anyway! Welcome to the leading money podcast for mid life women in Australia. This week we dig deep into money myths, why a move into your divine feminine might feel like you are NOT doing better with your money, how not knowing can be dangerous and what are the three steps you can take right now to understand your finances.
If you are...
It’s finally here… the financial Olympics of the year. Black Friday to Cyber Monday is loud, chaotic, tempting, and honestly? It can be BRILLIANT — if you shop with strategy instead of spiralling.
In this episode, I’m breaking down the psychology behind the sales, how retailers use scarcity + urgency to make us overspend, and why midlife women are uniquely targeted (and uniquely powerful when we shop intentionally).
We cover:
There are four steps to financial freedom and none of them involve being good!
Today, on Australia's leading money podcast for mid life women let’s bust a myth. There is no right way to do money. The only right way is the one that fits your life, your experiences, and your dreams.
We’ve been told for too long that money follows a straight path: get a job, buy a house, build a portfolio, retire. But life doesn’t work that way and ne...
Imagine waking up one morning and actually feeling in control of your money. No more dread when you open your banking app — just calm, confident clarity. This episode is your invitation to get there.
Phoebe takes you through the three big phases of transformation: Reclaim, Redefine, Rebuild. You’ll uncover the hidden stories and cultural conditioning that keep women stuck in financial fear and start rewriting your script for wealth...
There seem to be two seperate camps when it comes to money coaches...some are all about healing your inner child so you can manifest the life of your dreams, and the others are all savings jars, spreadsheets and budget planners. I don't think you can do one without the other! Even the gurus check their bank accounts, and if they don't then what will they do when they manifest their millions?
In this episode of My Happy Money Journ...
This week we are rebooting one of your favorite episodes. Here is to the financial Febfast you can take anytime!!
Here is a link to the 30 Day Spend Cleanse course designed for you to kick the low value spending habits and bring in some money joy!!
Financial FebFast: A Spend Cleanse for a Mindful Money Resetthank you to our sponsors at Entourage: https://entourage.com.au/
Ever wonder where your money disappears each month? Strugg...
This is my very own story. It took me to sort my money out. I hid from it, I impulse shopped, I did a ton of low value spending...I never looked at my account unless I was transferring money at the checkout after my card declined.
I did ALL the dumb things.
and then I made a shift...and today I am sharing that with you.
I’m bringing it all together. This isn’t just about spreadsheets or financial hacks. It's three shifts (in no pa...
You know that money thing you know you should be doing, but somehow you never get around to? Yep today we are building your emergency fund.
In this episode I am going to show you how to save like a squirrel hoarding nuts for winter. This is your money, your financial freedom and possibly you FU fund. Whatever you call it, it is more than just a pile of cash. It’s peace of mind. It’s freedom. It's the stash that lets you walk awa...
🔥 5 Habits to Build Financial Confidence (That Aren’t Budgeting B.S.)
If you’re done living pay-to-pay, done people-pleasing with your wallet, and absolutely DONE playing small with your money this episode is your wake-up call.
Phoebe breaks down the five everyday habits that help you rebuild confidence, rewire your money mindset, and create rituals that lead to unapologetic wealth. From building your Bye-Bye Buffer to investin...
Today we’re diving into a different kind of STD… one that spreads through love, trust, and silence: sexually transmitted debt.
This can look like a romance scam, on the other hand it can also look like the thing we just do in a relationship. Today I want to bust the money myth that we need to go along with what our significant other is doing in their business, that its somehow our responsibility to support our new partner and how ...
We all think we’re supposed to look after everyone our partners, our parents, our kids, our grandkids. But what happens when that “responsibility” becomes a financial trap? This week I’m diving deep into the messy middle of money and relationships when love, obligation, and trust get tangled up with bank balances.
I’ll take you inside real-life stories from workshops and coaching sessions:
When a partner’s business collapses ...
Australia is on the brink of the largest intergenerational wealth transfer ever. Between $3.8 and $5 trillion will move from boomers to the next generation. Women will inherit 65% of it.
In this episode of My Happy Money Journey, Phoebe dives into the realities of inheritance:
Why women inherit more, later in life
How divorce, blended families, and “the eldest daughter effect” complicate things
The sandwich generation’s s...
When you’re over 50 and suddenly find yourself without a job, it’s more than a career hiccup it’s a seismic life shift. Add menopause, aging parents, adult kids moving home, or divorce, and it’s a perfect storm.
This week, Phoebe dives into the uncomfortable reality: women over 55 in Australia take, on average, 20 months to find new work (seriously) more than double the time of younger candidates. But that “forced pause” can be t...
It could have been the worst week...but my money systems saved me!
This week is all about where the money systems you have really count. No its not when you look at your bank account, its when life hits the fan and everything falls apart. Because not all rich girl habits are about designer handbags or passive income dreams. Some are about finally having a freezer full of food when you're too sore to cook… or a cash cushion that ...
Over a third of businesses in Australia are started by women over 35 and we’re doing it at almost double the rate of men. But we’re not just chasing profit,we’re chasing freedom, flexibility, and purpose. In this episode, Phoebe shares why so many women are walking away from the corporate treadmill to build something of their own and what it really takes to make your business financially sustainable.
From the untold story behind th...
In this episode, we’re ditching perfection and chasing progress, because financial freedom isn’t about doing everything “right.” It’s about healing your money wounds, learning the basics, and transforming your relationship with money using simple, consistent actions.
I’ll take you through:
Why it’s time to stop faking it and start faithing it
How money trauma shows up (even in high earners)
The three-step formula to creat...
By choice or by chance, our lives change in our 40s and 50s. Kids grow up. Parents age. Relationships fracture. Careers stall. Suddenly, we’re carrying everyone — emotionally, financially, physically — and nobody seems to notice that we’re drowning.
This episode is raw and real.I’m digging into what it really feels like to be a woman in the thick of it: invisible, exhausted, expected to hold it all together… while secretly falling ...
It’s that time again — the ATO wants a date, and you’ve got receipts (somewhere, probably…). But what if we told you tax time isn’t just a necessary evil? It’s actually a chance to get financially fierce and turn your spring clean into a wealth strategy.
In this empowering episode, Phoebe breaks down:
Why tax time is your secret weapon for building wealth
How to rethink deductions (it’s not just about work expenses)
The t...
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
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If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!
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