OnTrack with Milford

Are you starting to panic over global conflict and how it could affect your investments? Milford Financial Adviser Gareth Stythe talks to Toni, Jase and Sam on Coast, about the reasons things aren’t as uncertain as the seem.

Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks to PJ and Matty from The Hits about three key changes to KiwiSaver which were announced in the recent Government Budget. He talks through how those changes might affect you, and what it could mean for your future retirement savings.

It’s not too late to receive the $521 Government KiwiSaver contribution – but you need to be quick. Head of KiwiSaver at Milford, Murray Harris, talks to Bree and Clint from ZM about how to ensure you receive the full – or partial – payment by meeting all requirements before 30 June.

Are you on track to receive the full KiwiSaver government contribution?  Head of KiwiSaver at Milford, Murray Harris, talks to PJ and Matty from The Hits about what you need to do before the deadline of 30 June, to ensure you don’t miss out.

Did your KiwiSaver balance dip through the April market volatility? Head of KiwiSaver at Milford, Murray Harris, talks to Bree and Clint from ZM about why ups and downs are normal and not a reason for concern.

Are you worried about your KiwiSaver balance with all the uncertainty in the world? Head of KiwiSaver at Milford, Murray Harris, talks to Bree and Clint from ZM about why you don’t need to panic. 

Research has shown that women retire on average with 25% less money than men. Milford Financial Adviser Nicky Reid explains the reasons why to Toni, Jase and Sam on Coast, including time out of the workforce and level of income.

Do you need significant wealth to start investing? Milford Financial Adviser Nicky Reid debunks with myths with Toni, Jase and Sam on Coast.

So, you’ve retired – what now? Milford’s Head of Wealth Management, Philip Morgan Rees, talks with Toni, Jase and Sam on Coast, about why a retirement investment strategy is important to ensure your money lasts as long as you do.

How can you make your money work for you when markets are volatile? Milford’s Head of Wealth Management, Philip Morgan Rees, talks with Toni, Jase and Sam on Coast, about why markets don’t like uncertainty, why staying the course is wise, and the upside when share prices fall.

Diversification is something everybody recommends – but what exactly does it mean or look like?  Financial Adviser Jess Travers talks with Toni, Jase and Sam on Coast, about the four main investment types in New Zealand, and how each performs differently at different times in the economic cycle.

Investing can seem daunting from the outside but, as Financial Adviser Jess Travers explains, it’s easy to get started, and you don’t need much. She shares some tips with Toni, Jase and Sam on Coast, about how to take the first step into the world of investing. 

Need some top money tips for your 20s? Senior KiwiSaver Adviser Liam Robertson talks to Bree and Clint from ZM about what you can do to set yourself up for financial success.

What’s the best way to cut down credit card use? Milford Financial Adviser Gareth Stythe shares some tools with Toni, Jase and Sam on Coast, to help determine wants from needs, and take control of credit card debt.

If you’re in your 20s, Milford Senior KiwiSaver Adviser Liam Robertson has some great tips for getting on the path to financial security. He talks to PJ and Matty from The Hits about three key things you can do to help you reach your money goals.

The average KiwiSaver balance has risen to $37,000 (up $5,000) over the past year, according to stats released by the Retirement Commission. Milford Senior KiwiSaver Adviser Liam Robertson talks to Bree and Clint from ZM about proposed changes to raise that number even higher, including increasing the minimum contribution rates from 3-4%.

How would your KiwiSaver balance change at 65, if minimum contribution rates were raised from 3% to 4%, and matched by your employer? Milford Senior KiwiSaver Adviser Liam Robertson talks to PJ and Matty from The Hits about the Retirement Commission’s review to increase rates, and why it’s the right time to consider this.

If you have money invested, sell-offs are a part of the process, but are they are a reason to make changes to your investment? Milford Financial Adviser Gareth Stythe explains to Toni, Jase and Sam on Coast, why it’s important to be prepared for the ups and downs, and how to stay the course.

Most people would like a “choices” retirement rather than “no frills” – but is that achievable? Milford Senior KiwiSaver Adviser Liam Robertson gives Bree and Clint from ZM some guidance on setting your retirement goal, and how to reach it.