Real Talk with Matt

The government shutdown headlines have everyone talking — but not many people actually know what it means for lending.

In this episode of Real Talk with Matt, Anchor Home Loans President Matt Socci breaks down the facts, the fear, and the real performance data from his own pipeline — over 20 government loans closed during the shutdown, all in under two weeks.

Learn why FHA, VA, and Conventional lending are still thriving, how smart...

In this episode of Real Talk with Matt, we’re diving into one of the most powerful — and underrated — strategies homeowners are using right now: tapping their home’s equity without refinancing.

Matt breaks down how record-high home equity, steady mortgage rates, and the Fed’s outlook for 2026 are shaping the smartest moves in today’s housing market.

You’ll learn: • The difference between a HELOC and a second mortgage • How to use y...

In this episode of Real Talk with Matt, we’re tackling one of the biggest traps first-time buyers fall into — getting pre-approved the wrong way.

Matt Socci, President of Anchor Home Loans, breaks down the difference between a real pre-approval and the quick “paper pre-approvals” that can blow up a deal at the last minute.

He shares real-life stories from buyers who lost homes because their lender didn’t verify income or assets — a...

In this episode of Real Talk with Matt, we tackle one of the biggest myths in real estate — the idea that there’s such a thing as the “perfect market.”

Matt Socci, President of Anchor Home Loans, shares real stories of buyers who waited for rates or prices to change, only to find themselves paying more later — and others who took action and built thousands in equity.

He breaks down why waiting can cost you big, what’s really happen...

Title: “Why Mortgage Rates Could Drop — What the Treasury Yield Slide Means for You”

Description: In this episode, I break down what’s happening behind the scenes: the 10-Year Treasury yield recently hit a 6-month low, and that has ripple effects on mortgage rates. We’ll talk about:

• What the “10-Year yield” really means in simple terms

• Why mortgage rates tend to follow

• What buyers and homeowners should watch now

• My outl...

In this episode of Real Talk with Matt, we dive into the HousingWire report that rocked the homebuilding industry — the lawsuit accusing D.R. Horton and its mortgage arm, DHI Mortgage, of deceiving buyers with artificially low monthly payments. Matt breaks down how this happens when builders own the mortgage and title companies, what to look out for in your next home purchase, and how to protect yourself from p...

In this episode of Real Talk with Matt, host Matt Socci shares real stories from buyers and realtors and introduces his brand-new Homebuyer eBook — a free guide to help you understand the mortgage and real estate process from start to finish. Matt explains what’s inside the eBook, how it can help you or your clients, and why education is the key to successful homeownership. Available free at anchorhl.com or by messaging Matt or Tif...

In this episode of Real Talk with Matt, host Matt Socci breaks down one of the strangest housing market trends we’ve seen — lower mortgage rates, yet fewer buyers. Matt dives into what’s really driving the slowdown across Florida, Georgia, and Texas, from rising insurance premiums to unpredictable property taxes, and why so many potential homeowners are still sitting on the sidelines.

He explains how to look beyond the rate and und...

Motivation fades. Excuses pile up. And waiting for the “perfect moment” will keep you stuck forever. In this episode of Real Talk with Matt, I share the raw truth about why discipline — not motivation — is the key to success in business, real estate, and life.

We’ll break down the lies of motivation, the cost of waiting, and the risks of playing it safe. I’ll share powerful quotes, lessons from my own journey, and practical steps y...

Thinking about buying a home but tired of the sugar-coated answers? In this episode, Matt Socci (Owner of Anchor Home Loans LLC, NMLS 2733068, and Iron Gate Lending in TX) answers YOUR real questions — straight from social media. From down payments and credit scores to interest rates, appraisals, and what really happens behind the scenes, nothing is off-limits.

This is the no-fluff, no-BS conversation every buyer, seller, and even ...

In this episode of Real Talk with Matt, I reveal how realtors can win more offers, close faster, and stop leaving money on the table by leveraging the right lender partner. From pre-underwriting approvals and fast closings to creative financing strategies like bank statement loans and DSCR programs, I’ll share real examples of how deals get saved when others say no.

Stick around until the end for three quick nuggets you can use thi...

Mortgage rates are back in the low-to-mid 6’s — the lowest levels since October 2024. But does that really change the game for buyers and homeowners? In this episode of Real Talk with Matt, I break down the truth about today’s mortgage market, refinancing, and buying power.

Here’s what you’ll learn:

• Why a Fed rate cut doesn’t directly lower mortgage rates — and what really drives them.

• How millions of homeowners who bought ...

In this episode of Real Talk with Matt, I sit down with Ryan Paolucci from Marzucco Real Estate to dive into Florida’s real estate market. We talk about his journey as an agent, the challenges buyers and sellers face today, and the lessons he’s learned helping families achieve homeownership. Whether you’re buying, selling, or just curious about the state of real estate in Florida, this episode is packed with insights you won’t want...

“Can you really qualify for a mortgage without tax returns? In this video, Matt from Anchor Home Loans breaks down DSCR loans for real estate investors and self-employed mortgage options like bank statement and 1099-only loans. If you’re an investor, entrepreneur, or small business owner, learn how creative financing can help you buy or invest in property.”

DSCR loans, DSCR loan explained, self employed mortgage, bank statement l...

Join Matt Socci and Angelo Albano from Spring EQ as they delve into the dynamic world of HELOCs and second mortgages. Discover how current market trends and interest rates are shaping opportunities for homeowners to leverage their home equity. From debt consolidation to home renovations, learn how to navigate the financial landscape with expert insights and practical advice. Don't miss this engaging discussion on maximizing your fi...

After a five-month break, Matt is back on Real Talk with Matt to dive into the housing and mortgage markets as we head into fall. From shifting mortgage rates to buyer opportunities and seller strategies, this episode breaks down what’s really happening in real estate right now—especially in Florida.

Matt shares why buyers currently hold more negotiating power, how federal interest rate cuts could influence mortgage rates, and what...

Mortgage rates just made a major move — and if you're a homebuyer, homeowner, or real estate professional, this could be the window you've been waiting for.

In this episode of Real Talk With Matt, we break down:

• Why mortgage rates dropped and what's driving the change

• How buyers can unlock more purchasing power right now

• Why current homeowners with 7–9% rates should seriously consider refinancing

• What this shift means f...

📢 Real Talk with Matt is back with BIG updates in the mortgage and real estate world! In this episode, we’re covering:

✅ Mortgage Rate Update – What’s happening with rates and what it means for buyers & realtors. 📊💰 ✅ Calque Contingency Buster – How sellers can buy before they sell with just a $2,500 flat fee & 1% market price! No more contingent offers! 🏡🔥 ✅ Rocket Mortgage Jumbo Loan – The NEW...