SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom
Are you a full-time mom and/or caregiver drowning in debt? Do you feel overwhelmed by paying bills on time, daily grocery shopping, and constantly running low on gas? Are you missing out on your life, continuing to drown in debt? Do you wish you had the step-by-step guidance to attain your desired financial stability? Would you like to invest more and spend less? Are you ready to start living your dream with peace and confidence, and do things that bring you joy while caring for your loved one? Then you are in the right place. My mission is to help special needs moms like you take charge of your money with simple, clear systems - it’s time to show your money who’s in charge! In this podcast, you will find simple financial strategies that will free you from the debt keeping you up at night. You CAN gain confidence and control over your finances. Hi, I’m Diana, a special needs Mom, a wife, and a successful business owner with over 25 years of accounting experience. I tried to pay off my credit cards, car, student loans, and my mortgage. But the more money I earned, the deeper in debt I grew. I finally realized that if I were to find freedom in my finances, I needed a proven solution. So, using my accounting experience and years of research, trial and error, I created a plan that fit ME, a simple strategy that I could stick with, a lifestyle that made finances easy and fun. And now I am ready to share it with you! If you are ready for a step-by-step, simple, budget-based financial plan that is built for special needs moms in mind to get you out of debt, so that you can enjoy peace of mind, quality time with your kids, and more money in your pocket – this podcast is for you! Become an Insider: https://dianagalas.com/newsletter Connect on FB: https://bit.ly/timeforfacebook Work With Me: diana@dianagalas.com Check Debt-Free Budgeting Course: www.dianagalas.com
Episodes
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In today’s episode, we unlocked the secret to getting paid for both spending and saving—yes, it’s possible! I shared how to use your credit card strategically to turn everyday purchases into cash rewards, and how to build a stress-free savings habit with automated transfers, fun weekly challenges, and high-yield savings options. You’ll walk away with simple, actionable steps to organize your finances, protect your money...
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If you’re tired of paying off debt only to fall back in again, this latest blog post is for you. In “7 Simple Strategies to Stop Falling Into Debt Again,” you’ll find quick, practical tips made for busy moms—especially those navigating the unique demands of raising a special needs child. From using a 2-line budget to identifying emotional spending triggers, this guide offers doable solutions that fit your real life. It’...
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In this enlightening episode of Simple Money Systems, we sit down with Caroline Henderson, a homeschooling mom of four, holistic wellness advocate, and the voice behind the Healthy Habits for Moms podcast. Caroline shares her journey of integrating small, intentional habits into daily life to foster clarity, reduce financial stress, and cultivate peace.
Key Takeaways:
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The Power of Small Habits: Caroline emphasizes...
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What if saving money didn’t feel like pressure, guilt, or overwhelm—but something you actually enjoyed?
In this episode of Simple Money Systems, we’re breaking down two powerful (yet simple!) routines that can help you build confidence, spend with intention, and create a peaceful rhythm with your money. No complicated budgeting. No all-or-nothing pressure. Just small, consistent steps that make a big difference.
You’ll ...
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In today’s episode, we explore two powerful, simple, and actionable strategies to help you start saving money and spending less—without sacrificing the things that matter most. Whether you're juggling life with a special needs child or just trying to make ends meet, these two techniques will help you create financial peace and start living the life you deserve, right now.
What You’ll Learn in This Episode:
- Set Dail...
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Today we’re tackling that head-on with three simple, real-life money habits that can help you take back control of your spending and start saving with ease.
In this episode, we’re diving into:
- Why daily money check-ins are a game changer
- How to align your spending with your biggest goals
- The surprising freedom that comes from setting smart spending limits
These aren’t complicated systems—they’re small, doable...
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Struggling with last-minute dinners, wasted groceries, and blowing your food budget? This episode is for you! In Meal Plan Like a Pro, I'm breaking down 7 steps to help you meal plan efficiently, grocery shop strategically, and meal prep without the overwhelm.
✅ Eat healthier ✅ Save time ✅ Reduce food waste ✅ Spend less money
Whether you’re a busy parent, a working professional, or just tired of the “what’s for dinner?”...
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In this episode, we dive deep into the life-changing Debt-Free Budgeting Course and explore how this journey is transforming lives — one budget at a time. From getting clear on your financial picture to mastering the mindset that leads to financial freedom, this course has helped thousands of people not just eliminate debt, but become better versions of themselves including me.
💛 Happy listening!
The discount code: HA...
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In this milestone 100th episode, we’re celebrating YOU and the incredible journey we’ve been on together. I’m reflecting on how podcasting has not only changed my mindset but also helped me improve my own finances. Plus, I’m sharing some exciting news—a special 50% off discount on the course that’s designed to help you transform your life, reduce debt, and start building the life you deserve!
This episode is all about e...
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In this powerful and uplifting episode, we sit down with Danielle Shanks—a thriving mom, grandmother, and unstoppable investor who lives each day with cerebral palsy but refuses to let it define her limits. Danielle opens up about her journey of building wealth from the ground up, managing money with intention, and leaving a legacy that inspires her family and community. Her story is one of courage, discipline, and visi...
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Does money feel like it’s constantly slipping through your fingers, no matter how hard you try? You’re not alone. In this episode of the Simple Money Systems Podcast, we’re diving into the real reasons why so many people—especially special needs moms—feel overwhelmed and out of control when it comes to their finances.
In this episode, we’ll talk about:
- Emotional spending and “survival mode” swipes
- What cash outflow...
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When you ditch debt, something wild happens…
You don’t just get your money back – you get YOU back.
🔥 Your confidence
🔥 Your clarity
🔥 Your choices
You wake up your inner Lion – and she’s not playing small anymore. No more begging for breaks or borrowing peace. You are focused, fearless, and finally FREE.
❤️ You move different.
❤️ You think different.
❤️ You build different.
Because when you embrace a debt-free lif...
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In this episode, we break down The Power of the Step-by-Step and how following simple, actionable instructions can lead to big financial victories. Whether you're aiming to tackle debt, grow your savings, or start investing, we discuss the importance of taking small, manageable steps to make lasting financial progress. Tune in to learn how a step-by-step approach can help you move from feeling overwhelmed to feeling emp...
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In today’s episode, we’re breaking down five practical steps you can start using right now to create a powerful morning routine that sets the tone for a peaceful, productive, and intentional day. Whether you're managing a busy home, work schedule, or caregiving, these habits will help you move from chaos to clarity—one morning at a time. You don’t need hours or perfection—just intention. These five simple steps can tran...
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Are you ready to stop stressing about money and start building a future you can feel excited about? In this episode of the Simple Money Systems podcast, we’re diving into 5 proven strategies that can help you take control of your finances for the long haul.
Whether you're just starting out or looking to level up, these simple and powerful steps will help you build momentum, reduce overwhelm, and move toward a life of pe...
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Overwhelmed by trying to “do it all”? In this episode, we’re ditching the perfection pressure and embracing simple systems that bring peace, not panic. Whether you’re juggling work, kids, or just life, these 4 practical strategies will help you create calm, save time, and steward your money with purpose. No fancy apps or 10-step routines—just doable rhythms that actually fit your real life.
What You’ll Learn: How to pla...
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Are you still battling your money giant? Does it feel like this giant is consuming every corner of your life, creeping into your relationships, your dreams, your peace of mind? There’s nothing that can’t be solved.
In this episode listen how you can change financial burden into your action plan:
- Get Clear on What’s Important to You
- Define Your Focus
- Align Your Finances with Your Life
- Identify Your Driver
- Take One S...
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In this episode, we’re diving into how to save money, even when every dollar already has a job. If you’ve ever felt like there’s just no wiggle room in your budget, this one’s for you. The truth is, money is a tool, not your master, and when you align your spending with your values and goals, you give every dollar purpose. Learn how to shift your mindset, stop battling your finances, and start building a bridge toward t...
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Ever heard of a Personal Financial Statement but weren’t quite sure what it was, or why it matters? In this episode, we’re breaking it all down in simple terms. Learn what a Personal Financial Statement is, why it’s a powerful tool for tracking your financial health, and how it can help you improve your net worth over time. Plus, we introduce the concept of a two-line budget—an easy, no-stress way to stay on top of your...
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Borrowing against your home to pay off credit card debt sounds like a good idea – until it isn't. The key to true financial freedom isn’t wiping out debt, but changing the habits and systems that created it in the first place.
Friend, if you’re considering using home equity to pay off credit cards, ask yourself: What happens if this doesn’t work? Because you don't want to end up in an even deeper financial hole. Many pe...
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