In this episode, I speak with Ritwik Ghosh, co-founder of Seedflex, a brand new embedded SME lending fintech.
Ritwik started his career in banking but quickly moved into consulting at Oliver Wyman, where he focused on retail and SME financial services across South and Southeast Asia. For the last 5 years, Ritwik served as the Regional Head of Lending at Grab, where he drove the growth of embedded credit products for drivers, merchants, and consumers in the Grab ecosystem.
Ritwik also happens to be my former boss from when I led the regional driver lending business at Grab, and I am thrilled that he is sharing his newest venture on the Green Room.
Seedflex is bringing lending to SMEs with a pay-as-you-sell approach and modular technology. Seedflex was founded in September of 2023 and is launching operations across Southeast Asia, starting with Malaysia. You can learn more about Seedflex by visiting seedflex.com.
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