October 14, 2025 • 36 mins
Today on the Jimmy Barrett Show:
- What's happening with flood insurance?
- Decorations
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Episode Transcript
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Speaker 1 (00:02):
Well, what we need is more common sense.
Speaker 2 (00:10):
Breaking down the world's nonsense.
Speaker 1 (00:12):
About how American common sense.
Speaker 3 (00:13):
Will see us through With the common sense of Houston,
I'm just pro common sense.
Speaker 2 (00:18):
For Houston from Houston. This is the Jimmy Barrett Show,
brought to you by viewind dot Com. Now here's Jimmy Barrett.
All right, So have you, by the way, happy Tuesday.
Have you gotten into Halloween at all yet? Just getting
started at our house. I'm one of those people. I
(00:40):
don't like rushing the holidays. I see no reason to
put Halloween decorations up in September. Now. I will admit
there will be some Christmas lights on my house before
the month of October is over with, but that's just
to get the discount on the lights. They It's not
like they're going to be turned on or anything. And
I'm all right minimalists when it comes to Halloween. And
(01:01):
I realize that I'm in the minority here because a
lot of people put as much and sometimes even more
effort into Halloween as they do it Christmas. I'm not
quite sure why that we've gotten that way, but we have.
I guess it's a fun holiday and it's kind of
a pagan holiday, and maybe we're becoming pagans. But a
lot of my neighbors had their Halloween decorations stuff. They've
(01:23):
had them up for several weeks. Some of them started
putting them up after Labor Day. I just now got
a ghoulish looking thing hung on the door. It's the
same one I've used every year for as long as
I can remember. And a pumpkin on the front porch.
That's it. That's the end of my Halloween decorations. I'll
save everything else for Christmas, so at least that's ready
to go now. But the lott stories are coming in
(01:46):
about Halloween, and I'll share a few with you right now,
including a poll that I got a big kick out of,
a poll by CBS. Do they sell a lot of
Halloween candy a CVS. I know they have candy, I
just didn't know that CBS was a logical choice to
go to to buy your Halloween candy. Where where do
you buy your Halloween candy? You get it at the supermarket.
(02:06):
I usually get it at Sam's Club. We belong to
Sam's Club, or you know, you may get it at Costco.
Not even so much because of the price as it
is about in our case, you know, we're kind of
show offs when it comes to Halloween candy. We don't
get those little miniature candies. We get the full sized
(02:27):
candy bars. You come to our house, you get the
full sized candy bars. Now they're not as big as
in as impressive as they used to be, but they
are still impressive compared to the miniatures that most people get.
So I usually end up at Sam's Club buying the
Halloween candy because that's the easiest place to buy full
sized kit cats and Hershey Bars or you know, whatever
(02:50):
it is we're going to be passing out any any
given year. I don't worry about, you know, no knots
or any these other things. You know, it's up to
parents to troll their kids and they see there's a
candy bar and there their kid can't eat and remove it.
I'm not I'm not going to, you know, take away
peanuts from every other kid just because your kid can't
have peanuts. I'll leave that up to you to figure
(03:11):
that one out. But I asked the question this morning.
We'll get to that in a second. But I asked
the question this morning about the most unusual thing you
have ever gotten or given for Halloween, and I meant
treats by saying it. I think a lot of people
maybe got confused by my question and answered in ways
that were really worth the topic. But that's okay too.
(03:33):
One of the things that I found out in this
poll from CBS, though, is that the average family that
stocks up on candy early almost always finds that it's
a mistake. And the reason why its mistake is because
they eat it all. They eat it all before the holiday,
sometimes they go through it twice. Were you allowed I was.
I don't know about you know, today's kids, but when
(03:56):
I was a kid, I wasn't allowed to get into
the Halloween candy staf Back then, I'm pretty sure I
didn't even know where it was. My mother was pretty
strict about that stuff. She didn't let us get into
the Halloween candy. So I guess my question is is
it mom and dad that are eating all the Halloween
candy or do the kids know where the stash is
and they're getting into it. So anyway, other things about Halloween.
(04:20):
According to the survey, one in four said they had
years where they had to restock three times or more
because they ate all the Halloween candy. Fifty five percent
said they usually have to run out and buy more
candy at the last second, no matter what. Sixty two
percent consider themselves to be Halloween people. Forty three percent
say they usually go all out for Halloween when that's
(04:42):
what makes Halloween special. The top responses were candy, costumes,
fall atmosphere, and spooky vibes. The average person will spend
just under five hours and thirty minutes pulling their costume together,
with hair and makeup taking the longest. I'm going to
say that that's driven mainly by women. Forty three percent
will have to run out last minut to grab some
finishing touches for the costume. Half of people who decorate
(05:05):
their house think that they've got the best decorations in
the entire neighborhood, and not everybody's handing out Kenny. And
this is what prompted my question. Forty percent of people
with tricker treaders plan to have non food items on
hand at least as a backup for kids with allergies. Well,
if you have allergies to things that are in candy,
why would you want trick or treating anyway? That they
(05:28):
got my attention forty percent. Now. I remember a neighbor
when I was a kid who had a jar full
of pennies that they put out on the on the
front porch, and it was kind of like a serve
yourself kind of thing. I've had some neighbors who do
serve yourself thing by putting candy out on the porch.
They don't want to have to get up and answer
the door. They just put the sign out, you know,
(05:49):
please just take one. And of course people go there
and they grab a whole bunch of them and they're
gone before you know it. But so I asked our
listeners this morning on katrh most unusual thing you've either
given out for Halloween or received for Halloween. Here's some
of the answers we got.
Speaker 4 (06:06):
Jimmy Kevin from Texas City several years ago on Halloween,
I got a kolonoscope, not exactly a fun mine.
Speaker 5 (06:13):
Autumny on Lake Conra over there on the north side
in the hood, in the ghetto, the bully boy neighbors
would give out rocks in aluminum full and then it
only takes me about five minutes or so to get
my beetle juice costs through home because I looked like him, naturally.
Speaker 6 (06:32):
Horn Jimmy cool sanevergotten was a dollar trigger treating is
in trigger treating style envelope? Had it were the cutout
with the George Washington face. Pretty cool? That was awesome.
I don't get out candy. Just gonna give you guys
a heads up.
Speaker 7 (06:53):
Our house is dark.
Speaker 6 (06:54):
I'm in bed by seven thirty eight o'clock. I'm up
at three in the morning heading to the gym.
Speaker 2 (07:00):
But we still let the tricker traders come, you know,
most of it. I don't know about your house, but
in my house, all the younger kids are over and
done with by eight o'clock. I don't care about teenagers.
I don't think teenagers should be out there trick or trading.
To you, if you're if you're like sixteen seventeen, you
shouldn't be out trick or treading. That's for the kids,
(07:21):
not for young adults. At sixteen or seventeen, you're too
old to be out there trick or trading.
Speaker 8 (07:26):
Let's year, we ran out of Halloween candy, so we
started handing out individually wrapped prunes, and the trick or
treaters just kind of looked at them and then shrugged
their shoulders and walked away.
Speaker 1 (07:41):
Hi, this is Angie calling from the Rio Grand Valley.
So growing up in Houston, the wordest thing I ever
got trick or treating was a box of Raisins. Once
we got home, I have Raisins. Like, who wants raisins?
Speaker 7 (07:56):
We want?
Speaker 1 (07:57):
We want chocolate bars.
Speaker 2 (08:00):
Yeah, nobody wants Nobody wants raisins, that's for sure. Right,
A quick, a little break back with one a moment
Jimmy Barrett Show here on AM nine fifty KRC. All right,
(08:24):
this is uh. We'll start a segment to today with
like a continuation. I think of a topic I brought
up yesterday, and I fully I fully meant I'm a
little bit more interested in this political race because I
spent so many years in Virginia, and I'm familiar with
how politics works there. I was in Richmond, which is
the capital of Virginia, and I certainly talked to my
(08:46):
fair share of politicians, met and knew my fair share
of politicians when I was in Virginia. So I have
found it very hard to believe that the Democrat candidate
for Attorney Generals still has a lead, although it's razor
thin at this point. This is the guy, Jay Jones
(09:07):
is his name, who the unsurfaced text of him threatening
another lawmaker and the lawmaker's kids and saying how he'd
like to see them all killed, and just, I mean,
really inappropriate behavior from somebody who's going to be the
attorney general of the top law official in the state,
advocating the murder of people he doesn't agree with politically.
(09:32):
And yesterday I played if you were tuned in yesterday,
I played a clip from the last gubernatorial debate where
the Republican is trying to get the Democrat Abigail Spamberger
to respond to why she continues to support this guy
being on the ticket, and she just stood there in
stony silence, and you know, it to become a national
(09:54):
story when Greg Guttfield is giving his take on it.
So here is Greg Guttfeld and Tom Shlou from Guttfeld's
Late night show last night, you know, playing a clip
of that moment in the debate where sears the Republican
is trying to get Spamberger, the Democrat, to answer questions
(10:16):
about the attorney general candidate, Jay Jones. They start with
that and then give their thoughts.
Speaker 9 (10:21):
J Jones advocated the murder, Abigail, the murder of a man,
a former speaker, as well as his children who were
two years, two and five years old. You have little girls.
What would it take him pulling the trigger?
Speaker 5 (10:36):
Is that?
Speaker 10 (10:37):
What would do it?
Speaker 9 (10:38):
And then you would say he needs to get out
of the race, Abigail. You have nothing to say, Abigail, Jesus,
what if he said it about your two children, your
three children? Is that when you would say he should
get out of the race, Abigail.
Speaker 4 (10:57):
Now we know what it takes to shut up a democrat,
the plain and obvious truth Spanburger then took a page
from the Biden school of debating by freezing up and
staring into space. At least you didn't your pants that
we're aware of, But rough and I didn't end there.
Here's are cowardly ducking. A question on men and women's
(11:18):
locker rooms.
Speaker 11 (11:19):
Would you rescind the Young and Administration policy requiring boys
and girls to use bathrooms aligning with their biological sex.
Speaker 2 (11:27):
You have thirty seconds.
Speaker 10 (11:29):
My priority would be to ensure that local communities, importantly,
parents and teachers, educators are able to work together to
meet the unique needs of each school in each community girls,
and that isn'tant And I say that, m So.
Speaker 4 (11:46):
That's where Spanburger stands on protecting females. If their dad's
are Republican, there's a target on their backs.
Speaker 2 (11:53):
But if they stand up to pee.
Speaker 7 (11:55):
You go, girl, just make it into the urinal.
Speaker 4 (11:59):
Tom Ah, what did you make of her strategy of
remaining silent?
Speaker 12 (12:06):
It was unbelievable. It was so entertaining to watch. She's
just staring straight ahead. She's thinking if she stays so still,
maybe nobody will see her. Yes, they'll forget she's even
in the debate. It reminds me like when I take
my dog for a walk. It will sometimes see a
rabbit on the lawn and the rabbit just sits there
like yeah, like the dogs and the dog is he
(12:29):
could eat you right now, but they just stay still.
Or when my kids were young, they and we would
play hide and seek. They would just cover their eyes
and they thought they disappeared. I was like, oh, you
think you're not here anymore?
Speaker 2 (12:40):
Huh. Yeah, yeah, it doesn't work usually in a end
of debate, though, yep. The only thing that saved you
may recall the Spamberger in that case was the bell
went off for the end of the question, and I'm
not one hundred percent certainly it went off because of
the time limit, because it was just too well placed.
(13:01):
But yeah, that didn't go so well. And speaking of
politics and not going so well, I mean, I guess,
I guess we'll call this the argumentative section. George Stephanopoulos
over an ABC. I mean, the guy has cost ABC
multi multi millions of dollars in lawsuits because of the
(13:21):
untruce he has told on the air, and that has
not stopped him at all. So I don't know, does
he like have something on the president of ABC News
that he can continue to get away with this stuff?
He kept asking, he had jd Vance on the Vice president,
he had jd Vance on, and he kept peppering questions
(13:44):
about this FBI tape of Tom Homan accepting money, which was,
by the way, not illegal. What happened in that particular
case has been completely misreported. But George Stephanopoulos, obviously looking
for anything he can use as a potential scandal against
the Trump administration, kept asking over again. Finally jd Vance
had had enough of it. Take a listen to this exchange.
(14:04):
Well was caught on the.
Speaker 11 (14:05):
Tape you're saying right now, you don't know whether or
not he kept that money.
Speaker 13 (14:08):
I don't know what tape you're referring to, George. Here's George,
why fewer and fewer people watch your program and why
you're losing credibility because you're talking for now five minutes
with the Vice President of the United States about this
story regarding Tom Holmant. Right now, we're trying to figure
out how to pay our troops because Chuck Schumer has
shut down the government. You were focused on a bogus story.
(14:29):
The American people would benefit much more from that than
from you going down some weird left wing rabbit hole.
Speaker 2 (14:35):
It's not a weird left wing rabbit hole. I didn't
insinuate anything. I asked you whether Tom Holman.
Speaker 11 (14:39):
Accepted fifty thousand dollars, as was heard on an audio
tape recorded by the FBI in September twenty twenty four,
and you did not answer the question.
Speaker 7 (14:47):
Thank you for your time this morning.
Speaker 12 (14:48):
No Orge, I said that I don't up next, We'll
be right.
Speaker 14 (14:51):
Back shut him down.
Speaker 2 (14:53):
That got awkward.
Speaker 14 (14:54):
So, Dana, you and George Chaffanopplis share a very similar
career directory You've both started in the Why House. You
came into the public sphere as communications people talking on
behalf of the various presidents that you represented, and now
you're both superstars. However, I don't know.
Speaker 15 (15:13):
I think he would say that he was much more
of a bigger star than me, sure than you.
Speaker 8 (15:17):
What did he do?
Speaker 14 (15:18):
What did he do wrong?
Speaker 7 (15:19):
There?
Speaker 3 (15:20):
Well, it's very fine.
Speaker 15 (15:21):
I would say. Everyone gets a choice on what you
want to ask about, and the person you're interviewing gets
a choice on how they want to answer. And JD.
Vance is a very skilled communicator and he can take
any topic and turn it around. And I think one
of his main points is that you expect people in
the country to be worried about Tom Homan in September
(15:42):
twenty twenty four and the FBI tape, and that they've
already addressed it. Maybe not to George Stephanopulos's satisfaction, Okay,
but if that's what you choose to answer or to
ask about, then Jady Vance has every right to say, wait,
you don't want to talk about the fact that the
troops are troops might not get paid because if we
can't get the government to work together on this, and
(16:03):
George knows how the whole system works. But again, everybody
gets a choice, and that's just the one that georgeph
Woffas made on that day.
Speaker 2 (16:09):
Yeah, mak, he doesn't want to talk about the shutdown.
None of the mainstream media wants to talk about the
shutdow unless they can frame this as being President Trump's
fault somehow. And then you've got kind of our final
example here of angry people on the left. I mean,
the poster child for that right now is Katie Porter.
We've talked about her, the Democrat running for governor in California.
(16:33):
I had Kyle Sinclair, he's a Texas congressional candidate, on
this morning to talk about what is with these entitled
angry liberal women. Here's how that conversation went. What is
your take on, Katie Porter?
Speaker 3 (16:49):
Yeah, I mean, I think the dialogue you had on
is absolutely true. I mean, first off, the behaviors atrocious,
and nobody who's in a leadership position or act or
going for theaship position should have a history of this
because history will repeat itself. The second thing is I
think it's so true, which is the media's turning up
blind eye to this. They did it on the national
(17:09):
level with the prior Vice President Kamala Harris and her
divisible record that she had of turnover a staff too.
So we have a history of this in our nation,
unforcedate on the democratic side, where the media is protecting
the left's atrocious behavior.
Speaker 2 (17:26):
Well, and I think, God, but thank us legitimate concern that. Obviously,
she had all the questions with the CBS correspondent lined
up ahead of time, and when the correspondent had the
nerve to ask a follow up question, Yo, it threw her.
She didn't want to have to deal with that.
Speaker 3 (17:44):
Yeah, you know, that's ridiculous. I mean, that's how interviews
should go. And if you see something as an interviewee,
you should be able to ask the questions. And the
right or the Republicans do not get that favoritism to
have the questions lined up. But again it goes back
to even Biden, Right, Biden had a script card who
to call on, what questions were next. I mean, that's
just how they roll through the media. I think what
it's seen now is the people are catching on and
(18:07):
I think a lot of people have woken up.
Speaker 7 (18:09):
They're tired of.
Speaker 3 (18:10):
It, and hopefully this behavior gets to continue to be
called out and people like that don't get treated favoritism
because it's disgusting behavior and it should not be in politics.
It should not be in leadership, and nobody deserves to
be treated like that, especially coming from a leadership position.
Speaker 2 (18:25):
Yeah, we've we've seen this story before. We've seen this
in Congress. We've seen a lot of congressional liberal females
treating our staff this way. Why are they so abusive
to their staff?
Speaker 3 (18:37):
You know, I don't have a question. I don't have
an answer to that because I don't think like them,
I don't act like them. I really don't know. But
it's not just liberal women. I mean, you see it
on the Democratic side. I mean again, so he's behaviors
that way. But I really don't know the answer to that.
I don't know why the entitlement is there, whether it's
a Karen you know behavior.
Speaker 5 (18:53):
Or just.
Speaker 2 (18:56):
Where's where's idly angered coming from? I don't know.
Speaker 3 (19:00):
I think because people aren't playing along, right, That's what
triggered this one that was caught on camera was the
reporter did not play along with her. And I think people,
like I said, are waking up. You're not going to
get favoritism in this country when you act that way,
and you shouldn't get it. And so I think anybody
who is the Republican candidate running against her from the
Groomer Tore standpoint should be calling her out, should be
(19:21):
calling the media out and doing that. What they should
do is also get a montlog of people that I've
worked for groomnicor candidate porter and create a video because
it is bad, bad, bad behavior.
Speaker 2 (19:38):
That is again Kyle Sinclair, he's running for Texas District
thirty or twenty one. I'm sorry twenty one. All right,
quick little break. We'll be back with Boring the Mom
and Jimmy Bartt Show. You're running M nine to fifty KPRC.
(20:12):
All right, We're gonna get into homeowners insurance here in
just a moment. Have you renewed your homeowners insurance? Here's
something and I'll get it. I'm gonna ask Richard Johnson
about this in just a moment from our morning show
interview earlier today. For those of you who have flood
insurance for any of your property and the flood insurance
(20:32):
is coming up for renewal, and your flood insurance comes
from the federal government, please know that you will not
be able to renew it as long as the government
shutdown is going on. And we'll get into more of
that in just a moment. First, I want to start
with this, is the whole northeast going socialist?
Speaker 3 (20:50):
Is that?
Speaker 2 (20:50):
What's going on here? The whole northeast of the country.
New York City has a socialist, well maybe a communist
running for mayor and he's likely to win. You've got
a very far left progressive in charge of Boston, and
both New York City and Boston now are talking about
(21:11):
opening up their government run grocery stores in New York.
I guess the idea would be to have one for
each of the boroughs. So there's four boroughs in New York,
there'd be one city run grocery store for each of
those boroughs, where supposedly the prices would be cheaper, which
I have a hard time figuring out how they're going
(21:32):
to pull that off. I mean, after all, it costs
money to buy groceries, even if you're buying this wholesale.
There's not that big a market on groceries. You ask
any grocery store operator, supermarket operator what their profit margin
is and you'll be shocked. And how relatively low. The
profit margin is so Kevin O Larry, he knows a
(21:54):
little something about capitalism, you know. They asked him what
he thought of this idea of the city of Boston
now wanting to open up their own city run grocery store.
Here's what he had to say.
Speaker 11 (22:06):
Well, there's bad policy, really bad policy, and then stupid policy.
This falls into the stupid policy category because what you're
really doing here is creating unfair competition amongst small retailer
grocers that are entrepreneurs and supporting their families. But you're
also causing the distribution system of food, and this is
(22:29):
why it doesn't work. Ultimately, the cost of acquiring food,
logistically moving food, maintaining its freshness is all done for
a profit around three percent. It's a very thin margin business.
When all of a sudden, you say free food for everybody,
who is going to pay for the distribution of that?
Is that subsidized by taxpayers? And if you're going to
(22:49):
subsidize this particular store on the corner, what about the
store across the street? Are they not getting subsidized the
same way? This is a really, really, really bad stupid idea.
Speaker 2 (23:04):
Okay, I don't disagree. It's a really bad, stupid idea.
I just you know, when I hear of government run
grocery stores, you know, I just think, I just think
Soviet Union back in the day, you know, and the
story of a Russian leader I'm trying to remember which
(23:24):
one it was who came over this during the Reagan
during the Reagan years, who came over and saw an
American and grocery store for the first time and knew
that communism would eventually fail because of all the selection
that people had at reasonable prices when it came to groceries.
Now we can argue how reasonable those prices are now,
(23:45):
but you know, you don't get anything in the way
of selection when it comes to a grocery outlet run
by the government. Are they gonna have all the selections
you're gonna have in a private grocer now, not even close.
Will they be a little bit cheaper, may be a
little bit cheaper, but it'll fail, it'll fail miserably. All right.
(24:06):
Let's get into the homeowners insuranceling. There's an expense worth
talking about, because if you are getting your renewal coming up,
you're probably holding your breath about how much they're going
to want to charge you for your next year's worth
of homeowners' insurance. That's number one. The other thing that
comes to mind is whether or not your company is
(24:26):
going to be dropping you. ABC thirteen did a report
about supposedly thousands of people in Harris County who have
lost their home and their homeowners' insurance with the company
they're with now because the company doesn't want to renew
them for whatever reason. So I thought we'd bring in
an expert on this one. We had Richard Johnson on.
(24:47):
He's with the Texas Insurance Corporation, and here is my
conversation with him about what's going on in the world
of homeowners insurance. I understand you cannot renew a flood
insurance policy with the FEDS right now because of the
government shutdown.
Speaker 7 (25:02):
That is true. Yeah, any and by the way, thanks
for having me. Yeah, yeah, right now. When it comes
to flood insurance, to get a new policy or to
renew is whether it's the difficult or impossible, I'm not sure,
but I know that the system is shut down. But
if you have a current policy, uh, and you do
(25:23):
have a claim, apparently you can you'll be able to
file a claim on your current policy.
Speaker 2 (25:31):
But what but what happens if we, Heaven forbid, we
have a natural disaster here and people the church church
policies have elapsed because they cannot renew it because of
the government shutdown. Are they just going to be out
of luck? Yeah?
Speaker 7 (25:43):
Unfortunately, that's the way it is, especially when it comes
to comes to renewals. You know, with new policies, it's
a little different because you have a thirty day waiting
period anyway, So if we have a hurricane in the
next twenty nine days, you wouldn't even if the government
was and you wouldn't have a policy in the next
thirty days any way. But yeah, those are renewals. Wow,
(26:04):
if you're trying to renew that's gonna that's gonna be tough.
If we have something happened in the next in the
next however many days, how of us shut.
Speaker 2 (26:11):
Down last Well, hopefully that's not going to happen. Let's
let's get to the other story that our friends over
there at ABC thirteen were reporting, which is that thousands
Harris County residents are being dropped for their homeowners' insurance
policies because of living in Harris County, which is considered
a relatively high risk when it comes to natural disasters.
What are you hearing on that front?
Speaker 7 (26:32):
Yeah, honestly, we we hadn't heard heard of this report
or you know, you guys actually brought it to our attention.
We hadn't heard about it. But if you if you
do want to look at it, it may it may
be realistic. But if you're thinking about it, that's you know,
that's that's about one percent of the policies that are
in Harris County. And they also didn't dig deeper. We
got to look at you know, Okay, there was a
(26:54):
there's a company that didn't renew my policy, but there's
two hundred other companies that are doing business and tech
suit you have to shop around, and so were those
people able to get a new policy or did they
have to switch to the fair plan? So it's kind
of an annoyance or an inconvenience to get non renewed.
But there's plenty of options out there to shop around.
Speaker 2 (27:14):
Joly speaking Richard Johnson, how many different insurance companies will
sell homeowners insurance policies here in Texas versus how many
sold them here maybe let's say ten years ago. Have
there been a number of companies that have dropped out
and have not been replaced.
Speaker 7 (27:27):
No, actually we have more companies. I think it's twenty
twenty three. We have more companies doing business here in
Texas than we did even tour three years ago. In
the last three years, we had a couple of companies
to leave Texas, but I had nothing to do with
the risk. It was that they the state actually was
the state of Florida that found that they didn't have
(27:48):
enough money on hand to pay claims, and so they
went and solvent and they were absorbed by the state
and then passed back out to other insurance companies.
Speaker 2 (27:58):
Okay, and as far as the cost goes, just mentioning,
I got a renewal offer from my current homeowners insurance
company that is about two hundred dollars less than it
was last year. Of course, the jump between the year
before and last year was just incredible, something like thirty
five percent. So should I just sign that policy and
(28:18):
thank my lucky stars it didn't go up again.
Speaker 7 (28:21):
I mean, you got always shop. We recommend all these shops.
There's so many companies doing business, and there is there's
a shifting right now with companies there's companies that want
to enter markets and they want to they want to
build up a particular market. And then there are some
you know, you think of it as an investment portfolio.
These companies are looking at their risk tolerance and you
can't have uh, you know, you know, let's say you
(28:43):
have a whole neighborhood and you're under one company. Well
and that com and that neighborhood is you know, averse
to to hale. A company doesn't want that whole portfolio
in that neighborhood. And so as these cities grow, they
want to move out to the suburbs just like just
like people do, and and spread that around. So we're
starting to see those shifts where there's companies kind of
(29:06):
coming in and out of particular markets to diversify their
risk tolerance.
Speaker 2 (29:11):
Okay, and what's the easiest way to shop around?
Speaker 7 (29:15):
Well, I mean, there's a bunch of ways. You can
do it yourself and go online to every single company.
There's a couple of websites that are kind of aggregates.
You can look at several different websites. The Texas Department
of Insurance. You can go to ensurehelp dot com and
they actually the Texas Department of Insurance runs that site,
or you can go to an independent agent. Independent agents
(29:38):
they look at several different companies and they'll find you
the best deal that fits your fits your lifestyle, and
fits your budget.
Speaker 2 (29:44):
There you go. Richard Johnson, he is with the Insurance
Council of Texas. Quick little break back to wrap it
up in just a moment. Jimmy Barrett show. You're running
in nine fifty KPRC. All right, I thought we wrapped
(30:08):
the show up today talking a little bit about Halloween. Again,
we open up talking about Halloween candy today, let's talk
about costumes, because costumes are getting to be cost prohibitive,
at least for a fair amount of people. Costumes are
about double in many instances what they were last year.
So that twenty dollars costume is now a forty dollars costume.
(30:32):
The mask that was five bucks is now ten bucks.
Even the really cheap masks have gone up in price.
Evidently we import a lot of this stuff. How come
we don't make our own Halloween stuff here? I mean,
I know it's cheaper, well, it used to be cheaper
to bring it in from overseas. But if these things
are being doubled in price because of tariffs, then it
(30:55):
would make sense to you know, to manufacture them here.
But it's evidently not what's happening just yet. Of course,
you know, you could avoid the whole thing by building
your own d I Y do you to yourself costume? Right?
The problem with the do it yourself costumes, at least
the simple ones, is that, well, I'll give you a
(31:18):
couple of examples. I'm trying to think back when when
I was a kid, my mom made all our costumes.
You know, she used her makeup, and she you know,
she borrowed, you know, her clothes or my father's clothes
or whatever. She'd make a costume for us. And I remember,
you know, one year, I was the simple thing to
do is you get a white bed sheet, you get
out of a couple of eyes, and you got yourself
(31:40):
a ghost. The problem is is that the woke crowd
started looking at people in white sheets as if they're
clan members, right, even though you're clearly not a clan member.
You're a ghost. The other problem, do you my mom
did one year as I was, I was a hobo.
Now hobo, I guess in my day a hobo was
(32:06):
was somebody who just moved from place to place, didn't
have a home, road on trains, that kind of stuff.
Now we call them homeless people, or or if you're
really woke, you come up with another name, like unhoused.
That's it. Yeah, well, this is an unhoused individual, and
(32:26):
you can't dress like an unhoused individual for Halloween. That's
making fun of the homeless. You can't do that. So
so woke policies. Of course, you know, I've had it
up to here with woke. I really don't care about woke.
There's all kinds of other I would think homemade costumes
if you could come up with or come up with
for you know, using things you have around the house.
(32:48):
It may not be the best Halloween costume ever, but
if affordability is a problem, I think you can work
around it. The other thing I saw that's always kind
of fun to debate are scary movies, because there's something
about scary movies this time of the year. Right this
time of the year, you usually feel like watching a
(33:11):
scary movie. You'll see a lot of scary movies on television,
some of the old school ones, like the Halloween movies
or the Texas chainsaw massacre movies or those kinds of things,
and then you have some of the newer things. You know,
the question is what scares you? I mean, do you
really want to be scared or do you want to
be just, you know, scared a little bit, because there's
(33:33):
all kinds of scared. In fact, they put a list
together based on the Science of Scare Project. What they did,
evidently was they hooked up heart monitors to track the
heartbeat of people watching these movies, and they came up
with the top ten scariest based on how that impacted
(33:57):
your heart. Did your heart start racing, did your blood
pressure go up? You know, the kinds of things that
would normally happen when you were really scared. And according
to them, this is the top ten list. I'm doing
it in reverse order, some of which, well, honestly, many
of which I've never heard of, because these are all
movies that have been made since I think the oldest
(34:20):
one on here is like two thousand and five, so
there's none of the old school movies. I'll tell you
what movie always scared me, the Shining. That movie always
scared the crap out of me. I remember the original
Exorcist was really scary at the time. I don't know
how it holds up Poultergeist. I think, I mean, Poltergeist
(34:40):
was scary at the time, but you know, the special
effects have changed so much now that I think the
movie is. Probably the reason why the movies that made
the list are the ones that are more recent is
because they have the latest technology as far as special
effects and that kind of stuff. Anyway, here's the list.
Number ten, Talk to Me from twenty twenty two, Number nine,
The Exorcism of Them He Rose two thousand and five,
(35:01):
Number eight, Smile from twenty twenty two. Number seven, Smile
Too from twenty twenty four. Heredity came in six. That's
from twenty eighteen. The Conjuring that one, that's the first
one in this list. I've heard of The Conjuring from
twenty thirteen, Insidious from twenty ten, Skin a Mirror Rank
from twenty twenty two, haven't never heard of that one,
(35:22):
Host from twenty twenty, and the scariest one is from
twenty twelve. It's called Sinister and I looked up. Ethan
Hawke is in that movie, and he plays a struggling
writer who's kind of on a you know, low eb
as far as his career. And he hears about this
(35:42):
this this snuff film of a family getting killed, and
he watches it as scary as crap. So he decides
that he wants to investigate the house where this allegedly happened.
So he moves his family into the house where these
people were killed and then finds out that there's something
supernatural in this house that's doing the killing and he
(36:06):
may have made a fatal mistake. That's the plot synopsis.
I don't know how they reached the whole thing, but
it sounds kind of scary, doesn't it. Hey, listen, gotta
leave it at that for today. You'll have a great day.
I'll see you tomorrow morning bright nearly five am over
our news radio seven forty KTRH. We're back here at
four am, nine fifty KPRC.
Well, what we need is more common sense.
Speaker 2 (00:10):
Breaking down the world's nonsense.
Speaker 1 (00:12):
About how American common sense.
Speaker 3 (00:13):
Will see us through With the common sense of Houston,
I'm just pro common sense.
Speaker 2 (00:18):
For Houston from Houston. This is the Jimmy Barrett Show,
brought to you by viewind dot Com. Now here's Jimmy Barrett.
All right, So have you, by the way, happy Tuesday.
Have you gotten into Halloween at all yet? Just getting
started at our house. I'm one of those people. I
(00:40):
don't like rushing the holidays. I see no reason to
put Halloween decorations up in September. Now. I will admit
there will be some Christmas lights on my house before
the month of October is over with, but that's just
to get the discount on the lights. They It's not
like they're going to be turned on or anything. And
I'm all right minimalists when it comes to Halloween. And
(01:01):
I realize that I'm in the minority here because a
lot of people put as much and sometimes even more
effort into Halloween as they do it Christmas. I'm not
quite sure why that we've gotten that way, but we have.
I guess it's a fun holiday and it's kind of
a pagan holiday, and maybe we're becoming pagans. But a
lot of my neighbors had their Halloween decorations stuff. They've
(01:23):
had them up for several weeks. Some of them started
putting them up after Labor Day. I just now got
a ghoulish looking thing hung on the door. It's the
same one I've used every year for as long as
I can remember. And a pumpkin on the front porch.
That's it. That's the end of my Halloween decorations. I'll
save everything else for Christmas, so at least that's ready
to go now. But the lott stories are coming in
(01:46):
about Halloween, and I'll share a few with you right now,
including a poll that I got a big kick out of,
a poll by CBS. Do they sell a lot of
Halloween candy a CVS. I know they have candy, I
just didn't know that CBS was a logical choice to
go to to buy your Halloween candy. Where where do
you buy your Halloween candy? You get it at the supermarket.
(02:06):
I usually get it at Sam's Club. We belong to
Sam's Club, or you know, you may get it at Costco.
Not even so much because of the price as it
is about in our case, you know, we're kind of
show offs when it comes to Halloween candy. We don't
get those little miniature candies. We get the full sized
(02:27):
candy bars. You come to our house, you get the
full sized candy bars. Now they're not as big as
in as impressive as they used to be, but they
are still impressive compared to the miniatures that most people get.
So I usually end up at Sam's Club buying the
Halloween candy because that's the easiest place to buy full
sized kit cats and Hershey Bars or you know, whatever
(02:50):
it is we're going to be passing out any any
given year. I don't worry about, you know, no knots
or any these other things. You know, it's up to
parents to troll their kids and they see there's a
candy bar and there their kid can't eat and remove it.
I'm not I'm not going to, you know, take away
peanuts from every other kid just because your kid can't
have peanuts. I'll leave that up to you to figure
(03:11):
that one out. But I asked the question this morning.
We'll get to that in a second. But I asked
the question this morning about the most unusual thing you
have ever gotten or given for Halloween, and I meant
treats by saying it. I think a lot of people
maybe got confused by my question and answered in ways
that were really worth the topic. But that's okay too.
(03:33):
One of the things that I found out in this
poll from CBS, though, is that the average family that
stocks up on candy early almost always finds that it's
a mistake. And the reason why its mistake is because
they eat it all. They eat it all before the holiday,
sometimes they go through it twice. Were you allowed I was.
I don't know about you know, today's kids, but when
(03:56):
I was a kid, I wasn't allowed to get into
the Halloween candy staf Back then, I'm pretty sure I
didn't even know where it was. My mother was pretty
strict about that stuff. She didn't let us get into
the Halloween candy. So I guess my question is is
it mom and dad that are eating all the Halloween
candy or do the kids know where the stash is
and they're getting into it. So anyway, other things about Halloween.
(04:20):
According to the survey, one in four said they had
years where they had to restock three times or more
because they ate all the Halloween candy. Fifty five percent
said they usually have to run out and buy more
candy at the last second, no matter what. Sixty two
percent consider themselves to be Halloween people. Forty three percent
say they usually go all out for Halloween when that's
(04:42):
what makes Halloween special. The top responses were candy, costumes,
fall atmosphere, and spooky vibes. The average person will spend
just under five hours and thirty minutes pulling their costume together,
with hair and makeup taking the longest. I'm going to
say that that's driven mainly by women. Forty three percent
will have to run out last minut to grab some
finishing touches for the costume. Half of people who decorate
(05:05):
their house think that they've got the best decorations in
the entire neighborhood, and not everybody's handing out Kenny. And
this is what prompted my question. Forty percent of people
with tricker treaders plan to have non food items on
hand at least as a backup for kids with allergies. Well,
if you have allergies to things that are in candy,
why would you want trick or treating anyway? That they
(05:28):
got my attention forty percent. Now. I remember a neighbor
when I was a kid who had a jar full
of pennies that they put out on the on the
front porch, and it was kind of like a serve
yourself kind of thing. I've had some neighbors who do
serve yourself thing by putting candy out on the porch.
They don't want to have to get up and answer
the door. They just put the sign out, you know,
(05:49):
please just take one. And of course people go there
and they grab a whole bunch of them and they're
gone before you know it. But so I asked our
listeners this morning on katrh most unusual thing you've either
given out for Halloween or received for Halloween. Here's some
of the answers we got.
Speaker 4 (06:06):
Jimmy Kevin from Texas City several years ago on Halloween,
I got a kolonoscope, not exactly a fun mine.
Speaker 5 (06:13):
Autumny on Lake Conra over there on the north side
in the hood, in the ghetto, the bully boy neighbors
would give out rocks in aluminum full and then it
only takes me about five minutes or so to get
my beetle juice costs through home because I looked like him, naturally.
Speaker 6 (06:32):
Horn Jimmy cool sanevergotten was a dollar trigger treating is
in trigger treating style envelope? Had it were the cutout
with the George Washington face. Pretty cool? That was awesome.
I don't get out candy. Just gonna give you guys
a heads up.
Speaker 7 (06:53):
Our house is dark.
Speaker 6 (06:54):
I'm in bed by seven thirty eight o'clock. I'm up
at three in the morning heading to the gym.
Speaker 2 (07:00):
But we still let the tricker traders come, you know,
most of it. I don't know about your house, but
in my house, all the younger kids are over and
done with by eight o'clock. I don't care about teenagers.
I don't think teenagers should be out there trick or trading.
To you, if you're if you're like sixteen seventeen, you
shouldn't be out trick or treading. That's for the kids,
(07:21):
not for young adults. At sixteen or seventeen, you're too
old to be out there trick or trading.
Speaker 8 (07:26):
Let's year, we ran out of Halloween candy, so we
started handing out individually wrapped prunes, and the trick or
treaters just kind of looked at them and then shrugged
their shoulders and walked away.
Speaker 1 (07:41):
Hi, this is Angie calling from the Rio Grand Valley.
So growing up in Houston, the wordest thing I ever
got trick or treating was a box of Raisins. Once
we got home, I have Raisins. Like, who wants raisins?
Speaker 7 (07:56):
We want?
Speaker 1 (07:57):
We want chocolate bars.
Speaker 2 (08:00):
Yeah, nobody wants Nobody wants raisins, that's for sure. Right,
A quick, a little break back with one a moment
Jimmy Barrett Show here on AM nine fifty KRC. All right,
(08:24):
this is uh. We'll start a segment to today with
like a continuation. I think of a topic I brought
up yesterday, and I fully I fully meant I'm a
little bit more interested in this political race because I
spent so many years in Virginia, and I'm familiar with
how politics works there. I was in Richmond, which is
the capital of Virginia, and I certainly talked to my
(08:46):
fair share of politicians, met and knew my fair share
of politicians when I was in Virginia. So I have
found it very hard to believe that the Democrat candidate
for Attorney Generals still has a lead, although it's razor
thin at this point. This is the guy, Jay Jones
(09:07):
is his name, who the unsurfaced text of him threatening
another lawmaker and the lawmaker's kids and saying how he'd
like to see them all killed, and just, I mean,
really inappropriate behavior from somebody who's going to be the
attorney general of the top law official in the state,
advocating the murder of people he doesn't agree with politically.
(09:32):
And yesterday I played if you were tuned in yesterday,
I played a clip from the last gubernatorial debate where
the Republican is trying to get the Democrat Abigail Spamberger
to respond to why she continues to support this guy
being on the ticket, and she just stood there in
stony silence, and you know, it to become a national
(09:54):
story when Greg Guttfield is giving his take on it.
So here is Greg Guttfeld and Tom Shlou from Guttfeld's
Late night show last night, you know, playing a clip
of that moment in the debate where sears the Republican
is trying to get Spamberger, the Democrat, to answer questions
(10:16):
about the attorney general candidate, Jay Jones. They start with
that and then give their thoughts.
Speaker 9 (10:21):
J Jones advocated the murder, Abigail, the murder of a man,
a former speaker, as well as his children who were
two years, two and five years old. You have little girls.
What would it take him pulling the trigger?
Speaker 5 (10:36):
Is that?
Speaker 10 (10:37):
What would do it?
Speaker 9 (10:38):
And then you would say he needs to get out
of the race, Abigail. You have nothing to say, Abigail, Jesus,
what if he said it about your two children, your
three children? Is that when you would say he should
get out of the race, Abigail.
Speaker 4 (10:57):
Now we know what it takes to shut up a democrat,
the plain and obvious truth Spanburger then took a page
from the Biden school of debating by freezing up and
staring into space. At least you didn't your pants that
we're aware of, But rough and I didn't end there.
Here's are cowardly ducking. A question on men and women's
(11:18):
locker rooms.
Speaker 11 (11:19):
Would you rescind the Young and Administration policy requiring boys
and girls to use bathrooms aligning with their biological sex.
Speaker 2 (11:27):
You have thirty seconds.
Speaker 10 (11:29):
My priority would be to ensure that local communities, importantly,
parents and teachers, educators are able to work together to
meet the unique needs of each school in each community girls,
and that isn'tant And I say that, m So.
Speaker 4 (11:46):
That's where Spanburger stands on protecting females. If their dad's
are Republican, there's a target on their backs.
Speaker 2 (11:53):
But if they stand up to pee.
Speaker 7 (11:55):
You go, girl, just make it into the urinal.
Speaker 4 (11:59):
Tom Ah, what did you make of her strategy of
remaining silent?
Speaker 12 (12:06):
It was unbelievable. It was so entertaining to watch. She's
just staring straight ahead. She's thinking if she stays so still,
maybe nobody will see her. Yes, they'll forget she's even
in the debate. It reminds me like when I take
my dog for a walk. It will sometimes see a
rabbit on the lawn and the rabbit just sits there
like yeah, like the dogs and the dog is he
(12:29):
could eat you right now, but they just stay still.
Or when my kids were young, they and we would
play hide and seek. They would just cover their eyes
and they thought they disappeared. I was like, oh, you
think you're not here anymore?
Speaker 2 (12:40):
Huh. Yeah, yeah, it doesn't work usually in a end
of debate, though, yep. The only thing that saved you
may recall the Spamberger in that case was the bell
went off for the end of the question, and I'm
not one hundred percent certainly it went off because of
the time limit, because it was just too well placed.
(13:01):
But yeah, that didn't go so well. And speaking of
politics and not going so well, I mean, I guess,
I guess we'll call this the argumentative section. George Stephanopoulos
over an ABC. I mean, the guy has cost ABC
multi multi millions of dollars in lawsuits because of the
(13:21):
untruce he has told on the air, and that has
not stopped him at all. So I don't know, does
he like have something on the president of ABC News
that he can continue to get away with this stuff?
He kept asking, he had jd Vance on the Vice president,
he had jd Vance on, and he kept peppering questions
(13:44):
about this FBI tape of Tom Homan accepting money, which was,
by the way, not illegal. What happened in that particular
case has been completely misreported. But George Stephanopoulos, obviously looking
for anything he can use as a potential scandal against
the Trump administration, kept asking over again. Finally jd Vance
had had enough of it. Take a listen to this exchange.
(14:04):
Well was caught on the.
Speaker 11 (14:05):
Tape you're saying right now, you don't know whether or
not he kept that money.
Speaker 13 (14:08):
I don't know what tape you're referring to, George. Here's George,
why fewer and fewer people watch your program and why
you're losing credibility because you're talking for now five minutes
with the Vice President of the United States about this
story regarding Tom Holmant. Right now, we're trying to figure
out how to pay our troops because Chuck Schumer has
shut down the government. You were focused on a bogus story.
(14:29):
The American people would benefit much more from that than
from you going down some weird left wing rabbit hole.
Speaker 2 (14:35):
It's not a weird left wing rabbit hole. I didn't
insinuate anything. I asked you whether Tom Holman.
Speaker 11 (14:39):
Accepted fifty thousand dollars, as was heard on an audio
tape recorded by the FBI in September twenty twenty four,
and you did not answer the question.
Speaker 7 (14:47):
Thank you for your time this morning.
Speaker 12 (14:48):
No Orge, I said that I don't up next, We'll
be right.
Speaker 14 (14:51):
Back shut him down.
Speaker 2 (14:53):
That got awkward.
Speaker 14 (14:54):
So, Dana, you and George Chaffanopplis share a very similar
career directory You've both started in the Why House. You
came into the public sphere as communications people talking on
behalf of the various presidents that you represented, and now
you're both superstars. However, I don't know.
Speaker 15 (15:13):
I think he would say that he was much more
of a bigger star than me, sure than you.
Speaker 8 (15:17):
What did he do?
Speaker 14 (15:18):
What did he do wrong?
Speaker 7 (15:19):
There?
Speaker 3 (15:20):
Well, it's very fine.
Speaker 15 (15:21):
I would say. Everyone gets a choice on what you
want to ask about, and the person you're interviewing gets
a choice on how they want to answer. And JD.
Vance is a very skilled communicator and he can take
any topic and turn it around. And I think one
of his main points is that you expect people in
the country to be worried about Tom Homan in September
(15:42):
twenty twenty four and the FBI tape, and that they've
already addressed it. Maybe not to George Stephanopulos's satisfaction, Okay,
but if that's what you choose to answer or to
ask about, then Jady Vance has every right to say, wait,
you don't want to talk about the fact that the
troops are troops might not get paid because if we
can't get the government to work together on this, and
(16:03):
George knows how the whole system works. But again, everybody
gets a choice, and that's just the one that georgeph
Woffas made on that day.
Speaker 2 (16:09):
Yeah, mak, he doesn't want to talk about the shutdown.
None of the mainstream media wants to talk about the
shutdow unless they can frame this as being President Trump's
fault somehow. And then you've got kind of our final
example here of angry people on the left. I mean,
the poster child for that right now is Katie Porter.
We've talked about her, the Democrat running for governor in California.
(16:33):
I had Kyle Sinclair, he's a Texas congressional candidate, on
this morning to talk about what is with these entitled
angry liberal women. Here's how that conversation went. What is
your take on, Katie Porter?
Speaker 3 (16:49):
Yeah, I mean, I think the dialogue you had on
is absolutely true. I mean, first off, the behaviors atrocious,
and nobody who's in a leadership position or act or
going for theaship position should have a history of this
because history will repeat itself. The second thing is I
think it's so true, which is the media's turning up
blind eye to this. They did it on the national
(17:09):
level with the prior Vice President Kamala Harris and her
divisible record that she had of turnover a staff too.
So we have a history of this in our nation,
unforcedate on the democratic side, where the media is protecting
the left's atrocious behavior.
Speaker 2 (17:26):
Well, and I think, God, but thank us legitimate concern that. Obviously,
she had all the questions with the CBS correspondent lined
up ahead of time, and when the correspondent had the
nerve to ask a follow up question, Yo, it threw her.
She didn't want to have to deal with that.
Speaker 3 (17:44):
Yeah, you know, that's ridiculous. I mean, that's how interviews
should go. And if you see something as an interviewee,
you should be able to ask the questions. And the
right or the Republicans do not get that favoritism to
have the questions lined up. But again it goes back
to even Biden, Right, Biden had a script card who
to call on, what questions were next. I mean, that's
just how they roll through the media. I think what
it's seen now is the people are catching on and
(18:07):
I think a lot of people have woken up.
Speaker 7 (18:09):
They're tired of.
Speaker 3 (18:10):
It, and hopefully this behavior gets to continue to be
called out and people like that don't get treated favoritism
because it's disgusting behavior and it should not be in politics.
It should not be in leadership, and nobody deserves to
be treated like that, especially coming from a leadership position.
Speaker 2 (18:25):
Yeah, we've we've seen this story before. We've seen this
in Congress. We've seen a lot of congressional liberal females
treating our staff this way. Why are they so abusive
to their staff?
Speaker 3 (18:37):
You know, I don't have a question. I don't have
an answer to that because I don't think like them,
I don't act like them. I really don't know. But
it's not just liberal women. I mean, you see it
on the Democratic side. I mean again, so he's behaviors
that way. But I really don't know the answer to that.
I don't know why the entitlement is there, whether it's
a Karen you know behavior.
Speaker 5 (18:53):
Or just.
Speaker 2 (18:56):
Where's where's idly angered coming from? I don't know.
Speaker 3 (19:00):
I think because people aren't playing along, right, That's what
triggered this one that was caught on camera was the
reporter did not play along with her. And I think people,
like I said, are waking up. You're not going to
get favoritism in this country when you act that way,
and you shouldn't get it. And so I think anybody
who is the Republican candidate running against her from the
Groomer Tore standpoint should be calling her out, should be
(19:21):
calling the media out and doing that. What they should
do is also get a montlog of people that I've
worked for groomnicor candidate porter and create a video because
it is bad, bad, bad behavior.
Speaker 2 (19:38):
That is again Kyle Sinclair, he's running for Texas District
thirty or twenty one. I'm sorry twenty one. All right,
quick little break. We'll be back with Boring the Mom
and Jimmy Bartt Show. You're running M nine to fifty KPRC.
(20:12):
All right, We're gonna get into homeowners insurance here in
just a moment. Have you renewed your homeowners insurance? Here's
something and I'll get it. I'm gonna ask Richard Johnson
about this in just a moment from our morning show
interview earlier today. For those of you who have flood
insurance for any of your property and the flood insurance
(20:32):
is coming up for renewal, and your flood insurance comes
from the federal government, please know that you will not
be able to renew it as long as the government
shutdown is going on. And we'll get into more of
that in just a moment. First, I want to start
with this, is the whole northeast going socialist?
Speaker 3 (20:50):
Is that?
Speaker 2 (20:50):
What's going on here? The whole northeast of the country.
New York City has a socialist, well maybe a communist
running for mayor and he's likely to win. You've got
a very far left progressive in charge of Boston, and
both New York City and Boston now are talking about
(21:11):
opening up their government run grocery stores in New York.
I guess the idea would be to have one for
each of the boroughs. So there's four boroughs in New York,
there'd be one city run grocery store for each of
those boroughs, where supposedly the prices would be cheaper, which
I have a hard time figuring out how they're going
(21:32):
to pull that off. I mean, after all, it costs
money to buy groceries, even if you're buying this wholesale.
There's not that big a market on groceries. You ask
any grocery store operator, supermarket operator what their profit margin
is and you'll be shocked. And how relatively low. The
profit margin is so Kevin O Larry, he knows a
(21:54):
little something about capitalism, you know. They asked him what
he thought of this idea of the city of Boston
now wanting to open up their own city run grocery store.
Here's what he had to say.
Speaker 11 (22:06):
Well, there's bad policy, really bad policy, and then stupid policy.
This falls into the stupid policy category because what you're
really doing here is creating unfair competition amongst small retailer
grocers that are entrepreneurs and supporting their families. But you're
also causing the distribution system of food, and this is
(22:29):
why it doesn't work. Ultimately, the cost of acquiring food,
logistically moving food, maintaining its freshness is all done for
a profit around three percent. It's a very thin margin business.
When all of a sudden, you say free food for everybody,
who is going to pay for the distribution of that?
Is that subsidized by taxpayers? And if you're going to
(22:49):
subsidize this particular store on the corner, what about the
store across the street? Are they not getting subsidized the
same way? This is a really, really, really bad stupid idea.
Speaker 2 (23:04):
Okay, I don't disagree. It's a really bad, stupid idea.
I just you know, when I hear of government run
grocery stores, you know, I just think, I just think
Soviet Union back in the day, you know, and the
story of a Russian leader I'm trying to remember which
(23:24):
one it was who came over this during the Reagan
during the Reagan years, who came over and saw an
American and grocery store for the first time and knew
that communism would eventually fail because of all the selection
that people had at reasonable prices when it came to groceries.
Now we can argue how reasonable those prices are now,
(23:45):
but you know, you don't get anything in the way
of selection when it comes to a grocery outlet run
by the government. Are they gonna have all the selections
you're gonna have in a private grocer now, not even close.
Will they be a little bit cheaper, may be a
little bit cheaper, but it'll fail, it'll fail miserably. All right.
(24:06):
Let's get into the homeowners insuranceling. There's an expense worth
talking about, because if you are getting your renewal coming up,
you're probably holding your breath about how much they're going
to want to charge you for your next year's worth
of homeowners' insurance. That's number one. The other thing that
comes to mind is whether or not your company is
(24:26):
going to be dropping you. ABC thirteen did a report
about supposedly thousands of people in Harris County who have
lost their home and their homeowners' insurance with the company
they're with now because the company doesn't want to renew
them for whatever reason. So I thought we'd bring in
an expert on this one. We had Richard Johnson on.
(24:47):
He's with the Texas Insurance Corporation, and here is my
conversation with him about what's going on in the world
of homeowners insurance. I understand you cannot renew a flood
insurance policy with the FEDS right now because of the
government shutdown.
Speaker 7 (25:02):
That is true. Yeah, any and by the way, thanks
for having me. Yeah, yeah, right now. When it comes
to flood insurance, to get a new policy or to
renew is whether it's the difficult or impossible, I'm not sure,
but I know that the system is shut down. But
if you have a current policy, uh, and you do
(25:23):
have a claim, apparently you can you'll be able to
file a claim on your current policy.
Speaker 2 (25:31):
But what but what happens if we, Heaven forbid, we
have a natural disaster here and people the church church
policies have elapsed because they cannot renew it because of
the government shutdown. Are they just going to be out
of luck? Yeah?
Speaker 7 (25:43):
Unfortunately, that's the way it is, especially when it comes
to comes to renewals. You know, with new policies, it's
a little different because you have a thirty day waiting
period anyway, So if we have a hurricane in the
next twenty nine days, you wouldn't even if the government
was and you wouldn't have a policy in the next
thirty days any way. But yeah, those are renewals. Wow,
(26:04):
if you're trying to renew that's gonna that's gonna be tough.
If we have something happened in the next in the
next however many days, how of us shut.
Speaker 2 (26:11):
Down last Well, hopefully that's not going to happen. Let's
let's get to the other story that our friends over
there at ABC thirteen were reporting, which is that thousands
Harris County residents are being dropped for their homeowners' insurance
policies because of living in Harris County, which is considered
a relatively high risk when it comes to natural disasters.
What are you hearing on that front?
Speaker 7 (26:32):
Yeah, honestly, we we hadn't heard heard of this report
or you know, you guys actually brought it to our attention.
We hadn't heard about it. But if you if you
do want to look at it, it may it may
be realistic. But if you're thinking about it, that's you know,
that's that's about one percent of the policies that are
in Harris County. And they also didn't dig deeper. We
got to look at you know, Okay, there was a
(26:54):
there's a company that didn't renew my policy, but there's
two hundred other companies that are doing business and tech
suit you have to shop around, and so were those
people able to get a new policy or did they
have to switch to the fair plan? So it's kind
of an annoyance or an inconvenience to get non renewed.
But there's plenty of options out there to shop around.
Speaker 2 (27:14):
Joly speaking Richard Johnson, how many different insurance companies will
sell homeowners insurance policies here in Texas versus how many
sold them here maybe let's say ten years ago. Have
there been a number of companies that have dropped out
and have not been replaced.
Speaker 7 (27:27):
No, actually we have more companies. I think it's twenty
twenty three. We have more companies doing business here in
Texas than we did even tour three years ago. In
the last three years, we had a couple of companies
to leave Texas, but I had nothing to do with
the risk. It was that they the state actually was
the state of Florida that found that they didn't have
(27:48):
enough money on hand to pay claims, and so they
went and solvent and they were absorbed by the state
and then passed back out to other insurance companies.
Speaker 2 (27:58):
Okay, and as far as the cost goes, just mentioning,
I got a renewal offer from my current homeowners insurance
company that is about two hundred dollars less than it
was last year. Of course, the jump between the year
before and last year was just incredible, something like thirty
five percent. So should I just sign that policy and
(28:18):
thank my lucky stars it didn't go up again.
Speaker 7 (28:21):
I mean, you got always shop. We recommend all these shops.
There's so many companies doing business, and there is there's
a shifting right now with companies there's companies that want
to enter markets and they want to they want to
build up a particular market. And then there are some
you know, you think of it as an investment portfolio.
These companies are looking at their risk tolerance and you
can't have uh, you know, you know, let's say you
(28:43):
have a whole neighborhood and you're under one company. Well
and that com and that neighborhood is you know, averse
to to hale. A company doesn't want that whole portfolio
in that neighborhood. And so as these cities grow, they
want to move out to the suburbs just like just
like people do, and and spread that around. So we're
starting to see those shifts where there's companies kind of
(29:06):
coming in and out of particular markets to diversify their
risk tolerance.
Speaker 2 (29:11):
Okay, and what's the easiest way to shop around?
Speaker 7 (29:15):
Well, I mean, there's a bunch of ways. You can
do it yourself and go online to every single company.
There's a couple of websites that are kind of aggregates.
You can look at several different websites. The Texas Department
of Insurance. You can go to ensurehelp dot com and
they actually the Texas Department of Insurance runs that site,
or you can go to an independent agent. Independent agents
(29:38):
they look at several different companies and they'll find you
the best deal that fits your fits your lifestyle, and
fits your budget.
Speaker 2 (29:44):
There you go. Richard Johnson, he is with the Insurance
Council of Texas. Quick little break back to wrap it
up in just a moment. Jimmy Barrett show. You're running
in nine fifty KPRC. All right, I thought we wrapped
(30:08):
the show up today talking a little bit about Halloween. Again,
we open up talking about Halloween candy today, let's talk
about costumes, because costumes are getting to be cost prohibitive,
at least for a fair amount of people. Costumes are
about double in many instances what they were last year.
So that twenty dollars costume is now a forty dollars costume.
(30:32):
The mask that was five bucks is now ten bucks.
Even the really cheap masks have gone up in price.
Evidently we import a lot of this stuff. How come
we don't make our own Halloween stuff here? I mean,
I know it's cheaper, well, it used to be cheaper
to bring it in from overseas. But if these things
are being doubled in price because of tariffs, then it
(30:55):
would make sense to you know, to manufacture them here.
But it's evidently not what's happening just yet. Of course,
you know, you could avoid the whole thing by building
your own d I Y do you to yourself costume? Right?
The problem with the do it yourself costumes, at least
the simple ones, is that, well, I'll give you a
(31:18):
couple of examples. I'm trying to think back when when
I was a kid, my mom made all our costumes.
You know, she used her makeup, and she you know,
she borrowed, you know, her clothes or my father's clothes
or whatever. She'd make a costume for us. And I remember,
you know, one year, I was the simple thing to
do is you get a white bed sheet, you get
out of a couple of eyes, and you got yourself
(31:40):
a ghost. The problem is is that the woke crowd
started looking at people in white sheets as if they're
clan members, right, even though you're clearly not a clan member.
You're a ghost. The other problem, do you my mom
did one year as I was, I was a hobo.
Now hobo, I guess in my day a hobo was
(32:06):
was somebody who just moved from place to place, didn't
have a home, road on trains, that kind of stuff.
Now we call them homeless people, or or if you're
really woke, you come up with another name, like unhoused.
That's it. Yeah, well, this is an unhoused individual, and
(32:26):
you can't dress like an unhoused individual for Halloween. That's
making fun of the homeless. You can't do that. So
so woke policies. Of course, you know, I've had it
up to here with woke. I really don't care about woke.
There's all kinds of other I would think homemade costumes
if you could come up with or come up with
for you know, using things you have around the house.
(32:48):
It may not be the best Halloween costume ever, but
if affordability is a problem, I think you can work
around it. The other thing I saw that's always kind
of fun to debate are scary movies, because there's something
about scary movies this time of the year. Right this
time of the year, you usually feel like watching a
(33:11):
scary movie. You'll see a lot of scary movies on television,
some of the old school ones, like the Halloween movies
or the Texas chainsaw massacre movies or those kinds of things,
and then you have some of the newer things. You know,
the question is what scares you? I mean, do you
really want to be scared or do you want to
be just, you know, scared a little bit, because there's
(33:33):
all kinds of scared. In fact, they put a list
together based on the Science of Scare Project. What they did,
evidently was they hooked up heart monitors to track the
heartbeat of people watching these movies, and they came up
with the top ten scariest based on how that impacted
(33:57):
your heart. Did your heart start racing, did your blood
pressure go up? You know, the kinds of things that
would normally happen when you were really scared. And according
to them, this is the top ten list. I'm doing
it in reverse order, some of which, well, honestly, many
of which I've never heard of, because these are all
movies that have been made since I think the oldest
(34:20):
one on here is like two thousand and five, so
there's none of the old school movies. I'll tell you
what movie always scared me, the Shining. That movie always
scared the crap out of me. I remember the original
Exorcist was really scary at the time. I don't know
how it holds up Poultergeist. I think, I mean, Poltergeist
(34:40):
was scary at the time, but you know, the special
effects have changed so much now that I think the
movie is. Probably the reason why the movies that made
the list are the ones that are more recent is
because they have the latest technology as far as special
effects and that kind of stuff. Anyway, here's the list.
Number ten, Talk to Me from twenty twenty two, Number nine,
The Exorcism of Them He Rose two thousand and five,
(35:01):
Number eight, Smile from twenty twenty two. Number seven, Smile
Too from twenty twenty four. Heredity came in six. That's
from twenty eighteen. The Conjuring that one, that's the first
one in this list. I've heard of The Conjuring from
twenty thirteen, Insidious from twenty ten, Skin a Mirror Rank
from twenty twenty two, haven't never heard of that one,
(35:22):
Host from twenty twenty, and the scariest one is from
twenty twelve. It's called Sinister and I looked up. Ethan
Hawke is in that movie, and he plays a struggling
writer who's kind of on a you know, low eb
as far as his career. And he hears about this
(35:42):
this this snuff film of a family getting killed, and
he watches it as scary as crap. So he decides
that he wants to investigate the house where this allegedly happened.
So he moves his family into the house where these
people were killed and then finds out that there's something
supernatural in this house that's doing the killing and he
(36:06):
may have made a fatal mistake. That's the plot synopsis.
I don't know how they reached the whole thing, but
it sounds kind of scary, doesn't it. Hey, listen, gotta
leave it at that for today. You'll have a great day.
I'll see you tomorrow morning bright nearly five am over
our news radio seven forty KTRH. We're back here at
four am, nine fifty KPRC.
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