February 28, 2025 • 17 mins
Could D.O.G.E. style 'Dividen Checks' be coming from the SC State House? Lowcountry SC Rep. Kathy Landing, a financial planner, says ...
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Speaker 1 (00:00):
This is the Kelly Golden Show podcast powered by Disaster
Plus on a Big Veil Friday.
Speaker 2 (00:07):
Under consideration a new concept where we give twenty percent
of the DOGE savings to American citizens and twenty percent
goes to paying down debt because the numbers are incredible.
Speaker 3 (00:18):
State Representative Kathy Landing of the Low Country. Are DOGE
dividend checks coming from the South Carolina State House.
Speaker 4 (00:26):
Potentially There's been no talk of DOGE dividend checks from
the state House. What we are talking very strongly about
is cutting our tax rate considerably from where we were headed.
We were headed to six percent this year, and we
are working very hard to potentially get it down maybe
as far as three and a half. Not in the
first year, but within a couple of years.
Speaker 5 (00:48):
The process will be really going through does style everything
we do and seeing where we can cut waste. And
there's two efforts on that. One is a DOGE kind
of bill. I say kind of because it's similar to
what's being done with the appointment of the Elon Musk
by the President, and that has already cleared a Senate
panel and the Senate Finance Committee, and then if it
(01:10):
comes over to the House hopefully it would. Then we
would also take it up I'm sure very quickly. But
the other thing we've already done. We passed a bill
that changed our House rules, and one of the changes
I was very excited about was changing the name of
the House over Site Committee, which on which I sit,
to the Government Efficiency and House Oversite Committees. So we
(01:30):
will be tasked with taking a look at everything that's
done and where we can cut waste. So the hope
will be rather than sending checks back, that would be
a one time situation, but instead we will certainly be
cutting taxes this year, and that will save taxpayers, but
that we would actually make sure we bring that rate down.
Our plan is to become much lower than all of
our southeastern neighbors except a couple of ones that are
(01:54):
zero and probably have higher property taxes than other things
to make up for that. So we want to keep
property taxes low but also lower our rate to a
much much lower level.
Speaker 3 (02:03):
I think we should eliminate our property tax. That's eliminate
our income tax. Let's eliminate some more taxes. And who better,
by the way, to talk about fiscal responsibility and accountability
than a financial planner. State Representative Kathy Landing discussing here
the Doge style group being created. The literal name is
Commission on Fiscal Restraint and Government Efficiency. People want to
(02:26):
see slashing and want to see accountability and responsibility when
it comes to our tax dollars.
Speaker 5 (02:31):
Well, one other thing is what we've been seeing coming
out of Doze with the unbelievable amount of waste that really,
I don't even want to say borderline. It looks to
me like a lot of this does seem, you know,
almost like fraud. I mean, people would never have ocated
if they do some of the things that have been spent.
We have to have a balanced budget. It's by our
(02:52):
state constitution. We have to have a balanced budget, and
we actually have very little debt in the state of Fuscialist.
I'm very excited to say that we want to continue that. However,
there are places, and I'm a big proponent of the
idea that we need to get the tax rate down substantially,
maybe even to zero. We have talked about trying to
work it towards zero so that we compete for corporate
(03:12):
investment from globally as well as from other states. Poor
jobs here in South Carolina without giving these great, big
corporate incentives. I think the incentive packages have plenty of
downside and in some cases proven problems, and so I'd
much rather see suser tax dollars by keeping the rate
low for everybody, and then that would attract companies with
(03:35):
great jobs.
Speaker 3 (03:35):
Well, here you are talking about debt in South Carolina.
How about the fact we have a surplus? Have we
all finally agreed there is two billion in the budget?
Are we ever going to get that money back as taxpayers?
Speaker 5 (03:45):
As far as we've been told, that is not real money.
That was an accounting error that happened when the system
was shifted over in twenty fifteen from a more antiquated
model to a newer one somehow, And it's completely mind
to me again, as you say, as a financial planner,
that they would have lost track of what to do
(04:06):
with at that time. I think it was like one
point two billion, but the number just kept growing over time,
and they just kept sort of putting things there. So
there's been a whole audit of that, and continuing efforts
to with the audit which has already been completed, to
put new processes in place to make sure that never happened.
Speaker 3 (04:24):
Again, so I would imagine South Carolina having their own DOADE.
Would also if you're talking to audits here and accountability,
could we audit the South Carolina Department of Transportation because
this literally comes up every day Representative Landing of people
calling in saying our roads are crap. We spend so
much money, where is it going? And honestly, that's one
(04:46):
of our biggest agencies, se DOOT when it comes to
their budget.
Speaker 5 (04:49):
Yeah, So, as you know, I commute regularly, as anybody
that serves in the State House was certainly coming from
Mount Pleasant, I commute regularly to Columbia, and there's a
tremendous amount of road work being done right now to
widen twenty six and finish that widening, which is taking forever. However,
I've seen huge progress just in the two and a
half years I've been in office in the State House.
(05:11):
There are still tons of problems out there. I've been
to numerous meetings, whether it be through the state wide discussions,
but also because I was on the Education and Public
Works Committee for two years, so we definitely heard from
SCDOT and others regularly, but also through the bcd COG
the versus Berkeley County, Dorchester Council of Government. We get
(05:32):
regular updates on what's going on with road projects. And actually,
it's probably going to surprise people to hear this, but
a lot of the problem is not necessarily the funds.
It's capacity to be able to have enough workers to
get more work done. They can only do so much
at one time. And I'm not making excuses. I'm telling
you what they say. They say they're doing as much
(05:53):
as they possibly can right now, and so I agree
I think things need to be stepped up quite a bit.
I've heard different presentations, even from Johnny Cribb, a county
administrator for Berkeley County who does a great job up
there from everything I can see of how they work
so hard to stay on top of getting not just
the maintenance but the roads that need new. Listen, I'm
(06:16):
part of the reason I ran for office all the
way back in twenty seventeenth for town council was because
of forty one. We've been waiting forever for forty one
to get widened, and there's been just so much contention
back and forth, and it's still not done. We've still
seen very very little done.
Speaker 3 (06:30):
I mean, we could go down a rabbit hole finishing
five twenty six and so on. And you want to
talk about projects ongoing, I mean, go to the midlands
and upstate. Boy are they looking different these days. Some
of that money needs to roll back here to Charleston County,
the largest county in the state, who are feeling left behind.
Speaker 5 (06:49):
Well, so we are working hard on that. We have
a Charleston County delegation now in the State House that
is starting to gain a little tenure. We have a
lot of turnover for a long time, and people just
kind of there for a short time and then going
on to other things. So we're excited that we finally
start to have more of a voice now.
Speaker 3 (07:05):
Well, let's hope also on South Carolina's DOGE government efficiency
that's now being created, which is fantastic. Will we have
a seat at the table there too?
Speaker 5 (07:14):
Oh yes, I'm actually on House Oversight and that's going
to be the House efforts that's already done of putting
something in place, is the Government Efficiency and House Oversight Committee,
And I expect us to be starting to see things
right away. And our chairman, Jef Johnson is he's very
big on left government, so I'd like to see us
do as much as we can right away and not wait.
Speaker 3 (07:33):
And I love that. Over in the Senate, you've got
Senators Grooms, liber Fernandez, They're also going to be a
part of that South Carolina doge, so full circle with that,
you're going to be looking through all of the hopefully
in a very responsibly accountable fashion, where our tax dollars
are going in South Carolina. And you have a deadline
(07:54):
of I believe October first, and then what.
Speaker 5 (07:57):
Anything that we find and plan on we would start
to put into place, and of course anything that we
can come up with in terms of efficiencies, we would
include in next year's budget so that we'd have a
I say exclude and make it clear that these are
things we will no longer be doing. But I can't
predict what that would look like at this point. So
because we're just getting started on.
Speaker 3 (08:18):
That, keep us up to date on that. State Representative
Kathy Landing just talking about South Carolinas a new version
of doge here in the Palmetto State. I want to
get to this here. We are talking about roads, some
of the worst and I just feel for people out
on John's Island. We got a talkback tap from a
gal who's confused about a mailer coming in about the
(08:40):
tort reform that's going on in South Carolina is confusing.
So the talkback is here.
Speaker 6 (08:46):
Good morning, Kelly. This is Paula calling from John's Island.
Over the weekend, we received a mailer from Donald Trump
Junior which states s DOT two four four being considered
now in the state of South North Carolina and will
hurt the people in South Carolina. This is regarding insurances,
and I was just wondering if you could touch on
(09:09):
that and let people know what it's about.
Speaker 3 (09:11):
Thank you to her point, that's confusing if you've got
Junior out here saying that tort reform in South Carolina
to fix this insurance the mom and pops that are
going out of business daily because of the insurance drama.
What's going on there.
Speaker 5 (09:27):
Back and forth is coming from different perspectives of the
litigation attorneys many lawyer legislators are litigators, and the insurance companies,
and each side is pointing fingers at the other in
terms of who is really responsible for the problem. At
the heart of the situation is this What happened in
(09:49):
twenty seventeen is that the law was changed by the
state House with a lot of lawyer legislators that all
businesses would have to carry at least a million dollars
worth of liability. Once that was put in place, then
you know, we had a lot of different insurers in
this state, and the litigators in general were representing people.
(10:10):
They were going after these policies, and in general we
saw a huge uptick in the activity that ended up
driving a lot of the insurance companies, the smaller ones,
out of the state. So we have less insurers willing
to ensure let's just say a VFW or American legion
that might only serve to their own members on the
(10:31):
weekend at an event or something, but even the mom
and pops restaurants and bars and so forth. So the
end of this story so far is that the costs
became astronomical, in some cases actually driving those businesses out
of business because they couldn't afford the insurance premiums anymore.
So a little over fifty percent of the folks up
(10:51):
here are lawyers. I'm a business person and I also
have a forty year life insurance license. I do not
do proper and casually or liability, but I do understand
risk when you have a lot less insurers. Just like
anything else, there's less competition. You have to price risk properly,
and if the risk is only spread out among three insurers,
it's a lot higher chance that they're going to have
(11:11):
big payouts. And that's a big part of the reason
why we're seeing these cost be so high. So I believe,
as do a lot of people, that the amount of
liability should be directly correlated to your percentage of guilt.
And so if someone went at lunchtime today and had
a mimosa and then at five o'clock went and had
(11:34):
five drinks that some bar or restaurant, and then went
out and had an accident, but the restaurant serving the
moosa at noon being the deepest pockets, and therefore they
end up having to pay for whatever accident occurred. That's
not fair. That's what's called joint and several liability. You're
not being fair in the placing blame and therefore paying
(11:55):
for what happened. And so that's what we're trying to correct.
But it is very complicated as far as Don Junior
being involved. I'll tell you from what I can see,
so much money is involved on either side of these
ad campaigns, I'm just going to call them propaganda panic
campaigns because it's really almost intended. I think it looks
to me like it's intended to confuse the public.
Speaker 3 (12:14):
Yeah, I mean, you just solved a liability directly correlating
to your percentage of guilt. Done. Let's get it moving.
But how many more mom and pops needs to close
by the day? This is heartbreaking, so much so we
voted in South Carolina overwhelmingly on a ballot question to
fix this.
Speaker 2 (12:30):
Yeah.
Speaker 5 (12:31):
Yeah, that last sentence I said is the one that
should dictate whatever we do. In terms of law. There
should be no conflicts of interest. Nobody up here should
be making law based on what's going to benefit their
practice or their business, or their law firm or their whatever.
We want to be here for the public. That's who
we serve. But we also understand that part of the
(12:51):
public is having services and places to go that they
can enjoy their life and so forth. And that includes
restaurants and you know, not on profit places and things
like that. So it has to be a balancing act,
but a balance of what's right for the public, not
what's right for somebody's business.
Speaker 3 (13:08):
Back home, right, all right, let's stick on protecting the
public here. State Representative Kathy Landing, where are we with
ice raids happening in South Carolina? With sheriffs walking their
talk when it comes to working with Donald Trump this
administration to make our front porches safe, sweeping our own
(13:29):
front porches here, just in Charleston County alone and across
South Carolina.
Speaker 5 (13:33):
I had a chance last week to talk to our
own sheriff in Charleston County, Carl Ritchie, and Sheriff Ritchie
had been getting blowback as there was a question mark
as to whether he was actually cooperating with ICE because
of the two to eighty seven G in terms of
detainees and getting the information over so that ICE can
deport people. And it's absolutely incorrect that they weren't working together.
(13:57):
As a matter of fact, sure, Richie told me they
already had over hundred detaining in the detention center and
we're ready to go. And the issue was that apparently
with each new administration presidential administration, there are some updates
the premise of two eighty seven G, and so they
were waiting for the final updates. They've been working closely
with ICE. They actually said if you need any backup,
(14:19):
We're ready to go. We're here for you. And in
fact the term he said, we'll send in the cavalry
if needed. So we are definitely working hard with ICE
to detain folks and then deport as needed. Yeah, that
information is completely incorrect. Charleston County is working hard.
Speaker 3 (14:34):
I want to stay on the law enforcement topic here
for a second because this isn't being talked about enough.
I know we all love specialty license plates. I just
yesterday saw my cousin has one that I'm like, Okay,
I'm going to get this two hundred and fiftieth anniversary
of the Revolutionary or a license plate with the Palmeto
flag on it. I'm super excited there is a license plate.
(14:57):
Can you explain it's new? It's on here many some
people not talking about it with regards to the beach.
Speaker 5 (15:03):
So, jeffbe is an icon that's they're black and yellow bumblebee,
nice and bright colors, very noticeable, and it is a
autistic and neurodiversion license tag that helps alert law enforcement
or any first responders at all, and even a tow
truck if somebody comes to a car on the side
of the road, they can look at that and quickly know, Okay,
(15:24):
there's somebody that might have autism that's in the vehicle,
and turn off the slashing lights, turn off the sirens,
and approach the car a little more gently so that
they don't create a sensory overload situation that can be
a disaster. That was something I was able to get
pasted in my first term and has just become available
in January to actually order, so we should be seeing
(15:45):
them out on the roads here soon. And a companion
build to that was the training for first responders, not
just on the license tag but in general in encountering
autistic and neurodiversent individuals because a lot of the war situations,
just one on one encounter police with a say a
teenager who is on the spectrum and maybe is nonverbal
(16:07):
or doesn't understand some of the commands can often lead
to tasing and other things that even worse because of
the fact that the officer may not be able to
recognize the sign. So the training would be about what
does this license tag about, and how do you approach
the car? How do you look at for the warning
signs because a lot of times, most of the time
(16:28):
autistic individuals do not necessarily look any different than anybody else.
You have no way of knowing until it's too late.
And by the way, that bill for the training process
is in the Judiciary Committee on which I fit. We're
trying very hard to get that to be brought up.
There's over probably four hundred bills already in front of
the Judiciary Committee, so it takes a long time, but
(16:48):
I'm going to work hard to try to get this
one through because it should not be one that has
any contention to it. There's a little cost associated with
an additional continuing AD, but that's minor compared to the benefit.
Speaker 4 (16:59):
Right.
Speaker 3 (17:00):
Representative Kathy Leanning, thanks for the legislative update.
Speaker 5 (17:03):
My pleasure, Kelly, thanks so much for having me.
Speaker 1 (17:05):
This Big Fail Friday edition of the Kelly Golden Show
podcast is powered by Disaster Plus.
Speaker 6 (17:11):
Buzz Don't cuss when You'll have bus call seven. Queeny
foll seven, Cleeny foll seven.
Speaker 1 (17:17):
Disaster Plus
This is the Kelly Golden Show podcast powered by Disaster
Plus on a Big Veil Friday.
Speaker 2 (00:07):
Under consideration a new concept where we give twenty percent
of the DOGE savings to American citizens and twenty percent
goes to paying down debt because the numbers are incredible.
Speaker 3 (00:18):
State Representative Kathy Landing of the Low Country. Are DOGE
dividend checks coming from the South Carolina State House.
Speaker 4 (00:26):
Potentially There's been no talk of DOGE dividend checks from
the state House. What we are talking very strongly about
is cutting our tax rate considerably from where we were headed.
We were headed to six percent this year, and we
are working very hard to potentially get it down maybe
as far as three and a half. Not in the
first year, but within a couple of years.
Speaker 5 (00:48):
The process will be really going through does style everything
we do and seeing where we can cut waste. And
there's two efforts on that. One is a DOGE kind
of bill. I say kind of because it's similar to
what's being done with the appointment of the Elon Musk
by the President, and that has already cleared a Senate
panel and the Senate Finance Committee, and then if it
(01:10):
comes over to the House hopefully it would. Then we
would also take it up I'm sure very quickly. But
the other thing we've already done. We passed a bill
that changed our House rules, and one of the changes
I was very excited about was changing the name of
the House over Site Committee, which on which I sit,
to the Government Efficiency and House Oversite Committees. So we
(01:30):
will be tasked with taking a look at everything that's
done and where we can cut waste. So the hope
will be rather than sending checks back, that would be
a one time situation, but instead we will certainly be
cutting taxes this year, and that will save taxpayers, but
that we would actually make sure we bring that rate down.
Our plan is to become much lower than all of
our southeastern neighbors except a couple of ones that are
(01:54):
zero and probably have higher property taxes than other things
to make up for that. So we want to keep
property taxes low but also lower our rate to a
much much lower level.
Speaker 3 (02:03):
I think we should eliminate our property tax. That's eliminate
our income tax. Let's eliminate some more taxes. And who better,
by the way, to talk about fiscal responsibility and accountability
than a financial planner. State Representative Kathy Landing discussing here
the Doge style group being created. The literal name is
Commission on Fiscal Restraint and Government Efficiency. People want to
(02:26):
see slashing and want to see accountability and responsibility when
it comes to our tax dollars.
Speaker 5 (02:31):
Well, one other thing is what we've been seeing coming
out of Doze with the unbelievable amount of waste that really,
I don't even want to say borderline. It looks to
me like a lot of this does seem, you know,
almost like fraud. I mean, people would never have ocated
if they do some of the things that have been spent.
We have to have a balanced budget. It's by our
(02:52):
state constitution. We have to have a balanced budget, and
we actually have very little debt in the state of Fuscialist.
I'm very excited to say that we want to continue that. However,
there are places, and I'm a big proponent of the
idea that we need to get the tax rate down substantially,
maybe even to zero. We have talked about trying to
work it towards zero so that we compete for corporate
(03:12):
investment from globally as well as from other states. Poor
jobs here in South Carolina without giving these great, big
corporate incentives. I think the incentive packages have plenty of
downside and in some cases proven problems, and so I'd
much rather see suser tax dollars by keeping the rate
low for everybody, and then that would attract companies with
(03:35):
great jobs.
Speaker 3 (03:35):
Well, here you are talking about debt in South Carolina.
How about the fact we have a surplus? Have we
all finally agreed there is two billion in the budget?
Are we ever going to get that money back as taxpayers?
Speaker 5 (03:45):
As far as we've been told, that is not real money.
That was an accounting error that happened when the system
was shifted over in twenty fifteen from a more antiquated
model to a newer one somehow, And it's completely mind
to me again, as you say, as a financial planner,
that they would have lost track of what to do
(04:06):
with at that time. I think it was like one
point two billion, but the number just kept growing over time,
and they just kept sort of putting things there. So
there's been a whole audit of that, and continuing efforts
to with the audit which has already been completed, to
put new processes in place to make sure that never happened.
Speaker 3 (04:24):
Again, so I would imagine South Carolina having their own DOADE.
Would also if you're talking to audits here and accountability,
could we audit the South Carolina Department of Transportation because
this literally comes up every day Representative Landing of people
calling in saying our roads are crap. We spend so
much money, where is it going? And honestly, that's one
(04:46):
of our biggest agencies, se DOOT when it comes to
their budget.
Speaker 5 (04:49):
Yeah, So, as you know, I commute regularly, as anybody
that serves in the State House was certainly coming from
Mount Pleasant, I commute regularly to Columbia, and there's a
tremendous amount of road work being done right now to
widen twenty six and finish that widening, which is taking forever. However,
I've seen huge progress just in the two and a
half years I've been in office in the State House.
(05:11):
There are still tons of problems out there. I've been
to numerous meetings, whether it be through the state wide discussions,
but also because I was on the Education and Public
Works Committee for two years, so we definitely heard from
SCDOT and others regularly, but also through the bcd COG
the versus Berkeley County, Dorchester Council of Government. We get
(05:32):
regular updates on what's going on with road projects. And actually,
it's probably going to surprise people to hear this, but
a lot of the problem is not necessarily the funds.
It's capacity to be able to have enough workers to
get more work done. They can only do so much
at one time. And I'm not making excuses. I'm telling
you what they say. They say they're doing as much
(05:53):
as they possibly can right now, and so I agree
I think things need to be stepped up quite a bit.
I've heard different presentations, even from Johnny Cribb, a county
administrator for Berkeley County who does a great job up
there from everything I can see of how they work
so hard to stay on top of getting not just
the maintenance but the roads that need new. Listen, I'm
(06:16):
part of the reason I ran for office all the
way back in twenty seventeenth for town council was because
of forty one. We've been waiting forever for forty one
to get widened, and there's been just so much contention
back and forth, and it's still not done. We've still
seen very very little done.
Speaker 3 (06:30):
I mean, we could go down a rabbit hole finishing
five twenty six and so on. And you want to
talk about projects ongoing, I mean, go to the midlands
and upstate. Boy are they looking different these days. Some
of that money needs to roll back here to Charleston County,
the largest county in the state, who are feeling left behind.
Speaker 5 (06:49):
Well, so we are working hard on that. We have
a Charleston County delegation now in the State House that
is starting to gain a little tenure. We have a
lot of turnover for a long time, and people just
kind of there for a short time and then going
on to other things. So we're excited that we finally
start to have more of a voice now.
Speaker 3 (07:05):
Well, let's hope also on South Carolina's DOGE government efficiency
that's now being created, which is fantastic. Will we have
a seat at the table there too?
Speaker 5 (07:14):
Oh yes, I'm actually on House Oversight and that's going
to be the House efforts that's already done of putting
something in place, is the Government Efficiency and House Oversight Committee,
And I expect us to be starting to see things
right away. And our chairman, Jef Johnson is he's very
big on left government, so I'd like to see us
do as much as we can right away and not wait.
Speaker 3 (07:33):
And I love that. Over in the Senate, you've got
Senators Grooms, liber Fernandez, They're also going to be a
part of that South Carolina doge, so full circle with that,
you're going to be looking through all of the hopefully
in a very responsibly accountable fashion, where our tax dollars
are going in South Carolina. And you have a deadline
(07:54):
of I believe October first, and then what.
Speaker 5 (07:57):
Anything that we find and plan on we would start
to put into place, and of course anything that we
can come up with in terms of efficiencies, we would
include in next year's budget so that we'd have a
I say exclude and make it clear that these are
things we will no longer be doing. But I can't
predict what that would look like at this point. So
because we're just getting started on.
Speaker 3 (08:18):
That, keep us up to date on that. State Representative
Kathy Landing just talking about South Carolinas a new version
of doge here in the Palmetto State. I want to
get to this here. We are talking about roads, some
of the worst and I just feel for people out
on John's Island. We got a talkback tap from a
gal who's confused about a mailer coming in about the
(08:40):
tort reform that's going on in South Carolina is confusing.
So the talkback is here.
Speaker 6 (08:46):
Good morning, Kelly. This is Paula calling from John's Island.
Over the weekend, we received a mailer from Donald Trump
Junior which states s DOT two four four being considered
now in the state of South North Carolina and will
hurt the people in South Carolina. This is regarding insurances,
and I was just wondering if you could touch on
(09:09):
that and let people know what it's about.
Speaker 3 (09:11):
Thank you to her point, that's confusing if you've got
Junior out here saying that tort reform in South Carolina
to fix this insurance the mom and pops that are
going out of business daily because of the insurance drama.
What's going on there.
Speaker 5 (09:27):
Back and forth is coming from different perspectives of the
litigation attorneys many lawyer legislators are litigators, and the insurance companies,
and each side is pointing fingers at the other in
terms of who is really responsible for the problem. At
the heart of the situation is this What happened in
(09:49):
twenty seventeen is that the law was changed by the
state House with a lot of lawyer legislators that all
businesses would have to carry at least a million dollars
worth of liability. Once that was put in place, then
you know, we had a lot of different insurers in
this state, and the litigators in general were representing people.
(10:10):
They were going after these policies, and in general we
saw a huge uptick in the activity that ended up
driving a lot of the insurance companies, the smaller ones,
out of the state. So we have less insurers willing
to ensure let's just say a VFW or American legion
that might only serve to their own members on the
(10:31):
weekend at an event or something, but even the mom
and pops restaurants and bars and so forth. So the
end of this story so far is that the costs
became astronomical, in some cases actually driving those businesses out
of business because they couldn't afford the insurance premiums anymore.
So a little over fifty percent of the folks up
(10:51):
here are lawyers. I'm a business person and I also
have a forty year life insurance license. I do not
do proper and casually or liability, but I do understand
risk when you have a lot less insurers. Just like
anything else, there's less competition. You have to price risk properly,
and if the risk is only spread out among three insurers,
it's a lot higher chance that they're going to have
(11:11):
big payouts. And that's a big part of the reason
why we're seeing these cost be so high. So I believe,
as do a lot of people, that the amount of
liability should be directly correlated to your percentage of guilt.
And so if someone went at lunchtime today and had
a mimosa and then at five o'clock went and had
(11:34):
five drinks that some bar or restaurant, and then went
out and had an accident, but the restaurant serving the
moosa at noon being the deepest pockets, and therefore they
end up having to pay for whatever accident occurred. That's
not fair. That's what's called joint and several liability. You're
not being fair in the placing blame and therefore paying
(11:55):
for what happened. And so that's what we're trying to correct.
But it is very complicated as far as Don Junior
being involved. I'll tell you from what I can see,
so much money is involved on either side of these
ad campaigns, I'm just going to call them propaganda panic
campaigns because it's really almost intended. I think it looks
to me like it's intended to confuse the public.
Speaker 3 (12:14):
Yeah, I mean, you just solved a liability directly correlating
to your percentage of guilt. Done. Let's get it moving.
But how many more mom and pops needs to close
by the day? This is heartbreaking, so much so we
voted in South Carolina overwhelmingly on a ballot question to
fix this.
Speaker 2 (12:30):
Yeah.
Speaker 5 (12:31):
Yeah, that last sentence I said is the one that
should dictate whatever we do. In terms of law. There
should be no conflicts of interest. Nobody up here should
be making law based on what's going to benefit their
practice or their business, or their law firm or their whatever.
We want to be here for the public. That's who
we serve. But we also understand that part of the
(12:51):
public is having services and places to go that they
can enjoy their life and so forth. And that includes
restaurants and you know, not on profit places and things
like that. So it has to be a balancing act,
but a balance of what's right for the public, not
what's right for somebody's business.
Speaker 3 (13:08):
Back home, right, all right, let's stick on protecting the
public here. State Representative Kathy Landing, where are we with
ice raids happening in South Carolina? With sheriffs walking their
talk when it comes to working with Donald Trump this
administration to make our front porches safe, sweeping our own
(13:29):
front porches here, just in Charleston County alone and across
South Carolina.
Speaker 5 (13:33):
I had a chance last week to talk to our
own sheriff in Charleston County, Carl Ritchie, and Sheriff Ritchie
had been getting blowback as there was a question mark
as to whether he was actually cooperating with ICE because
of the two to eighty seven G in terms of
detainees and getting the information over so that ICE can
deport people. And it's absolutely incorrect that they weren't working together.
(13:57):
As a matter of fact, sure, Richie told me they
already had over hundred detaining in the detention center and
we're ready to go. And the issue was that apparently
with each new administration presidential administration, there are some updates
the premise of two eighty seven G, and so they
were waiting for the final updates. They've been working closely
with ICE. They actually said if you need any backup,
(14:19):
We're ready to go. We're here for you. And in
fact the term he said, we'll send in the cavalry
if needed. So we are definitely working hard with ICE
to detain folks and then deport as needed. Yeah, that
information is completely incorrect. Charleston County is working hard.
Speaker 3 (14:34):
I want to stay on the law enforcement topic here
for a second because this isn't being talked about enough.
I know we all love specialty license plates. I just
yesterday saw my cousin has one that I'm like, Okay,
I'm going to get this two hundred and fiftieth anniversary
of the Revolutionary or a license plate with the Palmeto
flag on it. I'm super excited there is a license plate.
(14:57):
Can you explain it's new? It's on here many some
people not talking about it with regards to the beach.
Speaker 5 (15:03):
So, jeffbe is an icon that's they're black and yellow bumblebee,
nice and bright colors, very noticeable, and it is a
autistic and neurodiversion license tag that helps alert law enforcement
or any first responders at all, and even a tow
truck if somebody comes to a car on the side
of the road, they can look at that and quickly know, Okay,
(15:24):
there's somebody that might have autism that's in the vehicle,
and turn off the slashing lights, turn off the sirens,
and approach the car a little more gently so that
they don't create a sensory overload situation that can be
a disaster. That was something I was able to get
pasted in my first term and has just become available
in January to actually order, so we should be seeing
(15:45):
them out on the roads here soon. And a companion
build to that was the training for first responders, not
just on the license tag but in general in encountering
autistic and neurodiversent individuals because a lot of the war situations,
just one on one encounter police with a say a
teenager who is on the spectrum and maybe is nonverbal
(16:07):
or doesn't understand some of the commands can often lead
to tasing and other things that even worse because of
the fact that the officer may not be able to
recognize the sign. So the training would be about what
does this license tag about, and how do you approach
the car? How do you look at for the warning
signs because a lot of times, most of the time
(16:28):
autistic individuals do not necessarily look any different than anybody else.
You have no way of knowing until it's too late.
And by the way, that bill for the training process
is in the Judiciary Committee on which I fit. We're
trying very hard to get that to be brought up.
There's over probably four hundred bills already in front of
the Judiciary Committee, so it takes a long time, but
(16:48):
I'm going to work hard to try to get this
one through because it should not be one that has
any contention to it. There's a little cost associated with
an additional continuing AD, but that's minor compared to the benefit.
Speaker 4 (16:59):
Right.
Speaker 3 (17:00):
Representative Kathy Leanning, thanks for the legislative update.
Speaker 5 (17:03):
My pleasure, Kelly, thanks so much for having me.
Speaker 1 (17:05):
This Big Fail Friday edition of the Kelly Golden Show
podcast is powered by Disaster Plus.
Speaker 6 (17:11):
Buzz Don't cuss when You'll have bus call seven. Queeny
foll seven, Cleeny foll seven.
Speaker 1 (17:17):
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