Episode Transcript
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Speaker 1 (00:04):
Aight'll five thirty and Ask the Experts brotsch by Rockrealty Online,
Rock Wisconsin dot com. That's r O. C. K Wisconsin
dot com. Great website to check out again, that's Rock
Wisconsin dot com. Del Fornumber six eight six seven three
fifty four hundred. That's six eight six seven three fifty
(00:25):
four hundred. And joining us this morning from Rockrealty, do
you one and only Matt Heypeman. Matt, how you doing
this morning?
Speaker 2 (00:30):
Good morning doing good?
Speaker 1 (00:32):
Stand dry when I walked in? Yeah, how's your basement
looking good? Yeah? Yeah, good, good good.
Speaker 2 (00:39):
It was good to have a dry base.
Speaker 1 (00:40):
It is it is. I've got family in Walkishaw, thank goodness.
Immediate family did already did alright, but some people I
grew up with a lot of water.
Speaker 2 (00:51):
Yeah. It's got rough down there.
Speaker 1 (00:52):
Yeah it is rough and uh. And we're actually gonna
talk this morning about things to know and have inspected
before buying a real property. And one of the things
I touched on is floodplains and other things. So we're
going to talk with Matt about that and so much
more this morning with Ask the Experts in Rock Realty.
I have mentioned the website Rockwisconsin dot com. And I
really hope during the show or as soon as you
(01:12):
get into the office this morning, we will not tell
your boss. Head on over to Rockwisconsin dot com. It's
always fun, nice little escape. Even if you're not looking
to buy anything like that, it's still a fun place
to check out and see what's out there. And one
of the properties you will see is a beautiful home
on twenty one twenty Thomas Street in Beloit and matt
(01:33):
this week's featured listing. The house is beautiful and I
start scrolling through some of the pictures and I'm like,
this is a big, big lot. And then thankfully the
listing agent, Nicole, she actually puts some nice pictures up
so you can kind of get an idea, an aerial
view of what this lot looks like. This is a
(01:53):
really really nice home on a really nice piece of property,
isn't it. Yeah.
Speaker 2 (01:57):
I mean it's getting harder and harder to you know,
something on acreage with a lot of garage space for
under four hundred thousand dollars, and this one fits the bill. Yeah,
I'm here to get a ranch home. It's got the
three bedrooms that most people are looking for on just
over an acre lot. And boy does it have garage space.
Speaker 1 (02:20):
Let's let's talk about that, because that is from that.
When you see the house right away, you notice it's
got is it. It's one, two, three, four doors. One
of those is a double so I'm counting. And this
is this is just my my broadcast school map. Here
(02:40):
there you can park in covered areas, five separate vehicles.
And I'm looking at the depth of the attached garage, Matt,
and that looks like you could probably squeeze.
Speaker 2 (02:51):
Well, you know what caught me by surprises a little
later in the photos, you see there's a sixth door
on the backside of separate so, oh yeah, it's actually
a six car garage on this.
Speaker 1 (03:03):
Gotch How great? How cool is that? I would love
to have a six car garage and I would have
five cars, and then I put put a boat in.
Speaker 2 (03:13):
That it gives you reason to buy all those toys.
Speaker 1 (03:15):
It does, yes, it does. But honey, we've got this
perfect spot. That's what I run into. Now it's like
where you're gonna put it? Well, well, uh so, yeah.
So it's a great, great house right in Beloit, great
lot of over an acre, plenty of garage space, three bedrooms,
one and a half bath, and uh and square footage wise. Great,
(03:36):
they're under four hundred thousand dollars. You're not going to
beat this property on Nicole Fisher. She is the listing
agent on this week's featured listing. Her telephone number six
oh eight two eight nine fifty one forty five. That's
six oh eight two eight nine fifty one forty five
for Nicole. Great data set up that showing at the
house on Thomas Street in Beloit. You can see it
(03:57):
also if you head on over to rock with dot
com that's rck W Wisconsin dot com. Take a peek
at that beautiful house. And of course you can schedule
that listening with Nicole as well. As mentioned this week's conversation.
We'll actually talk a little bit more too about this
feature listening a little bit later on in the program,
but this week we are going to primarily talk about
some things to inspect before buying rural property. And speaking
(04:21):
of acreage, Matt, obviously, a lot of folks what really
draws them to the rural part of the area is
the fact that you've got space, you can get a
little bit of acreage, but there are things to think about.
And just like in a city, although maybe less restrictive
things like zoning, land use, those type of things, there
are still there are still guidelines. There are still some
restrictions in those areas, aren't there can be.
Speaker 2 (04:43):
Anyway, Yeah, it's surprising how zoning can change from municipality
to municipality. You know, there's some zoning that doesn't allow
you to build an outbuilding even if you have acreage.
There's other other zoning that allows you to build just
a monstrosity of an outbuilding as long as it's used
for your own personal business. And so it's it's an
(05:05):
important thing to figure out too what sort of zoning
each property, rural property comes with, and then also what
you're allowed to use it for.
Speaker 1 (05:14):
As a general overview with what we're about to talk about.
Also this also, and I know I bring this up
a lot, but I think it's a very important point,
is working with that right agent on this type of stuff.
You know, if you know, like I want to, I'm
looking for a rural lot, working with that agent that's
familiar with that. I mean again, I know the agents
at Rock Realty are phenomenal at what they do and
(05:36):
can help you with these very things. I know some
folks prefer and work a lot on the isthmus and
some of those small lots, maybe condos, some of those homes.
And I know some other agents are like, bring it on,
I want this, you know, this is my world. I
love the acreage, I love that talk. So this really
reinforces the importance of working with a really great agent
and the folks at Rock Realty would love to help you.
And one of the big differences too is when you
(05:58):
get away from the city also get away from some
of the infrastructure, things like water, sewer, those type of services.
You want to understand what this house has, what this
property has, what options you have, whether it's mound system
or other things. But understanding how that, how that private
system for your for your well in septic, how that works,
(06:19):
and what's available as far as options. It's an important
question to be asking.
Speaker 2 (06:22):
Yeah, absolutely, I mean and just in talking about this
Thomas Street listing and also as well in septic. Right,
so nice little subject matter for the day. Yeah, and
you know, well in sceptic, I mean that's uh, that
in and of itself is just so many details, so
many things to look forward to know about you know,
with with your well, whether or not you've got e
(06:44):
Coli in it right, and you know, you know a
lot of these things are scary for people that haven't
lived in rural properties, but the truth of the matter
is almost everything can be resolved anything that's found, you know,
whether they shock the well or or you know, raise
the the casing on the well a little taller just
to make sure you don't get any you know, rodents
in there right. And septic it's it's its own unique thing.
(07:07):
You know. You've got your you know, below grade septic tanks,
you've got mound systems, you've got you know, pumps and grinders,
and there's just a lot to know. But it's one
of those things that if you have a experienced agent,
they can go through the details and make it a
little less intimidating because obviously there are hundreds of thousands,
(07:29):
if not millions, of people living in rural areas and
they're doing just fine.
Speaker 1 (07:32):
Yes, absolutely, you know, I I've never had a house
with a well, but my wife grew up in northern Wisconsin,
and of course that's that is how even if you're
in cities, oftentimes they're still using well service, and she
swears like if she if she had things her way,
she'd get a rag out back and be drilling for water.
It's just like the water, you know, in her world,
(07:53):
nothing's better than well water. It is perfect. They're a
nice thing is when you're on a well, guess what
you're not paying.
Speaker 2 (07:59):
A monthly charge? O?
Speaker 1 (08:01):
What A what a blessing? That is one of the
things that can come up sometimes. I think folks may
look at maps and you'll see like a big track
of land and you're going to the same person own
all of this, and sometimes they do. Sometimes it's various owners.
And if there's an area, for example, that may be landlocked,
there may be things like easements and other things, and
those can be tricky also as you're saying, wait, I
(08:22):
own that land, but somebody else is allowed to use
it for certain purposes. Those are things that as a
as a potential buyer, you definitely want to want to understand, fully,
isn't aren't they?
Speaker 2 (08:34):
Yeah, it's a it's a good idea to you know,
run some run some research on the title word great
to find out what easements are in place. And easement
is just allowing access on your property, right and it
could be utility companies that need to get to, you know,
some power lines. It could be the neighbor who uses
(08:55):
a part of your driveway to get to his section
of land. Right, maybe there's a shared driveway agreement on
the property. Sometimes even shared septic agreements. So it's good
to know ahead of time what's on there. And it's interesting,
you know how many years back some of these things
can go oh you know, you know, you could have
(09:17):
something from you know, in the nineteen thirties or forties
that's still in place on the property that you should
know about, just to make sure you're aware before you
make an offer.
Speaker 1 (09:26):
As somebody we've got on the backside of our property,
we've got an easement for the power company because they
run the power lines through there for the homes along
one of the streets on the other side of the property.
And that was something when we were looking that question
that I had about that some of this stuff come
out also in title work or is that not included matter?
(09:46):
Is it kind of each individual case unique in its own.
Speaker 2 (09:50):
Yeah, when you're working with the title company, and in
our state we do we work with title companies, you've
got two choices you can wait until they run the
title after you haven't accepted offer, or you can do
something you know, it's it's called different things depending on
the title company, but search and hold is a common
name where you preemptively say, hey, can you run the
title work see what pops up, and let us know
(10:12):
like what you're what you're seeing, what's been recorded on
the deed? What's uh, what's the description say for the property?
You know, so you know exactly what you're buying, what
you're getting into prior to making an offer. Nice that
this market's leveling out a bit, so buyers may have
the chance to actually do that sort of due diligence.
But it's important whether it's zoning or property access and easement,
(10:34):
it's just super important that a buyer does the due diligence.
You know, as a as an agent, we can give
them the information that has been provided to us so
that we might find ourselves. But it's extremely important that
you know, you contact, for instance, like the d n
R or the county zoning office and just double check
things right. You don't want to get into a property
(10:56):
and find out that you're you're not able to put
those the multiple out buildings down there like you.
Speaker 1 (11:01):
Thought you could.
Speaker 2 (11:01):
So it's always best to do your due diligence before
making any offer. And if you're going to make an
offer and it's a competitive situation, put in some sort
of contingency in there so that you know you have
the time and the option of maybe getting out of
the offer if you find out some bad news.
Speaker 1 (11:17):
And the nice thing in the connected world we are
in now, there are a lot of great resources you mentioned.
Folks are saying, well, well, how do I know DNR
codes and other things? And I know there's fantastic websites
and other things. A simple querry oftentimes can point you
right in the right direction, as we talked this morning
with Matt Heytman. Of course, Matt comes to us from
Rockrealty Online, Rockwisconsin dot com. That's our Ock Wisconsin dot com.
(11:38):
They're telling number six O eight six seven three fifty
four hundred. That's six h eight six seven three fifty
four hundred. It'speaking of being pointed in the right direction.
I know these are available and they are important, which
are flood maps, flood zones, understanding where those areas are,
and of course wetlands. They each present different kind of
rules guidance. They also affect things like insurance and other things.
(12:00):
If you want to carry additional insurance, that's something you
definitely want to investigate also, isn't it.
Speaker 2 (12:05):
Yeah, yeah, we get two different things there. Your flood zones.
In general, a lot of rural properties may have, yeah,
like wetlands and a flood zone on the property. There are,
for instance, our the insurance company that we work with,
they can actually put the address in find out if
(12:25):
it triggers any kind of flood zones on the property,
so that you know, you know how much more you
may have to pay for insurance if it isn't a
flood zone, you know, the wetlands and shoreland zoning. Even so,
if you have a creek or a river running through
the property, it's possible that it's subject to shortland zoning,
(12:46):
which offers its own bit of restrictions, right, So it's
always good to know about that as well. So again
I would say that, yeah, rural property is in general,
you know, it does take a little more preemptive due diligence.
I think then if you're just buy something in a subdivision,
that's a pretty cookie cutter.
Speaker 1 (13:03):
What's fascinating is how quickly you become an expert on
these things though. Is you know, you talk about folks
that have beachfront property, for example, you talk to them
about like what is and what is is and is
not approved? They know exactly and it's it's actually you know,
as folks do this, you think about all the amazing
benefits to that, to those rural properties and you know,
whether it's acreage, whether it's a lot with with lake
(13:26):
or river. I mean, it's really a great, great benefit.
And again some of those things to inspect and check
out and just understand before you're buying a really important
steps to be taking. As we talked this morning with
Matt Heytman of Rock Realty, great day. Whether you're looking
to pick up some of some acreage, maybe you're just
looking for some hunting land or looking for a place
to put a cottage or something like that. Of course,
(13:48):
folks at Rock Realty they are there for you. All
you got to do is pick a phone, gave a
call six oh eight six seven three fifty four hundred.
That's six oh eight six seven three fifty four hundred
mentioned earlier. Finding the right agent. They make it easy
at right Realty. If you head on over to Wisconsin
Buyeragent dot com. That's Wisconsin Buyer Agent dot com. Great
bios about all the agents at Rockrealty. You can also
(14:09):
schedule an appointment to meet and have a conversation with them.
Litt'll get to know you again. That available to you
at Wisconsin Buyer Agent All one word Wisconsin Buyer Agent
dot com. I gotta telph number six oh eight six
seven three fifty four hundred. That's six oh eight six
seven three fifty four hundred. We'll consindu you our conversation
with Matt Hymen. We'll talk a little bit more about
what to know when it comes to buying rural real estate.
(14:31):
We'll get those details from at next as Ask the
Experts with Rockrealty continues right here on thirteen ten wib
A eight fifty one thirteen ten wib and Ask the
Experts with Rockrealty online Rock Wisconsin dot com. That's our
Ock Wisconsin dot Com delph number six oh eight six
(14:52):
seven three fifty four hundred. That's six oh eight six
seven three fifty four hundred. A lot of great information
this week. Things to know and inspect before buying rural
property and Matt. One of the things I think a
lot of us love about this part of the country
and this area is you can be in the country
but still have access to all of the beautiful conveniences
(15:13):
of the city. I know. With you know, if you
live on the Isthmus, you're literally ten to fifteen minutes
from getting to the middle of nowhere, I know, or
vice versa. I agree.
Speaker 2 (15:21):
That's one of the things that kind of attracted me
to this area when I first moved here was you
could be literally from downtown to suburbs to the middle
of a cornfield in twenty minutes. Yeah, it's everything you need.
Speaker 1 (15:34):
Want to go out for a nice dinner at a
nice restaurant and a downtown locale, you can do that
and then yeah, go head out to the country and
call it a day. And that's some of the great stuff.
So we talked about all the great options and finding
that perfect place for you and your lifestyle and your family.
Of course, the folks at Rockrealty would love to help
you do that. The website Rock Wisconsin dot com. You
want to get to know some of the agents, just
(15:54):
head on over to Wisconsin buyeragent dot com. That's Wisconsin
buyer agent dot Com also can call six oh' eight
six seven three fifty four hundred. That's six oh' eight
six seven three fifty four hundred. When it comes to
I'm a city kid. I grew up in the city,
and as a matter of fact, until I bought my home,
I had never lived in a house. And this is
(16:14):
a fact where there wasn't a direct neighbor that I
shared at least one wall with and first time ever.
One of the nice things when you live in the city,
it's pretty clear about like where things start and where
things end as far as as far as property lines.
You move out into the country, things get a little
more confusing, and it's really really important to understand what
(16:34):
those boundaries are. Maybe get it, you know, have a
survey or come out and let you see firsthand where
those are, because when you're standing in the middle of
a forest or you're standing in the middle of a field,
it is really hard, even with the greatest GPS on
your phone to determine that. You really want to make
sure that you understand what it is that you're buying,
isn't it, Matt.
Speaker 2 (16:53):
Yeah, absolutely, I mean even if you see stakes in
the ground, it doesn't mean that's where the corner is, right,
So it's important to if if the surveys, if knowing
your boundaries is really important, it's important to get a
survey right to get it professionally done. Access Dane, you know,
(17:13):
the county website can give you kind of a rough
idea from above using kind of a Google map overhead shot.
But you know, by no means is that for certain.
And you know we've seen surveys you know, come out
and it be significantly different, right. You know, you can
see situations where there's a fence on your property and
you know nobody you or the neighbor didn't know it
(17:35):
at the time.
Speaker 1 (17:35):
Right.
Speaker 2 (17:36):
So you know, if if it's an important thing, the boundaries,
you definitely want to have a surveyor out there. Otherwise
it's it's hard to say for sure.
Speaker 1 (17:41):
You mentioned that Access Dane and I know, like Rock
County has the g I S and I think Access
Dane connects to it as well, And that's it's a
cool resource for a number of things. By the way,
as we talk about getting online Rock Wisconsin dot com.
Also if you want to Google that you can see
get a look at your own property and just kind
of see what things look like and then kind to
get an idea of of where property lines are. You
(18:02):
maybe a little surprised by that, but as Matt mentioned,
the importance of of you know, actually having its surveyed
if that is something that that is really of concern,
and of course think about putting in a fence or again,
oh I want to build a building over here, a
building over there, you want to make sure that ultimately
that it's going to be on your property. We're talking
earlier too about about sometimes shared driveways and other things.
(18:25):
Sometimes there can be access roads and uh and sometimes
and you'll see it. You'll say, you'll see signs on
the end of end of what you believe to be
a road, it'll say private drive Understanding that that who's
responsible for for what parts of the of the access
That is an important part of this that folks may
not always think about.
Speaker 2 (18:45):
Yeah, absolutely, you know, it's it's surprising how nice a
roads sometimes are considered private.
Speaker 1 (18:51):
Yah.
Speaker 2 (18:51):
Yeah, and sometimes it's pretty obvious that the gravel road
is not something that the county is going to come
out and take care of, right, So, so knowing that
knowing if it's uh, you know, your responsibility and neighbors responsibility.
There's just so many times that you see two rural properties,
one drive going in and then it splits off, you know,
and and just knowing like who's who's in charge of
(19:12):
that snow removal out there? Who's charge who's in charge
of mowing around it?
Speaker 1 (19:16):
It's important as we talk about this stuff too, Matt.
I feel like it's such a fun experience. I know,
for there's there are certain types of folks that really
and I have many of them in my life, that
really like that rural atmosphere, that rural environment. They love
the idea that when they walk out their door at night,
go out on the back patio, they hear nothing but
(19:37):
the breeze through the trees. And we think about that
stuff and we go through these some of these steps.
It's it's again we talked about some of the great
resources out there. It's really just you talk about a
great life is experiencing that for folks, And it's really
a great data to be talking with an agent. Maybe
you're tired of having neighbors, Maybe you're tired of of
street lights. Maybe you want to look up at the
(19:57):
sky and actually see something. Yeah, what a great dayta
is to start that work.
Speaker 2 (20:01):
We're also just electronically connected, yeah right now right that
we're just in our in our phones and our socials.
It's uh really hard to disconnect at all. And having
a rural property, I mean it's a uh it's something
that people are really becoming attracted too because you know,
you can feel that sort of disconnection and kind of
get back in touch with nature. Maybe even you know,
(20:23):
put your bare feet in the grass occasionally.
Speaker 1 (20:25):
Check that and just imagine how cool that would just agree.
And one thing too, speaking of the technology thing, is
it used to be, uh, you know you'd have to
be like, well do I if you do need to
maybe you work remotely? Other things? What about cable at
internet or or that. Now there's satellite and other things
that folks are using. It's like, eh, it doesn't you
can really get rural and and really not have to
(20:45):
worry about it. So that's a great day to start
that conversation, start that journey. You think about doing a
pickup phone game and call it rock Realty Tell Whenever
six soh eight six seven three fifty four hundred. That's
six oh eight six seven three fifty four hundred. This
featured listing this week is a mix of both. You
got the We were talking earlier about the convenience of
being near a city. This is a Boloyd property, but
it's out outside of town, so you're near town.
Speaker 2 (21:08):
It's north of the actually closer to Janesville, so closer
to the big city.
Speaker 1 (21:12):
The big city of jays which, by the way, that
they're really that that Ice Rank Community Center is really
coming along. And I saw the working on the children's museum.
Oh my gosh, it's gonna be that's going to be
deluxe as well. Let's talk though about this about this house,
twenty one twenty Tomas Street. We talked about the garages,
we talked about over an acre of land. The house itself, Matt,
(21:34):
It's got everything and anything you need for a great home,
doesn't it.
Speaker 2 (21:38):
Yeah, yeah it does. I mean it's got your you know,
three bedroom, multiple paths, ranch styles, so you know, all
the bedrooms are on one floor, so it it accommodates
any age group and six cars can fit there or
a boat, jet ski, a golf simulator.
Speaker 1 (21:57):
And three cars exactly.
Speaker 2 (22:00):
There's a lots of options out there. Huge driveway, so
I would I would suggest having some sort of powered
equipment for the snow, but beyond that, it's a fantastic property.
Speaker 1 (22:08):
It is a great property. Great day to give Nicole Fisher,
the listing agent, a phone call. I want to see
this home. It's again right at twenty one twenty Thomas
Street in Beloit. Nicole's number six oh eight two eight
nine fifty one forty five. That's two eight nine fifty
one forty five. Telling Nicole you'd love to see this
house on Thomas Street. You can also check it out
(22:29):
online Rock Wisconsin dot com. That's r O c K
Wisconsin dot com. Matt, it's always great seeing you. Time
definitely flies by when we're hanging out. You have a
great day, are you too? Thanks Sean, Bicky mcckennach comes
your way next right here on thirteen ten wib E
Aight'll five thirty and Ask the Experts brotsch by Rockrealty Online,
Rock Wisconsin dot com. That's r O. C. K Wisconsin
dot com. Great website to check out again, that's Rock
Wisconsin dot com. Del Fornumber six eight six seven three
fifty four hundred. That's six eight six seven three fifty
(00:25):
four hundred. And joining us this morning from Rockrealty, do
you one and only Matt Heypeman. Matt, how you doing
this morning?
Speaker 2 (00:30):
Good morning doing good?
Speaker 1 (00:32):
Stand dry when I walked in? Yeah, how's your basement
looking good? Yeah? Yeah, good, good good.
Speaker 2 (00:39):
It was good to have a dry base.
Speaker 1 (00:40):
It is it is. I've got family in Walkishaw, thank goodness.
Immediate family did already did alright, but some people I
grew up with a lot of water.
Speaker 2 (00:51):
Yeah. It's got rough down there.
Speaker 1 (00:52):
Yeah it is rough and uh. And we're actually gonna
talk this morning about things to know and have inspected
before buying a real property. And one of the things
I touched on is floodplains and other things. So we're
going to talk with Matt about that and so much
more this morning with Ask the Experts in Rock Realty.
I have mentioned the website Rockwisconsin dot com. And I
really hope during the show or as soon as you
(01:12):
get into the office this morning, we will not tell
your boss. Head on over to Rockwisconsin dot com. It's
always fun, nice little escape. Even if you're not looking
to buy anything like that, it's still a fun place
to check out and see what's out there. And one
of the properties you will see is a beautiful home
on twenty one twenty Thomas Street in Beloit and matt
(01:33):
this week's featured listing. The house is beautiful and I
start scrolling through some of the pictures and I'm like,
this is a big, big lot. And then thankfully the
listing agent, Nicole, she actually puts some nice pictures up
so you can kind of get an idea, an aerial
view of what this lot looks like. This is a
(01:53):
really really nice home on a really nice piece of property,
isn't it. Yeah.
Speaker 2 (01:57):
I mean it's getting harder and harder to you know,
something on acreage with a lot of garage space for
under four hundred thousand dollars, and this one fits the bill. Yeah,
I'm here to get a ranch home. It's got the
three bedrooms that most people are looking for on just
over an acre lot. And boy does it have garage space.
Speaker 1 (02:20):
Let's let's talk about that, because that is from that.
When you see the house right away, you notice it's
got is it. It's one, two, three, four doors. One
of those is a double so I'm counting. And this
is this is just my my broadcast school map. Here
(02:40):
there you can park in covered areas, five separate vehicles.
And I'm looking at the depth of the attached garage, Matt,
and that looks like you could probably squeeze.
Speaker 2 (02:51):
Well, you know what caught me by surprises a little
later in the photos, you see there's a sixth door
on the backside of separate so, oh yeah, it's actually
a six car garage on this.
Speaker 1 (03:03):
Gotch How great? How cool is that? I would love
to have a six car garage and I would have
five cars, and then I put put a boat in.
Speaker 2 (03:13):
That it gives you reason to buy all those toys.
Speaker 1 (03:15):
It does, yes, it does. But honey, we've got this
perfect spot. That's what I run into. Now it's like
where you're gonna put it? Well, well, uh so, yeah.
So it's a great, great house right in Beloit, great
lot of over an acre, plenty of garage space, three bedrooms,
one and a half bath, and uh and square footage wise. Great,
(03:36):
they're under four hundred thousand dollars. You're not going to
beat this property on Nicole Fisher. She is the listing
agent on this week's featured listing. Her telephone number six
oh eight two eight nine fifty one forty five. That's
six oh eight two eight nine fifty one forty five
for Nicole. Great data set up that showing at the
house on Thomas Street in Beloit. You can see it
(03:57):
also if you head on over to rock with dot
com that's rck W Wisconsin dot com. Take a peek
at that beautiful house. And of course you can schedule
that listening with Nicole as well. As mentioned this week's conversation.
We'll actually talk a little bit more too about this
feature listening a little bit later on in the program,
but this week we are going to primarily talk about
some things to inspect before buying rural property. And speaking
(04:21):
of acreage, Matt, obviously, a lot of folks what really
draws them to the rural part of the area is
the fact that you've got space, you can get a
little bit of acreage, but there are things to think about.
And just like in a city, although maybe less restrictive
things like zoning, land use, those type of things, there
are still there are still guidelines. There are still some
restrictions in those areas, aren't there can be.
Speaker 2 (04:43):
Anyway, Yeah, it's surprising how zoning can change from municipality
to municipality. You know, there's some zoning that doesn't allow
you to build an outbuilding even if you have acreage.
There's other other zoning that allows you to build just
a monstrosity of an outbuilding as long as it's used
for your own personal business. And so it's it's an
(05:05):
important thing to figure out too what sort of zoning
each property, rural property comes with, and then also what
you're allowed to use it for.
Speaker 1 (05:14):
As a general overview with what we're about to talk about.
Also this also, and I know I bring this up
a lot, but I think it's a very important point,
is working with that right agent on this type of stuff.
You know, if you know, like I want to, I'm
looking for a rural lot, working with that agent that's
familiar with that. I mean again, I know the agents
at Rock Realty are phenomenal at what they do and
(05:36):
can help you with these very things. I know some
folks prefer and work a lot on the isthmus and
some of those small lots, maybe condos, some of those homes.
And I know some other agents are like, bring it on,
I want this, you know, this is my world. I
love the acreage, I love that talk. So this really
reinforces the importance of working with a really great agent
and the folks at Rock Realty would love to help you.
And one of the big differences too is when you
(05:58):
get away from the city also get away from some
of the infrastructure, things like water, sewer, those type of services.
You want to understand what this house has, what this
property has, what options you have, whether it's mound system
or other things. But understanding how that, how that private
system for your for your well in septic, how that works,
(06:19):
and what's available as far as options. It's an important
question to be asking.
Speaker 2 (06:22):
Yeah, absolutely, I mean and just in talking about this
Thomas Street listing and also as well in septic. Right,
so nice little subject matter for the day. Yeah, and
you know, well in sceptic, I mean that's uh, that
in and of itself is just so many details, so
many things to look forward to know about you know,
with with your well, whether or not you've got e
(06:44):
Coli in it right, and you know, you know a
lot of these things are scary for people that haven't
lived in rural properties, but the truth of the matter
is almost everything can be resolved anything that's found, you know,
whether they shock the well or or you know, raise
the the casing on the well a little taller just
to make sure you don't get any you know, rodents
in there right. And septic it's it's its own unique thing.
(07:07):
You know. You've got your you know, below grade septic tanks,
you've got mound systems, you've got you know, pumps and grinders,
and there's just a lot to know. But it's one
of those things that if you have a experienced agent,
they can go through the details and make it a
little less intimidating because obviously there are hundreds of thousands,
(07:29):
if not millions, of people living in rural areas and
they're doing just fine.
Speaker 1 (07:32):
Yes, absolutely, you know, I I've never had a house
with a well, but my wife grew up in northern Wisconsin,
and of course that's that is how even if you're
in cities, oftentimes they're still using well service, and she
swears like if she if she had things her way,
she'd get a rag out back and be drilling for water.
It's just like the water, you know, in her world,
(07:53):
nothing's better than well water. It is perfect. They're a
nice thing is when you're on a well, guess what
you're not paying.
Speaker 2 (07:59):
A monthly charge? O?
Speaker 1 (08:01):
What A what a blessing? That is one of the
things that can come up sometimes. I think folks may
look at maps and you'll see like a big track
of land and you're going to the same person own
all of this, and sometimes they do. Sometimes it's various owners.
And if there's an area, for example, that may be landlocked,
there may be things like easements and other things, and
those can be tricky also as you're saying, wait, I
(08:22):
own that land, but somebody else is allowed to use
it for certain purposes. Those are things that as a
as a potential buyer, you definitely want to want to understand, fully,
isn't aren't they?
Speaker 2 (08:34):
Yeah, it's a it's a good idea to you know,
run some run some research on the title word great
to find out what easements are in place. And easement
is just allowing access on your property, right and it
could be utility companies that need to get to, you know,
some power lines. It could be the neighbor who uses
(08:55):
a part of your driveway to get to his section
of land. Right, maybe there's a shared driveway agreement on
the property. Sometimes even shared septic agreements. So it's good
to know ahead of time what's on there. And it's interesting,
you know how many years back some of these things
can go oh you know, you know, you could have
(09:17):
something from you know, in the nineteen thirties or forties
that's still in place on the property that you should
know about, just to make sure you're aware before you
make an offer.
Speaker 1 (09:26):
As somebody we've got on the backside of our property,
we've got an easement for the power company because they
run the power lines through there for the homes along
one of the streets on the other side of the property.
And that was something when we were looking that question
that I had about that some of this stuff come
out also in title work or is that not included matter?
(09:46):
Is it kind of each individual case unique in its own.
Speaker 2 (09:50):
Yeah, when you're working with the title company, and in
our state we do we work with title companies, you've
got two choices you can wait until they run the
title after you haven't accepted offer, or you can do
something you know, it's it's called different things depending on
the title company, but search and hold is a common
name where you preemptively say, hey, can you run the
title work see what pops up, and let us know
(10:12):
like what you're what you're seeing, what's been recorded on
the deed? What's uh, what's the description say for the property?
You know, so you know exactly what you're buying, what
you're getting into prior to making an offer. Nice that
this market's leveling out a bit, so buyers may have
the chance to actually do that sort of due diligence.
But it's important whether it's zoning or property access and easement,
(10:34):
it's just super important that a buyer does the due diligence.
You know, as a as an agent, we can give
them the information that has been provided to us so
that we might find ourselves. But it's extremely important that
you know, you contact, for instance, like the d n
R or the county zoning office and just double check
things right. You don't want to get into a property
(10:56):
and find out that you're you're not able to put
those the multiple out buildings down there like you.
Speaker 1 (11:01):
Thought you could.
Speaker 2 (11:01):
So it's always best to do your due diligence before
making any offer. And if you're going to make an
offer and it's a competitive situation, put in some sort
of contingency in there so that you know you have
the time and the option of maybe getting out of
the offer if you find out some bad news.
Speaker 1 (11:17):
And the nice thing in the connected world we are
in now, there are a lot of great resources you mentioned.
Folks are saying, well, well, how do I know DNR
codes and other things? And I know there's fantastic websites
and other things. A simple querry oftentimes can point you
right in the right direction, as we talked this morning
with Matt Heytman. Of course, Matt comes to us from
Rockrealty Online, Rockwisconsin dot com. That's our Ock Wisconsin dot com.
(11:38):
They're telling number six O eight six seven three fifty
four hundred. That's six h eight six seven three fifty
four hundred. It'speaking of being pointed in the right direction.
I know these are available and they are important, which
are flood maps, flood zones, understanding where those areas are,
and of course wetlands. They each present different kind of
rules guidance. They also affect things like insurance and other things.
(12:00):
If you want to carry additional insurance, that's something you
definitely want to investigate also, isn't it.
Speaker 2 (12:05):
Yeah, yeah, we get two different things there. Your flood zones.
In general, a lot of rural properties may have, yeah,
like wetlands and a flood zone on the property. There are,
for instance, our the insurance company that we work with,
they can actually put the address in find out if
(12:25):
it triggers any kind of flood zones on the property,
so that you know, you know how much more you
may have to pay for insurance if it isn't a
flood zone, you know, the wetlands and shoreland zoning. Even so,
if you have a creek or a river running through
the property, it's possible that it's subject to shortland zoning,
(12:46):
which offers its own bit of restrictions, right, So it's
always good to know about that as well. So again
I would say that, yeah, rural property is in general,
you know, it does take a little more preemptive due diligence.
I think then if you're just buy something in a subdivision,
that's a pretty cookie cutter.
Speaker 1 (13:03):
What's fascinating is how quickly you become an expert on
these things though. Is you know, you talk about folks
that have beachfront property, for example, you talk to them
about like what is and what is is and is
not approved? They know exactly and it's it's actually you know,
as folks do this, you think about all the amazing
benefits to that, to those rural properties and you know,
whether it's acreage, whether it's a lot with with lake
(13:26):
or river. I mean, it's really a great, great benefit.
And again some of those things to inspect and check
out and just understand before you're buying a really important
steps to be taking. As we talked this morning with
Matt Heytman of Rock Realty, great day. Whether you're looking
to pick up some of some acreage, maybe you're just
looking for some hunting land or looking for a place
to put a cottage or something like that. Of course,
(13:48):
folks at Rock Realty they are there for you. All
you got to do is pick a phone, gave a
call six oh eight six seven three fifty four hundred.
That's six oh eight six seven three fifty four hundred
mentioned earlier. Finding the right agent. They make it easy
at right Realty. If you head on over to Wisconsin
Buyeragent dot com. That's Wisconsin Buyer Agent dot com. Great
bios about all the agents at Rockrealty. You can also
(14:09):
schedule an appointment to meet and have a conversation with them.
Litt'll get to know you again. That available to you
at Wisconsin Buyer Agent All one word Wisconsin Buyer Agent
dot com. I gotta telph number six oh eight six
seven three fifty four hundred. That's six oh eight six
seven three fifty four hundred. We'll consindu you our conversation
with Matt Hymen. We'll talk a little bit more about
what to know when it comes to buying rural real estate.
(14:31):
We'll get those details from at next as Ask the
Experts with Rockrealty continues right here on thirteen ten wib
A eight fifty one thirteen ten wib and Ask the
Experts with Rockrealty online Rock Wisconsin dot com. That's our
Ock Wisconsin dot Com delph number six oh eight six
(14:52):
seven three fifty four hundred. That's six oh eight six
seven three fifty four hundred. A lot of great information
this week. Things to know and inspect before buying rural
property and Matt. One of the things I think a
lot of us love about this part of the country
and this area is you can be in the country
but still have access to all of the beautiful conveniences
(15:13):
of the city. I know. With you know, if you
live on the Isthmus, you're literally ten to fifteen minutes
from getting to the middle of nowhere, I know, or
vice versa. I agree.
Speaker 2 (15:21):
That's one of the things that kind of attracted me
to this area when I first moved here was you
could be literally from downtown to suburbs to the middle
of a cornfield in twenty minutes. Yeah, it's everything you need.
Speaker 1 (15:34):
Want to go out for a nice dinner at a
nice restaurant and a downtown locale, you can do that
and then yeah, go head out to the country and
call it a day. And that's some of the great stuff.
So we talked about all the great options and finding
that perfect place for you and your lifestyle and your family.
Of course, the folks at Rockrealty would love to help
you do that. The website Rock Wisconsin dot com. You
want to get to know some of the agents, just
(15:54):
head on over to Wisconsin buyeragent dot com. That's Wisconsin
buyer agent dot Com also can call six oh' eight
six seven three fifty four hundred. That's six oh' eight
six seven three fifty four hundred. When it comes to
I'm a city kid. I grew up in the city,
and as a matter of fact, until I bought my home,
I had never lived in a house. And this is
(16:14):
a fact where there wasn't a direct neighbor that I
shared at least one wall with and first time ever.
One of the nice things when you live in the city,
it's pretty clear about like where things start and where
things end as far as as far as property lines.
You move out into the country, things get a little
more confusing, and it's really really important to understand what
(16:34):
those boundaries are. Maybe get it, you know, have a
survey or come out and let you see firsthand where
those are, because when you're standing in the middle of
a forest or you're standing in the middle of a field,
it is really hard, even with the greatest GPS on
your phone to determine that. You really want to make
sure that you understand what it is that you're buying,
isn't it, Matt.
Speaker 2 (16:53):
Yeah, absolutely, I mean even if you see stakes in
the ground, it doesn't mean that's where the corner is, right,
So it's important to if if the surveys, if knowing
your boundaries is really important, it's important to get a
survey right to get it professionally done. Access Dane, you know,
(17:13):
the county website can give you kind of a rough
idea from above using kind of a Google map overhead shot.
But you know, by no means is that for certain.
And you know we've seen surveys you know, come out
and it be significantly different, right. You know, you can
see situations where there's a fence on your property and
you know nobody you or the neighbor didn't know it
(17:35):
at the time.
Speaker 1 (17:35):
Right.
Speaker 2 (17:36):
So you know, if if it's an important thing, the boundaries,
you definitely want to have a surveyor out there. Otherwise
it's it's hard to say for sure.
Speaker 1 (17:41):
You mentioned that Access Dane and I know, like Rock
County has the g I S and I think Access
Dane connects to it as well, And that's it's a
cool resource for a number of things. By the way,
as we talk about getting online Rock Wisconsin dot com.
Also if you want to Google that you can see
get a look at your own property and just kind
of see what things look like and then kind to
get an idea of of where property lines are. You
(18:02):
maybe a little surprised by that, but as Matt mentioned,
the importance of of you know, actually having its surveyed
if that is something that that is really of concern,
and of course think about putting in a fence or again,
oh I want to build a building over here, a
building over there, you want to make sure that ultimately
that it's going to be on your property. We're talking
earlier too about about sometimes shared driveways and other things.
(18:25):
Sometimes there can be access roads and uh and sometimes
and you'll see it. You'll say, you'll see signs on
the end of end of what you believe to be
a road, it'll say private drive Understanding that that who's
responsible for for what parts of the of the access
That is an important part of this that folks may
not always think about.
Speaker 2 (18:45):
Yeah, absolutely, you know, it's it's surprising how nice a
roads sometimes are considered private.
Speaker 1 (18:51):
Yah.
Speaker 2 (18:51):
Yeah, and sometimes it's pretty obvious that the gravel road
is not something that the county is going to come
out and take care of, right, So, so knowing that
knowing if it's uh, you know, your responsibility and neighbors responsibility.
There's just so many times that you see two rural properties,
one drive going in and then it splits off, you know,
and and just knowing like who's who's in charge of
(19:12):
that snow removal out there? Who's charge who's in charge
of mowing around it?
Speaker 1 (19:16):
It's important as we talk about this stuff too, Matt.
I feel like it's such a fun experience. I know,
for there's there are certain types of folks that really
and I have many of them in my life, that
really like that rural atmosphere, that rural environment. They love
the idea that when they walk out their door at night,
go out on the back patio, they hear nothing but
(19:37):
the breeze through the trees. And we think about that
stuff and we go through these some of these steps.
It's it's again we talked about some of the great
resources out there. It's really just you talk about a
great life is experiencing that for folks, And it's really
a great data to be talking with an agent. Maybe
you're tired of having neighbors, Maybe you're tired of of
street lights. Maybe you want to look up at the
(19:57):
sky and actually see something. Yeah, what a great dayta
is to start that work.
Speaker 2 (20:01):
We're also just electronically connected, yeah right now right that
we're just in our in our phones and our socials.
It's uh really hard to disconnect at all. And having
a rural property, I mean it's a uh it's something
that people are really becoming attracted too because you know,
you can feel that sort of disconnection and kind of
get back in touch with nature. Maybe even you know,
(20:23):
put your bare feet in the grass occasionally.
Speaker 1 (20:25):
Check that and just imagine how cool that would just agree.
And one thing too, speaking of the technology thing, is
it used to be, uh, you know you'd have to
be like, well do I if you do need to
maybe you work remotely? Other things? What about cable at
internet or or that. Now there's satellite and other things
that folks are using. It's like, eh, it doesn't you
can really get rural and and really not have to
(20:45):
worry about it. So that's a great day to start
that conversation, start that journey. You think about doing a
pickup phone game and call it rock Realty Tell Whenever
six soh eight six seven three fifty four hundred. That's
six oh eight six seven three fifty four hundred. This
featured listing this week is a mix of both. You
got the We were talking earlier about the convenience of
being near a city. This is a Boloyd property, but
it's out outside of town, so you're near town.
Speaker 2 (21:08):
It's north of the actually closer to Janesville, so closer
to the big city.
Speaker 1 (21:12):
The big city of jays which, by the way, that
they're really that that Ice Rank Community Center is really
coming along. And I saw the working on the children's museum.
Oh my gosh, it's gonna be that's going to be
deluxe as well. Let's talk though about this about this house,
twenty one twenty Tomas Street. We talked about the garages,
we talked about over an acre of land. The house itself, Matt,
(21:34):
It's got everything and anything you need for a great home,
doesn't it.
Speaker 2 (21:38):
Yeah, yeah it does. I mean it's got your you know,
three bedroom, multiple paths, ranch styles, so you know, all
the bedrooms are on one floor, so it it accommodates
any age group and six cars can fit there or
a boat, jet ski, a golf simulator.
Speaker 1 (21:57):
And three cars exactly.
Speaker 2 (22:00):
There's a lots of options out there. Huge driveway, so
I would I would suggest having some sort of powered
equipment for the snow, but beyond that, it's a fantastic property.
Speaker 1 (22:08):
It is a great property. Great day to give Nicole Fisher,
the listing agent, a phone call. I want to see
this home. It's again right at twenty one twenty Thomas
Street in Beloit. Nicole's number six oh eight two eight
nine fifty one forty five. That's two eight nine fifty
one forty five. Telling Nicole you'd love to see this
house on Thomas Street. You can also check it out
(22:29):
online Rock Wisconsin dot com. That's r O c K
Wisconsin dot com. Matt, it's always great seeing you. Time
definitely flies by when we're hanging out. You have a
great day, are you too? Thanks Sean, Bicky mcckennach comes
your way next right here on thirteen ten wib E
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