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May 6, 2025 • 14 mins
We talk to Tracy, who is concerned for her daughter's well being, as they are not wealthy people.
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Speaker 1 (00:02):
Tracy is on the phone for a group therapy. Good morning, Tracy, Hi,
good morning, Hey, good morning, Thanks for calling, Thanks for
being on. Tell us what you wanted to get advice for,
because this is what group therapy is all about. There's
somebody listening who's got the same problem or been through
the same problem, and they will be able to help

(00:23):
you out.

Speaker 2 (00:23):
So what's going on?

Speaker 3 (00:25):
Yeah, So I have a nine year old daughter, Jenny,
and I don't have that much money, and my ex
and I got divorced when she was one. He gives
some child support, but he also really doesn't have that
much money.

Speaker 2 (00:39):
Okay.

Speaker 3 (00:39):
So yeah, and when she was little, like three or four,
she didn't really want anything. She was super happy with
a balloon.

Speaker 1 (00:48):
Kids are when they're three or four years old. Give
them a balloon or McDonald's Hampy meal toy and they're like,
oh cool, box, gim a box. A box is a
great toy. Okay.

Speaker 3 (00:57):
So donald is a classic of our Yeah.

Speaker 2 (01:00):
So things have changed. What's going on?

Speaker 3 (01:04):
Well, she's nine and now she wants bigger things that
I can't really afford. We live in this really small,
like a thousand square foot apartment. It's got two bedrooms,
and you know, she hangs out with her other friends
and they're big houses and not in our apartment. I'm
just really embarrassed to have her her friends over.

Speaker 1 (01:22):
Okay, so she goes over to like Jessica's house, and
Jessica's got like a game room and there's like a
big basketball hoop in the driveway and maybe they got
like above ground pool or whatever. So they come to
your house and you live in a small, affordable home
and she doesn't have a lot to show off or

(01:43):
to play with.

Speaker 2 (01:43):
Yeah.

Speaker 3 (01:44):
No, there's always the comparison of, well, she has this,
why don't we have it? So I don't really want
them to see the comparison. I see embarrassed about it.
And you know, as a single mom, and her school
is going on the skiing trip this and I can't
afford it, and the other kids couldn't go either, So

(02:06):
I'm not like the only poor parent that couldn't really
afford the skiing trip. It was like last winter, and
they also had a bowling trip that I had to
put money together for, but that was expensive. And now
they're going to go to Valley Fair at the.

Speaker 4 (02:23):
End of the school year.

Speaker 2 (02:24):
Well that's like a tradition. Yeah, so like so many schools.

Speaker 3 (02:28):
Yeah, but e's expensive.

Speaker 1 (02:30):
But you're not going to send her along on the
end of the year Valley fair Field trip because it's
too expensive.

Speaker 3 (02:36):
Exactly right. And I feel bad, But I worked this
full time job, right, and I work a part time
job on the weekend, and I just I don't really
want to work more than that because I want to
spend time with her. Yeah, And it's not that I
really need money saving tips. I'm fine with that, and
I know how to get a side hustle. I just

(02:56):
want to know if anyone who grew up like this,
how it affects them now.

Speaker 1 (03:01):
I do feel when you were talking about how you
live in a little thousand square foot apartment, which I
guess with two bedrooms is is pretty small. Yeah, it's
definitely not giant. And so when her friends come over,
you're kind of embarrassed. And she's nine, so she you're
worried that she'll feel embarrassed because like her friend, you know,
Jessica or whatever, has got a bigger house with a

(03:22):
big basement or whatever. So your question is not how
do I save money? How should I get another job?
It's like your question is basically, if I got your
email right, it's how does this affect you if you
grow up like this?

Speaker 2 (03:37):
Was this painful? Growing up like this?

Speaker 5 (03:40):
I well, I mean Jenny and I are both not
necessarily the richest people.

Speaker 6 (03:44):
Yeah, So my thing was I did hang out with
a lot of people who had money. Every single one
of my friends pretty much was very wealthy and they
had big houses, and I think, like, because of my
personality type, I was very jealous of that lifestyle. And
I also went through things where like I was on
a soccer team and we had a tournament up in

(04:05):
the Twin Cities and my mom was like, I can't
afford to send you. But then she was able to
work something out where I went with one of my
friends on the team, and then she just had to
contribute a little bit for the hotel, so she made
it happen. But I think the big thing with me
is now as an adult, even though I am very
financially responsible and I have enough money to afford the
lifestyle that I want, I'm always stressed about money, always

(04:30):
stressed about it. Like I went to Costco last night
and spend one hundred and sixty dollars and I was
stressed about it, and I don't know why because I
have it now. But it's like this weird relationship I
have with money because I grew up around, you know,
not being able to do a lot because we didn't
have money, and being scared to ask my parents for
money and I really couldn't, Like I started working jobs

(04:50):
when I was like twelve to be able.

Speaker 2 (04:52):
To do the things that I did. You're like, once
you're poor, you're poor all the time.

Speaker 6 (04:56):
Yes, you have your mindset a lot, and I'm trying
to get.

Speaker 2 (04:59):
Out of that.

Speaker 1 (05:00):
Well, I think why I kind of did the same thing,
because we just do we save, save, save, save safe.
We've always saved. We just don't spend, and as you
get older, you go, what am I saving it for?

Speaker 2 (05:10):
You know?

Speaker 1 (05:11):
So that's why we bought an RV and that's why
we bought a jacuzzi. But let's go back to your question.
How did it affect you? Were you embarrassed? Did you
feel bad Jenny that your friends could come what you
would go to your friend's house and they'd have a
Super Nintendo or they had a Nintendo sixty four and
you had nothing. You had a TV with a coat,
hanger sticking out of the top. I did, yeah, and

(05:34):
did Were you embarrassed that your friends might look.

Speaker 2 (05:36):
Down on that.

Speaker 6 (05:37):
I don't ever want to say I didn't have I
didn't have anything, because I did still have a good lifestyle.
I just didn't have the mansions that my friends had
and stuff. So, but I was very embarrassed just because
our house wasn't as nice as my friends. And one
day my high school best friend threw a surprise party
and had it at my house and I show up
and it's all these like girls that I'm not even

(05:58):
that close with that were like the really rich jocks.
And I was so embarrassed because our basement has the
most hideous carpet that still exists there at my mom's house.
And I was very embarrassed by it, just because I
had seen their houses and I was like, oh, like, yeah,
this is where I live.

Speaker 2 (06:15):
I get that.

Speaker 1 (06:16):
Yeah, And you're not aware of that when you're like
six or seven years old. But now your daughter, Tracy
is nine years old. And then entertainment used to be
cheap is like Okay, here's a coloring book and you know,
a happy meal toy from McDonald's. But now your daughter's nine,
So basically we're talking to Tracy. If you just missed this,
Tracy's a mom doesn't have a lot of money. You
get child support, but he doesn't have a lot of

(06:37):
money either. So your daughter doesn't get to go on
the valley fair end of the year's school trips. She
didn't get to go skiing this past year with school.
But you did scrape together money for the bowling field trip.
But you're just The question is does this mess with you?
Does it make you look back and go man? I
did not have a good childhood because my friend was

(06:58):
embarrassed that I couldn't go to all these things text messages.
For me, it wasn't a struggle for money, but I
grew up with a very strict mom that didn't let
me do a lot. I was often the only friend
in the group that didn't get to go. In my case,
it made me very responsible and independent, and it did
affect my future relationship with my mom. There's a lot

(07:19):
of people who say, if you don't have the money
for a field trip, Tracy, you can ask the school,
because a lot of the time they'll have a program
that's like, okay, the kids that can't afford the Valley
Fair Field trip, because that's going to be the admission price.
It's going to be spending money and money for Dippin'
dots because you can't go to Valley Fair without dippin dots.

Speaker 2 (07:39):
Yeah. Yeah, Do you have some.

Speaker 1 (07:40):
People on the phone here, Well, absolutely, guess. Don't deprive
your child, Brianna, help her out. Did you grow up
without a lot and you turned out good or what happened?

Speaker 4 (07:51):
Well, I mean i'd like to think so. Yeah, Yeah,
I grew up with little to nothing. I mean I
had a roof, and I had closed and I had
stabul us. However, in my adult life I thought that
that would carry on with me more. But it hasn't,
which is nice. It's just made me appreciate the little
things more now in my adult life. Compare to you,

(08:13):
that's the comparison game. I don't choose to be in
that anymore.

Speaker 1 (08:17):
You not, You don't compare yourself anymore. It's really interesting.
Have you ever known anybody who grew up poor and
now they've got some money and all they can do
is show it off and spend is like, oh, look
we went to so and so, here's a picture of us.
In Ura, and it's like, okay, but I think Jenny
and I both growing up without a lot of money.

Speaker 2 (08:37):
We're both very frugal.

Speaker 1 (08:39):
Well, Susan spends two hundred and fifty dollars on like
a new recliner.

Speaker 6 (08:42):
I'm like, how about I'm all about secondhand. I went
to a garage sales past week and got six things
for a dollar total. I was hyped, like, you really
do appreciate that. Yeah, you really appreciate the little things
when you grew up like that.

Speaker 7 (08:57):
Yes, if I didn't get it on sale or thrifted,
yeah I didn't buy it.

Speaker 1 (09:02):
Now here's an interesting take you guys. It says I
was the kid with the big house. I honestly didn't
think twice when I went to my friend's houses that
weren't as nice. They might not be judging like you
think they are. I think that's probably true, because you know,
I wasn't not the poorest kid in Black Forest, Colorado.
There were some other poor kids and we went to
their house and we didn't go, God, this is a dump.

(09:23):
We were like, Oh, this is cool. We're gonna go
have fun. We're gonna go out and find frogs in
the pond out that I don't care.

Speaker 7 (09:29):
Maybe that's different for like boys versus girls. Maybe I
definitely like I never had my friends over at my
house because my house was smaller than my friends but
also just kind of like messier than my friends, and
so I would be embarrassed to have people over, so
I wouldn't have them over, and then I would go
to their fancy mansions. But I also remember going to
a friend's house and she lived in a trailer, and like,

(09:51):
I think, because I'm a girl, I'm.

Speaker 5 (09:53):
Innately like, oh my gosh, a trailer. Wow, Like, oh wow,
I have so much. I should be thankful, even though
I thought I was also poor. So it's just it's
like a I think it's more of a girl thing
versus like let's go look for frogs, you know.

Speaker 1 (10:07):
Okay, Basically, Tracy's on the phone. Tracy's had a nine
year old daughter, and she's getting to the age where
she wants more things and she can't afford them. And
she's not looking for financial tips, although some people have
said go to the school and say, hey, we can't
afford the Valley fair Field trip, can you help out
of the school? Sometimes can she's asking will this affect
her daughter when she gets older, and will this make

(10:30):
her daughter go?

Speaker 2 (10:31):
God?

Speaker 1 (10:31):
I had a miserable childhood because mom didn't have any money. Lindsey,
You didn't have any money when you're growing up, did you?

Speaker 4 (10:37):
Oh?

Speaker 8 (10:38):
Gosh no, I was the white trash poor kid.

Speaker 2 (10:40):
That's my girl, that's my girl. How did you turn
out though? Everything? Tell me your experience and what did
you feel about that? Yeah?

Speaker 8 (10:46):
So I grew up in and out of foster care
up until I was like sixteen, and so I was
the very aware or very obviously the government assisted child
or came to school reaching like cigarette smoke My mom smoked.

Speaker 9 (11:00):
In the house and all those kind of things, and
so I definitely was embarrassed. But thankfully I didn't get
bullied or anything like other people have experienced.

Speaker 8 (11:13):
And I would.

Speaker 9 (11:14):
Say now that I am an adult, you know, thirty
five years old and actually have money, I don't have
to worry about paying my bills and I don't think
twice about running my cards for groceries and stuff. So
I'm just very fortunate, yeah, that I've been able to
have those opportunities to work hard and get where I am.
But I think because I grew up so poor. I
am modest. It's not something I you know, you don't

(11:37):
wave it in people's spaces or break about it or
anything like that. And I think that where hopefully this
daughter will gain out.

Speaker 8 (11:44):
Of it as well. You learn to be honest with
what you have because you know what you came from
or what you didn't have. And I think that hopefully
makes her a you know, have, gives her a lot
of character.

Speaker 1 (11:55):
You know, I kind of agree with that. I mean,
look at Jenny. Jenny is a very very humble person.
She grew up without a lot of money. I'm very arrogant. Yeah,
But so I don't know where that was that came
in later? When did I get arrogant last thirty years,
In the last thirty years since you've got this morning show.

Speaker 2 (12:12):
When I became a mega superstar.

Speaker 1 (12:15):
But no, you know what, I think that that's You've
got a really good point, and that's like, I don't
really I don't feel like I have to spend money
to be happy. You know, a ukulele is forty bucks. Yeah,
and you know, so I think you definitely I feel embarrassed.
I talked to Jenny and I said, I don't want
to talk about my new RV on the radio because
I don't want to sound like I'm bragging.

Speaker 2 (12:37):
You know you're not.

Speaker 6 (12:38):
And I made sure to clarify that Davis worked so
hard his entire life. It's not like you're twenty two
years old and you're like, well.

Speaker 2 (12:46):
Look at this big rvy I money on, Like.

Speaker 6 (12:48):
You've worked your whole life to do something that you've.

Speaker 2 (12:51):
Been dreaming of. I guess you got to treat us up, girl,
Thank you.

Speaker 7 (12:55):
I like this text message that says I was that
kid as a parent and in my thirties. Now I
look back and see how hard my parents worked. I
was very taken care of, but we had a double
wide than nice kind and I'm so proud of my
parents and how I grew up. I couldn't afford sports
or a lot of other things, but love doesn't just
grow in bigger houses. I like, mane, you want to
like cry a little bit.

Speaker 2 (13:15):
I was like, you know, I.

Speaker 1 (13:17):
Think the idea that you're concerned and worried about your
daughter and doing the best that you can is enough,
and she might go, you know what we kind of
did without We did not have a PlayStation five, and
we did not have a seventy eight inch flat screen TV.
But mom really loved me and made me feel loved.
So and check into the school helping you out with
the Valley Fair, because if you can make that happen,

(13:38):
that will I mean, that's not going to make her childhood, but.

Speaker 2 (13:41):
She'll you know, she'll remember things like she remember it.

Speaker 1 (13:44):
I think the bottom line answer is like you're doing
fine and she's doing fine.

Speaker 3 (13:50):
No, I'll definitely ask the school to see what they
can do. I appreciate it.

Speaker 9 (13:53):
That's a good idea.

Speaker 1 (13:54):
Thank you, Tracy. If you want to do a group therapy,
send an email into Ryan Show at katiewb dot com.

Speaker 9 (14:00):
A
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