The Financial Quarterback: Your Game Plan to Protect Your Money and Retirement
Protect your money from higher taxes and market risk by learning about retirement, financial, and estate planning. Whether you are planning to retire or already retired, this show will help you create a playbook for financial security. Host Josh Jalinski has been named one of Forbes "Best-In-State Wealth Advisors 2023", and one of Forbes "America's Top Financial Security Professionals 2023". Josh is the founder and CEO of the Jalinski Advisory Group, which teaches clients how to safeguard wealth. Josh's approach to financial advice is radical honesty, as if you had a friend in the business. He's a regular guest on CNBC, Fox Business News, CBS News, and Bloomberg.
Episodes
October 2, 2023 • 48 mins
Josh kicks things off by delving into the concept of creative destruction in capitalism, illustrating how companies that disrupt the status quo can be promising investment avenues. As he transitions into the live caller segment, he tackles a variety of questions, particularly around annuities, helping listeners understand their benefits and tax implications. A discussion on Individual Retirement Accounts (IRAs) follows, where Josh ...
Mark as Played
September 29, 2023 • 50 mins
Josh discusses a range of financial topics like retirement planning, investment strategies, and tax considerations. Josh emphasizes the importance of understanding one's risk profile and diversifying investments. He explores the idea of risk pooling in retirement income planning and talks about the benefits of lifetime annuities. The discussion moves forward as listeners ask questions about IRA contributions, inherited IRA distribu...
Mark as Played
September 28, 2023 • 51 mins
Josh dives into the advantages and drawbacks of different tax-exempt income sources such as Roth IRAs, municipal bonds, and permanent life insurance, emphasizing the value of building tax-exempt income for potential future tax hikes. He guides listeners on smart financing for expenses like home repairs by considering factors like interest rates and tax implications. When a listener asks about CD rates, Josh transitions to discuss c...
Mark as Played
September 25, 2023 • 53 mins
Josh dives into the necessity of tax planning in retirement, shedding light on the looming impact of shifting tax laws. He accentuates the importance of a flexible retirement distribution strategy to weather market volatility and adapt to lifestyle changes. By exploring tax diversification and employing tax-exempt income sources, Josh demonstrates how to substantially mitigate tax liabilities. He delves into utilizing tax deduction...
Mark as Played
September 21, 2023 • 49 mins
Dive in with Josh as he first tackles the ripple effects of the IRS's recent decision to delay 401k catch-up contributions. For high earners, this shift could be a game-changer. What's next on the horizon? As many inch closer to retirement, Josh lays out a comprehensive blueprint, starting with the nuances of selecting the ideal health insurance and then transitioning into strategic investment shifts crucial for the pre-retirement ...
Mark as Played
September 18, 2023 • 51 mins
In this episode, Josh delves into the IRS's delay on 401k catch-up contributions and what it means for high earners. As retirement approaches, he outlines key steps, from health insurance to investment strategy shifts. The hot topic of paperless tax filing is debated, with a caller sharing firsthand concerns. Another listener poses a pressing question about the optimal time to take Social Security benefits. Then, Josh highlights th...
Mark as Played
August 15, 2023 • 49 mins
Josh starts by talking about some of the biggest headlines in the finance world this week: Larry Fink, CEO of BlackRock Investing, said he'll no longer use the buzzword "ESG" (Environmental, Social, and Governance) investing. Then he shares guidance on estate planning for couples, and how to stay out of poverty in retirement.
Mark as Played
August 15, 2023 • 53 mins
A listener asks Josh about his perspective on the wind farms in New Jersey, and their impact on whales. Another listener wants to know who to tip — the letter carrier? Uber driver? — and how much to give. Josh also receives a question about a new bill that impacts seniors on social security, and their taxes.
Mark as Played
August 14, 2023 • 53 mins
Josh talks about new rules from the IRA, and how they impact retirement planning. He also talks about stagflation, and what it could mean for a portfolio. Then he answers listener questions including: I'm 71 years old. At what age do I have to start taking the minimum required distribution from the Roth IRA? When should you sell, in the dividend reinvestment program (DRIP)? When a minor inherits your Roth, do they have to pay taxes...
Mark as Played
August 8, 2023 • 41 mins
Josh starts by talking about the legal battles Tesla is facing. Then he answers listener questions including one from a 75-year-old who asks, how do you shift your mindset from accumulating wealth throughout your lifetime, to spending and having fun in your golden years? Another listener asks: should I pay off my college debt with my 401(k) plan? Also, what's the best rate you could get for a fixed annuity from an insurance company...
Mark as Played
August 1, 2023 • 51 mins
Josh was just awarded one of Forbes "America's Top Financial Security Professionals 2023", for the third year in a row (ever since the award was created). Then he covers a few different stories, including: What can we make of the recent rate hikes? How has COVID changed retirement expectations? And, the mistake that parents are making when it comes to their children's financial independence.
Mark as Played
July 29, 2023 • 51 mins
Josh is joined by fan favorite Economist Professor Laurence J. Kotlikoff, Professor of Economics at Boston University, and best selling author of Get What's Yours and Money Magic. Together they the reality of the current economic market and the reality of a recession. Plus, did the Fed pull of the soft landing or is the current market valuation a mirage? Also, are parent plus student loans worth the debt tidal wave post graduation?...
Mark as Played
July 25, 2023 • 50 mins
In this part two on Tax-loss harvesting, Josh continues to discuss the strategy of selling a winning stock against a bad stock, and some of the issues that can complicate this. Then he answers listener questions, including: Is it wise to invest in tobacco farming? How can we prepare for the digital dollar?
Mark as Played
July 24, 2023 • 52 mins
Josh offers his perspective on how to plan during volatility. Then he answers listener questions live, including: how should investors respond to the top stocks in the Nasdaq reshuffling? Is it better to hold index funds as mutual funds, or as ETFs?
Mark as Played
July 24, 2023 • 53 mins
Josh starts out by reflecting on whether the seven-year market cycle has changed. Then he talks about what Tax-loss harvesting is, and when he might recommend it to a client as part of their financial planning strategy. Next, he answers listener questions live, including: how will the Ukraine war, and the election, cause a recession? When you're in your 70s and risk-averse, but still want to invest, how much should you put in the s...
Mark as Played
July 18, 2023 • 49 mins
Josh starts by sharing his unfiltered perspective on the companies who said they would leave Russia as a result of the war in Ukraine, but haven't. Then he answers listener questions including: can you retire on dividend paying stocks? And if so, what's a reasonable level of dividend-paying stock to go for? Lastly, are we headed for a recession? Or are we panicking unnecessarily?
Mark as Played
July 8, 2023 • 54 mins
Josh is joined by Tax Expert in IRS procedure and advocate of taxpayer rights, Dan Pilla - Tax Litigation Consultant and Author.
Josh and Dan do a deep dive on how to navigate the incredibly complex world of tax litigation. With more than 40 years of experience helping people solve their IRS problems Dan doles out the strategies he advises small business owners to use when fighting for their rights in audits with the IRS. Plus, tip...
Mark as Played
July 8, 2023 • 54 mins
Josh is joined by Estate Planning specialist, Attorney Ernest B. Fenton, the founder and Managing Partner of the Law Office of Ernest B. Fenton, and author of Your Level Up Guide to Asset Protection Trusts, and Estate Planning. Together they discuss the difference between building financial independence and transferring wealth through generations, with strategies that show how to create your family legacy, and make sure your wealth...
Mark as Played
July 2, 2023 • 50 mins
Josh is joined by Tony Hixon, Co-Founder and Chief Operating Officer of Hixon Zuercher Capital Management, and author of Stepping Stones. Tony's book is a personal story about his mother's experience with retirement and her life after a long fruitful career. Tony and Josh chat about the importance of finding purpose in retirement to balance the goal of financial stability. Tony's book focuses not only on making sure your retirement...
Mark as Played
July 1, 2023 • 52 mins
Bobbi Rebell, CFP®, Financial Journalist, author and podcast host joins Josh once again to chat investment and retirement goals. Plus, raising financially aware children and the best ways to help your kids understand and become financially literate. Check out her latest book Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart.
Mark as Played
Popular Podcasts
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.
If you can never get enough true crime... Congratulations, you’ve found your people.
NFL.com's "Around the NFL" crew (Gregg Rosenthal, Dan Hanzus and Marc Sessler) break down the latest football news, with a dash of mirth.
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Listen to 'The Bobby Bones Show' by downloading the daily full replay.