Insight Pt. 2: Power 99/Chase & the Hometown Heroes Campaign, GPHA Celebrates 55 Years, Good as Gold Foundation, Inc.

🎧 Episode Spotlight: Community, Care & Change 🩺 Brian Clark – Greater Philadelphia Health Action, Inc. (GPHA)
Today we’re joined by Brian Clark, Chief Executive Officer of Greater Philadelphia Health Action, Inc. — better known as GPHA. For 55 years, GPHA has been a trusted pillar in the region, providing compassionate, high-quality healthcare to thousands of individuals and families across Philadelphia. With a robust network of health centers offering integrated medical, dental, and behavioral health services, GPHA continues to anchor wellness in the communities that need it most. This year marks a milestone: the GPHA 55th Anniversary Celebration, happening Saturday, July 26, 2025, at the Philadelphia Museum of Art—a moment to honor decades of service and look ahead to the future of accessible care for all.
🌐 Learn more: www.gphainc.org
📱 LinkedIn: Greater Philadelphia Health Action, Inc.

🌟 Janée Sanders & Monayia Morris – Good as Gold Foundation, Inc.
We’re joined by Janée Sanders and Monayia Morris, co-founders of the Good as Gold Foundation, Inc. Their journey began over 15 years ago as college friends at Lincoln University (PA)—bonded by faith, creativity, and a shared calling to serve. In 2022, they transformed that bond into a mission-driven nonprofit dedicated to breaking the cycle of poverty in underserved communities. Through mentorship, education, and holistic support, Janée and Monayia are turning compassion into action—one family at a time.
🌐 Learn more: goodasgoldfoundation.org
📱 Instagram & Facebook: @goodasgoldfoundation
#GoodAsGold #WomenInLeadership #MentorshipMatters #BreakTheCycle #CommunityEmpowerment #FaithInAction #LincolnUniversityAlums #NonprofitSpotlight

🏦 Diedra Porché – Chase & the Hometown Heroes Campaign
I speak to Diedra Porché, Managing Director and National Head of Community and Business Development at JPMorgan Chase. She leads growth across 300 community branches nationwide with a deep commitment to uplifting small businesses and nonprofits. Diedra joins us to highlight the Hometown Heroes campaign—a powerful partnership between Chase and Power 99’s Rise & Grind Morning Show. Each month, the show honors a listener-nominated hero making a difference through a local 501(c)(3) nonprofit, awarding them $1,000 to support their mission.
 🎉 Nominations are now open: power99.com
🌐 Learn more: www.chase.com
📱 Follow Chase:
Instagram: @Chase
Twitter/X: @Chase
Facebook: facebook.com/chase 
 #HometownHeroes #ChaseForBusiness #CommunityBanking #SmallBizSupport #NonprofitLeaders #Power99Philly #RiseAndGrindShow #JPMorganChase

Episode Transcript

Speaker 1 (00:00):
Good morning.

Speaker 2 (00:00):
You're listening to Insight, a show about empowering our community.
I'm Lorraine Balladmorrow. We're going to tell you about an
exciting opportunity for nonprofit organizations to receive one thousand dollars
grand through iHeartMedia Philadelphia's Power ninety nine Riise and Grind
Morning Show powered by Chase.

Speaker 3 (00:16):
We're excited about the partnership because it really aligns with
our commitment to supporting those who make a real difference
in our community every day.

Speaker 2 (00:25):
Deed your porchet from Chase. You'll want to stay tuned
for the details. We also speak to two young leaders
whose friendship evolved into the Good As Gold Foundation. But
first we want to help celebrate Greater Philadelphia Health Action Inc.
Marking a big milestone today. We're joined by Brian Clark,
Chief executive Officer of Greater Philadelphia Health Action, Inc. Better

(00:46):
known as GPHA. For fifty five years, the organization has
been a pillar in our region, providing compassionate, high quality
healthcare to thousands of individuals and families across Philadelphia. With
a network of health centers off integrated medical, dental, and
behavioral health services, GPHA continues to serve as a trusted

(01:06):
anchor for willness in the communities that need it the most.
This year mark's a major milestone. Gpaja's fifty fifth anniversary
celebration happening July twenty sixth at the Philadelphia Museum of Art,
a moment to reflect on decades of service and look
ahead to the future of accessible care for all. So, Brian,
you are celebrating fifty five years of service in Philadelphia.

(01:28):
Tell us about the organization's origins, mission and the impact
it's made over the decades.

Speaker 4 (01:34):
Well, thank you, Thank you for taking the time to
help us share what we do and how we do
it and why we believe it's important.

Speaker 5 (01:42):
We are fifty five years old.

Speaker 4 (01:43):
As you stated, we're having a great celebration at the
Art Museum on the twenty six so please all come
out and enjoy. We've started our organization back in the
seventies and came out of the lot of the legislation
that was passed around the civil rights movement that started
sinily under jfk Up into LBJ, a lot of the
social justice movements, and one of the bigger components of

(02:05):
it was healthcare for the poor and say what you
want to say about the federal government, but they did
a great thing when they created federally qualified health centers
because it focuses on being a safety net provider and
we see people as part of our mission regardless of
their ability to pay. Most of our patients are at
or below the poverty guideline and therefore qualify for Medicaid,

(02:27):
but we have quite a few folks that come in
that are uninsured and based on they could lose a
job and not have insurance. They could be here visiting
on a visa and not have insurance. And so it
is something that we really hold near and dear to us,
which is everyone needs health care as a basic fundamental right.

(02:50):
We have been doing this for fifty five years. We
have multiple locations across the city. We see twelve hundred
people today for primary care for all ages, women's health, optimology, endochronology, rheumatology,
infectious disease. We also have a very large dental program
for all ages, and we are both licensed in both

(03:12):
drug and alcohol and mental health, and we see folks
that are battling with substance abuse and then separately that
have a diagnosed mental health order schizophrenia, bipolar anxiety, or
big drivers of mental health problems, and on the surface
is a lot of times a substance abuse problem. When
you peel the onion, what you find is that there's

(03:33):
a patient or an individual rather that has an undiagnosed
mental health problem and they are self medicating with alcohol
or drugs prescription pills as a way to help them cope.
And what they don't really understand because they've never been diagnosed,
is that they really have underlining mental health issue. And

(03:54):
so we've been doing this again for fifty five years.
We see roughly twelve hundred patients a day sleep or snow.
We see more patients than the hospitals. Hospitals have beds,
and you go and you stay overnight. Our patients come in,
get what they need and go home every day. On
top of the care that we give, we separately have

(04:14):
our own pharmacies, so you can get your prescriptions at
our locations or.

Speaker 5 (04:19):
We can home deliver to you at no charge.

Speaker 4 (04:23):
And we also have our own labs where we draw
our own blood and on our own specimens. If you
can imagine, most of us go to the doctor and
we go in and the doctor, you know, touches us
on the shoulder and says, okay, go get blog work
and come back. And then we get blug work, and
he says, okay, we'll take this prescription and go get
your medication, and then the two weeks come back. And
so there's a lot of you know, to and inn

(04:44):
frowing when it comes to healthcare.

Speaker 5 (04:46):
Go here for this, go here for that.

Speaker 4 (04:48):
What we have attempted to do over a fifty five
year period is to create what we call a total
health care home, which allows patients that are dealing with
the social determinants of health to get it much care
that they can at their provider's office so they don't
get bounced around and sent here and there. Most of us,

(05:08):
when we are told to go get bug work, we'll
get it, but about thirty percent don't. Most of us
will get our prescriptions, but about forty percent don't get
the prescriptions, and about fifty percent don't get the refill
thirty days later once we went out. What we try
to do is knock down those barriers for our patients
and helpfully to drive better outcomes.

Speaker 2 (05:28):
You talk about being a community anchor. I wonder if
you can share what that means to you and how
GPHA builds long term relationships with the neighborhoods it serves.

Speaker 5 (05:39):
That's a great point.

Speaker 4 (05:39):
So in addition to providing care, and healthcare is important,
and the more local you can make health care, the
better you know. Phils, Philadelphia, it's been said, is a
city of neighborhoods, and everyone knows that we have major
medical institutions. And if you had a horrific accident, if
you had to conjoined twins or rare disease.

Speaker 5 (06:02):
You would get the best care in the world.

Speaker 4 (06:04):
But if you have a chronic disease like hypertension or diabets,
and you have no insurance, a low insurance, you'll unfortunately
get sicker and sicker and unfortunately die slowly because of
the way the reimbursement structure is set up in America.
And so what health centers doing with GPHA specifically, is

(06:27):
we identify neighborhoods that are what's called a healthcare desert,
where based on some thousands of patients, how many primary
care providers are in those communities. And you'd be surprised
that a significant portion about neighborhoods are in the shadows
of some of the major best hospitals in the world.
But there's no primary care there, there's no dental there,

(06:49):
there's no behavior health in their communities. And so we
identify neighborhoods that have a lack of providers. We look
at the health outcomes of those communities and that's how
we side to build facilities and expand services. We connect
with communities exactly in that way. The youth sports teams,
the Girl Scouts, other nonprofits, we support them in any

(07:12):
way that we can to get the word out that
we are a local provider where their provider, and they
don't have to catch a bus and take the subway
or the train to get to basic fundamental health. They
can go down the street and around the corner, maybe
a bus stop away to get to services that they
truly need and that their entire families need. We're now

(07:34):
and at fifty five years, serving our fifth generation of families.
Is very heartening because there are folks that are with
us that say, my mom came, my grandmom came, and
my Greek grandmom came, and now I'm bringing my children
and so we're very proud of that.

Speaker 2 (07:50):
Let's talk about the big celebration. What can we expect
at the fifty fifth anniversary event and what does this
milestone mean for you and your team.

Speaker 5 (07:58):
Well, it's a big deal for us.

Speaker 4 (07:59):
I think about the number of companies, major household names
we all knew about and they're gone. They just they
no longer exist, the Blockbuster Videos and the Seers and
the JC Penneys of the world, and I can go
on and on and on. And these are very smart
people that run these companies. They made lots of money
and we all use them and then one day they're

(08:21):
out of business. And so to be around fifty five
years and to be as relevant today as we were
when we started fifty five years ago is certainly an
accomplishment that we are very proud of. It's a blessing
to some extent, but it's also a unfortunate commentary on
the fact that there are not lots of providers trying

(08:42):
to come into our communities and take care of our patients.
And so as much as I'm happy that we are relevant,
the need is still acute in the communities that we serve.
And so the celebration is really a couple of hours
just to say thank you to our team, to our board,
other folks that have taken an interest in who we
are and what we do. The celebration is really about

(09:05):
the twelve hundred folks we see a day. We had
about two hundred and ninety patient encounters last year. We'll
get pretty close to your free hundred thousand patient encounters
this year. That's really the celebration that we're most proud
of it. Again, we are the largest amilatary care provider
in the Delaware Valley and most people have.

Speaker 5 (09:24):
Never heard of us, and we're perfectly fine with that.

Speaker 2 (09:26):
If people would like to know more about the Greater
Philadelphia Health Action, Inc. How do they find out more?

Speaker 4 (09:32):
They can go right to our website GPHAI Inc Dot org.
You can get locations, you can get services, you can
apply for employment, so if you're looking for a job
by all means, we hire for doctors and psychiatrists and nurses,
but we also hire for security guard and the front
desk and folks that work at our call center and

(09:52):
our billing team. We have a very robust employment staff
of six hundred employees that spanned the gab and in
terms of what they do for us, and it's all
the things that must come together to allow us to
take care of the twelve hundred people.

Speaker 5 (10:05):
The day, every day.

Speaker 2 (10:06):
Well, I'd like to congratulate you and GPHA for serving
the community fifty five years. Celebrating its fifty fifth anniversary
celebration Saturday, July twenty sixth at the Philadelphia Museum of Art.
Brian Clark, Chief executive Officer of Greater Philadelphia Health Action, Inc.
Thank you so much for joining us today.

Speaker 4 (10:26):
Thank you again for taking the time. We really much
appreciate you in your platform.

Speaker 5 (10:30):
Thank you so much.

Speaker 2 (10:39):
I'm delighted to introduce Janee Sunders and Monia Morris, the
dynamic co founders of the Good as Gold Foundation. Their
journey began over fifteen years ago as college friends at
Lincoln University, bonded by their faith, creativity, and shared calling
to serve others. In twenty twenty two, they transformed that
bond into a mission driven nonprofit with a vision to

(11:00):
break the cycle of poverty in underserved communities. So I'm
delighted we ran into each other at a Tribune event
and we followed up because I was very impressed with
these two lovely ladies. So let's take us back to
the beginning. What inspired the both of you to turn
your longtime friendship into a mission driven partnership. Let's start
with you, Janey. Yes.

Speaker 6 (11:20):
So originally we met in college fifteen years ago. What
driven us to start the Goodest Goal Foundation? During the pandemic.
We had a lot of conversations about everything that was
going on, the struggles that were going on, the violence,
people not having money to do things. There was a
lot of gofundmes going on at the time, and people
didn't have the right resources to obtain help. Wealth opportunities

(11:43):
and yes, financial opportunities and literacy as well. So we
were talking about this amongst ourselves and then we was like,
we should start something to help on the community, gain
resources and be that plug to be able to.

Speaker 1 (11:56):
Us the community.

Speaker 2 (11:57):
Yeah, well jump in manea yeah us more.

Speaker 1 (12:01):
Yeah.

Speaker 7 (12:01):
So we had the conversation amongst many conversations in Jena,
and I was like, hey, let's start a nonprofit. Let's
you know, put our minds together because most of the
people that we know always say, you guys are similar,
and we are.

Speaker 1 (12:11):
And so we.

Speaker 7 (12:12):
Literally had that one conversation and after that we took off.
We applied for the nonprofit and we did the five O,
one C three and everything is taken off from there.

Speaker 2 (12:21):
Why was it important to both of you to focus
on underserved communities and how does that shape your approach?

Speaker 7 (12:28):
Well, we are we grew up in underserved communities, Jenna
and I. I'm from Philadelphia, Southwest Philadelphia, and so you know,
I saw and I see every day what is going
on in the area. So Janaya and I both you know,
we just wanted to be a pillar, you know, support
system for our people.

Speaker 1 (12:45):
Jane, did you have anything to add to that? For us?

Speaker 6 (12:47):
We started businesses very young, and we didn't have the
support when we were starting businesses of how to get
funding or how to know what to do to just
start a business or even just become wealthy. So we
had to like break down those barriers ourselves. And so
we want to kind of be like a help for
everyone else so they can have something like a resource
to be able to come to or get information from,

(13:08):
so it won't be as hard as how we did it.

Speaker 2 (13:11):
So you had a struggle, and you want to make
sure that other people don't.

Speaker 5 (13:14):
Have a struggle.

Speaker 1 (13:14):
Correct, Yes, I love that. Okay.

Speaker 2 (13:16):
So what are some of the core programs or initiatives
that the Good as Gold Foundation offers today?

Speaker 6 (13:20):
Okay, So we do have three signature programs. We have
our Golden Workshop, which is our flagship program and it's
a dynamic lineup of workshops designed to equipped individuals and
families with the tools they need to build sustainable wealth
and financial confidence. And each workshop is led by a
seasoned expert, a season industry expert, and the topics could
range from life insurance, taxes, home buying, budgeting, estate planning,

(13:45):
starting a business, repairing, and managing credit, just to name
a few. And what sets us apart is our commitment
to making sure the participants not only learn valuable financial skills,
but they have the direct access to the tools and resources.
We do have Golden Grants, which are Golden Grants programs.
We offer financial assistant to those in need, and we
cover our central costs like utility bills, housing costs, late payments,

(14:07):
education and more. And our goal is just to alleviate
financial stress and the well being overall.

Speaker 7 (14:12):
And then we also have our gold in Life program
and that is what makes our organization unique. We not
only educate individuals on the importance of life insurance and
how it's one of the fastest ways to build wealth,
we actually go beyond teaching. We help families obtain affordable
life insurance policies, and we assist with premium payments and
making sure that they leave with the financial asset. And

(14:34):
so we also we do not hold any responsibility.

Speaker 1 (14:38):
Or ownership ownership to the policies.

Speaker 2 (14:40):
Oh, that's very important to know. Now, Janay, you have
an event that's coming out, tell us about it.

Speaker 6 (14:45):
Yes, so we deal. We're so excited. We're in partnership
with KOPA, which is the Affordable Housing Centers of Pennsylvania.
We're partnering with them to do a home buyer's workshop.
It's a two part series. It's going to be July
twenty second and July twenty four from six pm to
eight pm. It's going to be virtual, so anybody can
join and every participant who participates in both of the

(15:07):
workshops will receive a HUT Approved certificate which.

Speaker 1 (15:10):
Qualifies them for the grants, the Pennsylvania grants.

Speaker 2 (15:14):
Yes, wow, that's pretty big. We'll tell the specific so
when is it, the date, the time, location, all that good.

Speaker 1 (15:19):
Stuff, so it'll be on zoom.

Speaker 7 (15:21):
They could go to our website at Goodasgoldfoundation dot org
under events to sign up. It's Tuesday, July twenty second
and Thursday July twenty fourth, from six to eight pm.
So it's only two hours normally two hours per workshop normally,
I cope, in many other hood approved organizations they do
four hour workshops, which is extremely long. So Jenay and

(15:41):
I wanted to break that up to make it more
accessible for you know, families and parents like myself.

Speaker 1 (15:47):
That's great.

Speaker 2 (15:47):
I wonder if you can share a story that reflects
the kind of impact that you're hoping to make through
the work that you're doing.

Speaker 1 (15:52):
That's a good question.

Speaker 7 (15:54):
Yes, So I guess a story, a real time story.
So Jana and I have hosted men workshops right in.
One of our first workshops was on investments in life
insurance and it was a real big workshop, one.

Speaker 1 (16:07):
Of our biggest yet.

Speaker 7 (16:08):
We had about forty five participants, and out of that
forty five, twenty one participants actually went and obtained a
life insurance policy and some sort of investment.

Speaker 1 (16:20):
Account like I raise stuff like that.

Speaker 7 (16:23):
I yes, And so that was huge for us because again,
when we started the organization, a conversation was around helping
individuals and families and our communities build financial success right
and grow and so to see and have that real
time data of people actually you know, sign it up
and getting these policies.

Speaker 1 (16:41):
It made a big difference for us.

Speaker 2 (16:43):
Anything you want to add you.

Speaker 6 (16:46):
Yeah, so we positively went through our workshops and our
community events, we positively impacted over twelve hundred lives through
financial education, life insurance and resources and financial assistance.

Speaker 1 (16:58):
And we're just really proud of that.

Speaker 2 (17:00):
Getting start, Yes, we're just getnings, just getting started. So
how can people get involved, whether they want to donate, volunteer,
or partner with your mission?

Speaker 6 (17:09):
Yeah, so we're definitely always looking for volunteers, always looking
for donors and supporters. You could definitely go on our
website at www dot Goodest Goalfoundation dot org. Under the
events tab if you want to become a volunteer of
the Goodest Goal Foundation, you can fill out the short
form that we have there. All our upcoming events will
be listed there as well, so you can always sign

(17:29):
up to be a participant of the upcoming workshop as well. Yep.

Speaker 7 (17:33):
And to donate, you can go to our website as
Gen already mentioned, hit the donate tab and you can
donate there.

Speaker 1 (17:39):
So we appreciate all of the support.

Speaker 2 (17:40):
Yes, great, any final words before we close.

Speaker 6 (17:43):
We're just proud of all of our supporters. We're thankful
for all of our supporters. Shout out to Counselwoman Catherine
Catherine Gilmour Richardson at large. She supports our mission and
our growth. We're really grateful for all of our mentors
and things like that.

Speaker 7 (17:58):
In the city of philadelph has really supported us. So
we appreciate our city and everything that they've done along
with the community. Janaya and I started again. We just
had a dream, we had a conversation and we started,
and we've had so much support over the three years
that we've been founded. And the most thing that we're
most part of it that this foundation is more so
purpose driven.

Speaker 1 (18:20):
We feel like God.

Speaker 6 (18:21):
Put it on us to be able to go out
and help our community and do this, and we're just
grateful to be doing his work.

Speaker 2 (18:27):
I love that you're doing the work that you're doing.
We certainly need it. And I love the fact that
out of your friendship you came up with its very
wonderful organization.

Speaker 1 (18:37):
One of my best friends.

Speaker 2 (18:39):
Yeah, beautiful, beautiful, I love it. Janey Saunders and Mana Morris,
the dynamic co founders of the Good as Gold Foundation,
started off as friends at Lincoln University and now they
are all about transforming that bond into a mission driven
nonprofit with a vision to break the cycle of poverty
and underserved communities.

Speaker 1 (18:58):
Thank you so much, Thank thank.

Speaker 6 (18:59):
You, and you can follow us on Instagram, at Facebook
at goodis Gold Foundation.

Speaker 1 (19:04):
Awesome. Thanks so love you.

Speaker 2 (19:09):
We're joined today by Dedra Porchet, Managing Director and National
head of Community and Business Development at JP Morgan Chase.
Didra leads strategic growth across three hundred community branches with
a deep commitment to supporting small businesses and nonprofits. She's
here and I'm so excited to talk about the Hometown
Heroes Campaign, a partnership between Chase Bank and Power ninety

(19:32):
nine's Rise and Grind morning show. Every month, the show
spotlights a listener nominated hero, someone making a real difference
through a five oh one C three nonprofit, with awards
of one thousand dollars to support their mission. Nominations are
now open at Power ninety nine. Dedra is so great
to have you here. I'm so excited. This is very
exciting because there are so many grassroots organizations and nonprofits

(19:55):
that are hurting now because funding has been drying up
in so many different areas. What if you can tell
us what inspired Chase to collaborate with Power ninety nine
on the Hometown Heroes campaign and how does this partnership
reflect Chase's core values.

Speaker 3 (20:09):
Well, thank you so much for having me, Lorraine. We're
so excited to be here. We're excited about the partnership
because it really aligns with our commitment to supporting those
who make a real difference in our community every day.
The folks that are on the ground, that have their
ear to the street many times, they've been in these
communities for quite some time, and they've built trust in

(20:29):
the community. They understand what the issues are, and so
we want to support them. We want to ensure that
they have the resources that they need to do what
they do best.

Speaker 2 (20:38):
Absolutely, we love our trusted messengers. In what way does
the Hometown Heroes initiative advance Chase's commitment to empowering small
businesses and nonprofits.

Speaker 3 (20:48):
Well, it is really our goal to ensure that we're
the bank for all, the bank that empowers individuals and
consumers and small businesses and frankly the next generation to
achieve their financial goals. So partnering allows us to do
what we do best, which is provide access to information
and to resources, to capital, to connections and networks, and

(21:11):
then partner with those who know what's best for that
local community building a strong local plan.

Speaker 2 (21:17):
Dedre, I wonder if you can talk a little bit
about your journey at Chase, because we love origin stories
and how shaped your approach to community banking.

Speaker 3 (21:25):
So I'm a little bit of a unicorn, Lorraine. I've
been at Chase Bank my entire career thirty years, if
you can believe that. But I've had the great privilege
of helping consumers in our branches and helping our government
clients like our cities and school districts serve their constituency
and our local community leaders. And I've also had an

(21:46):
opportunity to run our small business team and be responsible
for helping businesses get access to capital. So I believe
this work we're doing now in community and business development
brings all of that together to ensure that we're providing
access to but also to resources and then figuring out
how do we partner locally to get the plan right.
We don't have all the answers I don't have, certainly

(22:08):
don't have all the answers, but together we can come
up with a plan.

Speaker 1 (22:11):
You know.

Speaker 2 (22:11):
I was very inspired by an interview I did previously,
I think last year about the community banking centers, and
I was able to actually interview one of the recipients
of the support and Capital grant. And I love the
fact that you have these community centers in cities across
the country. It's not like a typical bank in the

(22:31):
sense that you really are meeting people where they are.

Speaker 3 (22:35):
One hundred percent. We're so proud of the work we're
doing in our community center branches. If you can imagine
a community center combined with all of the banking services
that you would traditionally get in a local branch center,
but have access to workshops, to engagement, to programs right
in your local branch, being able to come in off

(22:55):
the street, whether you're a client of Chase or whether
you're just one of our members of the community, and
be able to participate and get access to information. We
also have partnered locally with businesses that have helped us
renovate these locations. We have local artists that are displayed
in our branches. We're really proud that these locations are
rooted in our community.

Speaker 2 (23:16):
When it comes to small businesses, there's so many challenges
and we know that many of them do fail within
the first three years. And I wonder if you can
talk a bit about the challenges small businesses and nonprofits
experience in underserved areas and how chases addressing these obstacles
through partnerships like this one.

Speaker 3 (23:34):
What I found and what we see every day is
small businesses often face obstacles when it comes to access
to capital, access to information, and access to networks. And
so when we come in, we're able to help business
owners assess their current condition. But once they understand where
they need to go, they need to have the resources

(23:55):
to get there. So it's absolutely about the financial capital.
It's also about the capital that comes from knowledge and
access to information and then the networks that will help
you grow your business. So we're excited to be able
to provide those resources.

Speaker 2 (24:10):
So many small businesses and nonprofits don't know what they
don't know right, And I wonder if you can share
with us some advice you would give to local entrepreneurs
and nonprofit leaders looking to grow their organizations with the
help of community banking.

Speaker 3 (24:24):
It's all about the right partnership it's about finding the
relationships that will help you achieve the goals that you
intend to achieve. And we're so proud that we're partnering
locally to provide businesses and nonprofits with the right relationship
that can go in help them assess where they are.
Nonprofits are businesses also, they just have a different mission

(24:46):
and vision and they need access to that information. And
then there are tons of resources out there. There are
grants and offers that many of our nonprofits and businesses
don't know about. That's another place we come and because
we have knowledge of what's happening in the local marketplace
and we can connect them to that right resource. So

(25:07):
my recommendation would be to go into your local branch,
partner with us to find the information you need to
bridge you to the resources you.

Speaker 2 (25:15):
Need right and we encourage folks to not be scared
about that because a lot of times there's that reluctance
to go outside of your comfort zone, especially when it
comes to business and finance. I think there are a
lot of people who have great ideas, whether it's a
nonprofit or a small business, but they don't really know
where to go or who to ask for help and
sometimes they really don't know that they need to ask

(25:37):
for help, right.

Speaker 3 (25:38):
Absolutely, That's one of the reasons we're super excited about
the workshops that we provide. The workshops meet people where
they are and help them understand things like budgeting, saving,
preparing for the future. And then with businesses doing an assessment,
doing a SWAT analysis to figure out where are my strengths,
where are my opportunities and then with that being a

(26:00):
to understand, okay, now what should be my plan and
what steps should I take next? And having the support
to do so.

Speaker 2 (26:06):
How can individuals and businesses in Philadelphia leverage this campaign
to access Chases resources and make a meaningful impact.

Speaker 3 (26:14):
Well, we definitely want them to nominate hometown hero on
the contest page, So be sure and go out and
nominate your favorite hometown hero. And we'd also like for
them to drop by our fifty second Street branch and
see what we're doing.

Speaker 2 (26:30):
Yeah, you've got some great things going on there. And
now I'm going to throw you a personal question because
as a woman of color rising up through the ranks
of Chase, I wonder if you can just share with
us a little bit about your journey and what are
the challenges, And what is the advice that you might
give to other women, particularly people of color, as they
navigate what is oftentimes a challenging corporate environment. How do

(26:52):
you make your way through there? What are some of
the tips and tricks that you've experienced that you could
share with us.

Speaker 3 (26:58):
Well, I'll just say, Laurene, I didn't grow up in
a household where we discussed money around the dinner table.
There wasn't someone giving me advice on how to form
my money habits. But fortunately in the work that I do,
I got a chance to learn how to practice good
money habits and how to build a strong financial future

(27:22):
for myself and from my family. And so through that learning,
I have been so grateful to be in relationship and
partnership with the right team. And so, if there's one
piece of advice that I could give, whether you're navigating
your career or whether you're navigating to a better financial future,
find the right team. And it's made up of certainly

(27:43):
folks that might be within your profession or within business,
but it's also local folks within your community. Build your network,
build your team, and it will help you navigate the
challenges of the workplace and it will also help you
navigate the challenges of reaching your financial goals.

Speaker 2 (27:59):
Yeah, it's always the best advice to step outside of
your comfort zone and to take a chance and ask
ask for advice, Sit down with somebody, get some coffee
with somebody in your company, or someone that you think
would be a great role model. Surprisingly, a lot of
people are really willing to help you out right.

Speaker 3 (28:16):
One hundred percent. I find that the peer to peer
networking is among the most amazing advice you can get.
I certainly have been blessed to have some great mentors
that were more senior, but being able to build a
network of folks that I can share my insights with
and they can share with me. We can bounce things
off of each other. It really helps you withstand in

(28:36):
some of the more challenging times and encourages you to
keep going right.

Speaker 2 (28:41):
As Shanda Rhimes always says, say yes right, say yes.
I say yes to opportunities, say yes to reaching out
and connecting with other people. Yes is a powerful word,
and sometimes we're too scared to do that and take
a chance. But clearly you're a great example of someone
who has been able to say yes and to move
forward at Chase and in the world. We're so grateful

(29:01):
for Chase being our partner for this Hometown Heroes campaign.
Again one thousand dollars. You have to nominate a nonprofit
with a five hoe C three and have the opportunity
to get one thousand dollars, which is pretty fantastic and
very significant. If people want to know more about Chase
and where people can go for all of the information

(29:21):
that we talked about, whether it's finding out where their
local branches are or that big community center that you
referred to, where do they go for that?

Speaker 3 (29:28):
If they go to Chase dot com, they'll be able
to get to our site. I just want to say
one other thing, Lorraine, you reminded me is that oftentimes
folks fear walking into our branches. We welcome anyone that
wants access to information. We want our branches to be
a place where anyone feels welcome. So we just would
encourage them to come in to our fifty second Street

(29:50):
and Market branch and just talk to someone and figure
out what all we're doing to help the community.

Speaker 2 (29:55):
And shout out to Chase because in the time when
so many large banks are not investing in under resource communities,
Chase is doing the exact opposite. You're going into the hood.
You're going into places where people have access. And we're
very neighborhood oriented, right. We do like to go outside
of our ten block area, and so to have the
opportunity to just go up the block and check out

(30:18):
a Chase branch, it makes it so much more convenient
and available for folks. So we encourage folks to check
out Chase, and of course check out Power ninety nine
dot com and the Hometown Heroes Initiative co sponsored by
Chase Bank. Deirdre Porchet, Managing Director and National head of
Community and Business Development at JP Morgan Chase.

Speaker 1 (30:38):
Thank you so much. Thank you for having me.

Speaker 2 (30:41):
You can listen to all of today's interviews by going
to our station website and typing in keyword Community. You
can also listen on the iHeartRadio app ye Words Philadelphia
Community Podcast. Follow me on Twitter and Instagram at Lorraine Ballard.
I'm Lorraine Ballard Morrow and I stand for service to
our community and media that empowers. What will you stand for?

(31:02):
You've been listening to Insight and thank you