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December 12, 2025 11 mins

The crash everyone’s talking about right now will be worse than 2008… but not in the way almost everyone thinks it’s going to happen. See, the media is bracing you for another housing collapse or a stock market wipeout — but that’s not the real danger. This time, the bubble isn’t in real estate or banks… It’s in a completely different sector that no one is watching — and when it pops, the crash effects will be nothing like what most people are preparing for.

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Episode Transcript

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Speaker 1 (00:00):
The crash that everyone's talking about right now will be
worse than two thousand and eight, but not in the
way almost everyone thinks it's going to happen. You see,
the media has been bracing you for another crash, right
They're calling for a housing collapse, they're calling for a
stock market wipeout. But that's not the real danger this time.
The bubble isn't in real estate. The bubble's not in banks.

(00:21):
It's in a completely different sector that no one's watching.
And when it pops, the crash effects will be nothing
like what most people are preparing for. And here's why
this is so dangerous. When the thing that everyone thinks
is safe is actually the bubble, it means you're savings,
your retirement, and even the cash in your pocket, they're
all on the firing line now real quick. On Mark Moss.

(00:42):
I've built, I've invested, I've sold companies through multiple boom
and bus markets. Today I'm a partner at a leading
bitcoin venture hedge fund, and this is the same data
that we're looking at to make decisions, and so I
want to give it to you so you can understand
why this crash is different. What the signs are that
nobody sees how you can protect and even grow your
wealth while everyone else gets blindsided. So let's go all right,

(01:04):
we got a lot of ground to cover today, so
we're gonna go really quick. Let's just jump right in.
And the big takeaway is this, most people are stuck
fighting the last war, right, and in our case, that
means most people are expecting the market crash like we
had in two thousand and eight. That's the last war.
Maybe they're looking at two thousand or whichever period that
you want to look at, but those were different. Those

(01:25):
were deflationary crashes, a housing market crash, a credit bubble crash,
a stock market crash. But when these markets crashed, we
saw stocks drop right, buy more than fifty percent home prices,
they collapsed thirty to fifty percent, banks feld, unemployment skyrocketed.
That's what happened. And as painful as that was, on

(01:46):
the other side of all that, we saw huge growth,
right because the crash was sort of like a reset button.
After the crash, if you still had cash, you could
get back in, right, You could buy that home, you
could buy the stocks much cheaper, and then you could
ride the recovery back up. That's why a lot of
people today are waiting for that. They're waiting for the
same type of crash. So they've been waiting on the sidelines.

(02:08):
They've been holding their cash. Some of these people have
been holding for two or three years because mainstream media,
other prominent financial channels, online, some other YouTubers, they continue
to tell you that this market crash is coming. Look
at the debt, they say, right, look at the inverted
yield curve, look at all the other reasons. But here's
the thing that's not what's coming. And if you're waiting

(02:30):
for another two thousand and eight crash, you're gonna get
wiped out. Now. If you've been watching my channel for
I guess the last couple of years, you know that
I broke off from the entire pack back in October
of twenty twenty two, I made a video titled there
is no market crash coming and here's why. And then
I went on to continue making more videos telling you

(02:51):
you know what the FED did, what the bank collapse
showed us. And then in August of twenty twenty three,
I made a video titled that the bear market is canceled.
December of twenty twenty three, I told you there would
be a crash, but this time it to be different.
I called it the reverse market crash because instead of deflation,
we're facing an inflationary crash. That was almost two years ago.

(03:13):
And here's the crazy part. The market since then has
played out exactly as I said it would. I mean,
look at this. Since I made that call in December
of twenty twenty three, bitcoins up one hundred and eighty
six percent. Gold, which so many wrote off as dead money,
has surged almost ninety five percent. Even the NASDAC and
the SMP have moved higher, up fifty two percent and

(03:33):
forty six percent. But notice what's lagging the broader market
indexes like the Russell two thousand, right it's barely up
thirty percent. So if you'd been sitting in cash on
the sidelines waiting for another two thousand and eight style crash,
or if you'd followed maybe Ray Dallio's All Weather portfolio,
which is the classic Wall Street playbook, you'd be way behind.

(03:55):
Right now, look at the numbers. A simple equal weight
allocation in the top four assets, Bitcoin, gold, NASDAK, and
the SMP would have turned one hundred thousand dollars portfolio
into nearly one hundred and ninety four thousand dollars by
October of twenty twenty five. Meanwhile, Ray Dalio, the all
weather strategy would have grown to about one hundred and

(04:15):
eighteen thousand dollars. That's a difference of seventy six thousand
dollars in just two years. That's a sixty four percent
outperformance just by positioning for the reverse market crash that
I called back in twenty twenty three, instead of clinging
to the old playbook. So while everyone else was waiting
in cash or trusting their safe, conventional strategies, the people

(04:37):
who followed this thesis were building wealth nearly double the pace. Now,
this is the power of understanding the crash that we're
actually in, right, not the one everyone thinks is coming.
And if you've been feeling like you can't afford the
same lifestyle that you had a few years ago, congratulations,
you're already living through the early stages of this reverse
market crash. Okay, So now the big question is if

(05:00):
this isn't like two thousand and eight, where is the
real bubble today? Because remember every crash starts with the
bubble somewhere. Okay, Well, if the bubble's not in housing,
and it's not in the stock market. Where is it. Well,
the real bubble it's hiding in plain sight, right, It's
in the one place that everyone thinks is safe. It's
government bonds and in the dollar itself. Now, think about it.

(05:22):
The US treasury are supposed to be the safest asset
in the world, the dollar. It's the foundation of global trade.
But today both are being inflated by trillions of dollars
in new debt and endless central bank printing. The US
government is borrowing over two trillion a year just to
stay afloat, and the only buyers that are left are

(05:42):
the FED and passive flows that are forced into treasuries
by regulation. Now, there's a recent report that came out
by Meer McCann Research, and they put it bluntly. They said, quote,
the current bubble is not like two thousand and eight,
which was a credit bubble. It's a currency and treasury
bond bubble. And when the foundation of the entire financial
system is the bubble, then everything built on top of it, stocks, pensions,

(06:06):
real estate, even the paycheck becomes unstable. End quote. This
is why I'm saying this crash is going to be
worse than two thousand and eight because when housing collapsed,
at least the money was still good. But when money
itself becomes the bubble, there's no safety net. Okay, so
how do we see that the bubbles in money and
not in stocks, not in real estate, Well, the cluser everywhere,

(06:30):
there are the signals. There's the symptoms of capital fleeing FIAT,
and when we see them, the market begins to make
a lot more sense. Right, So just look at the
stock market specifically, let's look at the MAGS seven. These
tech giants have become so dominant they now represent roughly
thirty four percent of the S and P five hundred's
market cap as of August of twenty twenty five. In

(06:52):
twenty twenty four, companies like Nvidia, Meta, Amazon, Apple, Microsoft, Tesla,
Alphabet all those they drove more than half of the
P five hundred gains. For instance, last year in twenty
twenty four in Nvidia returned to one hundred and seventy
one percent, Meta eighty five percent, Tesla, sixty two percent, Amazon, Alphabet,
Apple all posted double digit gains. These are massive returns, right,

(07:15):
But these aren't bubbles in those stocks. They're just the
places capital is going away from the cash. Now, these
companies they feel safer, right than holding dollars, so people
pour money into them as sort of like this pseudo
safe haven. Right, then you can look at like other
areas like the crypto NFT market, especially like crypto punks,

(07:35):
right people are spending serious money on digital avatars, like
what why? Well, the reason is because when the underlying
currency feels unsafe, then you're willing to just basically leap
into anything that gives some sense of scarcity and value
outside of fiat. And then of course there's bitcoin and gold,
right the main beneficiaries of capital flight. Right now, today

(07:58):
we just looked at how bitcoin's up one hundred and
eighty five percent, right that since December of twenty twenty three,
Gold's up ninety five percent. Now, the fact that these
digital and metallic safe havens have outperformed the bulk of
traditional assets isn't an accident. Right on, chain flows confirm this.
The massive inflows into bitcoin are often predictive of future returns.

(08:20):
That means that people are quietly moving capital into crypto
because they see through the illusion that cash is safe.
So what looks irrational like NFTs and tech stock mania,
crypto bubbles, it's actually kind of rational when you understand
the context. These are safe haven bids. They're not speculative vets.
If you view them through the traditional lens, you call
them bubbles. But once you flip the lens you see

(08:42):
that money is the thing crumbling, then it all starts
making sense. Now, in another video I'm going to do,
I'm gonna go deeper, and I'm going to show you
a chart from Ymar Republic, Germany during hyperinflation when gold
looked volatile, but the real story was the currency was
collapsing underneath it. And of course once you see that,
you'll never view volatility the same way again. Okay, so

(09:04):
now you understand why this next crash it's different. Right.
Here's why I say it's gonna be worse than two
thousand and eight, because in two thousand and eight, when
the bubble and you know, housing and credit, when all
that collapsed, just as painful as it was, as devastating
as was you guys have heard my story. In two
thousand and eight, I was in real estate. I got
wiped out. It was also a reset, right, Holmes got cheaper,
stocks went on sale, and eventually those new buyers could

(09:26):
step in. The next generation had a chance to get
back in. Right, as much as it hurt, at least
there was an opportunity on the other side. But today,
with the bubble not being in housing or credit but
instead money itself, when the dollar and the treasury bonds
are the bubble, there's no reset button. Right, There's no
better chance to get in later. There's no reset I mean,

(09:46):
think about what that means. That means if you're waiting
in cash for another don't know, two thousand and eight
style collapse, you're not going to get it. Instead of
asset prices falling to meet you, they're just going to
keep running away. Housing doesn't get cheaper, it gets minutely
out of reach. Your savings don't become more valuable. They
get inflated into nothing. Retirees on fixed income get crushed,

(10:07):
young families get locked out of the market, and the
middle class they get hollowed out. That's why this time's worse.
In two thousand and eight, at least you got another chance.
This time, there's no second chance unless you already own
the right assets before the system's crap. Okay, now I
know this sounds bad, and it is, but it doesn't
have to be for you. It doesn't have to be

(10:28):
for you and I. What are we going to do
about this? How do you not just survive this reverse
market crash but actually come out wealthier than ever before. Well,
the winners in this kind of crash are the people
who front run the collapse. Right, They own the scarce
assets that can't be printed away, assets like bitcoin, right,
digital scarcity that governments can't print gold, it's the oldest

(10:49):
form of hard money, prime real estate, collectibles, businesses with
real cash flow that can rise with inflation. Meanwhile, the losers,
they're the ones sitting in cash, They are the ones
hiding in government bonds. They are the ones that are
thinking that they're playing it safe. Or maybe there are
in some other types of diversified assets that won't keep
up with the rate of money printing, monetary debasement, or

(11:10):
what I call the real rate of inflation. But for us,
because we see this coming, we don't have to get
wiped out, We don't have to see the quality of
our life decline. In fact, you can use it as
a once in a generation chance to multiply our wealth
while everyone else is blindsided, and if you want to
see exactly how the entire financial system is being rebuilt
right in front of our eyes, you should probably go

(11:31):
watch this video right here, and I'll see you over there,
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Mark Moss

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