November 7, 2025 • 6 mins
See omnystudio.com/listener for privacy information.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Zach wants to come into the studio. Zack had a very,
very sad thing happened to him. Hold on it second, Zach, Zach,
can I ask our guests just to slide over? He's
going to use that microphone? No, you could use that
microphone over here. Come on, get your own mic You're right, yeah,
I get on TV too. You gotta get on camera
for everybody. Get over there. You can stand behind Zach,
(00:21):
behind Sam. He likes hugs too, by the way, if
you like yeah, single Zach. Zach is a grown man
who cried. What was the reason why you cried?
Speaker 2 (00:32):
Well, I filled out my health benefits yesterday and I
just started crying. Man Like, I was so overwhelmed with it,
and I don't know what I'm doing half of the time.
Speaker 3 (00:41):
How old are you, Zach?
Speaker 2 (00:42):
I'm thirty years old.
Speaker 3 (00:43):
He's a thirty year old man. Yeah, and it brought
you to tears. I started bawly.
Speaker 1 (00:48):
Is it the idea that you had to actually sit
down and try to make a decision like that, or
is it when you started seeing Chi ching Chi ching
Chi ching with the money?
Speaker 2 (00:55):
It was the big decision and it was like, oh man,
this could ruin my whole year next year.
Speaker 4 (00:59):
I tell you something, and it can because I accidentally
checked the wrong box one year, it was not the
year to do that.
Speaker 2 (01:05):
Yes, so I'm real nervous. I didn't. I changed a
lot yesterday.
Speaker 1 (01:10):
So I couldn't believe when you told Kevin, myself and
Anna and Shannon that we should watch like a fifteen
minute video. Actually you watched the videos that they provided.
Speaker 2 (01:21):
I have zero knowledge on financial anything. Yeah, I have
five dollars in my bank account right now, just kidding.
Speaker 3 (01:28):
I got pay to day.
Speaker 1 (01:29):
But yeah, it smart. Yeah, I had a fifteen minute
video and it tells you everything. Wait, somebody explain this
to me. Why is it? First off, I think that
they do this to try to screw us up. But
why is it that every year we got to do
this thing where we have to redo all of our
benefits and honestly, the benefits never really changed that much.
(01:50):
And honestly, why do they not have like why do
companies not have a person where you can live talk
to them?
Speaker 2 (01:55):
Thank you?
Speaker 5 (01:56):
Yes, no, you can know because I too did my benefits.
Oh okay, shout to the deadline bro. But I have
questions too, and they provide this little AI software called Sophia,
who don't know anything, takes like five questions just to
get one answer from her. But every year things can change.
You might get married, you might have a child. Like
(02:18):
those are issues and reasons issues. Those are reasons why
you would need to update. But okay, but Sophia doesn't
really help you. No, So that's that's what brought me
to our point. Sophia didn't help me, but they had
a call number. Now I took like five different prompts
into an extra minutes in order to get to somebody.
Speaker 3 (02:33):
But at the end of the rainbow, I think if
I was.
Speaker 1 (02:37):
You know, owning an owner of a company, even an
owners company this big, I would have like thirty people
go to each city or whatever, sit in a room,
and you go through your thing together and then nobody
forgets to do it.
Speaker 3 (02:49):
It gives them an opportunity. Yesterday, huh, I'm the only
one that could. Well, No, I mean I've done it
for a while.
Speaker 2 (02:57):
You weren't frustrated, you didn't want to punch anything years.
Speaker 1 (03:00):
Okay, we actually have audio of Zach crying. Are you
like a sober crier or no? I tried to hold
it back until I look like Kim k It's funny
because I don't cry. I just get so angry and
then I mother f the company. Yes, oh yeah yeah,
(03:21):
I'm like, why am I?
Speaker 3 (03:24):
There should only be three options, and why do I
want to win?
Speaker 2 (03:28):
Sure?
Speaker 4 (03:29):
Pet, well, don't don't pick that one. I did last
year and it's worthless and they don't let you cancel
it unless you like jump through hoops.
Speaker 3 (03:37):
It's stupid. It's so stupid. Do you wait?
Speaker 1 (03:39):
Do you take advantage of the LifeLock and all the
rest of that stuff too? Or no? I literally checked
no for everything. They allow you to have life lock,
which is basically, if you get scammed like these people
that we just talked to a couple of minutes ago,
they take care of your credit stuff for you.
Speaker 3 (03:54):
I'm putting no on that one too. No vision. So
you guys went here yesterday was the deadline. You had
to do it. Somebody on this show did not do it.
Speaker 1 (04:06):
Well, I don't want to call them out because if
I call them out, they might get angry over the
fact that they were the only person in the whole
company that that didn't do it exacte.
Speaker 2 (04:21):
That's fine, But you know what, though I filled out
my benefits in like June or July, so I don't
think anything changed since then.
Speaker 4 (04:27):
Yes, it just don't have to re enroll though, don't
you that it is incorrect?
Speaker 6 (04:31):
No?
Speaker 3 (04:31):
I think I think it just re enrolls. At least
that's what Colleen said.
Speaker 4 (04:35):
Yeah, okay, it tells you that you just won't have
benefit like remember we used to get those emails. If
you do not re enroll, you will not have benefits.
Speaker 3 (04:44):
Hey, what's up, Courtney High?
Speaker 5 (04:46):
Hi?
Speaker 7 (04:46):
Good morning that I am a mom of three, a
stay at home mom. I get so overwhelmed. I still
get clueless about benefits.
Speaker 5 (04:55):
Taxes.
Speaker 7 (04:56):
My husband the first year we were married, to taxes
by hand so that he could like truly understand it.
He goes over all with me. It goes right over
my head, Escrow. I have no freaking clue. I mean,
I know all of it. He tells me it, but
it's like my brain just can't handle it.
Speaker 4 (05:13):
I wasn't.
Speaker 7 (05:13):
I should have been taught this like when I was younger,
and I was not, And I have three kids I'm
responsible for and I'm clueless.
Speaker 1 (05:19):
Yeah, they should have this taught in school. It would
really be smart. What's is by hand. What's up, Megan? HII.
Speaker 6 (05:27):
I just wanted to call and say that you guys
definitely don't have to be crying during open enrollment. There
are so I actually so, I'm licensed in insurance, but
I work with a financial professional and she we with
our clients all the time, hop on virtual calls, even
phone calls, emails to help people do their open enrollment benefits.
Because while things while the options may not change for you,
(05:51):
things in life may be changing for you.
Speaker 4 (05:53):
Maybe you need to learn.
Speaker 3 (05:54):
Well, you can tell that Zach also watched that video, because.
Speaker 6 (05:58):
Oh, you know what's great. I think a lot of
people think that it's like going to the doctor and
you have to like pay a copay every time you
meet with a financial professional. But really it's like an
open door relationship and like we help people with their house.
Speaker 1 (06:11):
Why don't we have Megan's You should have your number
on call so we can call you when we need help.
Speaker 2 (06:16):
Yeah.
Speaker 6 (06:17):
Absolutely, Can I shout out who I work for sure?
It's Jessica Ping. She's a financial advisor and an arbur Michigan.
Speaker 1 (06:24):
Okay, I like it, Jessica very nice. Hey next October.
Here's here's the thing. If you need help from anything
from Zach. Zach will teach you how to EQ a
phased piece of audio, so.
Speaker 3 (06:36):
If you ever need help with that, I've.
Speaker 6 (06:39):
Been wondering how to do that for a while now.
Speaker 1 (06:41):
How to pirate anything. He knows how to pirately.
Speaker 2 (06:45):
Go it's borrowing moto, and.
Speaker 1 (06:47):
He knows how to get free porn services if you
need help with also true.
Speaker 3 (06:51):
All right, Megan, we got to cover you.
Speaker 5 (06:54):
Guys.
Speaker 6 (06:54):
Have a good one.
Speaker 3 (06:55):
Megan's like, I'm never talking to again.
Zach wants to come into the studio. Zack had a very,
very sad thing happened to him. Hold on it second, Zach, Zach,
can I ask our guests just to slide over? He's
going to use that microphone? No, you could use that
microphone over here. Come on, get your own mic You're right, yeah,
I get on TV too. You gotta get on camera
for everybody. Get over there. You can stand behind Zach,
(00:21):
behind Sam. He likes hugs too, by the way, if
you like yeah, single Zach. Zach is a grown man
who cried. What was the reason why you cried?
Speaker 2 (00:32):
Well, I filled out my health benefits yesterday and I
just started crying. Man Like, I was so overwhelmed with it,
and I don't know what I'm doing half of the time.
Speaker 3 (00:41):
How old are you, Zach?
Speaker 2 (00:42):
I'm thirty years old.
Speaker 3 (00:43):
He's a thirty year old man. Yeah, and it brought
you to tears. I started bawly.
Speaker 1 (00:48):
Is it the idea that you had to actually sit
down and try to make a decision like that, or
is it when you started seeing Chi ching Chi ching
Chi ching with the money?
Speaker 2 (00:55):
It was the big decision and it was like, oh man,
this could ruin my whole year next year.
Speaker 4 (00:59):
I tell you something, and it can because I accidentally
checked the wrong box one year, it was not the
year to do that.
Speaker 2 (01:05):
Yes, so I'm real nervous. I didn't. I changed a
lot yesterday.
Speaker 1 (01:10):
So I couldn't believe when you told Kevin, myself and
Anna and Shannon that we should watch like a fifteen
minute video. Actually you watched the videos that they provided.
Speaker 2 (01:21):
I have zero knowledge on financial anything. Yeah, I have
five dollars in my bank account right now, just kidding.
Speaker 3 (01:28):
I got pay to day.
Speaker 1 (01:29):
But yeah, it smart. Yeah, I had a fifteen minute
video and it tells you everything. Wait, somebody explain this
to me. Why is it? First off, I think that
they do this to try to screw us up. But
why is it that every year we got to do
this thing where we have to redo all of our
benefits and honestly, the benefits never really changed that much.
(01:50):
And honestly, why do they not have like why do
companies not have a person where you can live talk
to them?
Speaker 2 (01:55):
Thank you?
Speaker 5 (01:56):
Yes, no, you can know because I too did my benefits.
Oh okay, shout to the deadline bro. But I have
questions too, and they provide this little AI software called Sophia,
who don't know anything, takes like five questions just to
get one answer from her. But every year things can change.
You might get married, you might have a child. Like
(02:18):
those are issues and reasons issues. Those are reasons why
you would need to update. But okay, but Sophia doesn't
really help you. No, So that's that's what brought me
to our point. Sophia didn't help me, but they had
a call number. Now I took like five different prompts
into an extra minutes in order to get to somebody.
Speaker 3 (02:33):
But at the end of the rainbow, I think if
I was.
Speaker 1 (02:37):
You know, owning an owner of a company, even an
owners company this big, I would have like thirty people
go to each city or whatever, sit in a room,
and you go through your thing together and then nobody
forgets to do it.
Speaker 3 (02:49):
It gives them an opportunity. Yesterday, huh, I'm the only
one that could. Well, No, I mean I've done it
for a while.
Speaker 2 (02:57):
You weren't frustrated, you didn't want to punch anything years.
Speaker 1 (03:00):
Okay, we actually have audio of Zach crying. Are you
like a sober crier or no? I tried to hold
it back until I look like Kim k It's funny
because I don't cry. I just get so angry and
then I mother f the company. Yes, oh yeah yeah,
(03:21):
I'm like, why am I?
Speaker 3 (03:24):
There should only be three options, and why do I
want to win?
Speaker 2 (03:28):
Sure?
Speaker 4 (03:29):
Pet, well, don't don't pick that one. I did last
year and it's worthless and they don't let you cancel
it unless you like jump through hoops.
Speaker 3 (03:37):
It's stupid. It's so stupid. Do you wait?
Speaker 1 (03:39):
Do you take advantage of the LifeLock and all the
rest of that stuff too? Or no? I literally checked
no for everything. They allow you to have life lock,
which is basically, if you get scammed like these people
that we just talked to a couple of minutes ago,
they take care of your credit stuff for you.
Speaker 3 (03:54):
I'm putting no on that one too. No vision. So
you guys went here yesterday was the deadline. You had
to do it. Somebody on this show did not do it.
Speaker 1 (04:06):
Well, I don't want to call them out because if
I call them out, they might get angry over the
fact that they were the only person in the whole
company that that didn't do it exacte.
Speaker 2 (04:21):
That's fine, But you know what, though I filled out
my benefits in like June or July, so I don't
think anything changed since then.
Speaker 4 (04:27):
Yes, it just don't have to re enroll though, don't
you that it is incorrect?
Speaker 6 (04:31):
No?
Speaker 3 (04:31):
I think I think it just re enrolls. At least
that's what Colleen said.
Speaker 4 (04:35):
Yeah, okay, it tells you that you just won't have
benefit like remember we used to get those emails. If
you do not re enroll, you will not have benefits.
Speaker 3 (04:44):
Hey, what's up, Courtney High?
Speaker 5 (04:46):
Hi?
Speaker 7 (04:46):
Good morning that I am a mom of three, a
stay at home mom. I get so overwhelmed. I still
get clueless about benefits.
Speaker 5 (04:55):
Taxes.
Speaker 7 (04:56):
My husband the first year we were married, to taxes
by hand so that he could like truly understand it.
He goes over all with me. It goes right over
my head, Escrow. I have no freaking clue. I mean,
I know all of it. He tells me it, but
it's like my brain just can't handle it.
Speaker 4 (05:13):
I wasn't.
Speaker 7 (05:13):
I should have been taught this like when I was younger,
and I was not, And I have three kids I'm
responsible for and I'm clueless.
Speaker 1 (05:19):
Yeah, they should have this taught in school. It would
really be smart. What's is by hand. What's up, Megan? HII.
Speaker 6 (05:27):
I just wanted to call and say that you guys
definitely don't have to be crying during open enrollment. There
are so I actually so, I'm licensed in insurance, but
I work with a financial professional and she we with
our clients all the time, hop on virtual calls, even
phone calls, emails to help people do their open enrollment benefits.
Because while things while the options may not change for you,
(05:51):
things in life may be changing for you.
Speaker 4 (05:53):
Maybe you need to learn.
Speaker 3 (05:54):
Well, you can tell that Zach also watched that video, because.
Speaker 6 (05:58):
Oh, you know what's great. I think a lot of
people think that it's like going to the doctor and
you have to like pay a copay every time you
meet with a financial professional. But really it's like an
open door relationship and like we help people with their house.
Speaker 1 (06:11):
Why don't we have Megan's You should have your number
on call so we can call you when we need help.
Speaker 2 (06:16):
Yeah.
Speaker 6 (06:17):
Absolutely, Can I shout out who I work for sure?
It's Jessica Ping. She's a financial advisor and an arbur Michigan.
Speaker 1 (06:24):
Okay, I like it, Jessica very nice. Hey next October.
Here's here's the thing. If you need help from anything
from Zach. Zach will teach you how to EQ a
phased piece of audio, so.
Speaker 3 (06:36):
If you ever need help with that, I've.
Speaker 6 (06:39):
Been wondering how to do that for a while now.
Speaker 1 (06:41):
How to pirate anything. He knows how to pirately.
Speaker 2 (06:45):
Go it's borrowing moto, and.
Speaker 1 (06:47):
He knows how to get free porn services if you
need help with also true.
Speaker 3 (06:51):
All right, Megan, we got to cover you.
Speaker 5 (06:54):
Guys.
Speaker 6 (06:54):
Have a good one.
Speaker 3 (06:55):
Megan's like, I'm never talking to again.
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com